Rent: $1200Food: $400Internet and phone: $70Health insurance: $400Car payment: $400Gasoline: $200Car insurance: $200Sewage and water: $200Electricity and gas: $150$3220 per month to live in the US, post-tax, pre-tax it's $4300 or $26/hour. Guess how much a cashier at Dollar General makes? $9/hour. Guess how much an Amazon wageslave makes? $18/hour.
>>536241867There are few places in America where rent is only $1,200. You're renting a fucking room for that price.
Wasn’t there a wagie uprising a few weeks ago? Wonder how they stopped that so fast.
>>536242132Also don't forget every landlord in America expects you to make three times the rent.
>>536242132move out of the city jamal
>>536241867What you need to do is work 80 hour weeks. Eat rice and beans. Never go out, never have fun. Work is your life from now on.Make sure to have kids and marry too while working 80 hour weeks.
Get a roommate who's female
>>536241867where's the donation to israel?
>>536242150That is impossible for most people in cities
We're way overdue for a wagie uprising
>>536242175>Glownigger lies>Glownigger flagEvery time. I honestly don't understand this massive propaganda campaign to try to convince everyone that rent is still affordable when we all know it's not.
>>536242193Worst thing you could possibly do.
>>536242250They're working on collapsing the system. They don't want to speak it out loud but they are accelerationists who are slightly (just enough to not be noticeable but still effective) sabotaging every area of life until the system fails.
>>536242277Sometimes the worst thing is what it takes
>>536241867"Internet and phone: $70Health insurance: $400Car payment: $400Gasoline: $200Car insurance: $200Sewage and water: $200Electricity and gas: $150"Fat
Americans vote for this
>>536242132>>536242150Americans are poorer than actual 3rd worlders by the way. My girlfriend's country rent is $150 but the minimum wage there $300. Professionals make 3 times that. Also not forking out money for gas to not freeze to death in some Midwest shithole, or also not forking out $800 per month just to have a shitty car.
Rent:300$Food 150$Internet and phone: 15$Health insurance: LmfaoCar payment: LmfaoGasoline: $70Car insurance: LmfaoSewage, water, utilities, heating: $150Electricity: 50$God it feels good not to be Israeli slave!>oh, but it's a shitholePicrel with 0 niggers and jeets
>>536242132>>536242150>>536242385Also even they have free healthcare and their taxes are literally lower than American taxes are and the inflation rate is one of the lowest.
>>536242238>>536242271Property values are like 90% of the average consumers wealth. Too many people have mortgages for there to be cheap housing. Cheap housing is a sure fire way to economic decline. So many local governments depend on housing prices rising at above inflation for there to be any change. Most local governments will bend over backwards to insure that home owners get what they want in order to increase housing prices in that area. The more expensive home ownership is the more beurocrats get paid and conversely the more beurocrats get paid the more housing prices go up. Everything in small-town and middle america revolves around local housing prices and therefore everything revolves around home owners and whatever increases those prices. If a home owner says "jump" the local government jumps.
>>536242132>There are few places in America where rent is only $1,200. You're renting a fucking room for that price.The vast majority of the country is full of places where rent is below $1,200.
>>536242544>The vast majority of the country is full of places where rent is below $1,200>Median 1 bedroom apartment rent in the US is $1400/month
>>536241867Rare poorfag here, bc everyone on pol is a millionaire etc.I make like 14 to 16 dollars an hour driving Uber.Rent: $600 (hook up from my landlord Uncle)Food: $200 to 300...I wish I could eat more. I haven't had 3 meals in a day for 3 or 4 years nowInternet and phone: $180, I'm making payments on a new phone I got recently. I need this for my job.Health insurance: NoneCar payment: I own my car, but it's at 100k miles, maybe another 50k left.Gasoline: I spend a lot more on gas than other people as a driver. I already subtracted this cost from the wage stated above.Car insurance: $100ishSewage and water: Included in my rentElectricity and gas: $60 to 80 dollarsMy monthly expenses are like 1300 dollars, and I save about 700 to 1000 a month depending on how much I feel like working. Imagine me spending the next 20 years of my life working every single month nonstop, and only netting around 200k. 20 years, 200k. Lol. Lmao, even. About to join the Navy. By the way, I have a clean record and have never stolen or assaulted anyone. I am neurodivergent and couldn't cut it in society after I got my Bachelor's degree. White male, single, no recourse but to die for zog. No one will date me bc I'm a poor white. The only bright spot in my life is that I'm decent looking and have a lot of free time to exercise and stay healthy. No one cares about your character in Shartmerica, though. I would probably be better off moving to Italy or somewhere in Europe, America society is so fucking chopped
>>536242394You still have no resources. Forced to leave, what do you have to bring with you, lol. You're forced to find another cheap shithole because you have nothing.
>>536242394Would fucking love to live here. I bet I would actually be able to breed and feel like a member of a community.
>>536241867>Blah blah blah, life is too expensive>Blah blah blah Americans are struggling to afford necessitiesIf that were true, then why do I see restaurants and bars packed every weekend? Why do I see streets filled with cars despite has supposedly being too expensive? Why are people still spending so much money on frivolous things when they supposedly can't afford groceries or rent?Sorry, but I'm just not buying this whole "Americans are struggling" crap. It's a psyop to make people more open to communist/socialist policies.
>>536242627You got to also add in that while Uber charges $70 to customers for a ride, they steal like half of it so you, the driver, only gets like $35. Then add in that you are a private contractor so have to pay your employer's part of FICA too. Then add in that YOU are paying for gas, insurance, and wear and tear on your vehicle.Perfect kike scheme really.
>>536242692A majority are struggling, you fucking dingleberry. You don't see them, because they are in their pods after slaving for the day. I can't afford to go out if I want to ever retire. Not really interested in MAID, as shitty as my life is and probably will be.
>>536242692>why do I see restaurants and bars packed every weekend? Why do I see streets filled with cars despite has supposedly being too expensive?Boomers and a few richfags
>>536242636The fuck are you talking about nigger?>>536242685No, no. You are globohomo slave now. This is divine retribution for bombing Serbia
>>536241867Hate to say it but that lines up with IQ distribution
>>536242692Only internet niggers larping in their mom's basement are struggling
>>536242692Because we’re spending someone else’s money. I’m literally spending my parent’s money to go out drinking if I even do.
>>536242770No, the majority aren't struggling. There's more people out and about doing things that aren't related to bare bones survival than ever before. It's really just an extremely vocal minority of poorfags on the internet and the kike media amplifying their voices that make it seem like everyone is struggling.
>>536242627Are you retarded?
>>536242144>Wasn’t there a wagie uprising a few weeks ago?No.There was one in 2008, then the government made woke shit and destroyed the world real fast
>>536242855>Be me>20>Look up jobs on the internet for my degree >One job>Multi billion dollar company>"12 hour shifts, includes possible nights, $18/hour, Bachelor's degree required, 3 years of experience"Fuck off.
>>536242692>Sorry, but I'm just not buying this whole "Americans are struggling" crap.That's because you're a fucking idiot.
>>536242872No, are you a malevolent entity?
>>536241867Taxing people almost generates no revenue and causes most of societies issues, vehicle registration and state, county, and city income taxes are stupidly retarded.
>>536242905
>>536241867America has always been for the 1%. In fact, right now it's so easy to be part of the 1% because nobody tries anymore, and everybody is literally retarded. If you aren't making at the minimum $300k then you either aren't trying or you're retarded or you're under 30. There is no better time to be an American right now, for people who want to pursue the so called "American dream" because the bar is set SO SO LOW. All the money is coming here, and we are limiting immigration, and everyone is RETARDED.
That was 2022 so they probably make like 14 dollars an hour now or are laid off.
>>536242627I have the same set up as this guy. Don't forget brakes and tires and new car when the illegal immigrant hits you and paying tickets Anons I'm so close to giving up
>>536242927No, it's because I have eyes and ears. You're telling me to ignore my own senses, which is exactly what kikes do when trying to psyop the goyim.
>>536242955You're right, you can win a government contract and essentially get free infinite jew dollars instead of working but most Americans have a sense of pride in being goys
>>536242989It's Boomers and a few richfags anon. I see it all of the time here too. Only Boomers are the ones going to restaurants and shit.
>>536242989Says the kike attempting to psyop the goyim, lol. Lmao, even.
>>536243012How does an average pleb win a government contract??
>>536241867>health insurance>implyingHealth insurance is a straight up liability if you make less than mid 6figs a year gross. You only put yourself in a position to end up in long term debt and lose out on the opportunity to take advantage of endowments set aside specifically for financial aid purposes.The fact that you even include that line tells me either you're an out of touch richfag trying to talk down to actual poors or you're a kike agitator. Which might it be I wonder.
>>536242933If you aren't retarded then the best thing you can do for yourself is drop that "neurodivergent" title. You don't need any crutch or excuse to be a little odd plenty of people are socially awkward and do just fine.
