Was the housing boom of 2020-2022 the moment millennials became boomers? Notice how all of them are telling you that they got their cheap house and anyone who didnt can fuck off? Even now, look at any housing price thread and its full of millenials saying they got their house for 2.5%APR but nobody else gets any.
Millennials were always unsufferable twats; moving to whiteopias or gentrifying black areas, and then safely insulated from the diversity lecturing everyone else on their "privilege".
>>529753003Nigga if you bought a house between 2020~2024 then you're cooked. Just look at what happened to China's real estate market, deflation killed it. The west will follow suit when the AI driven unemployment hits the job market.
>>529753157Every age cohort has libtards tho
Millennials are the Scapegoat Generation, constantly getting shit on from above and below.
>>529753285How are they cooked? Most of them only have payments of $1200-1500 a month max for their houses
>>529753003I want every white American to be able to afford a home. I don't want my homes value to crater just so you can still afford a house despite spending all of your money on Funko pops and Starbucks. The young guys at my work will spend $10-15 in the vending area at work per day eating junk. They could cook or make a sandwich for $2 or $3 and save a few hundred dollars a month. The issue is a massive influx of immigrants and corporate buyers, not homeowners
My house in Hawaii cost me 650 last year and thats a screaming deal for a liveable space with a yard here. my mortgage is cheaper than renting. Housing costs are insane but unless you want to try and have a family with 3 other grown ass adults sharing a place, you gotta do what you gotta do. and im not doing that shit. We dont even have an HOA whereas most apartments/houses here have one ranging in cost from 500-2000 a month. our last apartment, the owners paid 1100 in HOA fees EVERY FUCKIN MONTH.
>>529753594godspeed anon
>>529753003>their cheap houseNigger, I know for a fact i wildly overpaid for my house that took me almost a decade of saving up just to get approved for. Don't fucking pretend like we had anywhere near the cheap housing boomers did
>>529753003>2.5%Holy fuck. Took me 4 hours to negotiate down to 6%
>>5297549482021 was the dip
>>529753003Not my backyard syndrome destroys whole civilisations
>>529754160So your a beach bum.
>>529753003Yes. Collapse the market. I want cheaper property taxes
>>529753360We are all cooked anyways. You retarded Mammon worshiper aren't realising that the most important thing is that you are ruled by the sin Magog.
>zoomers think they're entitled to buy a house now just 5 years after millennials were finally able to enter the marketFuck off faggot. You still have 10 more years of suffering before you can speak.
>>529756052And even then, just a minority of millenials.
>>529753003Zoomies are actually retarted.Cry harder with your shit thread instead of addressing the real problemBlackrock and kikes.Sage>>529753157Zoomies are more liberal faggot tier than millenials. I do apologize though that our generation took it way too far.Thank gen x though, and the boomers.
>>529753285Bouncy Clown my beloved>>529753003HAHAHAHAHA, fuck off retarded kike, millennials couldn't afford houses and they still cannot. A very tiny percentage even had the opportunity to get one and the rest continue to get buttfucked by Boomers and Gen X.Even those with a home still resent Boomers and Gen X, "I got mine" is absolutely not a general sentiment in either millennials or zoomers.
>>529755664Then along comes the niggers…
>>529753003I'm a Zillenial and I can afford a home at these prices and interest rates, but there is a nonzero chance that I could end up stuck next to some nigger or mystery meat of Lovecraftian origin. I would rather save my money and potentially flee the country, but most other White places are in the same predicament, so idk what to do. Maybe I have to buy a plot in the middle of fucking nowhere and commute an hour or two to my job.
>>529753360>at 10% interest>on a $400,000 home that's actually worth $250,000Ya bro just pay $1.1 million for your $250k house what's the issue?
>>529756819Not enough welfare in my county for noggers to bother with
>>529757548i lucked out there too. my neighbors are white. only "problem" is this side of the island is owned my mormons, believe it or not. Could be worse, neighbor wise.
>>529753003Yes. I am the Boomer now. Paid cash for my 4200 square foot house. I got mine and I know what I got.
>>529753157For every slipknot bumping gigachad, there are 30 "stomp clap hey" faggots whining about their pet minorities.S*y generation.
Some millennials got white collar jobs and compromised any ideals they had for 75k that buys less and less. No culture much less counterculture could form. So now we have the most demoralized basedlennials running all the markets consuming slop and propping up a parallel Disney plus reality. What happens next who knows.
