people will continue to buyprices will only go up
>>61433215that pizza looks hideous
Is it law somewhere that the first meal in any new house is Pizza?
>>61433215Houses will literally only continue going up, fiat is exponentially loosing purchasing power
>>61433215Boomers are holding onto alot of inventory, multiple units in many cases. The boomer dieoff combined with wholesale rejection of immigrants in north america is going to cause a bust like you've never seen before.
if loans didnt exist that would still cost $10k like 50 years agoNPCflation is real, the slaves will just keep going into debt for reddit updoots
>>61433276>The house>The pizza>The clothes>The composition of the picture>The fact that it's a reddit postMimetic desireMimetic desire everywhere
in under 2 years they will be repossessing those keys
>>61433276Basically. It makes sense too - generally you don't have stuff to cook with right away, so you get something delivered that you can eat with your hands. Pizza is the most obvious choice. Got Burger King when we moved into our new house when I was a kid though, fast food works too.
>>61433257square pizzas are functionally gay and spiritually debased. a circular pizza is cut into triangular slices which signifies a whole that is greater than its constituent parts. a square pizza is cut into squares which signifies a whole that is equal to its constituent parts. square pizza is symbolic of the spiritual and moral decay of the west. only jewish pizzerias would insist on such a tradition. go to jerusalem and all of their pizzas are circular. really makes you think
>>61433355Burger King used to be better btw, it sucks ass now.
>>61433276life is becoming a meme*eddt must be eliminated at all costs
My parents bought me a house. And investment for them and a place for myself. We all win. This is what family is. Of course, I'm not a wasp, which is obvious. You can save so much money if you don't have to pay rent.
>>61433215Judging by the view of the backyard(?), it looks like it could be premium real estate for once and not some 100 sqft goyshack as they usually tend to be
>>61433215Coastals really are stupid
904k fuck.In Europe with 900k buy a castle
>>61433215>Spending that much money to live in NJ in the current year.Probably a pajeet lol
>>61433257>Basil leaves, burnt to a crisp and blackenedBasil goes on AFTER baking not before. Pepperonis are overrated, and oil cup pepperonis are disgusting. >>61433357I actually think you are onto something. >>61433276There is nothing wrong with that in itself and even makes sense. You might be exhausted after packing up the old home, new dishes not arrived yet, and it's a hand-held food.
>>61433215That house is getting repossessed in less than 3 years.
>>61433276Because its fast, easy and usually nobody has time to cook and the kitchen is still empty and pizza can be eaten from the box
These key posts are so cringe.>>61433336>into debt for reddit updootsOf course, those are more precious to them than the house.
>55K per year in interesthow about no?
>>61433215I can’t wait till they start offering 50 year loans
>>61433215I voted for this
>>61433215FINALLY!!HECKIN' KEYS AND 'ZA, REDIT!!!!OH AND -- 2 FEETYEPIM NOT SINGLE!!! KEYS AND ZA, DUDE!!!!!!!!!
>>61433215>bought a 760k house>has an attached guest house>rent to 3 people whose rent pay my mortgage>locked in at 5% interest, first few years are 3% interest Did I do good?
>>61433981I guess it's ok if you never have to interact with them (or they're friends) but I personally wouldn't want to have other people on the property I live on.
>>61433276It's tradition since there's usually not anything set up to have a homecooked meal yet and knowing where the nearest pizza place is just part of settling in.
>>61434025Yeah, if I ever get tired of roommates, I'll move into the side house. But otherwise, unless you make like 200k, I feel like roomamtes are the only way to make it nowadays. Young people are going to have to get used to it or work until they're 85
>>61433215damn redditors are so rich!
>>61433276you will never buy a house so you wouldnt get it.
>>61433953did typing this post make you feel better about yourself?
>>61433276Its the law of attention seeking on Plebbit
>>61433215so about 5k a month in mortgage and 700k in total interest payment assuming a 20% down payment and 25 year loanhefty
>>61434109It's only going to get worse, too. 99% of retards desperately taking any loan they can get so they can push property prices up even higher.
Bought our first house in 2014, sold it in 2020 for a 30% profit, new house has already appreciated 40% and our mortgage is 3% APR. Elder millennials are the last Americans to live the dream.
>>61433276i too ate pizza as first time in my place as the kitchen is a mess and filled with paint so it had to be delivery
>>61433406Post proof or demoralization larp
>>61434161well thankfully the internet has given opportunities to the smart to be location independent and so arent forced to play the retard game
>>61433276It’s unironically a Reddit thing.
>>61434209what proof? I'm not gonna doxx myself. I guess you must be a wasp if something like having parents that help you seems surreal. It's not that rare in many non lutheran cultures
>>61434269Then I'll just assume you come from a rich family in America or you're somewhere in eastern Europe if you aren't larping. Yes I know parents buy their kids houses SOMETIMES, but it's not this super common thing like you're making it out to be (hence why I think you're larping just to piss people off around here).