>>536242394>inb4 Jeeted
>>536242752>>536242872>>536242986They’re all retarded they voted for it
>>536242955Certain percentages of the population are locked in to certain valuations. It's literally impossible for everyone to make what the value of 300k/year is because if they did, inflation would revalue it to the new 50k.It is a rigged game of relativity. You can ome out ahead as individual, but not everyone can. The only way you can increase the wealth of your entire nation universally is to extract that value at the expense of a foreign nation.
>>536241867>car insuranceonly 100 a month for merent+utilities is like 1800food is the logical place to cutIt's cool that there are many jobs that don't provide healthcare.Did you know 30 hours is 'full time' but yu don't get overtime for working over that?
>>536243060https://sam.gov/contractingEvery government entity has one, look up what they are asking for and fill that niche
>>536242544>>536242599>lower than that>but you have to live in the rural part of maine where there were only old people no prospects of friends or a gf
>>536243173>things can never get better goyim, just accept your place, filthy goyim!Capitalist cuck cope.
>>536242955kill yourself anime nigger
>>536243173It is impossible for everyone to be the 1%. But the bar for reaching the 1% is the lowest it has ever been. Higher education is declining, especially among males, and people are pursuing useless degrees. Compare this to China or India, where everyone maximizes for useful degrees. It's much harder there, because the competition is so fierce and everybody is a genius. Here? Everyone is a retard. If you cannot beat 99% of the retards, you are one.
>>536242132I'm in Alaska and I pay $1400 for 900 SQ feet and garage but water, sewer, garbage is included and I pay average $100 a month for electricity. You guys are getting so fucked.
>>536241867
You can cut that to like 1/3 if you stop being a cityfag. My expenses are like ~500$ a month, but I payed off my house, so with the mortgage it was around ~1k
>>536243265The kikes or honorary kikes at the top manipulate the relative valuations from the top down to ensure their money stays just as much "more" than everyone else's as it has been, whi h is as much as it can be. They also control the fiat supply.I'm not saying it should be accepted, I'm saying what it. I would love to water the tree and do it over, personally.
>>536243397And how are you paying for your car?? Car insurance at the minimum is at least $100/month. Electricity? Heat?>Compare this to China or India, where everyone maximizes for useful degreesIndia lol. Dude, even in China and India, there are street vendors and people that can afford to keep existing doing basic stuff like collecting cans for scrap money. Tell me how far that would get you in the US, even if you were LEGALLY allowed to do it? The barrier to entry is EXTREMELY high in the US.
>>536243345I meant the second part for you>>536243552
>>536242493Ever wonder what perks developers heap on local governments? Does the mayor of Silvertown have a personal PAC, does the spouse get on boards and consulting gigs, does Mary down at zoning suddenly find her son getting into that prestigious college? Developers have immense power. The wheels they grease must be incredible.
>>536243345I kind of agree with that but the premise just doesn't really compute for criticism when the 99% must be the 99%.
>>536242132Which blue city do you live in?
>>536243552I'm trying to convey to you, that your education experience in America is much easier than in China or India. You can twist the statement to delude yourself however you want, but in actuality, if you were to take the median American high school student and place him in a Chinese or Indian high school, the chance of them getting into a decent higher education institution is miserably low. In America you can get into a top university if you just try a little. I know because that's what I did, and I didn't get in through my skin color (which is even easier).
>>536243345But employment is not a meritocracy - you are not able to beat the retards if you can never even have access to someone who can actually understand your abilities face to face, vs some harpy cunt hiring based on feelz. Hence the DEI imbeciles making $300k to "manage" others by answering a few emails from home and such while you can languish with all the skills in the world. Employment was never about how good you are at anything, it's just performance art, luck, feelz, and being a fucking jester (DEI, troons, etc.) and mostly nepotism and shit.
>>536243552>And how are you paying for your car??Don't buy shit you need to finance for one because if the bank isn't covering it for you while you pay them back you aren't forced to have full coverage. Liability is all you legally need almost everywhere and with the right car liability can be like $50/mo. I don't have any poverty cars anymore but when I did around 15 years ago my 90s ranger only cost like $30/mo to insure as a 20something single male. I'm sure prices have gone up since then but not that much. People get bullied way too easily into buying cars/trucks they don't remotely need to try to impress people they don't like or respect in the first place. So many people's lives are hobbled because of multiple instances of shit like that working in tandem to keep them barely scraping by.
>>536241867>car insurance 200 per month.Good one retards I pay 8 euro.
>>536241867Because life is literally unaffordable for us Americans I suppose there will be a great dying off any day now, right? Or perhaps a communist uprising.... or not because this narrative is fucking stupid, things aren't that expensive, and 3.2k a month isn't even a lot if it were
>>536243688Well, the average Indian or Chinese isn't some professional like in the US. They are street vendors, farmers, small business manufacturers, etc. Because of that, the cost of living and the economy there reflects that. Meanwhile here, because the average American is a white collar professional, the cost of living reflects that too. But it is a HELL of a lot harder and more expensive to become a professional than it is to sell curry on the street or repair motorcycles.
>>536242692Me either. The fucking roads in the metroplex are nonstop traffic all hours of the day and night. Stores packed. Delivery trucks zooming in and out of the neighborhood all day and I live in an RV park. Go to Mansfield and lines wrapped around McDs In Out Chick fil a, not sometimes all the time. Restaurants in Burleson the parking lots are full. Shopping centers jam packed. See the guy on YouTube in Florida saying everyone is suffering and the commenters chime in with yeah. A pox on them all because until you are at the dump trying to pick food and anything useful from the trash mountain while wearing shit you found there, you ain't poor. Not even close. You overspend and think you deserve better but you are not poor.
>>536241867>Car payment: $400What kind of payment?
>>536241867$400/month for food is not enough to feed my dogIf you're spending less than $4000/month on food and drink alone, you're the poorest nigger
>>536243818> 3.2k a month isn't even a lot if it wereExcept it is since that's post-tax required income. I guess the whole Dollar General workers making $9/hour went over your head?>You post a photo of the cheapest part of America relative to income
>>536241867Not everyone is a worker. Some just chill.
>>536243821I think you're too caught on China and India, when it's irrelevant. I'm providing two simple examples of countries where the bar for reaching the 1% is exponentially harder. That's all. Imagine a game with multiple servers. The players in the US server are playing inefficiently, leveling up incredibly slowly, have retarded builds, so if you're a decent player in the Asia server, you can easily be a 1% player in the US server. There being statistically more street shitters in India than the US is irrelevant to the point.
>>536241867Americans are so spoiled and retarded kek. You have no idea how things are in other countries and you keep being psyoped into thinking everything is terrible for you
>>536243863Since most Americans don't have the initial capital to afford a new car since they don't have even enough money at the end of the month for a $400 emergency, they have to take out a car loan.
>>536241867where the fuck are you finding rent for $1,200? even the niggeriest crime ridden ghetto apartment complex starts at $2,000 minimum for a closet
>>536243883>Dollar store>Sells stuff including food for $1Damn if only the guy making $9/hr could do something other than have lobster for dinner every night
>>536242394Rent €650Food: €4000Health insurance: 0Internet and phone: €15Car payment: 0 (own car paid in cash)Diesel: €300Car insurance: €60Gan and lekky: €200Water: 0Fun: €600Fags: €360Bottled water: €300Total: I dont care
>>536242394tempting to move there. i thought they were trying to nigger you up with migrants though? didnt the last elections turn globalist?
>>536243979Oh really? But you can just buy a second hand car, no?
>>536242921Who told you to go to school and take on debt for an industry with one job opening. That is shit you check before going to college. You are only two decades old. Go get actual work experience because for almost the entire 20 years you have been a student. Good for you for going the distance on dedication but it's not a golden ticket. It says you learned shit you will never use in your work life. Now go find work, and it can be not related to the thing you learned from professor womp and APA cited in your own words.
>>536241867Progressives create the problems they pretend to solve.This is a very sick mental illness.Eh, whatever.
>>536242627>health insurance do yourself a favor and sign up for medicaid or whatever.
>>536242599And the vast majority of jobs are in places where the rent is at or above $1200.
>>536243971Except it's the opposite... Most people in other countries think if they move to the US, they will get a job that allows them to buy a house and shit on a cashier's wage.My girlfriend (she's from Peru) is like that. Meanwhile, rent in some districts of Lima is only $120 per month. Minimum wage is $300 per month. Professionals make 3-4 times that.Like a geologist here will only make $40K as a mudlogger wageslave in North Dakota. Meanwhile there, they make like $15K, but they are paying way less than 2.7x for everything and Peruvian formal employment laws are some of the best in the world.>>536243909Maybe, but the US has plenty of smart people that have to do unpaid internships
>>536241867Low wages are fine, if housing is also cheap. Landlords are greedy homo plunderers that prey on the poor. They pushed up the house prices in lots of places to make poor workers their bitches.
