https://timesofindia.indiatimes.com/world/us/us-graduate-moves-to-prague-to-escape-student-loan-repayment-60-per-month-was-psychological-burden/articleshow/130061657.cms
>>532671641you can just leave and stop paying?
>>532671641I can understand fleeing in some circumstances but she had to pay like 80 a month or something.
>>532671738>you can just leave and stop paying?You'll continue accumulating debt and you'll get absolutely fucked if you have assets in the US or inherit anything if you do. It's effectively the same as if you stop paying in the US bu they can't as easily garnish your wages.
>>532671641>timesofindia.indiatimes
>>532671738Yea, but if she comes back she's fucked lmao.
>>532671641Cool, let them learn, because they clearly didn’t learn anything at university
>>532672000>but she had to pay like 80 a month or something.Yeah but>An Oregon University student with a specialization in Art History, Criticism and Conservation
>>532671641Don't give a shit, I'm not paying anything back. I took the money and used it on expensive food and beer. Get fucked wagie tax goys ahahahahahah
>>532671641Keep it please.
>>532672217HAHAHAHAAHHAAHA holy fuck good catch anon
>>532672000It wasn't about the money it was about not wanting to pay it back
>>532673328>It wasn't about the moneyNo shit she got a degree in art history and now lives in a country with a median salary under $30K USD.
>>532673988/pol/'s greatest role model was quite interested in art himself
>>532671641>pragueGood luck living on $30k/year and having to drive a 15 year old car to work
Not being able to afford $60/mo is a clear red flag that your degree is useless
>>532675006>/pol/'s greatest role model was quite interested in art himselfPainting it or bitching about it?
>>532671738You can just not pay lmao you don't need to leave they can't do shit
>>532671738Yeah, you can fake your own death too.
>>532675720I think it’ll ding your credit score
>>532675720They will garnish your wages
>>532671641Do they realize that the debt will still be there, and 100 times worse when they come back?
>>532675918>Muh goy score>Muh wagesWow what a bunch of faggots
Maybe we shouldn’t financially rape our young adults and instead try and build a healthy and strong society that supports young people to be the best they can be so they contribute to the world and make it a better place for everyone
>>532672601Based af
We don't have debtors prison in the US but a court can order your assets seized, your bank account emptied, and your wages garnished. If you don't have any of that, you're what's called "judgement proof". If a creditor knows you have nothing, they usually won't bother suing you. Unless you owe millions, no one is going to come after you in another country.
>>532675918>Muh good goy scoreLike she was going to ever buy a house.
>>532671641Who fucking cares. We spend more money on Israel's bullshit every year. Besides, it's a bunch of jews that own the debt so fuck paying them anything
>>532676427Her main risk is that her parents die and leave her a house or just some money, which creditors will then take.
>>532672601Found the sheboon
>>532676203maybe stupid niggers shouldn't go to college
>>532676498>Besides, it's a bunch of jews that own the debt so fuck paying them anythingWhy do people like you keep trying that lie? Over 95% of student loans are issued by the US government. It's the taxpayers that are on the hook, not "a bunch of jews". Why do you keep trying the jews line when you get your ass handed to you each time you try that lie? Jews are subhuman filth but student loans are pretty much all government and taxpayer money. Also women borrow at twice the rate as men, meaning any "forgiveness" is a trillion dollar wealth transfer from men to women. Your "it's da jews" stupidity is meant to distract men away from this attempt to steal from them for the benefit of women.
My wife pays $600 and I pay $60 lol
>>532676554The department of education can not take your house or assets. The most they can do is garnish your wages, and only up to 15% of the check.
>>532675918who gives a shit
>>532671641>$60 a monthWhat in the goddam? That's the tipping point? How little did they owe? I only had 7k in student debt and paid twice that a month and still sitting pretty. Fuck, my internet plan is more expensive then that. Pretty sure Netflix costs more than that a month.
Good, fuck liberals
>>532672118I stopped paying. I am currently in default. I've been sued by 4 credit card companies and MOHELA has sent several letters that I threw in the trash.I ain't got no job, I can't pay no 245k in loans.Someone bought my student loan from. MOHELA, they offered a 30% discount on it. The US Governemtn sold my student loan debt.
>>532676913Who is the government run by dipshit? Jews. You don't pay extra taxes because someone didn't pay back their loan, you paid taxes to give the loan in the first place. If you don't want your taxes used to pay for socialist bullshit, don't pay taxes. The real problem is the departmenr of education continues to make these shitty loans every though no one ever pays them back. And yes, 'its da jews' mentality is right, because who do you think implemented that mechanism for wealth transfer?