>>61433317it'll do less than you think, since most property is going to end up owned by trillion dollar jewish asset managers either way. if you want to see real change you need to ban everything but individuals from owning residential homes, and also limit individual ownership to some TBD amount, perhaps enforced by "deed holder must live in this property x months per year" kind of rules.
>>61433276When you just move in, you don't really have anything set up to cook a meal, everything is in fucking boxes. Pizza is the easiest choice desu. But plebbit treats it like a ritual and it's just attention seeking and really fucking gay and retarded.
>>61434288its still good advise to most peopleworking together with your family is a better retirement plan than government promisesthe seething from western europe is going to galactic scale when they find out you cannot redeem your pension
>>61433441don't tell that to americoastals. if they learned what you could get for a million dollars in pretty much anywhere else on the entire planet outside their overcrowded diversity shit holes there would be a mass exodus of white liberals to every corner, and that would be terrible for the rest of us who don't want them here.
>>61433215>brown handOH NO NO NO NO NO>>61433446>Probably a pajeetclearly
>>61434039>Young people are going to have to get used to itor they could eat the people who are creating the problems and fucking their economy.
>900k @6%Lmao mutts are insaneI could understand these prices if money were actually cheap like 1-2% but 6%? Lol
>>61434084What's wrong bro don't you like 'ZA?
>>61434328but nobody wants to live in a country without freedom
>>61434109And that is before that bitch divorces him and demands support payments and that he pays her lawyer too.
>>61434288I'm not rich and I'm from western Europe. It's normal for parents to help their sons and daughters. Not everybody is a protestant that cut ties with their family at 18. You seem to be full of resentment. I hope one day you recover.
>>61433215>that skin color>that pizzaand thats why you don't move to jersey
>>61433317AMBOUTUBUS
>>61433215kys yourself.
>>61434316>since most property is going to end up owned by trillion dollar jewish asset managers either wayNot happening. They lowkey hate housing, it's too costly to maintain, it's not liquid enough and there is too much risk involved with bad tenants.Housing have been a pretty terrible investment after the coof spike.
>>61434372that's a nigger, ofc he's shit with numbers, but it's fine, he wont pay back the loan and JYC will offer them the house and add it to their unrealized loss column.
>>61434288pretty common in (as)spain for parents to lend/gift money for the purchase, and not only the house, many people also get their first car form their parents, but that's more of a middle class thing
>>61435480AMABATUBLOOOOU
>>61433357>go to jerusalem and all of their pizzas are circularthat's only because they cut the corners off the square ones to save money
>>61433215I miss the days before faggots posted faggot memes in a desperate attempt to get validation.
>>61433981Literally what I am planning to do.
>>61434353Very antisemitic of you
>>61433215>floor vent>900k +Yikes
>>61433317>the boomer dieoffso the kids inheriting these houses, who are currently living rent free in their basements, who have no money, are going to sell?
>>61433441Nah. Not in Munich or Berlin at least.
realistically prices don't matter. As the owner class has begun to control supply you either join them paying seemingly "high" prices or get forever locked out of RE and forced to rent at 10, 20% increases every year. you dont have a choice, its that or sleep in the park and the civilized quickly passing laws to deal with those degenerates. what else are you going to do? stick it to em good by lining their pockets with gold paying rent?
>>61433696and with the 2.33% NJ property tax its closer to 75k/yr
>>61434353>'eat' all of the rich people>new group becomes the richestits a race to the bottom
>>61436105Why would you want to live with an owner class too stupid to realize that they're letting their greed destroy the economy as whole, which they also own btw.
Its really weird how hard people pretend the "rich" arent going to be savagely murdered when things get bad enough in the next ten years.Elysium isnt real faggots, you are stuck on this rock with the poors.
Ride the wave when the bubble pops in may
>95% loans>50 year mortgages>be house poor for a decade>first meal is pizza>can't afford furniture
>>61435819That’s the catch. The poor kids won’t inherit the houses. The boomers with poor kids will do reverse mortgages and stuff to pay for medical bills and nursing homes. The Jews will inherit those homes right away. The children of boomers that’ll inherit homes likely already have multiple homes and won’t be incentivized to sell
>>61433215WE DID IT REDDIT!
>>61436268you're gonna die shot like a dog when you try to break in someones house
>>61433276I had sandwiches, but same spirit. Good, quick food, that can easily be shared with the people that you did the work with. Pizza !
>>61433276I had Mexican delivery, as it was an option. Pizza also was an option but the Mexican and Chinese place also delivered.
