No woman, no kids, $25k YEARLY spend. You're not supposed to check out of society in your 30s and spend the rest of your life relaxing. What is wrong with modern men?
>>62259935Keep slaving away goyman
>>62259935Nice bait thread faggot
>>62259935You can't really afford to marry on FIRE because one divorce ruins a decade+ of saving and then you have to work again. If a woman finds out you're FIRE she will absolutely divorce rape you too since the wealth disparity between you and her is so great she'll walk away with a ludicrous amount of money.Huge downside of FIRE, you can never marry.
>>62259935I have a wife and 2 kids and I live on $25k per year totalbut that's because I bought a house in 2001 and never really cashed it out so my bills haven't seriously increased since then. And in 2001, $25k was plenty of money. If you want to retire early on a small income just be like me and buy a house in 2001
>>62259935>No woman, no kidsYou can't marry if you're FIRE. On FIRE your net worth will greatly exceed your peers and especially any women in your age bracket. The woman will divorce rape you because the bounty for doing so will be so insanely high. A 1.9m net worth guy with a paid off house is an absurdly good target for divorce rape. And once he's divorce raped he has to go back to work as he just lost a decade of saving.Huge downside of FIRE = never marrying and therefore never having kids.
Correct. Men who do FIRE are broken by society. I hope you figure it out but I'm not helping anymore. Bye.
>>62259935FIRE shits are rediscovering a lifestyle that in less low IQ times we just called "becoming a monk", but unlike FIRE it's at least a respectable life path.>inb4 exiting the rat raceI'm not ridiculing that desire, but the actual fire subculture.
>>62259980>you have to get married to have kidsI have some interesting biological information for you.
>>62259980>never marrying and therefore never having kids.Have kids without marrying
>>62259935Why do retards like this not move to Panama and fuck latina hookers everyday? Why live in Goymerica at this point?
>be me>only get temp jobs for ten years>see rich kids whose parents got them into law school talking about fireI hope he retires, blows it all and kills himself.
>>62259996>>62259994You're both retarded if you don't think you're still getting raped by the courts financially if you have kids with a woman out of wedlock and she leaves you. The judge will look at your net worth and then slap you with an insane child support bill.Marriage and or kids = financial rape and goodbye to your FIRE savings.
>>62259935>You're not supposed to check out of society in your 30sBased pre-programmed worker bee. Keep telling yourself that and get the fuck back in the wagecage. My dividends aren't going to magically appear in my account. Chop chop
>>62260025Having been married and divorced a couple times, I see your math mistake but don't say anything about it.
>>62259997i'm trying to figure out if the weirdo who went to the effort of making this comic is a frustrated chad who missed out on making money or a mechanical engineer making 60k
>>62260033>making the biggest financial mistake of your life multiple timesholy fuck lmao
>>6226003960k is pretty good money in flyover states. Comparing dallas to east coast towns new york or boston is a cost of living difference of 70-100% so it's closer to like 100k starting pay
>>62260039It’s just a statement on the delusion that women care about anything beyond being tall and handsome. Being a “provider” or smart or having a good job or loyalty or any of that incel bullshit is a complete non-sequitur. Women couldn’t care less.>t. 6’1”, decent looking engineerWomen have always cared far more about me being kinda tall than anything about me or anything I’ve ever done.
>>62260052I came out ahead both times but I doubt you're smart enough to understand why
>>62260033loser
>>62260001The biggest retard I knew in college graduated with like a 2.5. He immediately got hired making 6 figures.His mom owned the company.That was a big gut punch for me. I don’t know what I expected, but I guess I really thought hard work, effort, and talent mattered. I was naive.
>>62260067Men who get divorced multiple times have lower IQs, and this has been proven multiple times.
>>62260069Well, I got laid. I got kids. I cut my bills in half while doubling my household income. And I was able to buy a house I couldn't afford by myself.so even giving her half, I made far more being married than I lost getting divorced. I very quickly realized marriage is the secret to financial success, even if you get divorced and lose half.
>>62260074Those things do matter for building your own wealth, but you need to actually direct it towards building your own wealth. Also what the jews don't tell you is that loyalty to your group and working together within that group also matter just as much. Sorry you got scammed.
>>62260080Probably true of most people.I did join the Marines as well. You'd be surprised how well that paid off over time.
>>62259968>you can never marryNot really seeing the downside there
>>62259994kek ikrfucking cucks
>>62260143Lmao. Same desu. Marriage =\= kids>>62260083Cause you never has much. What about the guys that FIRE into the top 5% or higher?
