>we have steve jobs at home
>>62343093Fucking lmao.
>>62337372WOOOOOOOW IT SIGNED WITH THE UN???? let me check the price real quick LMAO
>>62347287Buy the dip!
>>62345073he’s a schizo
>>62336934> eye CP
if you think chainlink isn't gonna moon to $100+ then you're just a doomer.
Literally going to be hard to see 20 again and that's considering BTC needs to go to 150k at least and i doubt we see a new ath this year.>Grim
doombump
>>62342800the company begs for retail. hunderds of millions of coins left to dumpdidnt break all time high 2 cycles in a row. all coins are a cult.
>>62345707sadly i think your right, this coming from a guy wh sold at 26 in august.i think it can hit 14 next bull run, thats when yall should sell
>>62347913shut up doomer
>put $500,000 into a fund with avg annual return of 10%>sell 8% per year >retire >Keep an emergency fund of 6 months expenses in case of down yearswhy wouldn't this work?
>>62349664Oh, lmao. Nvm, I cant help there
>>62349664We just had a vacation so I don't think that's gonna work. I would just like him to spend some of the money on something fun/enjoyable for himself. Like... idk... a new PC or laptop or car parts... something fun? But he's like "well if you want me to have complete control over how it's spent then I'm going all in on T-bills". And again I have nothing against T-bills or other cautious investment vehicles but I think life is short and you should live a little, yeah?
This strategy will fail because an 8% withdrawal rate is roughly double the historically safe limit (4%), exposing you to complete portfolio depletion within 10 to 20 years due to sequence of returns risk, inflation, and taxes.While a 10% average annual return sounds like it can easily cover an 8% payout, averages are a mathematical trap in retirement.
>>62349674tbills are retarded. buy sp500. it has international exposure. it's diversified. it captures all the companies that actually make significant amounts of money and have significant amount of cash on hand. there's zero reason to hold tbills unless he's like 70 years old. thats why he's retarded. mortgaging your future so he can feel 'psychologically safe' about the number not going down every once and a while. literal smooth brain who can't control his emotions. tell him to put it all in sp500 and delete the app and not touch it for 30 years.
>>62345323because you don't have 500k
Silver is going to zero. Sell now or cry later. Silver miners have sold off, but they can just keep selling off more. China is replacing silver in industry with copper and rare earths. Silver has no utility in the AI age. Get over it. Sell now.
>>62348166ELON IS GOING TO MINE SILVERIN SPACE!
>>62348166This is the most retarded take that I've read in a very long time.
>>62349555Based silver Chad.
the anti-metal posts make me think it's overdue for a sharp 25% rally.
the only way silver goes to zero dollars is when dollars become completely worthless. Which could happen I guess.
The power law floor will break won’t it
what's that
>>62349721How new are you https://www.bitcoinmagazinepro.com/charts/bitcoin-power-law/
>mfw you realize you have the emotional and technical discipline and patience to trade leveraged perps and that it's the most viable path to escape poverty
What even are perps?
>>62348442I think he is talking about black peoplehe doesn't know slavery is illegal these days
>me after losing 100k trading perps
>>62348273yeah but do you have the access to everyone's positions, leverage and liquidation points, cause the exchanges do
>>62348598>he doesn't know about size discipline >he doesn't know about the principles of edgethere is still time to learn anon
I kept hearing about a crash last year so I wanted to get out of a fixer upper and buy something in better condition later instead of paying for HVAC and structural stuff. What's the forecast looking like now?
>>62344043Obviously you're a retard and there was no crash. People say bullshit all the time. If you hear it and believe it, then you obviously lack the willpower to check, and it's not hard. Housing market is actually pretty stable right now. Average price of a home is now 500k from 400k. If you can buy or build a home or a rental, now is the time before it's 600k. That might seem expensive to you, but guess what, the economy doesn't give a shit about sticker shock.Or you can start doing what I think people should've been doing a long time ago, and build low cost housing. Yah know, like they did in the 40s-70s and even prior, 1 story houses that house 5 people comfortably for like 200k value in today's money. It's probably worth 300k+ cause it doesn't exist on the market, but it is worth less than the 500k houses, so you probably have a lot more demand from being able to sell to poor people, thus it's less risky an investment. Just make sure you sell it for at least 100k profit.