>>536243818>avocado toast argumentYou can get a daily pack of cigarettes, an iced coffee, lunch out, and finance a $2000 phone and it wouldn’t come close to the cost of necessities. It’s not an argument, just do the goddamn math
>>536244119I don't have any debt, that's the kicker. I already got the degree now and paid $300 for it.I didn't want to invest my time and money in a fucking scam like the modern American job market, so I ended up finding that. I have read that the kikes are trying to patch that exploit though
>>536243979>Loaning to buy an asset with a ridiculous depreciation curveThe problem isn't wages, job market, etc. It's financial literacy.
>>536241867Paying too much for health insurance, car payment, and car insurance. In fact... just take public transit and you cut more than $800 (it's more because of maintenance on a depreciating asset). Actually work full time and get your health insurance from the company, it's cheaper or even free, you should be getting subsidies at such a low income even without this. You can cut more by living with a partner, who also works, or a roommate. If you're actual poverty level income your food is can basically free on a $400 budget with SNAP.Rent: $1200 (Lower with roommate)Food: $400 (Lower with SNAP)Internet and phone: $70Sewage and water: $200 (Lower with roommate)Electricity and gas: $150 (Lower with roommate)Total is now $2,020 (max), $15/hr at full time is enough for that, the minimum you need is highly dependent on rent at this point and if you can't make enough for it to work where you live due to cost of living you should move. Minimum is the key word... it's what you need to live minimally. Minimum wage is supposed to be enough to survive and to build skills, they aren't supposed to be treated as careers.Pirate all your entertainment, don't buy shit you don't need, take advantage of every deal you can find, take any free shit you can get (sell it if you can't use it), join rewards programs, use coupons, if you have willpower use a cash back credit card for everything and pay it off on time and in full every month, etc. Put every penny you have in a HYSA until you have enough to actually invest. This feels like you're saving pennies but if you do it right it adds up quick. Every dollar you save at 18 years old should be worth at least $28 when you retire.>>536243971Truly, it's still easy mode even today if you're not a fuck up and have some modicum of self control. People act like they should be able to buy a 4 bedroom house, buy the newest iPhone every year, take expensive vacations, etc doing jobs meant for teenagers entering the workforce.
>>536243090Considering we are made from dad splooging his wad into mom's hole, we are all weird little wads of former cum. You aren't going to find a normal one in the bunch. Some just know banter and others wear masks well. But it's former fucking animated. It isn't hard to be among the blobs. Stop trying to fit in nobody gives a shit. Just do the damned work and stop thinking the job site is 8th grade. Hi. Good morning. Yeah great weekend plans going to bushwhack the Everglades with only a primitive atlatl how about you. Nobody gives a fuck if it's a lie because they don't care in the first place.
>>536244234>um you cant make a factually correct argument because it criticizes my lack of financial responsibility
>>536243818Iceberg is $2.49 where I live. Ground beef is $7.30/lb. Gas is over $6. Rent is $1,900 minimum for a studio apartment. Median household income is like $48,000.>lol just be richGet off your soapbox. You're starting to sound like that out of touch queer Nick Fuentes.
>>536242175I live outside of the city. There's no fucking jobs.And shit isn't that much cheaper on top of it.
>>536241867>$9/hrI can't imagine spending an entire day standing and making $72.
>>536244303>Be poorfag American >Only managed to save up $1000>Your beater finally shits the bed>Guess what, every car that isn't in the same position is at least $4K>Got to take the loan, got to get jewed on with the interest rate because if not, you lose your job and end up homeless My cousin extorted my uncle into taking a $700 on his beater to pay for the phone plan that he owed money on. The interest rate was like 20% per month unironically
>>536241867I make $22 an hour to handle large groups of rich people's dogs they board. Low cost of living state also. Not great money, for sure, but I am surviving still while still putting $ away
>>536244376>Gas is over $6.Complete bullshit. Stopped reading there.
>>536243971This. I'm trying to tell people in this thread is, please observe society for one moment, and see how retarded their competition is. And they just make excuses.>>536244224Internships are temporary, often few months in duration. The pay is irrelevant. The real question is, is the internship in a field that provides a top 1% salary. And if it isn't, then you are losing on purpose. Given the degree is street shitting and the degree in money printing, well I sure hope the internship isn't in street shitting. That is the important part, which so many retards in America miss.
>>536244425Dollar General basically runs skeleton crews too. There's some cases where it's one cashier and they have to do stocking and other shit too.
>>536241867>rent ---------300>electricity 100>food --------100>phone -------40 cut down on starbucks coffee and avocado toast
>>536241867$15/hr is better than $0. Aren't you so grateful?
>>536244420Did you know that poorfags from rural Republican shitholes subsidize rich people from places like California and Washington?For example, there are STILL Dollar Trees in Washington state, but there, their employees make like $19/hour while in Iowa, they may be making federal minimum wage (Dollar Tree is like that). Same thing with Walmart. Look up the price difference between a Walmart in California vs. West Virginia. It's only like 20 cents more in California than West Virginia for stuff
>>536241867>Sewage and water: $200What the fuck? You pay more for sewage and water than electricity and gas? $200 USD a month? We pay $200 AUD a quarter here which is like $50 USD a month. Who is Jewing you guys on water and sewage?
>>536244730No we don't. Real poor people don't pay for health insurance either or have car payments. OP is just making up figures to drive engagement in his gay ass thread.
>>536244506>This. I'm trying to tell people in this thread is, please observe society for one moment, and see how retarded their competition is. And they just make excuses.Except I gave him an example how places like Peru it's possible to collect cans to keep surviving but places like the US, you basically need a Bachelor's degree.>>536244318>>536244730It's not my expenses. I live with my parents. But it IS a pretty good estimate what is required, from what I have been figuring out, if I were to live alone, give or take.Thank GOD I live with my parents actually
>>536244101They take a loan on second hand cars, anon. They literraly have negative amount of money in bank accounts.
>>536244453Amazes me to see new car lots apparently selling $50k fucking cars to the overpaid wagies. that anyone spends such sums on something that will be a $1000 scrapheap in a few years is funny.
>>536242692debt
>>536244853> Real poor people don't pay for health insurance either or have car paymentsThe former is right (if they're lucky. They have to SIGN UP for medical assistance and get denied, it's not something given to you like in a lot of countries). The latter no, you still need a car unless you are living in a giant city (no, even smaller cities have shit public transportation. Only places like Los Angeles or Seattle or New York have anything operable for public transit)
>>536244730>>536241867> internet and phone 70.I literaly pay 5euro each kek youre morons.Water is 3 euros, electricity is 2 euros because I invested in solar.
>>536244497Don't even know why I'm wasting my time
>>536242692>Why do I see streets filled with cars despite has supposedly being too expensive?Your brain is damaged beyond repair.
>>536244948Except those types with $50 in their bank account can't afford a brand new car. They can't even afford a used beater in a lot of cases
>>536242291Destruction from within, same here. Essentially, North America, Europe and Australia being absolutely systematically destroyed.Demolition, and pacification stories are many including AI utopia and restructuring to ccp... to globalism. You name it, a story for everyone z and by the time they catch up it's too late.
>>536244999The cheapest Internet and phone that I know of is Mint Mobile: $15/month for 5GB phone, $30/month for internet if you have a Mint Mobile phone. But that's the lowest you can possibly get before you start approaching crypto type carriers that unironically use your phone for crypto mining
>>536242627>>536242986That is fucked, you have my sympathy and I hope things get better for you both.
>>536245182I have 1gb/s for 5.5 euro and 25 gb/month with roaming in EU for 6 euro. Youre getting scammed you really should leave US.
>>536244996>(if they're lucky. They have to SIGN UP for medical assistanceNo they don't. They freeball because as I said earlier in the thread there is no benefit to having health insurance as someone below the minimum threshold to get kicked off of financial aid at hospitals, which last I checked back before covid hit was almost $200k/yr gross. Unless you're making the kind of money that surgeons make health insurance is retarded as a single adult.>The latter no, you still need a car unless you are living in a giant city You don't need to finance a car to have a car dumbass. I know you're still 20 and your mind is a jumble of a thousand dumb things you heard someone pull out of their ass once but you do not fucking finance a vehicle when you're poor except under extremely specific circumstances, IE you moved cross country because you just secured a high paying job. You buy a shitty looking minivan from a private seller and ride that thing until the wheels fall off. Even today you can get them in the sub $1000 range from strangers and if you live near extended family or friends you can often get one damn near free just for getting it off their property. A car is a car is a car and people who aren't coddled babies recognize this and aren't too prideful to drive a minivan or a pt cruiser or some other shitty looking pile that'll knock but run for a couple years. Car payments when you lack the assets to be able to consider your investment returns vs loan interest rates are fucking retarded. Poors should not even be thinking about them.
