If you put 100 dollars per month into main market funds for 50 years you will only end with what's equal to 300k today because of inflation.Is 300 enough today so your real life can finally begin?
>>62293328but every Tiktok says after 10 years I'll have 1.5 million if I invest it in the S&P500.
>>62293328>If you put 100 dollars per monthNot enough. Try putting in $1k per month.
>>62293967This. $100 a month is nothing. My phone bill is $100 a month. You should be happy that you made $300k after 50 years of contributing less than the bare minimum.I put about $2000 a month into all my different investment accounts combined.
>>62293967>>62293984Having 1000 extra per month is a lot
>>62293328>for 50 years
>100 a month for 50 years, never get a raise or increase contributions>same cagr for 50 years straight, perfect expo fitgarbage in garbage out
>>62294771I put in 40k this year, i think last year I put in 90k
>>62297723It's 5% for the past 400 years. A fair comparison would be about going back 3000 years so you can get the collapse of the roman empire and the dark ages along with the highs of today and the roman republic.
>>62297796You can do it with gold.
>>62297799Gold is money, you have to compare stocks to it to get the return.The first stock market was created 400 years ago. It's hard to model for the time before that, it is possible but not easy.
>>62293328No, and imagine being so poor you can only save $100 a month lol
You win twice, first you don't waste the money you put away, second it's grows some
>>62297793You are a rich man
>>62297796You would have put it all into porphyry and would be holding heavy bags.
the key is putting in as much as possible as early as possible, not putting in essentially nothing consistently every month
>>62293328If you weren't part of the top 10% in 2025, you're lower class
>>62293984I have unlimited calls, texts and data for £12 a month. What the fuck are you paying 100 dollars for
>>62297723> 100 a month for 50 years with no raise is a fantasy scenario nobody lives throughkek, try modeling with real numbers next time
>>62301422real numbers for me are negative net worth until 30 then 0-300k in less than 5 years.
