You are being priced out by design. While you pay 7.65% FICA on every dollar, foreign graduates on STEM OPT work permits pay 0% for years.THE MATH:$200k Salary Example:>YOU: $200,000 - $13,818 FICA = $186,182>THEM: $200,000 - $0 FICA = $200,0003-Year Advantage: $41,454 (20% down payment)$80k Salary Example:>YOU: $80,000 - $6,120 FICA = $73,880>THEM: $80,000 - $0 FICA = $80,0003-Year Advantage: $18,360 (Car + debt freedom)THE SCALE:>100 workers = $4.1M in tax-free buying power>They systematically outbid locals on starter homesTHE PROOF:>They openly discuss avoiding FICA: "skip applying to avoid fica?" / "Just don't file it and save"Sources:The Foreign Worker ‘Loophole’ That Gives Corporations a Generous Tax Breakhttp://archive.today/2025.10.27-184922/https://www.newsweek.com/student-visas-stem-opt-jobs-immigration-tax-loophole-2117914The FICA exemption for F-1 OPT students (including many Indian STEM grads) means neither they nor employers pay the 15.3% payroll tax (split 7.65% each) for up to 5 yearshttps://xcancel.com/grok/status/1957873276153393307This is the core of "legal" replacement - not border jumpers, but a subsidized managerial class buying your future with your own tax money.How is this not systemic warfare against the American middle class?
>>520195770THEY BRAG ABOUT THE LOOPHOLE:Foreign worker: "skip applying to avoid fica?"Response: "Just don't file it and save"They see your mandatory taxes as optionalhttps://www.teamblind.com/post/got-h1b-in-first-year-skip-applying-to-avoid-fica-p3w52rnv
>>520195798ENTITLED MINDSET:Foreign worker: "Ask for RAISE to cover my new taxes?"Response: "Don't mention FICA... ask based on performance"They expect employers to offset the cost of finally paying their fair sharehttps://www.reddit.com/r/h1b/comments/1cmqwc0/salary_increase_because_fica_taxes/
>>520195838THE REAL INVASION:"Illegals" = distraction (take service jobs)"Legals" = replacement (take careers + houses with tax advantages)This is financial warfare - your compliance funds your own displacement
>>520195879FOR THE $40k/YEAR WORKER:You: $40k - $3,060 FICA = $36,940Them: $40k - $0 FICA = $40,000That's $9,180 over 3 years - the difference between your car breaking down or not, between being stuck or being able to move for opportunity.The system is rigged against you at EVERY income level.
>>520195976bump
Based thread. Sending Indians back to India would result in affordable housing for Americans.
>>520197338>supply and demand.Remove the 765,000+ Indian households (many with multiple families packed into single homes) and you instantly free up nearly a million housing units. That's entire cities' worth of inventory.The math doesn't lie: 100 foreign workers = $4.1 million in tax-advantaged buying power systematically vacuuming up starter homes.They aren't just "competing," they're operating with a state-sponsored financial advantage that makes fair competition impossible. Your taxes literally fund the bidding war against you.The solution isn't complicated. It's just politically "unacceptable" to the people who benefit from your displacement.
>>520195770no more work visas, no more student visas
>>520198392The entire pipeline is the weapon.F1 -> OPT -> CPT -> H1B -> Greencard. It's not an immigration system. It's a state-sanctioned replacement program designed to bypass and outcompete the native population at every turn.They don't come to assimilate. They come to occupy. They use financial advantages, wage suppression, and sheer demographic pressure to displace you in your own homeland.The only answer is to turn off the tap. No exceptions. No more "legals." The very concept is a lie designed to make the invasion palatable.Shut it down. All of it.
>>520195770That money can and should be repaidIncrease taxes for those who were previously given this advantage, or increase tax on current visa holders to pay for the delta
>>520198200glad my ancestors fought in the revolutionary war for this shit and me to have nothing FUCK YEAH MURIKUH