>>536245298I know some people who work in US but have health insurance in EU its much cheaper.
>>536245360If you get sick you just hop on a plane and fuck off from USA for a while.
>>536245262That's not actually too bad. My mother knew someone that was paying $300/month for internet and cable. Like what the fuck. An anon posted on here one time that he was paying $100/month for shitty satellite rural internet
>>536245392But even starlink is cheaper.
>>536245182You can have no plan and just use free wifi
>>536241867Rent: $1200Why are you renting? My mortgage is 800Food: $400200 for two Internet and phone: $70Accurate and not a big dealHealth insurance: $400270 for 2Car payment: $400AccurateGasoline: $200100Car insurance: $200100Sewage and water: $20050Electricity and gas: $150100What shithole do you live in? California?
>>536245262You'll come to find out that stuff in the US isn't priced based on what it's worth, but by how much companies can squeeze out of people.It's basically like how Adam Smith described landlords, except 70-90% of us are tenants on a full economic scale.
notice that anglo countries are all the worst places to live for costCanda, USA, UK, NZ, Aus,get bent over by the price of just basic living costs
>>536245298>the minimum threshold to get kicked off of financial aid at hospitals, which last I checked back before covid hit was almost $200k/yr grossDoubtful. If you make above like 1.25x the poverty line, they kick you off. Unless you are speaking of something else.Looked it up, my state, it's 138% of the poverty line. You must be speaking of something else...
>>536245505He’s lying about the prices here or from CaliforniaMost of my income is disposable and I’m not a high earner and I’m the head of household with a wife who doesn’t work.Grocery costs are 50% of what they are 2 years ago here and I live on the border of canuckistan, every weekend we are plagued by Canadian license plates at every grocery store.
>>536245458I think ita same here too. They would raise prices if competition wasnt so fierce between mobiles/broadband.
>>536245458One third of your rent is property tax Learn how to vote. Skill issue I guess.
>>536241867>Health insurance: $400That's not bad actually
>>536245298>>536245594For example, I'm on medical assistance. However, I was enrolled in it since like 15 as a minor. I realize that if I get a better job, I get cut off the best health insurance in the US and instead get employer scam insurance. Probably would never be able to get it again afterwards.
>>536245643That's like the lowest tier health insurance. Like literally, $10K deductible tier (i.e. they will pay only begin to pay 80% of your hospital expenses after you pay $10K of your hospital expenses)
>>536241867I make 22.48 an hour. 108 hours every two weeks. High school diploma, no college, starting rate with room to advance and raises based on time and skills acquired.Car insurance 120.Gas 200Rent 700Food 200Utilities 300I spend probably around 600 a month on frivolous bullshit. I get 10 days off every month, 80 hours of vacation every quarter. After all my bills and bullshit I am still able to put about 3k into my savings every month.Get gud.
>>536245770>Food 200What do you eat? Do you eat rice and beans? There's no way.
>>536245746>doesn’t have 10k in an emergency fundit’s over
>>536245594I'm talking about ERs and hospitals generally but especially Catholic hospitals for their in house financial aid programs. They have massive endowments set aside specifically for uninsured poors. And to them poor is a very different thing than most people assume. That's why I keep bringing up how being insured is such a financial liability. Not only are you on the hook for the premiums every month and the huge deductibles when you have to go in, your financial aid status uses completely different tables and you can end up on the hook to the tune of tens of thousands of dollars for something that would be 100% covered or otherwise waived if you simply weren't insured. The entire system is kiked up and gay but you are doing yourself a massive disservice as a single person by being insured. Ideally the price scale would be exactly like a auto mechanic or machine shop and everything would be done in cash, but unfortunately that's not the world we live in so instead we have this gay jewish system where everything is obfuscated and hiked and you have to play chicken and waste hours on the phone fighting with 3rd worlders in call centers to get your charges negotiated to something you can feasibly afford.
>>536245746I wish we had that in Germany.
>>536245618I suppose that's our issue. We've let massive companies consolidate entire massive markets among a few colluding entities. Food suppliers, ISPs, Retail stores, etc. It's all mostly ran by a number you can count on one hand each.>>536245637Town next to me has cheaper housing and higher property taxes. Riddle me that lad.Actually I'll just tell you. It's because it's a shittier town.
>>536245846>I'm talking about ERs and hospitals generally but especially Catholic hospitals for their in house financial aid programsPlenty of poors are on the hook because they don't have Medicaid.
>>536245941>Plenty of poors are on the hook because they don't have Medicaid.I don't know what to tell you. You go to their financial office and request an aid application. Fill it out with your tax info for the last year or two and unless your earnings are very high or you have massive amounts of assets most if not all of the charge gets covered. I know because it happened to me over a decade ago. I got in a wreck and broke some bones which needed fixation. I got the surgery, fully prepared to have to negotiate a cash payment that would have wiped out my savings but after submitting my aid application, I got a letter back a month later informing me the balance had been waived in its entirety. I was making around 45k/yr at that time.
>>536242692Don't you people have like $2T in credit card debt
>>536245905Building regulations increase cost as well. If you’re not allowed to build, the cost of existing property goes up, one third is still property tax.
>>53624606380% of that is women. So probably not anyone that posts here has that unless they married an absolute retard.
>>536242150Also minimum 750 credit score so you'd better not slip up
>>536247124>Minimum 750 good goy points.Kek.
>>536243346>I live in Alaska>YOU guys are fuckedmf you live in the frozen wastes ofc rent is cheap
>>536245770>Utilities 300bullshitting faggit
>>536245816The "frivolous bullshit" includes steaks and eating out. I buy a lot of veggies from the local farmers market. Also, I'm not a fat ass.>>536247969To be fair I do have a gas stove and hot water heater. Which I guess is about 1200-2000 a year. That isn't a monthly bill though.
the ghost if /CtW/ (Circle the Wagons) bumps this thread
>>536241867Because of black people
>>536241867USA hasn't been a land of opportunities since forever. It's the richest third world country
>>536249136Its good for rich people, lots of goycattle to exploit with no work protections.
>>536248528nigga a gas stove is like $2 a month in gas if you cook everyday
>>536242394>Picrel with 0 niggers and jeetsyou are the niggers and jeets
>>536242394Stop telling westoids about the Balkans you retarded serb.
>>536241867Chik Fillet in SOCAL starts at 22 USD and hour.
I’m 26, still living at home because I can’t even afford rent on my slave wage job. My parents remind me every day how pathetic that is, like I don’t already wake up every morning with a pit in my stomach. “Work harder,” they say. “Get more hours.” As if I’m not already grinding 10-hour shifts like a dog just to barely afford gas and instant noodles. Like slaving away harder is suddenly going to magically spawn affordable housing or a livable wage. Delusional.And then there’s Pan Piano. This woman has life handed to her on a velvet platter because she was born with tits and figured out how to weaponize them. That’s it. That’s literally it. She puts on a sexy Nezuko cosplay, half her chest hanging out, sits at a piano, barely moves her hands, and somehow that’s worth millions. No speaking, no charisma, no effort beyond squeezing into a costume and pressing a few keys.She doesn’t even have to engage with people. Just films a cleavage shot with some anime tune playing and the simps line up to throw money at her like she’s a goddess. Meanwhile, I’m treated like human garbage by customers, my boss, and my own family—and what do I get in return? Less than nothing. A life that’s going nowhere. My only “luxury” is sleeping in a bedroom I haven’t redecorated since middle school.Why does she get everything for doing nothing? Why is she celebrated for just existing while I’m told I’m not trying hard enough, not doing enough, not being enough?I’m so bitter I can taste it. I don’t even hate her because she’s successful. I hate that she gets to coast while people like me are treated like burdens for simply surviving.This world rewards surface-level bullshit and punishes effort unless you’re already pretty or connected. There’s no justice, no fairness. Just Pan Piano living in luxury for shaking her tits in cosplay while I rot under fluorescent lights for crumbs and get told “you just need to work harder.”Fuck.
>>536241867Sadly your estimate on electric and gas utilities is very low, most power bills are 3x that amount. In the northeast heating fuel is about $500+/mo in winter.Boomers still tell you $20/hr is amazing pay you don't deserve.
>LE LAND OF OPPORTUN-AAAAACK
>>536250512And in socal all the numbers on cost of living are 3x the price.
>>536245455>why are you renting?>rent $1200/moYou answered your own question but the lead fumes cooked your brain in the 60s.
>>536245770Greetings, time traveller from 2019. We have such sights to show you.