>>529753003Let me guess, you're unemployed, unemployable, have no skills or savings, double digit credit score, and waste your life doomscrolling 4chan, but it's somebody else's fault you're not a home owner right now?
>>529757741Are you fucking retarded?Rates bottomed out at 2.5% in 2020.If you bought a house in that time frame you are more than likely paying Less than you would to rent the same house.Zoomers really are stupid as fuck. Maybe have AI explain it to you.
>>529758191Most people buying houses have do nothing laptop jobs. These jobs are gatekept so that only the worst kind of white person gets the job. There is no actual economy that exists in the US that even needs skilled labor. We dont make anything. It's just giving jeets do nothing jobs now.
I didn't even pay for my house got it from my grandparents when they diedim 34 AMA
>>529753003Most millenials didn't own homes yet before prices skyrocketed. Only elder millennials in low CoL areas maybe.
>>529755664This is the real reason house prices are being propped up artificially. Higher home values = higher property taxes.
>>529756767Millenials are losing their houses in multiple ways in leafland right now.
>>529753003remember when millenials sold off the US industrial base to china in order to make the soviets seethe?millenials ruined everything
>>529753003Uhuh, yeah I got mine real cheap. Lay off the pot, it's making you delusional. I do have a 3% APR though.
>>529753003Yeah that's me but my attitude isn't anywhere near that shitty and I feel that something needs to be done to help the zoomers or else the country is in for a really bad time soon.
>>529753003>2015: just wait for the crash bro>2016: just wait for the crash bro>2017: just wait for the crash bro>2018: just wait for the crash bro>2019: just wait for the crash bro>2020: just wait for the crash bro>2021: just wait for the crash bro>2022: just wait for the crash bro>2023: just wait for the crash bro>2024: just wait for the crash bro>2025: just wait for the crash bro>2026: just wait for the crash broWhat clownfuckers like >>529753285 don't realize is that there is not going to be a crash. If the market ever dipped enough to warrant labeling it a "crash", you would be competing with 500 other roaches all with the same idea and more liquidity all the way right back up to current prices anyway.The only millennioids in houses right now can attribute it to simply being in the job market for a decade more than you. "Got mine" only applies to boomers because their first house took 4 years to pay off rather than 10 years of saving just to afford the down payment.
Only like half of millennials own homes though. It's nothing like boomers or Gen x
>>529753320It's been pretty bizarre to get it from gen Z as well.
>>529753003Tons of millennials mortgages were borderline affordable and they are set to lose their homes because housing inflation also means inflated property taxes since they're calculated as a percentage of a home's market value. So don't fall for this kike's generational divide and conquer shit.
>>529753157>unsufferable The absolute state of illiterate zoomers
>>529753003most millennials didn't homes retardand the ones that did got fucked over
>>529753003I'm a millennial. I don't own a home.
>>529758082>stomp clap hey Oh look a reddit meme
>>529754160>property owners paying community feesis this common in the first world? here the rentoids pays both the property taxes and association fees if applicable
>>529753003anywhere from 2008 to 2014 was a good time to buy a house, prices were reasonable. prices doubled, or near doubled by 2019 and people were desperate to buy. it was a good time to sell. and then *pikachu face* coof hysteria coupled with economic bullshittery resulted in a lot of people desperate to sell and very low interest rates, prices were still high but if you had the money it was an amazing time to buy. Buying anywhere from 2008-2014, selling in 2019 and then buying again in 2020 was the winning move. The shills want you to see that as everyone who didnt missed out forever, their main objective is for you to give up on hope, on to give up on yourself. Dont give them what they want, you idiots. The bleaker shit looks the more miraculous shit happens for those who dont quit.
>>529759463>tfw my property taxes went up over $100 a month this year and I live in a middle of nowhere flyoverThings really are fucked for anyone below 150k salary that doesn't own their home outright
>>529759269I only own a house because I went in on it 50/50 with a friend. And even then at the price we locked in we can barely afford to keep up with the cost of maintenance. Because everything inflates along with the housing prices. A bat of fiberglass insulation costs like 3 times what it did just 2 years ago.
>>529753320Millennials din't do anything wrong, they got fucked in the ass by boomers and are now somehow being held responsible for the mess we are all in. I do admit that we had it easier when it came to getting loans but they should blame the kikes and boomers, not us.