>>62260074> That was a big gut punch for me. I don’t know what I expected, but I guess I really thought hard work, effort, and talent mattered. I was naive.You were probably not popular or attractive lol. Why would that be a gut punch.
>>6226005560k is equivalent to 120k—150k in a big city. In flyover states, average pay is probably 20k-35k
>>62260177>Cause you never has muchhave you seen house prices in colorado lately?lol I am basically retired on $25k a year, and I've been a paper millionaire for decades now.
>>62260185> lol I am basically retired on $25k a year,How? I am on like 200k and barely scraping by but retired. lol. Like 200k is my yearly spending so I “make” 200k. Is $25k a lot or little? I don’t know Colorado.
>>62260192>How?I bought my house a long time ago>Is $25k a lot or little?extremely little>I don’t know Colorado.a house in the mountains costs around a million dollars for a small place.
>>62260199$25k is my not even enough for a few months of property tax here lol
>>62260199> a house in the mountains costs around a million dollars for a small place.Yeah a million dollar home is ghetto here
>>62260218where is that?
>>62260065It makes it exponentially easier to get your foot in the door, but you can become Chad for a woman once she gets to know you even if you aren't really tall with perfect genetics, since they're susceptible to other markers like dominance, confidence, wit etc. The problem is in modern dating its very difficult to pass that first barrier since the genetic Chads can easily display their stuff to thousands of women at a time via apps and social media, effectively cutting off regular guys who can still do other stuff but can't pass that first looks check.
>>62260192You sound like my brother, albeit he's married but his wife works too, and I know he makes 150k+ working a government job. But he takes vacations and spends everything so almost never invests. I make like 100-120k but live off only 50-60k, and could probably go lower by 20k if I really pushed it before it started to get uncomfortable. Its just one of those things, some people allow themselves to get used to certain luxuries and don't even consider taking them off the table, and everytime they make a bit more money they allow another bunch of expenses to creep up and so they never get anywhere. Not saying you should live frugal and never enjoy life either, but you gotta be able to big picture it to some degree. That said considering my brothers job is government he's probably set for life and doesn't really have to care, so I don't really blame him.
>>62260221Big city. Go look up the Pallasaides fire. When the fire just started “million dollar homes” were on fire. I saw the news and images and was like wow, I thought that was the ghetto. Turns out it was. Big cities are like this.
>>62260039poor quality, filter bubble themed comic originating on 4chan? the author is an incel neet
>>62260183>average pay is probably 20k-35knice larp retard
>>62260267In small cities, yeah. Average american salary is 65k. Without the top earners dragging it up, it is like 35k. $60k in a small city is like $120k in a big city.
>>62260267In your flyover shithole, why would there be bunch of $100k and up jobs pulling the average up
>>62260263thanks, I was curious where you're from
>>62260231>The problem is in modern dating its very difficult to pass that first barrierIt took me a while to finally pass that barrier and then i got rejected for my personality. I sort of accepted that I would end up living alone after that. The only women i get along with are autistic women and all of them are either taken or gay.
>>62260287Sorry to hear that anon, we'll all end up alone anyways. But fucking whores isn't that bad either, I went through a phase in my mid 30's after having never partaken and its really not that different from fucking girls you naturally picked up, just with some upsides and downsides. I would suggest you at least do that a bit, be warned a lot of encounters will be dry but they're still real people and sometimes you can click with a whore and its a lotta fun (just don't fall for them).
>>6225993525k is way too much of a budget for a single man. You can do it on 15k easily, but I budgeted for 20k/yr at 3.33% withdrawal to have some extra cushion. The trick is to take however long the FIRE projection is and add 1 year, use everything gained extra in that 1 year to get a modest house, and then you have basically no expenses since you don't have to go to a job and can cook/garden. Hopefully divorce laws change sometime before I die so I can marry and have a kid and not lose my chill lifestyle.
Yes
>>62259935This is essentially what everyone dreams of "making it" being financially secured without sacrificing your time and labor and enjoy having leisure. Guys that are single have a huge leap forward towards attaining this freedom, and once you obtain it why the flying fuck would you throw it away for a warm hole and bear extra responsibilities that'll inevitably get you back in a cage?
>>62259997
Dude I’m completely impressed. Make it in just ten years after leaving the college meme.Meanwhile some other going to college in the 40s to upgrade their skill
>>62260355> 25k is way too much of a budget for a single man. Gotta live in a nice place, man>You can do it on 15k easilyPathetic. lmao. Lower class life.
