>casually enslaves 90% of humanity>most people don't see them as that big of a dealhow did this plastic jew manage to bypass everyone's defenses?
>>517093208>a type of unsecured and uncollateralized debt that is easily discharged in bankruptcy.>they can't take your house of car in bankruptcy.If ya'll losing to credit cards you're too retarded for the modern world snd should be slaves.
>>517093208Just pay your bill each month and it’s just free cash back and flights
2 world wars
>>517093527>his intention is to go bankrupt
>>517093819My mother is up 1 house, 2 cars and about 75k in gold from credit card and bankruptcy maxxing.It's not for successful people but yall losers could make a fortune and it's not like you're doing anything with your credit scores anyway.
>>517093527the type of person who creditmaxes with the intention of eventually filing for bankruptcy will likely just fall into credit problems again but this time they won't be able to discharge it for 8 years
>>517094162My mother starts getting credit card offers again within 3-4 years of a bankruptcy.Also your goyscore (that was already low because you're retarded) being low for a couple of years while you live off your I'll gotten gains is not much of a problem.
>>517093208There is nothing inherently wrong with a line of credit. The benefits of electronic money irrespective of anything else (whether it is debit or credit), are pretty clear (you can find drawbacks, too) for the average person.The issue is that the credit card companies themselves, who do not have any money to lend people are charging interest rates that are exorbitant. Mastercard, VISA, AmEx, whoever -- they do not have a vault of money in reserve which they go scanning to see who gets a certain credit line or not. The money is created out of thin air, like all bank deposits. There is no crowding out going on.So the question becomes -- why are the fees so exorbitant on this service? Is there any particular reason why the government couldn't step in with an alternative system? No.
>>517093208It's not credit cards that really do it.
>>517093208Just don’t pay LOL!
>>517094409You can get a credit card again basically within a month after getting discharged. And can probably get a decent score within a year. But my point is more that if you start to live a life of high spending because of credit, you might start falling into that pattern again with no escape hatch the second time around
>>517093632>Just pay your bill each monthMost people don't do that.
>>517093208Only the US, maybe NZ and Australia too, I don't know. Your credit card system is very different to ours. My CC is only there to identify my bank account and pay. I have like €30 of fees per year, if not less (It's low enough I never cared). We don't go in debt because we own a CC.
>>517093208"Free" money.
>>517093208>jewish tv show and advertisements say using credit cards is "cool">normies then think using credit cards makes them coolThat's itThey managed to convince the whole boomer generation to put cancer sticks in their mouths just because actors said it was cool
>>517093208Just only spend money you have, retards.
>>517095145Not my problem
>>517096389>he supports his countrymen drowning in Jewish usury
>pay bill in full every month>get 4% cash backi'm enslaved now
>>517094092>My mother is up 1 house, 2 cars and about 75k in gold from credit card and bankruptcy maxxing.Your "mother" is made up and your IP address is from Eglin Air Force Base
>>517097910>4% cash backfunded by millions of people paying interest every month on their credit card debts
>>517095145The existence of credit cards is far less concerning than the government providing 12 years of education to everyone and never teaching the kids basic personal finance like what debt, interest rates, and compound interest is. Stuff non-retards can learn in an hour, and would prevent a huge portion of them being debt slaves in the future.They seemingly want the kids to have miserable lives, because that is the only reason to prioritize trivia over universal life skills in education.
>>517100411If everyone made prudent financial decisions, (You) wouldn't collect the divvies of their consumerism.
>>517100411>They seemingly want the kids to have miserable livessince the neolithic
>>517093208They started having scenes in movies and TV shows where customers are all waiting in line and the one at the register says they are paying with cash. Everybody in line curses and whines and insults the poor loser that does not have a credit card. That is all it took for everyone to abandon cash.
>>517093208Cuz whitey is dumb and eagerly throws their countrymen onto the bus lmao
>>517098857And?
>>517093208Imagine being such a retarded man-child you cant even use a credit card correctly
>>517093208Similar to gambling and skinner's boxes, credit cards exploit a flaw in how humans measure value. When something is physically given up in exchange for a good or service we see it as just that, paying for something. If we just wave our hands and keep everything on our physical body but then get more we view it as gaining. It's not just credit cards, really; it's all forms of payment that don't involve the physical exchange of currency.