>>529758464>Most people buying houses have do nothing laptop jobs.That seems pretty unfair when someone like you with a lifetime of experience of doing nothing is sitting here e-crying and living with mommy.>>529758846>Higher home values = higher property taxes.Do you even know who collects property taxes? For fuck's sake, you dumb niggers need to leave social media and go out into the real world and experience some adult life.
>>529759923go be a kike somewhere else.Nobody likes your kind anymore. Go back to your sinking ship of a fake country you disgusting desert shit-monkey.
>>529759269>there is not going to be a crashMeanwhile>Citi warned clients that AI adoption could eventually lead to high unemployment and deflation in the US. The bank said productivity gains from AI risk being captured by a "small AI elite," causing income distribution to become heavily skewed. In that scenario, prices would fall as unemployed workers cut spending, creating a deflationary spiral. Citi noted that deflation has only occurred during periods of severe economic stress like the Great Depression and the 2008 financial crisis.
I bought in 2020 and with all the renovations I doubt it will ever feel worth selling. When I get old I'm probably burning down my house so noone gets to live in it.
THE PREVIOUS GENERATION IS NOT GOING TO HELP YOU WHEN THEY ARE STRUGGLING THEMSELVES.YOU DONT DO ANYTHING TO HELP GEN A AND GEN A WONT DO ANYTHING TO HELP GEN BSHUT THE FUCK UP ABOUT GENERATION WAR BS
I don’t plan to ever sell my house. I could care less what the Zestimate is. I plan to systematically buy up all my neighbors’ properties and turn it into a little horse barn.
>>529753003You have no idea what I went through before buying my home for 50k in 2021. Finished school in 2008 start of gfc, couldnt find a job, part time and casual work for a decade treated like a peice of shit, housing crisis, importation of indians, mental health crisis being driven insane by my boomer cunt mother calling me lazy and a bludger, finally find a cheap house and move away, never to go back to visit. Now zoomers are hateful calling me a fucking boomer because I have 4 asbestos walls and a 30 year mortgage in the middle of bumfuck nowhere? This whole society is hatefilled and totally fucked, the only good thing ablut owing a home in the west is that once im old enough i can sell it and move to a 3rd world country with enough money to die fucking brown women
>>529759733So called "inflation" is the cost of usury. And usury is built into the price of everything here in clown world.
>>529757866>Not enough welfare in my county for noggers to bother withbased af. my county also has no welfare so we have no homeless people either. during winter time all the homeless vets just die off
>>529753003I'm sure some of them feel that way, but I understand it's going to crash, maybe not as bad as 2008, but I got in at 280k. The highest I could've sold for is like 520k a couple years ago, now I probably could get like 470k.I'm 30 minutes outside of Tampa in a house built in 1998 on a lake. Literally best possible house for the money. And the Florida market will not get hit as hard as other areas.So I expect a dump to where my house would sell for around 350k. I expect this to happen in the next 2 to 4 years, based on where we are.Between the housing, used car and all the other financial bubbles out there, the next crash will be nasty. Don't listen to the idiots saying not to hoards cash. Get as much cash as you can the next 2 years so when shit dumps you can buy at great prices.
>>529755192Damn I left 0.1% on the table>>529754948Yeah I'm never selling
>>529753285Ya if you bought after 2000 you're probably gonna get hosed
>>529753003>lets just hate everyone and everything forever hurrdurrrkys you well poisoning faggotyou're too stupid for an opinion worth reading
>>529753360They'll be deep underwater, especially if the interest rate is above 4%, and they all probably are.
>>529753003Who cares they will ear crow the worst of them all. They have supported everything that has destroyed the country. The dollar is turning to liquid shit and they will not be able to sell. The amount of people who can afford the fantasy of being a slave to a mexishart shit shack is dropping for every drop of blood these demons want from a stone. They will not be able to enjoy their old age like boomers did or have anything to pass onto the next generation.
>>529753285/threadOP is retarded
>>529761568>OP is retardedHe's a big dumb gay faggot, too.
Kike claws typed this post. Anyone continuing to push intergenerational divide is a kike.All fields.