>>536250612Okay, /pol/, let me break it down. I need someone to explain why the cosmos is rigged. I work 10-hour shifts at McDonald's, flipping hamburgers, cleaning fryers, and getting shouted at by Boomers because the McFlurry machine is broken. I make $10 per hour, just enough to keep my Civic (which shakes every time it exceeds 50 mph) running, and I come home smelling of oil and broken dreams. Meanwhile, Pan Piano—a YouTuber who cosplays and performs anime music—is living a life I never imagined was possible.Let's be clear: I resent her. Not because she is doing anything wrong, but because she is really living her greatest life by playing the piano while costumed as characters from Demon Slayer, such as Nezuko.Yes, Nezuko. She plays Demon Slayer opener in a tight pink kimono cosplay, and millions of people shower her with money like it's going out of style. Me? I strive to save for a new pair of shoes, but I still come up short by payday.She owns everything. TWO children, a husband, and parents who genuinely love her. Imagine telling your family, "I dressed as Nezuko and played piano for YouTube today," and their response being, "We're so proud of you, honey, here's some new camera equipment." My parents? They informed me last week that they "regret ever having me" and openly stated that I was a "failed experiment in parenting." My father's latest moniker for me is "McFailure," and my mother told me to go to "trade school" to become a plumber or weld, because at least it's useful.
>>536242692Where I am at all the houses are for sale and all the restaurants are trying to create "events" to bring people in. With gas prices being so high, there just arent many domestic tourists, and internation tourism has basically ended. There is no such thing as a small business anymore and we arent allowed to know the real unemployment numbers but all my neighbors kids are unemployed.
>>536243680No the dude you replied to, but for the record:I live in a strong trump rural area. Big red here. There is nothing to rent under $1400 for a 1br/1bath unit except for section 8 housing, which is $750/month, and that has years long waiting list. Gas is currently peaking near $5/gallon. Bread isn’t bad-$3 for a no brand loaf and milk at $7 for store brand. This is west Texas. And people simply can’t pickup and move. So, surrounded by mountains and desert they live in little Home Depot sheds, if they’re lucky, or in tents outside of the town. Or with family. Landlords don’t even bother to clean between residents. Even the “nice” places don’t bother. So that $3000/month rental is caked with grime and filth when you move in. That’s the standard here from the greedy property owners. West Texas is packed with more investment properties than I’d ever seen in Dallas or Houston. It’s wild. Lubbock, for example, people build new investment homes designed to be housing for students. Row after row of brick investment homes with fucked up plans and weird room layouts. Then they want $1200/person in a 4 bedroom house for down payment. Buying a house is impossible even for me, and I make 6 figures. I was too late to the show. 10 years ago they were giving away land here for nothing. Just nothing. Now even terlingua is rape city. So, man, don’t blame the left for shit the right is doing too. Blame them all. And this new law that limits people/corporations to 350 homes…wtf. I just want 1, man. Just one. Dang.
>>536251796I’m a 32-year-old American man who’s never had friends or a girlfriend because of my crazy, overbearing mother. I can’t get away from her despite working 12 hours a day, six days a week, because rent is absolutely insane. I feel like I’m trapped in this endless cycle of misery, and I honestly don’t know why I even bother anymore.Meanwhile, I see people like my favorite jerkoff YouTuber, Pan Piano, who somehow gets paid $300k a year just for wearing sexy anime cosplay and playing piano with her aging Asian tits hanging out. She has non-crazy parents who actually love her, a husband, three kids, a paid-off house, and a car. She lives a carefree life while I suffer through this grind, working my ass off for nothing. How is this even fair?I’ve thought about just quitting. Why should I keep going to work when it feels so hopeless? My dad’s advice is basically, “Work harder, put in more hours, and just deal with it,” but that doesn’t work. I’ve tried, and even if it did work now, it won’t five years from now with inflation making everything worse.What am I expected to do? Seriously, how are men in this situation supposed to cope? I just feel like I’m being set up to fail no matter what. It’s just not fair. Why was I even born?
>>536241867I drive a 91000 dollar suv and my car insurance is 53/month
>>536242627LOL the military is endless highschool. If youre too pussy to hold down a big boy job the military will eat you alive.
>>536242946Lol, they didnt care about a bunch of whiny college kids. Obama killed Gaddaffi, ruined Libya and invaded Syria in 2012. He bombed the middle east harder than bush and caused the flood of muslims into europe. The culture war is supposed to keep people from talking about israel.
>>536241867Minimum wage unironically needs to be $50/hr. It is supposed to be a comfortable, liveable wage. That is what it was created for. C suite pozzers can make a couple hundred million less
>>536252424Found out today that Pan Piano, the YouTube cosplayer who plays anime openings in skimpy outfits, has a husband, three kids, a paid-off house, and a car. She films herself half-dressed pressing piano keys while millions of desperate guys throw money and praise at her like she’s some goddess. She barely talks, doesn’t even have to pretend she has a personality. And she’s set for life. Comfort, love, stability, attention, all of it handed to her for doing the bare minimum.I’m 32. I did everything I was told to do. Got a computer science degree. No debt. Never slacked off. I worked part-time through college, pulled all-nighters, stayed disciplined while everyone else partied and hooked up. And for what. No one hired me. Every application either ignores me or tells me I don’t have enough experience. I can’t even get an interview for entry-level jobs. The degree means nothing. The hard work meant nothing. No one cares.I work in a warehouse now. Twelve hour shifts under flickering lights. My back hurts constantly. Holidays are just longer days. I come home to my parents’ crumbling house in a dead town where nothing grows except regret. I make just enough to stay alive and not enough to leave.Never had a girlfriend. Never been on a date. Never even kissed anyone. Still a virgin. No one’s ever looked at me with interest. I haven’t had a real friend since kindergarten. Every day is the same blank grey haze. I don’t even know why I keep going to work. There’s nothing to hope for. No light at the end. Just the same loop until I die. Can someone explain to me why I should bother to even get up tomorrow to work? I feel like I’m just finished and it never even started for me.
>>536241867I'd take $15 I get to keep over €30 I have to split 50/50 with boomers and Syrians.
>>536241867>Rent: $0 - paid cash for home>Food: $0 - wife pays>Internet and phone: $0 - wife pays>Health insurance: $0 - free from employer>Car payment: $0 - all cars bought cash>Gasoline: $? - work from home>Car insurance: $50 or so>Sewage and water: $0 - well and septic>Electricity and gas: $0 - wife paysNot my problem. You should have your wife paying all the bills.
$0 rent$0 gas$0 health insurance$0 phone and internet billTake the neet pill.
>>536251796>under $1400 for a 1br/1bath unitWhat the fuck? I'm sure Dollar General still pays $9/hour there too.>>536250612It's just an estimate about the cost of living. I'm also taking into account the whole year, not just winter
>>536247969 my utilites were 400 on a 500/mo slip for my trailer during COVID.
In 2018 I rented a 1br1b 770sqft apartment for $875 a month. That same apartment, with zero changes, is now listed for $1675 per month. It costs more to live there now than it does for me to own my 2100sqft 4br2.5b home.
>>536258551The problem is, young Americans don't have the capital to put a down payment for a house, so they can't get an actual house that's cheaper, so they're stuck renting.
>>536259569You say that like I don't agree. Rental prices are out of control and there is no justification for it. The cost of maintaining these properties has not increased 2x-3x in such a short timeframe. It is pure greed.
>>536241867* "A 2023 survey conducted by Payroll.org highlighted that 78% of Americans live paycheck to paycheck, a 6% increase from the previous year. In other words, more than three-quarters of Americans struggle to save or invest after paying for their monthly expenses.Similarly, a 2023 Forbes Advisor survey revealed that nearly 70% of respondents either identified as living paycheck to paycheck (40%) or—even more concerning—reported that their income doesn’t even cover their standard expenses (29%)." - https://archive.ph/0G3Tx* "Roughly 111 million people — 50% of Americans with a credit card and 40% of the U.S. adult population — carry credit card debt" - https://www.cbsnews.com/news/record-share-americans-cant-pay-credit-card-bills/* "While 100 million Americans have at least some medical debt, about 7.4% of U.S. residents experience catastrophic healthcare expenses annually, more than double the rate of any other developed nation. Here, medical debt is defined as experiencing problems paying or being unable to afford any medical bills in the past 12 months, including those for doctors, dentists, hospitals, therapists, medication, equipment, nursing home or home care. And the term catastrophic is defined as out-of-pocket spending exceeding 40% of a household’s income after basic necessities have been met. Further, estimates suggest that inability to afford costs of medical care contributes to at least 530,000 personal bankruptcy filings annually. Approximately two-thirds of personal bankruptcies in the U.S. are associated with medical expenses or illness-related loss of work." - https://www.forbes.com/sites/joshuacohen/2026/04/05/increasing-burdens-of-medical-debt-and-bankruptcy-are-uniquely-american/
Im selling a property. Soon ill have €450,000 to play around with...but ill probably just pay down my mortgage.
