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This board is for the discussion of topics related to business, economics, financial markets, securities, currencies (including cryptocurrencies), commodities, etc -- as well as topics relating to starting and running a business.

Discussions of government policy must be strictly limited to economic policies (fiscal and monetary). Discussions of a political nature should be posted on >>>/pol/. Global Rule 3 is also obviously in effect.

Note: /biz/ is NOT a place for ADVERTISING or SOLICITING. Do NOT use it to promote your business, ventures, or anything you may have an interest in. Anything that looks remotely like advertising or soliciting will be removed. Begging/asking (including tipping) for cyptocurrencies or asking for money/capital is also strictly forbidden. Want to advertise? Buy a banner /biz/ targeted banner ad: https://www.4chan.org/advertise?selfserve

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Hi /biz, i'm a poorfag, willing to put ~100$ next week in crypto, which one of these would you advise i invest in ?
*ETH
*LTC
*XRP
*XMR

>invest in bitbean
Bitbean shills please stay the fuck out.
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>>1983427
Thank you. I believe coins get devalued when they are ASIC mineable, ETH isn't so I believe it will rise slowly but surely.
XMR has already pumped since it got accepted in alpha bay market.
>>
>>1983413
Ltc
Segwit+lightning
Btc, because of scaling issues, will have to use ltc as an intermediate in order to stay competitive in its fees/pricing
I'm holding 270+ ltc at the moment and sure as heck won't sell any in the next 3 months
>>
>>1983427
Ummm monero found out to be traceable bro, I wouldn't use that shit to buy something from dark web
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>>1983447
source ?
>>
>>1983413
hey biz whats the best platform for trading crypto?
Tell me

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How do I start? I know nothing.
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>>1982891
I don't know that site, and I don't have anything to really recommend in terms of sites.

Though really you'll start off with really basic stuff, you know like how to use a compiler, how to define variables, how to do "hello world", and all the basic operations that are the same across languages like an "if/else" statement or a for loop.

Then as you learn you'll know what questions to google in terms of what you're interested in, and that will be the best way of finding places to learn. Coding is a huge pool, so it's not like one place will be perfect for you, you'll just have to find what you want to know after you learn the fundamentals.
>>
>>1982838

Fuck you. My advice is sound.
>>
Decide on a thing you want to do (preferably that sounds not that hard), then use google to research how to do it. Then do it.

Don't use low level languages like C/C++, don't use meme languages like Haskell, disregard the bad opinions of the people who suggest such things.

These are not learning languages and the people who suggest them as such simply are angry about bad code they have to deal with and want to weed out weak programmers.

Use shit like Python, C# and Javascript.
>>
I would recomemd Java and Python, a good Website i found was Codecademy
>>
I wanted to learn, but I lose interest and always rage quit dealing with tediousness of it all.

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Aus Stock Exchange General

What are you following at the moment.
What do you think about the "housing bubble" we are currently in? And do you think it makes inverse funds worth it.

As always general Aus business thread.

Top of my watch lists atm are:
>TLS (Telstra)
The price has recently dropped heavily (~0..90c) over TPG's purchase of the 600hz band. Over reaction and panic sales IMO, TPG have a huge amount of debt already, and they claim to be spending 1.6b on the new network. RIP. They are also nice high Div payers so anyone chasing that.

>GLX (Greencross Vets)
Another decent high yield div. Founded by that bloke from Shark tank (Glen Richards) a stable and expanding market (Vet clinics), with the average household pet ownership on the rise, Vets are only going to be bettered off from this. They also offer Pet Health Insurance.

>MXC (Medical Grade Cannibals Pharma)

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MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS MLS
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>>1983111
At least give everyone a reason for your madness
>>
>>1983111
Oh yeah high 5 man, buy all the MLS you can.

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Please ignore the SHIT picture, Im not good at graphic design. But I had to talk about this, i think this will be the next big thing, the next kind of crypto currency after POS.


First PoW, then PoS, now Po(S) Signature.There is a reason this was 1 sat like a week ago.

This is a new concept for a newly invented algorithm (invented by Barzolom, our programmer and developer). XtraBYtes will not have POW or POS mining for verification's, we will be using Proof of Signature (PoSign) which creates a stable, low maintenance (bandwidth/resources) method of verifying transactions. There are also no new coins being minted or mined and therefore rewards need to be created. Those rewards come from the 100 XBY fee for each transaction and these fees are distributed to the STaTiC Nodes as payment for their contribution to the XtraBYtes network. Those fees of course go back in to circulation when the node owners decide to sell their XBY or use them to pay for the future services.