There is no generational difference. Adjusting for age, Millennial and Gen Z homeownership is increasing at the same rates that it did for earlier generations.The real issue is that overall homeownership rates in the US have been consistently in the 60-70% range since the end of WWII. Meaning that there has always been about 1/3 of the population who are too poor to ever be anything but rentfags.There is nothing wrong with society or the economy or anything else, you just don't own a home because you are a poorfag.It is amplified by Zoomers spending their formative years consooming mindless brainrot vlogs and tiktok videos of influencers and ecelebs pretending to live in huge mansions and driving expensive cars and owning overpriced consumer status symbols supposedly purchased from the money they made just from posting videos of themselves online. Now Zoomers think that they were supposed to receive a huge house and nice, comfy rich person lifestyle as soon as they turn 18 just for existing, even through they haven't done anything to earn it.
>>529753003Millennial here, bought my house in early 2020 and have seen its value increase almost 100% in the last 6 years. I have so much upside, that I dont care if my home loses 40-50% value, if that meant you could afford a house. Equity is just a made up jew term anyway, good luck paying bills with imaginary value of what it “could” sell for.
I bought 2 houses in 2020. I am about to sell one of them. Zero updates, no fixes, exact same condition I purchased it, and 3x the price. I rented it out the last 5 years to a boomer. I look to make about ~700k on it. Housing looks like it has peaked and likely will decline in price as no one can afford it. I'll invest it and wait until the housing market crashes, and hopefully be able to get a nice plot of land in an unincorporated area when I can finally be alone.Come buy my house little zoomies! It's a good deal.
>>529762027Don't tell me that as I'm about to close on a trailer man
My wife and I bought in 2021 and our house is already worth about 50% more now. I feel like we are about to get trapped in it if we don't sell soon but everyone keeps telling me to hold onto it.
>>529753003Only the pretentious faggots that got lucky and either had the prerequisites required including the down payment at the right exact time or the zogbot pedo niggers who get “muh free house” for supplying their masters with fresh baby meat got houses. Most millenials are still broke and homeless
>>529761425>They'll be deep underwaterNo, unless they bought at the absolute peak in 2022, their house is still worth more than they paid for it. If they bought in 2022, their house is only worth like 5% less than they paid for it. Even in severe economic crashes like 2008, housing prices only declined about 20% from their all time highs, and recovered within a few years. And nothing that is happening today looks anything like what was happening in 2008. Home prices have levelled off after a rapid increase in 2020-2022. Anyone who bought a house before or during most of that pricing surge has a house that is already worth significantly more than they paid for it. For the people who bought as prices levelled off, their house isn't worth much more than they paid for it yet, but over time they will continue to build equity.
>>529761856>good luck paying bills with imaginary value of what it “could” sell for.Anon, you can go into any bank in America and get a HELOC loan to pay off bills with the equity in your house. Equity is NOT the imaginary value of what it could sell for, equity is the value of the house that you have already paid off and own free and clear of any mortgage obligations.
>>529762510>Most millenials are still broke and homelessMillennial homeownership passed 50% during the pandemic and has continued to increase since then. This means the majority of millennials own the home they live in. (You) might be broke and homeless, but your millennial peers are not.
>>529763222Theres the pretentious faggot i was talking about lmfao good luck on your foreclosure
>>529753003I've been told I was bad for being a millennial since i was 10 years old. I don't care anymore. I love my generation. And I love zoomers.
>>529763514>pretentious faggotImagine seething this much in jealousy because you can't afford a down payment on a house. Absolutely pathetic. You should probably KYS, it's never going to get better for you.>foreclosureLOL why would I get foreclosed? I have a good job and plenty of money saved up. My monthly mortgage payment is probably less than your mommy pays in rent every month, you stupid poorfag.
>>5297532852020 had lower interest rates than the market crash of 2008 because lenders were frazzled by covid.
>>529753003What percentage of millenials own homes? like 5% lmfao
>>529753003Oh no, some millennials bought a house for a low apr. and? What do you want them to do? Let you sleep in their attic?
>>529763956yep
>>529753003>>529753157ah yes, the inorganic attack on millenials by z(b)oomers
>>529763222Yeah and they have a 30 year mortgage. That doesnt mean they fucking own it. It means they are indebted for life to the system. I know people that bought homes in 2020 era and they owe more than its worth now. Same for vehicles. Yet they shit on me because I drive a 2002 chevy Vortec.
>>529762970lol thats not free money, you gave to pay it back with interest, its just more debt slavery.