>>62344043Two more years but unironically. It’s early 2007 right now. I’m not actually sure but I think it’s likely that housing will pull back soon.I’m far more confident that housing will have a massive correction 10-20 years from now and not recover. The demographics won’t support these prices when the boomers all die off. I don’t care how many Juans and Ranjeets they let in, those guys live 20 to a house and aren’t going to be buying up million dollar single family homes. Also wage growth will stay soft going forward while running expenses of owning a home will just grow and grow. All these million dollar country club homes by me, and there are thousands, will probably just be abandoned 20 years from now. What millennial wants to own that trash?
>>62344043Buy a house when you can afford one and stop looking at it like an investment. I bought my house in 2018 and people were telling me I was buying at the top and they were waiting for the crash. They are still waiting and are mostly priced out lol
>>62345088Ey fuck you nigger, you sound like a bitch>>62345157For this housing that holds a bunch of people are you talking about housing them in extra rooms like auxiliary areas or the living room? Or you mean they actually have multiple bedrooms like that
>>62345157How fucking retarded do you have to be to not realize the markets are bifurcated and localized. You're talking about a crash as if it's some single iceberg that the Titanic hits. Fucking moron.
the SP500 hides a stock crash. nearly half of 951 r1000 stocks underperformed t-bills since 2022. these stocks cover about 90% of the us market. lower cap names lag worst. its over
>futures are green>recession cancelled >bears slaughtered
I bought.
>>62349369>Great entry anonnext clown tweet and it dumps faster than you can say no
>>62349369now its dumping op is a retard
>>62348028doomp eet
>>62349394still pamping sir>>62349393or it just pumps
>>62349393>>62349394Some are calling 60k the great wall of China
Will you survive the upcoming 6-9 month long stock market bear run? A year of your life lost.
>>62349387I've already wasted 26 years of my life. The fuck I care about one more.
I drew a line
congrats on drawing an actual trend line instead of the stupid shit people draw to confirm their own bias
>>62349426Hmm... Yep, it's a line.
>>62349467>>62349462wagmi
Let's talk investing in education Is it over if you don't go to uni/collegeI'm pushing 40 and I need a job I'm not walking on my knees for the next 40 years as a tradieHow come people say education is a scam yet everyone I know is hired before they graduate Is it some sort of mutt thing?Nobody touching you if you don't have le paper Plus all low tier jobs are going to migrants and women I'm fucking tired gang
Choose your number (6-figure-hell) you want to owe to the college
>>62347795>How come people say education is a scamIf you go to college for the right thing it's not a scam.And sometimes even if you go to college for the right thing but the economic conditions when you graduate are bad, you'll still be a bottom feeder for a while.And since all most companies are looking for is a piece of paper, you should try to do it as cheaply as possible unless you can get a full ride to some fancy school somewhere.
>>62347795What is your current expertise? Have you looked into management positions in that expertise? If you’re a tradie, get a project manager certification and you’re more likely to get into management positions even without a degree.
>>62347795You need a degree to get an H1B. But one can get that in a few days.
>>62347795the hiring bias in favor of women for white collar jobs is absurd. It gets 10x more absurd if its in tech like wow my last job we hired a bitch who couldnt even turn on a computer and it was in devops
>interneth computher
Best thread on /biz/ rn
SILVER BAGGIES HAHAHAHAHA
>>62348430what a throwback
>>62348226>Bought at the top>All US Mint Presidential metals, the day before they jacked up the prices>Can still sell for a profitHeheh.
>>62348238Mine is $16.>>62348308It's a literal metal.
>>62348238I bought at £16. Hoes mad.
>>62348226People are selling silver to buy SPACX.
$1.35M vaporized. Did my miss my only chance of making it ? 36M. Looks like I need to continue wageslaving till 70
>>62330154Is this shit going to 3 bucks
what the fuck are you doing trading shitcoins for millions of dollars>$600k in ETHgood lord nigger token not neededif you're up $2 million buy actual assets not a proxy for casino gambling
how do people cope after seeing portfolio crashing down like this?>I can still make money in the future and there is plenty more opportunities?