>>61433276My real estate agent gave me a massive apple pie as a move in gift.
wait guys why dont I just buy a house for like 1mill what 5 years for it go up in price, sell at profit buy something for like 400k and pocket like 200k, isn't this just free money?Or am I retarded. Why doesn't everyone do this
>>61436578damn that's a great idea, i'm stealing this
>>61436578How much tax will you pay over those 5 years?How about insurance and/or HOA fees?How much landscaping and maintenance fees?How much will 2x closing fees and real estate/staging fees be?Will you really "pocket" 200k after considering all the costs?
>pay the Mosher kosher bank their lard >finally the toothpick mcmansion is mine>hit with 21k$ annual property taxLMAO NORMGROIDS EVERYONE
>>61437306>he thinks landlords pay property tax out of their own pocket like some sort of charity
>>61437364No i don't
>>61433357> t.
>>61433406
>>61433406So its not yours, its theirs and in an investment implies they sell it at some point
>>61437292Damn you sound like such a good goyim
>>61437406I am assuming you meant that for the person misinforming people about the potential profit from home "ownership".
>>61437413Youre a little fee's goyim, don't you have some fee to pay for this post? Already paid your cuck maintenance fee for your wifes bull?
>>61437427>don't you have some fee to pay for this post?Yes of course there are electricity and device costs associated with making internet posts, does your mommy pay yours so that you only project about her bulls on the internet instead of confronting her about it directly are they making loud noises and keeping you up every night so you get all grumpy and hostile like this?
Unironically bought a pizza in our new house cause whatever it was hours and hours of moving shit from the old house.Highway fucking robbery it cost me $80 to feed 4 adults. It's the closest pizza for miles but they can fuck right off, haven't been back since.
>>61436522Pizza delivery is easier to do without plates, condiments, and other stuff that wouldn't have yet been unpacked or stocked.
>Dude just pay 60,000 dollars in interest per year
>>61433257Looks fire to me>>61433357>Spiritually debased pizzaI needed the laugh thanks. Square is superior though, specifically Detroit style deepdish.
>>61433215>people will continue to buy>prices will only go upIf people don't get houses, then people won't have children, if people don't have children, and there will be a war, and the United States is regularly at war, then the number of people in the country will decrease, because the number of people in the country decreases, the demand for buying houses will decrease, so prices will decrease.You can still import immigrants, but if their number exceeds the critical number, Texas will become part of Mexico.
>>61434229I'm starting to think reddit is based af
>>61436268you won't do shit, nobody does shit. at most you'll victimize other poors just like niggers in da hood do to each other
>>61433314Tbh this is why I choose BTC and pay with XMN.
>>61433215That's 1m dollars on interest alone assuming a 30 year mortgageNJ property tax is 2.33% which means 20k a year or 1600 dollars a month on property taxes ontop of the mortgage payments
>>61435598underrated
>>61438020Also>Sorry, this post was deleted by the person who originally posted it.>account now posts on r/frugaltopkek
>>61433276I bought a house recently (without a loan though) and I had to eat pretzels all day while moving finished
>>61433215Ack-
>>61437400Thats a bee
>>61433276It's the easiest thing to get when you're in an empty house with no plates or cutlery. That's literally all there is to it
>>61433215>buying the absolute top.
>>61437629square pizzas represent inequality not only in pizza piece size but also crust content.
>>61433215>buying a house with a mortgage.>paying for taxes>2025NGMI
>>61438730>buying with cashlow IQ
>>61438183now do rent paid over 30 years with a 3% annual increase... its more than the interest paidhomeowner after 30 years will have a paid off house while the renter will have to pay double in rent the rest of their life
>>61440642>implying anyone will rent your shithole after market collapses and your rent will skyrocket
>>61438020Nj property tax varies. I have a 1.7M home and property tax is 5k per year. But interest on the mortgage is crazy.
>>61436578Not many goy know this until they buy a house, but the majority of the first 5 years is interest.
>>61433314In gross terms yes, but Net no.I can promise you, the insurance costs, statutory costs, maintenance costs, combined will outstrip the “growth” in high inflation markets these costs hit before end of year so you are forever playing catch up, trying to raise rents or cut costs elsewhere.
>>61440584>getting into debt is better goy
>>61433696exactly why advertisers have to come up with these bullshit ads.you bought a new home? why the fuck do you need to share that with strangers on the internet?
>>61433215Depends where you live. In the next few decades, zoomers will start taking over management positions in white collar jobs, and they will push hard for remote work since they spent their formative years at home studying remotely. They know how to socialize online. Once remote work is back, people will start moving to rural shitholes and buy up abandoned village homes for cheap.
>>61433215that pizza looks delicious
>>61442780except AI will do those jobs and rural areas will continue to die due to population curves