>>529758464Daily reminder the USA is the #2 manufacturer in the world. Cope and seethe
>>529753003>>529753285I bought my house in 2020 with 2.9% apr and now its "valued" 60% more than what I paid, I'm going to try to sell it soon and move back in my with my boomer parents and inherit their house when they die
>>529753003Everyone just wanted to add it to their net worth because I'm a millionaire.
>>529764117The APR doesnt mean shit if you paid $300K for something that is maybe worth 100K. Houses depreciate historcally. They arent a fucking investment. Especially of you dont maintain them.
>>529757741>10% interestTry 2.7%, retard. I bought the dip in 2020.
>>529764407I really doubt that. Probably cant even sell your fucking house right now for what you still owe on it. Im sure some chink or jew firm will gladly tske it off your hands for 20 cents on the dollar.
>>529753003Kek literally me. Bought my house in 2020 at 24 years old and got 2.25% interest and now it’s worth double. You can all fuck off until my parents die and I take their place and then maybe I’ll rent mine to you for double my mortgage
>>529753285I bought an acre of land and a modular home for 140k in West tn how cooked am I?
>>529753285>deflationReally? That's what you're going with? The price of everything is going through the roof except houses, which will decline in price? Is that really what you think is going to happen?
>>529764407>and now its "valued" 60% more than what I paidaka the money its measured in has devalued this much since then, bleak innit
>>529764768more banker real estate bullshit. nobody is buying houses right now. Just wait until gas hits $5 a gallon.
>>529764859West Tennessee is full of hillbillies and niggers, you are fucked
>>529765237I think you mean Mullungions.
>>529753003I must have missed the part where millenials could actually buy property.
>>529753157I wish this was a lie but it ain’t.
>>529762654Its only "worth" what you can sell it for and close on. Not what similar houses are "listed" for by your local Karen real estate whores.
>>529765182Well worst case I pull out some equity when rates go back down and build a pole shed. Or maybe the next 15 acre lot next door. Who knows. Either way I got mine (and more coming to me) and I’m comfy.
>>529753157Now we get the pleasure of hearing all their traitorous threats and whining about Iraq 2.0 (oh we won boohoo). All because they ain't allowed to take pride for some reason, Iraq was one of the best things America ever did. Millennials force the meme that it was one of the worst though. Like force it like my dick in the worlds smallest woman.
>>529765428This thread is propaganda by big real estate. Fucking housing market is royally fucked.
>>529765428>I must have missed the part where millenials could actually buy property.I expect you miss out of most of the real world if you never leave your goon cave at mom's house.
>>529753003Yeah I got a house last year and the millennials were just as bad if not worse than the boomers when it came to price increases and flipping. At least the boomers knew they're dying soon and wanted to make deals. I got a townhouse from a chinese boomer who was like, I'll take whatever price you give me. No smell either, I expected fish everywhere. But there are a concerning amount of pennies that were hidden. Some sort of chink voodoo I'm sure.
>>529753003I owned my house since 2006t. Born in 83
>>529765618Yeah you are better off keeping it at this point. Not sayong you cant make a profit in the future but right now youll lose money.
>zoomzooms seethe against boomers>zoomzooms seethe against gen x>now zoomzooms seethe against millennialsI can't wait for alphas to become adults and dab all over zoomzooms. Their unwarranted victim complex deserves to be humiliated.
>>529753003>Notice how all of them are telling you that they got their cheap house and anyone who didnt can fuck off?When did this happen you fucking retard?
>>529758464I got into Wall Street from pure hustle and networking back when a white guy could do that. I made a bunch of money as an investment banker and then at a couple of hedge funds but didn’t save much. I burned out and ended up getting one of those do-nothing laptop jobs even though I wasn’t one of the lefty faggots or women I think because they were so impressed with my resume. They all came from lefty bullshit like women in stem initiatives and HR change management optimization type shit. I think they thought I could teach them stuff they needed to now. It was the easiest job I’ve ever had. I literally worked maybe 3 hours per week, almost always from home, and they paid me about $98,000 per year with a ton of PTO. It was paltry compared to my old job but the $/hr and $/stress ratios were significantly better. I tried to convince them to hire young white men but they fought me every step of the way and it never happened. Eventually they started resent me because I wouldn’t be as gay as them and I got bored and left. It’s not as if there aren’t some of us trying to tear down the gatekeeping. We’re just facing vast institutional sentiment that no one of us or even a few of us can overcome. My goal now is to start my own fund within a few years and I intend to hire enterprising young white guys who can be sharks. It’s going to take a while but that’s the goal.