>>532676018No they won't lmao
>>532677474Kill yourself you tranny faggot
>>532677636Nice non argument you stupid little bitch. No ones paying their loans back. You got jewed by a system you thought you could jew. Stupid fuck
>>532677739You're going to die you arab subhuman :D
>>532677804I'm infinitely whiter than you, kikejeetnigger
>>532677878FUCK YOU AND DIE TRANNY :DD
i just don’t pay 11 years strong
>>532671641>netflix>amazon prime>spotify>mystery box bullshit subscription>oh look, im broke.. guess i cant pay my fucking student loan!
Student loans are forgiven after 20 years and wiped from credit history
>>532677912Stop calling yourself a tranny you fucking freak
>>532677973that is the correct order of priorities, yes fuck em and the loans have no bearing on you, so there’s literally no reason you should have a problem with me not paying them
>>532677973Oops, maybe the propaganda was too distracting. Oh well
>>532677977You will never be a woman
>>532677973Kys for this post
>>532677959only works for government loans. If I don't pay 1000/mo to the jew private loan they will start garnishing my wages and I cant declare bankruptcy on them and never got any form of forgiveness
>>532672118Your parents have assets they’re going to give you? Must be nice
>>532676147>when they come back?when they come back? why would you go back to the barren wasteland that is known as post trump america?
>>532678142Thank god. You will never be intelligent either. Can you go be stupid elsewhere
>>532671738Jews will ruby ridge you if you stop paying
>>532677453mohela is the last on the list right?it was--- wachovia, then navient, some other one i forget, and now mohela.those faggots are making it hard to register for the "i am going to skip a whole more year" option
>>532671641>Be jew>Give loans to people that don't have intention to pay back>OY VEY!
>>532671738You pretty much have to go to Russia, China, Iran where uncle sam has to nuke you.
$60 per month doesn't sound like much.
>>532678240>Your parents have assets they’re going to give youThat's the norm even in the US, you have shit parents if they don't.
>>532676018>garnishAmericans are so weird. Here in Britain, garnish means...well, putting sauces and decorative vegetables on your food. I've never heard it used to mean taking away.
>>532671738well yeah, that's how pretty much any legal debt works, it stays within the country's borders.
>>532679676GARNISHMENT | English meaning - Cambridge Dictionary https://share.google/9rwVMCHFVeoSYISU9
>>532679071Not everybody has parents to carry them through their life
>>532679933>it stays within the country's bordersNo, most developed countries it follows you. Like if you get a studentvloan in NZ then move to Australia the IRD will be able to claim against your income.
>>532680138Boo hoo, no shit being an orphan sucks.
>>532675045what's wrong with older cars, I drive a 2005 Impreza and love it, the local dealership keeps making me offers and I keep turning it down.
>>532675045Too many wh*Te people in Prague
>>532671641How long before this deadbeat gets kicked out of Czech? Of course she can whore out. America wins, let another country foot her bill.
>>532679676>Here in Britain, garnish means...well, putting sauces and decorative vegetables on your foodmeans the same thing here, but has an additional use as a verb to mean non-consensually/one-sidedly expropriating some % of wages from a person before they are paid, as a legal penalty from some failure to pay some fine or merely as a fine in and of itself
>>532672601lol, enjoy your welfare life.
60 dollars per month?
>>532672118>t absolutely fucked if you have assets in the US or inherit anything if you do.so it probably doesn't impact most zoomers or millennials since their parents are spending everything.
>>532677119They can seize your tax refunds. Always looks good when the government contacts your employer to garnish your wages.
>>532671641They should take the product (piece of paper) back.
>>532671738They can revoke your degree.
>>532680331Buying cars is for poors. I lease a new car every 2 years and don't have to ever drive something another man drove. Used cars are the cuckoldry of driving
>>532680138you sound like a f*moid
>>532679071Only 20-30% of Americans will receive an inheritance in their lifetime, but you're right that only shit parents don't leave one. The problem is most parents are shit.
>>532679933lol that's absolutely not trueanywhere in the west between US and EU they can sue the shit out of you even for a parking ticket in another country
>>532671641I made minimum payments for a decade and mine were dissolved. Just don't pay.
>>532681356>Only 20-30% of Americans will receive an inheritance in their lifetimeNo, 79% of boomers outright own their house. That is the single largest asset for most people to inherit.
>>532680287>>532681141nah, I actually worked myself for everything that I own and every dollar I have. Nothing was ever gave to me, and I guaranteee I have more money than you'll ever have
>>532675918Fiat, debt, and the monetary system is going out the door within 10years. If your smart you WILL debtmax and pay none of it.