>>536260100Other investments far outclass landlording. So landlords are just the idiots. There arnt enough of them. Supply and demand.People who need to rent are in excess of the landlords.>but but but rents are so high!They arnt. You are just poor. What a landlord gets from property after tax is breadcrumbs.No one needs that headache.
>>536242394Rent: 300 BAM (about $200)Power, heating, internet, sewage, water: included in the rentNo car insurance because I live in a walkable city. No health insurance either because I've got cash and private clinics if anything happens to me.
>>536242144The media turned Occupy into BLM, never forget.
>>536261034what does bricks and minifags have to do with this
>>536242627Dude, I made $17/hour freelance writing on Upwork, and that was on the low end of the price range. There are literal shit-eating pajeets making $40–50/hour freelance writing.Even with the (((fees))), I still made a ton of money sitting at my PC. That same client now wants me to write self-help YouTube scripts for $10 a pop, each is like 200–300 words and I can crank out 20–30 a day. You gotta go digital to make real money.>let the goyim deal in the real world
>>536251913>What am I expected to do? Seriously, how are men in this situation supposed to cope? I just feel like I’m being set up to fail no matter what. It’s just not fair. Why was I even born?You're expected to fall into the grinder of ideology, which will give you an out by providing basic shelter, food, and purpose as long as you sacrifice your mind and body entirely to the next great meatgrinder between commie and nazi type retards. Only after that peacocking retarded culling is complete will men get another half a century respite.Sorry my man, the powers that be require sacrificial bots to fight eachother right now, not men to rebuild. The current situation you are in is just psychological warfare through context to break down and nicely prep you for that.
>>536261580>Dude, I made $17/hour freelance writing on Upwork,>that flagYeah this is fakeyou,who are speaking Serbian language, write this in American language right HAHAHAHHAH what bullshit
>>536242132yup rent starts 1800 for 2bd2ba and 1200 gets your a SHITTY SHITTY ghetto single unit
>>536253011We get it dude. Women have life on easy tutorial hacker mode, as long as they don’t get crazy fat. It’s well known.That’s life. Yeah we can get stuck in lame jobs, and envy people who have it easy.. but there’s no point in wallowing in it & obsessing.Don’t think about negative things & don’t compare yourself - you’ll always find people who have it easier better because nobody can be the all time best.Let go of all that & focus your energy towards a better or at least more comfy job since that’s what your posts are about. Don’t work harder, just keep throwing resumes at people until they give you a chance.It’ll take a long time because of “”how things are”” but eventually you’ll get out of the rut.I’m a hopeless retarded 30yo with a shite life, but yet there’s still hope ya’know?Nothing to kys over, at least not immediately, so why not pester stupid hiring managers with having to review your resume?Worst they can do is ignore it or reject you, not the end of the world. Same with asking women out, or not.. it doesn’t matter either way as long as you aren’t totally emotionally invested.Idk dude, you’ve prob been told this before or read similar posts… but dude you gotta drop this pan piano eceleb obsession, it’s pathetic. You can do it!Not tryna be mean, just honest.Free yourself!
>>5362418671,00,000 $ avg income leave you with 60k per year, avg american becomes a $ millionaire after 20-25 years of work , with 0 risk involvedAmericans dont deserve this at all
>>536263104My Peruvian girlfriend's mother rents a 3 bedroom apartment for $220 per month lololol. Us Amerimutts are only making like 6x what Peruvians make, so you do the math.
>>536263104I am paying the equivalent of nearly 2200 USD per month (rent+internet+utilities+tenant insurance) for a 1100 sqft 2 bedroom "luxury condo" in a boring ass Canadian town. You amerisharts don't know how much worse we have it up here.The only reason I'm not more upset is because I make over 6 figures annually so it doesn't hurt me too much.
>>536242394my electric bill living in a collapsing doublewide trailer where i own almost no electronics is $300 in summer and $450 in winter per month. ive had to let it go off for 4 weeks (spread out) in the past 12 months. america is a third world country and i hate jews.
>>536264136America is WORSE than 3rd world countries.>>536263959There there's people that still repair shoes and make furniture for a living.
>>536243812i pay $300 per month insurance on a 2000 toyota corolla. cheapest in my area due to an insurance monopoly in this area.
>>536245262i pay $75/month for 3mbps internet with 0.5mbps upload.
>>536242150That's because of leftoids in government giving niggers access to more shit than they can afford with their lack of work ethic, so now we ALL have to magically make 3 times the required amount to live in a place. Why the fuck would anyone want to live in a shitty apartment that requires 3 times the rent if they are ac tually making 3 times the rent? I just borrowed money from a family member when they did that part then gave it back. It's a retarded requirement and I do not respect it. I've never had a problem paying rent on time either.
>>536242544Yes. Places where there are no fucking jobs.
>>536242986Me too!I hope we start crucifying politicians on power poles soon.
>>536263020Thanks for calling that kike out. They always rush on here to dangle some lie out to deradicalize.>>536261580Lying jew alert
>>536241867Here's my costs in Sweden>Rent: $700>Food: $400>Internet and phone: $50>Health insurance: $0>Car payment: $0>Gasoline: $0>Car insurance: $0>Sewage and water: $0>Electricity and gas: $50America sure sounds great, lol
>>536242150>>536264623>>536242385>>536242433The US resembles the old soviet union far moreso than it does a truly typical third world country. The 3X rent requirement reminds me of the following imagery: imagine a pack of jews smirking while sitting at a table and putting an offcer on the table to a goy. That’s what it makes me think ofIt’s an utterly jewish rule
>>536241867The US is completely worthless at this point. Pay is shit and everything is too expensive. We're in massive debt and all of our money is spent bombing other countries and committing war crimes. The American dream is dead. I don't know why anyone is coming here. It's over.
America is a complete shithole. If it wasn't for my wife I would have left long ago. I even tried leaving her but I felt guilty about it and came back after two weeks. Wish she wasn't so loyal and would cheat on me so I wouldn't feel anything for her anymore. Alas here I am
>>536242394>>536265352I hate that Europeans live so much better than us. Im actually seething, I will admit
>>536242692Restaurants and bars arent packed at all, lying kike.
>>536265740Not all but some are. >t. part time Uber eats(jeets) cuck
The good news is kike lover in chief all but assured Great Depression 2.0 and an ensuing NS revolution so just cope a little longer.
>>536242178Lord I hate Ramsey....he's good to start with but garbage to stick with once you've paid your debt and gotten savings together. Mr.Money Mustache used to be the shit (might still be but markets have changed). He really is a "no fun" kind of guy to a point. Fun should be related to some kind of side hustle or something that gives you skills.I followed his advice 15 years ago. He said I'd be a millionaire at 10 years and was pretty much correct. Just gotta go back to when housing was stupid cheap to do it yourself. HahaHis advice ain't always what you want to hear but he does do the math...https://www.mrmoneymustache.com/2011/05/12/the-coffee-machine-that-can-pay-for-a-university-education/
>>536241867the opportunity to live and make money is becoming an increasingly rare privilege as even people making 100k are no struggling
>>536266605>the guy who brought Great Depression 2.0 was a big fan of McKinley who helped bring about Great Depression 1.0 with financial irresponsibility and tariffsking migger and co are what happens when "americans" miggers lose their minds and stop listening to basic american history
>>536241867lol youre a dumb fuck nigger those numbers are way offrent: 1600food: 800internet and phone: 200health insurance: 900car payment 700gasoline 400sewage and water 100electric and gas 300it costs 5000/mo to live in the US in a shitty house with niggers for neighbors
>>536241867Bet you could fix a lot of these with a thousand bucks worth of rope and a population that cares about their future.
>>536255357You realize you still have to budget payments for a new car, pumping of your septic, and for repairs to the home. >>536260528Not sure what its like in your area but here, keep the home debt and invest the extra money into a stock account. Bonds here are almost as high as the cost to borrow.Many have 2 to 3% interest rates while you can earn 5 to 7% fairly easily. Use that money to pay off the house when you're ready.<t. Fucked up and bought my house all cash when rates were 5% and am now paying 8% to borrow for other investments on a much shorter term.
>>536266164I do Jewber Jeets too. It sucks. No other work available that is practical.
This is only going to get worse and none of you will do anything about it. Stop being a bunch of gossip-girl faggots and take point.
>>536243346You live in Alaska.
>>536265700Accept the gift you were given. I have the same situation up North (Chicago). You are given one gift and everything else will suffer. Embrace that you have a good woman, most people search for that their entire lives.
Rent: $1400Food: $500 for two, if we don't get takeout everInternet and phone: $90Health insurance: can't afford itCar payment: $500Gasoline: $800+ (drive a fuckton for work)Car insurance: included in car payment Sewage and water: included in rentElectricity and gas: included in rentI work 12-18hrs a day to make it all work and to afford stacking ammo & related stuff for many months. Good luck serving my eviction notice when I sling M20 API-T through the fuckin door.