650,000,000 coins
No Premine
XBY coins were all bought by investors in ICO
No POS rewards
No POW rewards
No Inflation
100 XBY transaction fee per transaction
this is the future.
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just looked at the source, they've barely even changed anything from the bitcoin source code.
this is one of the most hilarious shitcoin pumps i've ever seen. look at the shill posts in here
"There is no guarantee our development goals will be reached and success will come. We will try very hard though" don't worry they'll try guiz
>>
the silence is defeaning
>>
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how embarrassing!
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>100 XBY transaction fee per transaction
yeah that's fucking retarded. this will go nowhere long term. this is a pump and dump.
>>
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>>1983117
>You type like a dumb person.
>LOL you know you it's a good idea
Nice

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Cryptofags aside the Euro is going to drop like a rock if she wins. All aboard the FOREX train.
>>
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Market opens 24 right?
>>
yes she wanst to get france out of the e.u and the euro and go back to the franc if she wins the euro will crash and burn great for the pound btw
>>
Focus on EUR/USD and gold lads, it's gonna get bumpy.
>>
SHE IS NOT GOING TO WIN !
>>
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Buy Francs asap

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Redpill me on Index funds
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>>1983378
You sure like to say "Google" when you've run out of argument, sources, or facts ...

Boring....
>>
>>1983384
Because I'm not arguing with you.

if anyone cares to read through our pile of shit I hope they consult their search engine. Then they'll know.

I'd expect hell to freeze over before you'd admit that you're an ignorant ass.
>>
>>1983385
ZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZ
>>
>>1983387
well you made a couple valid and interesting points, one of which I didn't know. So I'm not particularly vested in the argument.

The actual irony is neither of us pretends to have made millions using your route and both of us have claimed in the past to have used mine.

And while I understand your motives for the argument (It's flattering to think the average /biz/ user can't do what you or I claim to have done)-
the reality is that's not true.

your financial successes may have taken some special talents or efforts but to be frank a trained monkey could do my job. Probably do it better than I do.
>>
>>1983431
I haven't made any claims about how I made my money. I'm not going to get into all the details, but suffice it to say that that million dollars referred to in >>1979882 was entirely from a very healthy salary, which I saved aggressively, and invested primarily in index funds.

And for the record, I do think the average /biz/ user can do exactly what I did -- retire with more than a million dollar net worth. I don't think they're likely to do it as quickly or at the same scale as me, but the opportunity for a comfortable life is there for those dedicated to the right financial strategy and planning.

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I'm in my early 30's and for the first time ever making over $35k/yr and I'm clueless.

>have $20k saved
>owe $95k to student loans at 3.375%, $1800/mo 5 years
>save $5k/mo after expenses including loan payment
>No other debt
>Don't contribute to 401k, job doesn't match

What should I be doing with my money? Pay loans off faster? 401k? Something else? What should I be reading? Grew up in a family with no money consciousness at all and now I'm in an upper middle class income bracket without a clue. I understand trying to do anything with the stock market is for retards, but I haven't a clue on what to do.
25 replies omitted. Click here to view.
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>>1983277
>engineer
>sucking boss's dick

how are those 90 hour work weeks at your dildo shop treating you, faggot? got an obamacare bronze plan?
>>
>>1983132
PAY DEBTS! Then buy a house.
>>
>>1983294
Use savings to do so. Then save more.
>>
>>1983297
Isn't housing going to crash soon again?
>>
bump

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Somebody once told me about this coin called BITBEAN
I ain't the sharpest bean in the patch
No coiners were looking dumb with their finger in their ass
With a shape of an L in their asshole
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>>1983399
only flaming fags are OP-ayyayyyyyyy
>>
Well the gains keep coming and they don't stop coming.
End up on the news and hit the ground runnin
Didn't make sense not to buy it then. But your brain gets smart and your wallet gets big
SO MUCH TO BUY SO MUCH TO SPROUT So what's wrong with buying some bitbean?
You'll never know if you don't grow. You'll never climb if you don't go.
HEY NOW, YOU'RE A MEMER. GET YOUR beans now, GET PAID
HEY NOW, YOU'RE A BITBEAN. Get your sprout on. GET LAID
ALL THAT GLITTERS IS GREEN
ONLY SPROUTING BEANS REACH THE MOON

ALL THAT GLITTERS IS GREEN
ONLY SPROUTING BEANS REACH THE MOON
>>
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>>
FOR OLIVER
FOR FAMILY

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What is wrong with it? It actually is backed by real diamonds from a mine which runs out in 2020. So it will moon then right? Whats the deal biz?
1 reply omitted. Click here to view.
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>>1982605
Tbh im not sure, give this a read though https://globenewswire.com/news-release/2016/01/19/802921/0/en/5-Million-of-Coloured-Diamonds-Launched-Under-PinkCoin-World-s-First-Diamond-Backed-Crypto-Currency.html
>>
>>1982541
idk i made a sweet buy in the sub 200 sat level somehow and it went fucking insane
>>
>>1982541
millenials dont give a fuck about diamonds or your shitty coin
>>
>>1982541
cuz it's a scam
>>
>>1982672
>backed by diamonds
wasn't there a huge glut of diamonds at one point and they had to artificially engineer scarcity?
also, you can create synthetic diamonds. I'm not buying that this coin is backed by "diamond value."

Previous thread:
>>1977580

I have made /biz/ quite some money so far with my predictions.