>>53268150579% of boomers might own their house, but they don't necessarily pass it on, particularly due to things like reverse mortgages like the one my grandparents took out so they could go on an end of life spending spree.
>>532677878Man you really crashed out at being a kikejeetnigger.Pathetic
>>532677380>>532680657The entire point of a qualifying loan is to perpetually entrap debtors in interest growth. $60/month is the bare minimum to not immediately have legal action or financial punishments associated (though odds are high it's a severe misinterpretation to try to shill for colleges or just otherwise insult students for the sake of corporate interests), but the instant you miss one of those payments, they will start sending the dogs out to seize your assets. All the while the initial $65,000 debt she had will accrue between 6% and 9% interest over however long of a stretch of time she fails to outpay the principle and increase in total monthly rate. Now if you were in a real country and could reasonably get a career that would pay for such a loan after the expectation of getting a relevant degree, this wouldn't be unreasonable. However in the US, if you have a Bachelor's Degree, you're often not qualified for entry level positions, and if you have a Maser's Degree, you're often overqualified for entry level positions.
>>532681700>particularly due to things like reverse mortgagesReverse mortgages are obscenely rare in the US. Less than 3% of seniors over 65 have one.
>>532671738yeahwhat are they gonna do to you? Other countries don't care
>>532675876So, what was the point of the degree then?
>>532675918Joke's on them. I don't have a credit score.
>>532682018The skills you would have learned in something relevant.
>>532681931This is all publicly available information.https://finance.yahoo.com/news/us-boomers-refusing-84-trillion-114400155.html
>>532682089But now that person is dead, and any check reveals this immediately, now I'm going to call the cops, because this is obviously some form of ID theft. See my question?
>>532682063
>>532681874My favorite part is jobs that say "bachelor's preferred" but then they won't hire you if you don't also have 2 years of experience, but also won't recognize your similar-experience from other roles because there are 500 indians applying to the same job and also the boss already hired his nephew and the job posting is just a formality.
>>532682250[The2024 Planning & Progress Studywas conducted by The Harris Poll on behalf of Northwestern Mutual among 4,588 U.S. adults aged 18 or older.
>>532675918OH NOOOOOOOOOO NOT THE CREDITINTO SCORE A RONIHOW WILL I TAKE OUT A 600,000 DOLLAR LOAN FOR A 50 YEAR OLD FALLING APART DUMP IN A NEIGHBORHOOD SLOWLY BEING FLOODED WITH JEETS IF I ODN'T PLAY JEWISH GAMES?
>>532680760>Always looks good when the government contacts your employer to garnish your wages.It's really funny you posted thsi like any employer that gives a fuck would run a credit check and is probably some shitty office job that only pays 20 dollars starting and acts like that's a fantastic fucking wage to spend all day sortign excel makework bullshit before dave, the 39 year old assistant to the assistant manager rajneet shows up and says actually you didn't file them the way he wanted you to because michelle told you to do it one way but that way wasn't how he would do it so you need to redo it like it matters at all.
>>532682473>My favorite part is jobs that say "bachelor's preferred"I paused here for a sec because it sounded like something you would see in a Japanese hiring ad until it clicked lmao>>532682507Okay? You're being intentionally obtuse, but one day, for no reason at all, the day of the pillow shall come.
>>532675720>>532676018>>532676498>>532677119>>532681631I haven't paid my student loans since 2015, and shit hasn't been done at all. Ironically I get emails from the state telling me to apply for loan forgiveness.I have been self employed for over 15 years and they haven't done sheeeeeeit.If they do, I'll just cry about mental illness and being a brown amerimutt.
>>532682862>You're being intentionally obtuseBruh, it's a survey of a few thousand people on relation to a shitty insurance company.
>>532683145https://www.federalreserve.gov/econres/notes/feds-notes/disparities-in-wealth-by-race-and-ethnicity-in-the-2019-survey-of-consumer-finances-20200928.html
>>532683570https://www.cbo.gov/publication/60807
My repayments are like 800 a month lol what a fucking nigger
>>532683570>>532683658They even explain it in there, it's because most of their parents are alive.
>>532671641The question is-- would $60 a month payment even touch the principal? Likely not
>>532684034You are honestly too stupid to continue arguing with.
>>532671738They will send Delta Force to Indochina hiding in a bowl of rice squeeze that $500/mo to you
>>532671641>be ugly and fat low totem jewish golem>get hoodwinked by higher totem jews>decide to leave because you think banker jews can't find you>go to incredibly kiked citylol, LMAO, the state of Rabbinicism.
>>532684313>Don't expect an inheritance >Still recieve one.
>>532684711Sure, buddy.