>>529753003that "real estate boom" was black rock jews buying up houses to turn into rental properties retard, I, a millennial looking to buy my first home, and fucked by what those jews and all their various imported nigger goblins did to the market.
>>529765674Buyers not owners. Also we are heading directly into another housing market collapse. 90% of those houses will be taken back by the bank that loaned out that money retardedly to niggers.
>>529764303Don't get me started on the cars. New cars need 1000s worth of repairs before they hit 25k.
>>529766104t. 2004 chrysler crossfire (yes, really)
>>529765751Not that anon, but I didn't buy my house in 2020 to sell it for profit. I bought it to raise a family in and we have had 2 kids since 2020. It is nice that my house has gone up $150,000 in value since then, but I am not going to sell because I still need a similar sized house in the same city so I will be buying something equal priced to replace it if I did sell.I am happy we bought at historically low interest rates though. That is going to save me lots of money in the long run. We are also making above minimum payments and are paying it off ahead of schedule.
>>529753320It's not really getting shit on if it's like>hah nobody likes you and everyone thinks you're steeenkie hee hee hoohigh school shit
>>529753594>>529754644Checked and this is the only reasonable, rational viewpoint
Barely half of millennials own a home. What is with this deranged attempt to blame boomer shit on millennials?
>>529766159based. this is actually a mercedes. very good car. will be a collectors car in a few decades
>>529753285>. Just look at what happened to China's real estate market, deflation killed it. The west will follow suitoh no! people will be able to afford to put down roots, grow social capital, establish families and plant trees whose shade they'll never set foot in.
>>529766159VERY cool car, anon. Nice
>>529764019>What percentage of millenials own homes? like 5% lmfaoCurrently about 55%
>>529753285>>529760202>deflationIn the US? You're fucking retarded. That's never going to happen when you can magic $2 trillion into existence with a stroke of a pen. You don't even need to print it.
>>529766334real estsate/banker industry shitting thier collective pants because nobody wants 50 year mortages.
>>529766334Part of it is that Gen X are just completely forgotten and just seen as part of Millennials, which is pretty funny. But you're right, it's actually Gen X and even I made the mistake above. Gen X are kind of assholes.
>>529766159Why would you buy that piece of shit? All the compromises of being a sports car without the performance... Ever since that car came out I have just shook my head and thought>Why...?Every time I see one. It is like having a V6 Camaro. All the inconveniences and impractically of a sports car without the perks of a sports car.
>>529766467A 30 year loan is not ownership.
>>529766467If you don’t own a home it just means you’re retarded. I bought my first house when I was earning $42k a year working 12 hour days as a salesman. You just gotta save and invest. Don’t be dumb >t. Literally lived the boomer ramen noodles meme
>>529759179Ya dude, as millennial I totally remember the 70s and 80s
>>529762654>20% less after 2008 crashYoure crazy, prices dropped by half everywhere. It was a bloodbath
>>529766627You bought a shithole house for 175k
>>529766732Blaming millenials for something the Greatest Generation and Ronald Reagan did now. Boomers didnt even do that shit.
>>529753285New year, new cope.They will never come downGovernment will never undo 3 years of Trump/Biden money printing and the printers are turning back on in May when Trump gets his yes man into the fed so we can get free 0% interest rate money and pretend they economy is good for another few years.
>>529766839This one is going to be worse.
>hold cashare you saying I should sell all my investments, and take the penalty costs 401k withdrawl so I can have cash in hand?
>>529764303>That doesnt mean they fucking own it. No, that's exactly what it means. Why would the bank give them a loan with the house as collateral if they didn't actually own the house? Stop being a retard and think about it logically.>It means they are indebted for life to the system.No, you are just a complete financial illiterate who doesn't understand any of this stuff on even the most basic level.>I know people that bought homes in 2020 era and they owe more than its worth now. Then they are complete morons who did something really stupid and retarded. If you bought a house in 2020, you would have to go out of your way to somehow fuck it up and owe more than it is worth in 2025.>Same for vehicles.Of course, cars and houses are completely different. Cars immediately start losing value and continue to lose value until they get scrapped. Houses are the opposite and are always increasing in value on a long enough time frame.