>>62349447Yes? Did it once and he will do it again. That is how you make money, not being a bitch made nigga.. scared money don't make money homie
>>62349447i lost more money than i ever had before in 2024 and i've made more money than i ever had before in 2026~$500k vs $1 million losing $1.35 million on ETH still blows my mind but desu I did something more retarded (full port shorted NVDA)
So Mumu, you want complacency after euphoria? Sorry we won't have it this time.
>>62341844I think he is talking about stocks, since those are ath and creeptoes are dumping since cz pulled the rug 10/10.
>>62341871Well at least bitshit won't be the only thing dumping anymore
>>62341827Op here. I told you all so. Get ready to have ass raped and gaped.
Oh yeah yeah uhhh two more weeks and the bubble will pop
>>62341827-SpaceX-ChatGTP-AnthropicThe bubble pops after the 3 big IPOs. The hype will quickly die after these hit the market. No more new narratives after this
If you had $170k and could add $40k a year, what portfolio would you go with to retire in 10 years? Assuming you withdraw 3.5% for 40-50k a year
>>62344597>>62344615>>62344644>>62344699>>62344713What do you guys think of going 90% VT 5% SPCX 2.5% IBIT 2.5% MSTR from now on? I know all in BTC worked in the past but I feel it's just survivorship bias, can't replicate the risk old tactics expecting the same thing
>>62346027very solid
>>62342681Polkadot on coinbaseAll staked
>>623490030 chance
>>62342681My FIRE portfolio High yield dividend paying preferred stocks and commonsDLRPRLGNLPRAARCCCore Medium to low yield proven stocksPMKOPEPWMTATOCVXHDLOWComment too long. Click here to view the full text.
I am going to buy the dip
>>62347847It’s not going to happen "like that", but it’s going to happen at this moment for a reason we still ignore.
>>62347862How do you estimate the fair value of any crypto?
>>62347868easy, the fair value of any crypto is 0
>>62347819>I am going to buy the dipbased
>>62347819*ring ring*
Anyone remember the guy who swore Silver was special in that there's going to be supply shock due to an extreme shortage?>There's no way Silver is coming back down>This time will be different!>Repeat after me: SOUND. MONEY.Where are you buddy?
you retards gotta wait until it goes below $50 to bragthis is just a minor dip
>>62348276>>62348287KABOOOOOOOOM BULLISH SILVER
Step right up, step right up, welcome back to the Grand Tent of “Now THIS Time It’s Definitely a Perpetual Silver Shortage™,” where the previous argument has been gently escorted offstage for wearing the same oversized certainty shoes again.So the refined claim waddles in wearing a slightly nicer hat: “Okay fine, no permanent shortage… BUT structural deficits, rising industrial demand, suppressed supply growth, therefore MOON.” And the crowd goes “oooh” because it sounds like economics, but it’s still doing cartwheels over a net that isn’t there.Let’s begin the clown disassembly.First act: “structural deficit.”Translation: sometimes demand > supply. Congratulations, you have discovered… Tuesday in commodities. Every cyclical metal has moments where the ledger looks tight. Then price rises, recycling shows up, mines stretch output, demand quietly steps back like someone realizing popcorn is $18. The deficit doesn’t “accumulate into destiny,” it gets smacked by price signals like a clown hit with a pie labeled Reality Adjustment.Second act: “industrial demand explosion.”Yes, silver is useful. So is electricity. Neither means infinite uncontested growth. Solar panels already whisper sweet nothings like “please use less silver per unit,” because engineers are allergic to bankruptcy. Efficiency improvements are the market’s way of saying “nice narrative, but we’re not funding it forever.”Third act: “supply is suppressed.”Ah yes, the mining industry—famous for hating profit and refusing to expand when prices rise. Except… it does. Slowly, messily, imperfectly, but it does. And since silver often rides shotgun as a byproduct of copper and lead, it doesn’t even get to fully control its own destiny. It’s not a trapped genie—Final act: “therefore moon.”AndThe only thing permanently in short supply here… is the shortage that refuses to behave like a cycle.
I bought gold
>>62349223In what way?
>>623492361oz futures contract on robinhoodthey don't want you to know you can buy an ounce for $300
>>62349240Be careful.
I got bold