>>536242685You wouldn't do shit because you talk like a fucking robot>I would be able to breedWhat human being talks like this outside the internet
>>536243346That's OKAY at most. And it's a terrible deal if you're far, 1hr+, from work.
>>536242132I have a 2,500 sqft home on an acre for that. 3bd, 3 full bath, 2 car garage and a pool. And I'm in a nice area with good access to anything needed. But I bought the place as a foreclosure in 2009 so that helps. The real secret is I never fell for lifestyle creep as I started making more money so now I make more than my mortgage is so it's pretty east to pay and still incest and save a lot.
>>536268812>incest is in his autocorrect Yikes lmao
what are these retarded fucking numbersstop bullshitting
>>536242692I literally drive by a ton of restaurants on my way to work I only ever see elderly people going in. Boomers who got the last helicopter out of Saigon. Everyone else is fucked
>>536244342The real easy 1% club is bantz. Basic social skills developed with practice put you ahead of 100% of the phoneniggers
>>536267677You need at least a part time job. Doing only Uber isn't worth it.
>>536241867Workers in America should be making 35-40 dollars an hour for a min wage. Stop the poverty wages in America. Stop having such a low min wage 7.25 an hour? You cant live on that shit. Why do red states want their populaces in poverty? Blue states are far superior we literally pay a living wage or more than that.
>>536242692>If that were true, then why do I see restaurants and bars packed every weekend? Why do I see streets filled with cars despite has supposedly being too expensive?It's all payed with credit cards. People maxxing out credit cards for a lifestyle they cant afford.
>>536241867>Rent: $1200kekthere is nothing within 100 miles of me for less than 175% of that.
>>536242692>Sorry, but I'm just not buying this whole "Americans are struggling" crap.It's called goldbricking. looking rich but in reality not being rich. Rich people dress in casual clothing and drive honda civics.
>>536261211this for men and gamergate to destroy the female image. they fear the goyim ignoring the dollar pyramid and confronting empty wall street office buildings. they play up kristallnacht to make people afraid of breaking glass to find out what really goes on in this country. the buildings are all empty. that's the joke.
>>536241867Sounds like we've a lotta people who would support those fighting the system than the system. more profit in supporting those who are destroying a system who gives no fuck for you.They don't even have to actively support something. Just not lift a finger to help those working for the system. Just say, not my problem. And let the system and its defenders burn.Good thing we've endless top tier circus's and the best bread the elites can afford keeping everyone happy and content while they rule.
>>536265481Yeah I hate them, gas em all.
>>536260755Mick is right. Real estate is a safe but boring investment beaten by putting your capital on the S&P500 (or local equivalent) and waiting, with less hassle. The reason for the extravagant rents is simply that there is not enough on offer, with too few and too expensive constructions in the places people want to live in or find work. The reason for this is that it is too expensive to build because of retarded 6 million regulations around it. It would be easy to house people for cheaper if it were legal to mass build the shacks that industrial revolution workers lived in (even with modern plumbing and wiring), or the human hives things you find in Asian megacities. Obviously immigration doesn't help by having more people to house and condemning many neighborhood as undesirable because they've turned into browntown.
>>536241867>Rent: $1200>Food: $400>Internet and phone: $70>Health insurance: $400>Car payment: $400>Gasoline: $200>Car insurance: $200>Sewage and water: $200>Electricity and gas: $150Military gibs pays all of this for me, allowing me to pocket all money I make at my job. Keep paying your taxes, timmy, your money has a great home in my pockets.
>>536241867>Rent: $0>Food: $40>Internet and phone: $50>Health insurance: $0>Car payment: $0>Gasoline: $0>Car insurance: $0>Sewage and water: $0>Electricity and gas: $100only because you are caught up in the rat race. mine is way less
>>536242627>>536242986Fellow uber niggers! I find that the best way of maximizing profit from being a uber nigger is to stay near airports and rich areas and minmax my time by working specific hours. Being an uber nigger is ultimately a cuck Jew job for immigrants, so you need to work like an immigrant to make it work for you. Usually multi-apping where you run Lyft, DoorDash, Grubhub, spark, or something in tandem. Uber is best done when you have a part time job during down hours, so you can drive at peak hours imo, it’s not meant to be an actual source of income, especially with all the rules regarding taxes. I make a point of establishing rapport with my riders and giving them my personal info so I can sell them drugs and give them rides without using uber so I make more money. You have to be unethical a bit to get ahead in this environment. Consider if you are a white man, getting a second phone, and running a second account with falsified information. It usually takes months for them to catch you and deactivate the account but by that point you’ve already made a few thousand and there’s nothing to be done about it.
>>536271029enjoy your anthrax vaccine
>>536241867>Rent: $1200Live with mom & dad for 6 years.Save this amount.$86,400 you own picrel>Car payment: $400>Gasoline: $200>Car insurance: $200Your new house is a short walk to the Amtrak passenger rail station.You don't need a car now.You can save $800 right here.>Food: $400>Internet and phone: $70>Health insurance: $400>Sewage and water: $200>Electricity and gas: $150Your expenses are now $1220 a month.>One third of American workers make less than $15 an hourNone of them are in Illinois, where minimum wage is $15 an hour.For full time employment at minimum wage, your monthly take home pay is around $2120, meaning you can save $900 a month after all your expenses are paid.
>>536242175My dad came from a rural town and lived a normal middle class lifestyle for the most part. He had to move to the city for work in the 80s. Nowadays, the main streets there is full of boarded up shops (big box retailers killed them all) and there is a huge meth epidemic there and no fucking jobs.
i used to be able to live in my van in the woods in tennessee but then they made being homeless a felony. republicans are a scourge.
>>536241867Maybe they should work more hours.
>>536241867>minimum wage is 7.25>2/3 of workers made over 15 per hour>cost of living varies per stateI bet you went to college because you sound retarded as fuck.
>>536241867>Rent $1200Fucking where? I pay $2600
>>536271420>ILNo thanks I dont want high taxes, the FOID card, an AWB, and soon OS level age verification
I've been a NEET since 2017, on the gibs because my parents bought into psych bullshit my whole childhood and teenage years and then some Indian psych bitch recommended SSDI to my parents, who hounded me and threatened to kick me out if I didn't go along with getting it.So I got it, and have been living in an apartment on the bare minimum to survive since 2012. That's all changing though because some gigantic real estate company bought out the shithole apartment complex and next year the rent and utility costs will be too much compared to the $1150 I get monthly, and this is still the cheapest apartment in my city. I live in fucking Ohio, seems like they're pricing out completely the destitute poors and NEETs on gibs entirely. It's the exact same shithole apartment I was paying $450 a month back in 2012, no renovations and barely any repairs but now they expect $1000+ a month to live here.I guess all rides end, but god damn the work environments in USA are fucking atrocious. I have 9 years of experience in retail personally, and I tried to work in some thrift store tending to donations earlier this year. Lasted two months, couldn't stand working with bitch managers who wanted to micromanage every single fucking thing around my job with a cuntish attitude to boot. If there was nothing to do, they had me re-arrange the same fucking 10 shelves where they put the donations for sale for 3-4 consecutive hours. I put my head down and just would bear with it, until I noped out and just never showed up again.I can't imagine how hellish workplace politics is for the higher paying jobs here, if people in fucking minimum wage retail are stabbing each other in the back through poisonous gossip and infighting, I can only imagine how it is for those with a lot more to lose.The average working normie is miserable, and it seems their only solace is to spread that misery around them in the workplace.
>>536241867just don't be a loser
>>536242385>My girlfriend's country rent is $150 but the minimum wage there $300.LMAO I thought we all moved past the "my girlfriend lives in Canada, you wouldn't know her..." lies after the 8th grade
>>536241867Define “American workers?"
>>536242250If everyone just culled a middle manager, this shit would change overnight.
>>536244031>Health insurance: 0>*this expense is rolled up into my taxes so I pay it dearly, I just have no idea of what it is since all the costs are hidden from me
>>536245455>My mortgage is 800 because I took it out in the late 90s and I'm almost done paying it off
>>536245637>One third of your rent is property tax>you can vote your way out of this BIS level arrangement
>>536241867Maybe you should get a real job like a real man instead of bitching that your teenager tier (((job))) isn't enough to live on. Let alone live comfortably. Stacking boxes at Amazon and smoking pot all day isn't a real job. Neither is walking around on your phone on 4chan at Target wishing just WISHING you can get some of those thick spicy latinas that seem to be 90% of the shoppers there.
>>536245009>>536244297It's funny how the baseless victim blaming accusations stop when you produce receipts a single time or prove that there's an ounce of nuance to the situation (i.e. not actually taking on jewish school debt) instead of allowing yourself to be brow beaten into submission. I wonder what kind of person it takes to so vehemently defend the status quo like that.