$POSW already went up 500% since my first thread. Bear in mind, this is a longer term hold. Prepare to hold for a few weeks/months.

Get some POSW here at the lowest price(lower than Yobit): https://poswallet.com/login.php?referral=consulofrome and start earning dividends and free POSW by staking.

>First website to do staking with Proof of Stake coins FOR you
>Owning POSW means you get dividends out of the revenue from Poswallet.com
>First coin based on an exchange
>ZERO competitors, revolutionary concept
>Twitter hype from major traders
>Masternode dividends to be added soon

Comment too long. Click here to view the full text.
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>>1983052
no, buy now
>>1983312
-coinbase, localbitcoins, gemini, bitcoin atm
-buy them at poswallet.com, yobit.net, livecoin.net
-whatever you feel comfortable with
>>
>>1983312
Coinjar seems to be what most Australians use, they're based in Melbourne. You will need to verify your account which can take up to a week before being able to deposit/withdraw with your bank acount. If you want to buy bitcoins instantly you can use localbitcoins.com and buy them off people in your city or there is even bitcoin ATMs, if you are in Sydney or Melbourne I know there is one on near the CBD

You will need to make an account at poswallet, go to dashboard, generate a new btc address and then send your btc to that address

With $9k I personally would invest $2000 in PoSW, once it hits 40 cents I would cash out half your stake to hedge your investment just in case it is a scam or it crashes
>>
>>1983312

Btc to posw

1. Make account at https://poswallet.com
2. Use aprest as referral ID (optional I’d appreciate it)
3. Click on dashboard and scroll down till you see BTC
4. Click “generate wallet address”
5. Send BTC to the generated wallet address
6. Wait for confirmation(takes time)
7. Click wallet and transfer BTC from the stacking wallet to exchange wallet
(Should be instant)
8. Click exchange and right next to that is exchange markets
9. Click BTC at the top and then look for posw/btc(6th one down)
10. Once you buy go back to wallets

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>>
How much should I expect to get out of posw if all I've got to invest is a hundred bucks?
>>
>>1983430
Depends on the price of them when you buy

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Enable flags on /biz/ so we can spot when a third-worlder is trying to ruse people into buying them a goat
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>>
Agree, I want to be recognised as a special snowflake
t. a proud Polish man
>>
>>1982588
it would just force them to buy a shitty vpn
>>
>>1982991
good. I love the idea of someone spending money to post on /biz/ it's an anathema!
>>
>predominantly israeli flags
>>
>>1982588
Terrible idea

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What hypothetical shitcoin do you think would be an instant success?
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>>
>>1983351
delet
>>
>>1983320
USD-to-Crypto savings accounts that, to the consumer, link easily to bank accounts and appear to function like any ordinary savings account with a 2-3% interest rate.

They get a (relatively) great and ,more importantly, stable interest rate on a savings account, and the service host eats all the gains and losses.

Of course, the question is what happens if the house loses more money than it takes in?

Something like this could stand to drastically increase the market cap for cryptocurrency if marketed right.
>>
>>1983351
Kek
>>
>>1983320
I swear even a few months ago this board had some good content.

Literally every single thread on this shit board is shilling cryptocoins. Mods need to ban that shit. It's disgusting.
>>
>>1983421
>Mods need to ban that shit. It's disgusting.

Seriously, this crap has ruined the board. Mods should ban obvious shilling from the board. Discussions about coins should be allowed but none of these. "WHY HAVEN'T YOU BOUGHT MY SHITCOIN?? IT'S LIKE YOU WANT TO BE POOR." threads. I didn't even mind when they were here and there but when every third thread is about bitbean it really gets fucking annoying.

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I'm not gonna lie, this coin looks retarded and the shilling is obnoxious but honestly it doesn't matter. All shitcoins are ultimately worth nothing, their value comes from how much faith people put in them, in other words they're basically memes.
I'm going to shill the shit out of this coin, no matter how retarded it is, I suggest you do the same.
You posted memes for free your entire life, it's time to finally to profit from them.
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>>1983284
Same as any other thing on the planet with a price dude
>>
>>1983284
youre suppose to give some indication about what coin your talking about
>>
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>yfw you realise money is fundamentally, information
>>
>>1983284

Bitcoin is partially legitimate, simply because so many people use it.

Every other coin is a scam predicated on hoping to trick someone else into buying it before the price crashes.
>>
>>1983417
Sounds like you got it all figured out Pajeet

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Sorry to break it to ya fellas but the beloved Bitbean has died. Please use this thread to pay your condolences.
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>>1983314
Only RIP if the shitty shilling dies with it
>>
If I was a NoBeaner i'd honestly go to Sportsman's Warehouse and buy a powerful pistol and blow my brains all over my laptop, I can't believe how fully under the kike's control you guys are
>>
>>1983382
pumped to doubling? that's nothin in the world of crypto. have fun with your pivx!
>>
>>1983433
This coin has no value and won't go anywhere. It's a literal ponzi scheme.
>>
>>1983432
I can't believe how much of a kike you are.



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