>>529766865Still a house, still in a 100% White community. Better than renting and giving money to the jew every single month for nothing
>>529766627Retards would rather pay a kike landlord $1,500 a month to rent an apartment than pay a kike owned bank $1,500 a month for a mortgage on a house.In 20-30 years the mortgage payer will own a house and have $300,000 in net worth. The renter will have nothing.
>>529766933Really doubt they can rig this shit for even a few more years. That ship has sailed with this Iran disaster.
>>529753003What's the fucking point, nobody actually owns property in this country and you never will. I was laughed at when I asked for an allodial title. The government is just a public landlord that you must pay rent (property tax) to and can evict you all the same (lien, eminent domain). Furthermore, a house is a depreciating liability, not an asset. Holy fuck I literally want to kill myself for wasting so much money to rent from the government and deal with a flooding basement. Worst fucking mistake of my life. If I could have stronger guarantee of housing security from a private landlord i.e. long term lease with no risk of eviction for not cleaning sometimes, I would gladly rent from a private landlord for the rest of my life. Between all the extra time and costs associated with fixing a house, it's very likely more expensive than private renting.But I'm not ever going to delude myself that I'm not still a renter. I don't own nothing.
>>529766971Yeah stop making payments to the bank and see what happens. lol. delusional.
>>529765619We won and it only took 20 years and several trillion dollars down the drain. If you’re not getting paid to shill then you’re pathetic, either way you legitimately need to kys
>>529766341>>529766451Thanks it was primarily driven by my 5'3" wife, now it's my commuter run 30 minutes a day.>>529766584Nah it's very solid for being considered a failure. I've had it over 10 years plenty of time to delete the electronic retard stuff. Still has a stiff unforgiving suspension and poor visibility in reverse.
>>529767144>a house is a depreciating liabilityAlso>REEEEE prices are rising so fast I can't buy one!!!!!Lol
>>529767187My first mortgage was 2.1%. When you calculate inflation, the bank is literally losing money by giving me my loan. My mortgage is a net positive investment
>>529766960401k is when you are 65 and near death anyway. Just be destitute when you're 65 and can't do shit and have fun when you're young. Go travel.
>>529764353>lol thats not free money, Of couse not, there's no such thing as free money you stupid zoomer. However, it does in fact allow you to pay bills by using the equity in your house, which that other idiot anon did not seem to think existed.>you gave to pay it back with interest, its just more debt slavery.Yes, that's how loans work you retard. No one is just going to loan you money for free.
>>529767084Yes it willYou won't do shit
>>529767354I wouldnt use it to travel I would use it to buy a house. i havent gone on vacation in 8 years
>>529753157It's been verified as of late that the only truly redpilled and based generation were millenials. Go die for Israel, zoomer.
>>529767318Man you sure seem legit now posting photos of rednecks skinnin deers. lol. Fucking banker shill.
>>529767256I paid in cash. I never got a loan or mortgage and I don't believe in the concept of debt.It was a waste of money and I prefer renting from a private landlord instead of renting from the government.
>>529767426Oh then yeah probably still a fine idea. Better to get started earlier. That being said, I'm totally travel-pilled unless you live somewhere actually beautiful and don't feel a need to travel. Interacting with locals and learning new culture stuff is quite fun.
>>529767492I already said I was a salesman. Are you retarded? Why are you shilling to make people rent instead of own land/ property? What is your agenda?
>>529753003I am 42 and I have no woman, I have no children, I have no house, I have no friends, I have no money and live paycheck to paycheck. When will my real life begin bros? I'm tired of the grind, I'm tired of this life, just very very tired that's all.
>>529766960Pretty sure it's still on the books, but I was able to disperse my 401K for a first time home purchase.Looked it up, apparently it's capped at $10k:https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-exceptions-to-tax-on-early-distributionsAlso bought in 2009 at the very bottom of the local market lol. And yes, I was able to do that by hoarding cash in anticipation of the market imploding. Not sure if the Fed is ever going to allow that again, but that's how I got mine.
>>529764537>if you paid $300K for something that is maybe worth 100K. Yeah, that would be dumb, why would you do that? Note: no one is paying $300k for a $100k house.>Houses depreciate historcally. Absolutely and completely incorrect. Houses always appreciate in value unless something crazy and rare happens.>They arent a fucking investment. They are one of the best investments you can make to hedge against inflation.>Especially of you dont maintain them.Why wouldn't you maintain a house you owned? That would be completely retarded. Are you a nigger?