>>536271420i pretty much did this except i dont drive because my license is suspended for life because of dui's. i dont do health insurance either because its a scam. my phone is my internet and i have a well and my own septic. bills are about $200/month so i spend most my time gardening. it was a good decision, i highly recommend
>>536242385their food and gasoline cost the same though. also her rent covers a much simpler house.
>>536272961What’s a real job, nigger?
>>536241867>start college late in life>realize i really don't want to live with parents>i don't have enough money to make this happen>1200 rent in my area i literally paying to live at someones house, confined to a room with no guaranteed privacythis shit is miserable.
>>536263020Mrš kod pičkoustog po sendvič, pizda ti materina, retarde.
>>536241867idk how you find a job that pays that litttle. $20/hr is normal for a starting position. You might just have to live in a trailer or in your parents' basement if you can't get that.
>>536268812Omg I'm so impressed, you are truly successful and I wish you all the best with the incest
>>536275076>$20/h is actually low >Yet another glownigger lying on the internet Seriously what the fuck is this? Just saying shit that's very obviously false doesn't move any needle. Nor does it actually oppress anyone. All it does is piss people off and move you closer to revolution and getting your head fucking chopped off.
>>536271420That 900 would be going for the mortgage, you'd have to live with your parents for 10 years to save up for it
>>536271029Enjoy getting droned when you have to force open the Hormussy to boost Trump's approval rating and pump his stocks.
I live with my parents, pay $180 for a year for cell service and bought a $2k run-and-drive old camry.lmao
>>536269074This, boomers are also the only people I see at tourist spots and upscale shopping areas. They're all nigger rich with HELOC cash and pissing it away 24/7.
>>536274172Anything in the trades except welder. Don't even bother with college you're too dumb and probably too ugly to be an influencer.
>>536273945It looks the same as any Western apartment lol.
## 4chan /pol/ Discussion: American Cost of Living and Economic StrainUsers on 4chan's /pol/ board express deep frustration over the high cost of living in the U.S., contrasting rising expenses with stagnant wages.**Key Details:**- **Financial Strain**: Posts detail monthly costs of $3,000–$5,000+ for essentials like rent, healthcare, and transport.- **Wage Disparity**: Users highlight the gap between minimum wage jobs ($9–$18/hr) and the income needed to survive ($26+/hr).- **Regional Discontent**: Debates rage over whether affordable rent ($1,200) is realistic, with many citing higher costs in cities and rural job shortages.- **Systemic Criticism**: Comments blame inflation, greedy landlords, poor financial literacy, and a rigged economic system for making the "American Dream" unattainable.**The Bottom Line:**The thread reflects a pervasive sense of economic hopelessness, with users feeling trapped by unaffordable necessities and low-paying jobs despite working hard.
>>536241867They should go back to their country then
>>536278202what country so i can check,
>>536277480There’s zero fucking prospects for this, jobs are not available in the trades where I’m at unless I was 14-17 an hour for years on end. That ship has sailed. Better off working at McDonald’s as a manager and being an uber nigger.
>>536279232why didnt you put anything in there about my posts
I payRent 835 (3bd 2 ba in NC)Electric 70Gas 15Water 45Phone+internet 55Car payment 500 (trying to pay it off faster it is lower though)Insurance 60Gas 160Gym 40Food 200-250 sometimes IowerStudent loans 393Probably another 300 in random medical debt/personal debtI make a +25 an hour and frequently get OT. I pay all my bills and some debt including my vehicle loan off faster. And still manage to build up my checking account for emergency funds. I put nothing on cards anymore and plan on never doing it again.
>>536278202Peru. The buildings look like shit on the outside, while the insides look like any Western apartment.This is from her relatives' house in another city
>>536242394But your "work" visa is expiring next month
>>536280452Here's how many Peruvian houses look on the inside.
Heres what I pay in Texas a "cheap" stateHousing: ~$1,915/month (100$ a month for water)Groceries: ~$337/monthCar insurance: ~$150/monthElectricity: ~$117/monthStudent loans 500$ a monthI have a good job so I make 6000$ a month after taxes but every year when I file I owe 10000$ which is around the equivalent of 840$ a month gone. I make exactly six figures before taxes and I feel I'm struggling. Hard to imagine most people make half of what I do
>>536241867>Rent: $1200>Food: $400>Internet and phone: $70>Health insurance: $400>Car payment: $400>Gasoline: $200>Car insurance: $200>Sewage and water: $200>Electricity and gas: $150Guess what you stupid fuck. When you only make $15/hr those are not your expenses. You get roommates etc.
>>536242946You being a rock bottom loser does not mean there is a class war.
>>536252424>It is supposed to be a comfortable, liveable wage. That is what it was created for.You have simply made up bullshit and injected it.
>>536253011Reality is reality, grow up and learn to deal with it like everyone else has done.
>>536281830It's literally a bot.
>>536242692Debt
>>536281937Except not that either. Most credit cards only give you a certain credit limit, which is low. If you have no or garbage credit, you need a secured credit card which means you need a secured deposit and it's basically a debit card.Getting a credit card that allows you to "debt spend" isn't actually that easy...
>>536242150The only way I got away with that was inheriting the lease from my dead mom. I'd be fucked otherwise I make peanuts.
>>536242193Just listen to a whore get fucked by chad/Tyrone in the next room theory
>>536264392holy fucking shit balls. I pay $130 every 6 months on a Ford Fusion (liability). We have like the cheapest auto insurance in the country in this state.
>>536264518get starlink or get verizon/tmobile home internet if possible. We used to pay like 80 for charter and now its like 40 for Verizon.
>>536242855Remember too, alot of shitskins live like roaches 20 motherfuckers in one tiny apartment, so they save that way. Whites and niggers don't live like that as much
>>536241867Americans literally live in poverty.America's poverty threshold for a family of 5 is at around $31000. This threshold was first made official in the early 60s and it hasn't been adjusted since.The average household income is around $80000.If you remove the top 1000 household incomes (approximately 0.0003% of all the population) the average household income drops to a whooping $34,000. Again, the poverty threshold hasn't been updated since the 60s.Americans are factually poor. Any American telling you that he has a lavish life is more than likely blatantly lying or too stupid to realize he's poor.
>>536242855>working Renaissance fair>run ye olde coppersmithing stall>sell shit ranging from $3-$400>everybody says how cool all of the shit is, visible emotional attachment formed in nano seconds, kids want to play with all of the merchandise, grown ass men getting excited >50% of them moaning that they don't even have $20>95% joke that they can't make a $400 payment in a few yearsYou are staggeringly, unbelievably, magnificently, jaw-droppingly unsmart and you will be sucking syphilated dick just to make ends meet in the coming collapse, you worthless mouthbreather
>>536282931Everyone in the world is poor, being poor in America is rich.
>>536283035It is very low IQ to think some personal recall disqualifies what he stated. The actual smart move is to go look at the data and show him how he is mistaken but you cannot do that.
>>536283079This is cope. You are literally poor by your own country's standards from back in the 60s.
>>536283144I see you are one of those very smart people that just needs to look at statistics and reports made by other disingenuous unscrupulous mouthbreathers to dismiss reality. We are in awe of how deftly you masturbate yourself in front of your community.>company FAAG with a 30 country footprint reports their average worker salary is $200k>apply that to the median salary of 1 country>see???? median income in 1 country is 120k!!! you're just poor lmao>don't believe your lying eyes!Just because somebody wears a tie and makes an official report doesn't mean they know what they're doing or are telling the truth
>>536242855Lmfao the people out and about right now are van lifers / nomads. Everyone is at work and too broke to do anything else. Many recent restaurant closures.>t. socalchad
>>536283144>just trust the government broAnyone with eyes and ears can tell you things have slowed down massively this year. Fucken retard
>>536283865You simply want to believe what you want to believe.
>>536284010>slowed downThat is not what was stated or being rebuked or argued about. Go fuck yourself.
>>536284093>durrr hurr look at the data>don’t trust jews except for this one important data point that supports my worldview Embarrassing migger tourist faggot
>>536284308Okay fine everyone is struggling, I am sure the government will bump you over a check any day now.
>>536284452More people are struggling than aren’t. Do you need real non jew data points like delinquent debt, car repos, the real inflation numbers, housing market, etc etc etc? Crime is up, jobs are down. You gotta be a real braindead boomer or a delusional migger to say things are going good. Gas is 7 dollars a gallon why we go to war for Israel. >”Suck it up, poors”Gonna be a harsh reckoning when shtf
>>536284631Cool I will post when I get my government check. I am sure you will get yours first.
>>536284773Bro you’re just a retard. Shut the fuck up. A government check wouldn’t solve anything, would it? Printing money is what started this mess, isn’t it?? The decline is here.
>>536285029>The decline is here.Right the decline is here so we have to embrace communism, which means we will just get free money and live in a utopia. Stop being a boomer migger.