>>529767463fuck jewsFuck niggersFuck arabsFuck poosFuck Trump and fuck Biden Fuck all of congress and senateFuck banks and fuck AbrahamismElder millenial signing off
>>529767702When you die and reincarnate as something that isn’t a poojeet
>>529767620I live in the midwest. My idea of travel would be going to the grand canyon for a weekend, or traveling to upper California to see the valley. I've been to europe once for a school program, and as fun as it was, I dont really have the desire to got to those places. I dont care about mexico, or the bahamas, or Puerto rico, or the virgin island etc that most people seem to love visiting.Seeing the beauties of the US is fufilling for me
>>529767492>You will own nothing and you will be happy
>>529767412>somebody WILL buy my 60 year old, 2 bedroom house for a million dollars… eventually!! I know what I got!!! Hmmm I wonder why the number of unsold houses on the market is reaching record levels? I wonder why the average age of a home buyer is now over 50? This is surely sustainable.
>>529765535>Its only "worth" what you can sell it for and close on.Yes, and everything I said in that post was based on the actual prices houses sold for and are selling for today.
>>529767803> Seeing the beauties of the US is fufilling for meAbsolutely based. I recently went on a trip to Michigan. Who would have thought fucking Michigan of all places was so unbelievably beautiful
>>529767735>hedge against inflationor you could just purchase gold and get a much higher return while also not getting raped in transfer and realtor fees when you go to buy or sellhouses are dogshit from an investment perspective. you should buy one if you want to live in it. otherwise, invest or buy better performing assets.
>people are RUSHING to buy my house for more than I paid for it!!!
>>529768008> houses are dogshit from an investment perspective. you should buy one if you want to live in it. otherwise, invest or buy better performing assets.Name a better investment class
>>529767803I haven't been to any latin places, but a handful of European countries now. Due to direct flights from Philly, it's often cheaper to go to them than places I'd want to see in America, but out West. I do think PA and the Catskills are quite pretty though. Can't enjoy them too much in the snow we've been having, for example.
>>529766514Prices go up when the government subsidises them to go up, most of inflation is entirely artificial. Education prices went through the roof because the government said they would back every loan no matter how high. Our current system has the dumbest possible version of interventionalism.
>>529753003Idiots have been waiting for a property crash for the last 15 years ive been lurking.
>>529767948Right.... Not what some kike whore has similar shit listed for on Zillow.Most of you just got saddled with some boomer money pit that isnt even worth the tax value.
>>529766615>A 30 year loan is not ownership.Yes, it literally is. You are just too retarded to understand these very basic financial concepts and can't wrap your smoothbrain around the idea that a mortgage is NOT renting or some kind of rent to own layaway scheme. If you have a mortgage, you do literally own the house in a legal and very real way. If you didn't own the house, you wouldn't be able to use it as the collateral for a loan.
>>529767947Yes anonThe prices are still rising, albeit slower than during covid. The only crashes to speak of are in boomer shitshack disaster-prone areas like florida or california.unless you are going to build the house yourself you're not going to get anything nice below 400k due to labor and material costs and how taxed to shit contracting work is. You can just accept this or hold out and listen to youtubers who have been saying the market is going to crash for the past 10 years
>>529766896Zoomers literally think 40 year olds are boomers.
>>529768097literally anything
>>52976843820pbtid
>>529768345He's of the ilk that believes that, if you have to pay property tax, you also don't *truly* own the land. I guess I get their point that it could be taken away, but many things are like that. If you go to jail, you don't get to keep anything, so you own nothing ever right?
>>529768369What do you think will happen to housing costs when boomers die off? The population is below replacement, the only thing that could sustain continued housing cost increases is mass immigration on a calamitous scale
>>529766839>Youre crazy, prices dropped by half everywhere.No, that only happened in the absolute worst shithole areas where they had built huge new subdivisions filled with mcmansions to sell to unemployed, negative net worth niggers.
>>529768345lol. copenigga i dont even own my home and its been paid for 50 years ago. the county fucking owns it and my property.
>>529753594>I want every white American to be able to afford a home.Cool it with the antisemitism anon. All houses should be owned by Wall Street.
>>529753157>gentrifying black areas>sheeeeitt>those are our areasexcept they aren'tThe Great Northward Migration brought uncountable numbers of blacks out of the Deep South into the rest of the country from 1910s to 1930sBefore that places like Chicago had nearly no measurable black population
