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>early 30s
>make 150k (but sort of fed up with my job and probably will get outclassed by AI in like 2 yrs max)
>wife makes a bit over 100k (likes her job but may be rekt by AI too)
>we have a baby - not a financial thing but life thing - and might go for 1-2 more
>cheap-ish mortgage ($1700/mo, 3.5% interest) w/ 190k left on the loan
>reasonable car payment (<$500/mo, paying off in a couple years)
>50k cash (3.5% high yield savings) - contributing $2700 a month (safety net + saving for future house downpayment/furniture/rainy day funds... nearing the end of this saving though)
>115k brokerage (basically just heavy voo) - contributing $3200/mo
>325k combined 401k, taking a bit more than the company match
>250k crypto (thank u link)

Some constraints/desires
>Home won't last us forever, not big enough and school district is shit. Ideally would like to move in a year but we don't necessarily have to immediately
>if/when baby 2 arrives we'll need to promptly GTFO since this house won't work space wise
>both of us want to be more present for baby but it probably makes more sense for wife to make a career change/stop working than me purely from the money standpoint

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>>62717732
Eat shit faggot
>>
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>>62717686
You have enough to retire to Dagestan and train your children.
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>>62717732
It's not mid tier, retard
>>
>>62717686
You're already past the point of being able to take substantial risks without jeopardizing the wellbeing of your child(ren) so you're best off just continuing down the path you're on and coming to terms with the fact that you're not going to be able to retire until your 60s or 70s
>>
>>62717686
>humble brag the post
you are insufferable cunts

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>+32%
>>
>>62717772
Nope!
>>
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you can probably guess my asset class
>>
>>62717803
all in on bitcoin
>>
>>62717772
I make +50% per year and have for the past six years, nerd

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Bitcoin, not ossified.
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>>62714254
Lil kids?
>>
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>>62714811
absolutely abhorrent and disgusting
>>
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>>62714220
explain how
>>
>>62714177
Feels good to watch a bunch of antisemites stay poor and seethe from the zidelines while I print cash. Based jews thank you

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>I haven’t finished accumulating yet
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>>62717608
BASED
>>
You had 14 months
>>
>>62717652

but i didn't have money then, i do now
>>
>>62717673
Sounds like a poorfag issue. I can't relate.
>>
What is this

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Fuck this fucking baldlet bazinga scammer faggot

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See you at $50k in Octobear you losers
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>>
Bobos have been getting raped left and right this week. I love it
>>
I think this is a "dead cat bounce". I've increased my liq slightly just in case
>>
They actually think they are going to not get rug pulled from the 87k push. So cute. See everyone at 30k.
>>
Nah, it's over for us, bear bros. It puts hate in your heart but it is what it is.
>>
>>62715796
Thanks for playing

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I took three (3) 0%apr loans 12,12,18 month terms in the last week totaling over 33k.. I did this for no good reason. Does any anons have a good investment opportunity they could share as I have a sudden influx of capital and am quite clueless as to what I should do with it.
Thanks in advance!
-K
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>>62717405
Credit card
>>
>>62717399
You can buy some very high quality kneepads with that much
>>
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>>62717405
If your credit score is 800+ you’re treated like a god by the cc companies.
>carrying any revolving balance at an interest rate over 0%
Yikes.
>>
>>62717449
It's ok because my positions are up 30%.
>>
>>62717399
S&P 500. You should have about $3300 profit at the end of the loan period. This should actually be slightly better in the long run than committing money each month over the year because it will compound instead of losing value.

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owning a wooden house in America that you forever pay property taxes makes you a cuck.
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>>
>>62717603
So basically if you don't pay your house taxes they just go to collections like any unpaid bill.

The main difference is the county auctions your debt off to anyone that wants it rather than just selling it to a collection agency
>>
>>62716941

You'll get offered flexible options to defer payment or pay it off in instalments etc, it's nothing like renting where if you miss a few payments you're evicted.
>>
>>62717676
Exactly

And pretty much every town in the country has programs that assist in paying taxes or even mortgage payments if you can't afford to pay
>>
>>62716969
Kek, merricunts BTFO
>>
>>62717847
When they eminent domain your house they have to pay full market value.
I would love to get eminent domained so I get full price without having to fix up the property

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>>62717807
Who nose....
>>
Do you think fuel is magically teleported to the pumps?

It takes time, and the logistics process involves burning a lot of fuel, often at a higher cost than it is today.
>>
https://www.youtube.com/watch?v=DGSkfOQsMcs&list=RDDGSkfOQsMcs&start_radio=1
>>
>>62717807
Oil is sold as futures, so price in the chart is price for the oil delivered in 2 months and then they need to process it and after that deliver it. It takes multiple months for the oil sold now to be in the pump.

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farmers are going bankrupt just seen a video of a grown ass farmer crying because he has to sell his cattle... every day american's cant survive, but the rich with millions in brokerage accounts continue to get richer, that's not capitalism that's oligarchy.

whats the solution here? everyone sell everything and buy nvidia stock? this clown show has to stop we need to get back to a normal economy...
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>>62717809
I miss the good old days when failed normies like you didn't even post here.
>>
>>62717790
"food"
>>
>>62717790
>puts the rich in quotes
Kek, suck some more farmer dick why don't you. I know a lot of very rich farmers, who all claim muh hard work while sucking gov tits for a living.
>>
>>62717726
Funny how when China stopped buying our products 80% of farmers needed gibs

They don't grow food for us. Let China bail them out
>>
>>62717815
>is he wrong tho
Obviously not, but these confused failed normies don't want to hear it. They're not wired for these times.

Women have taken over all the institutions, and their response is to act like glorified matriarchal footsoldiers and lecture men into accepting this regardless because "that's what men do" or whatever. They're following the matriarchal position, and that is for women to reflexively shame men, so that's what they also do now.

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is this place just a money laundering business like a strip club? they basically both fuck you up money wise... how the fuck are they in business?
>>
>>62717762
>how the fuck are they in business?
Desperate or stupid people. There's a lot of them out there.
>>
99% of the time even the stuff they are selling is overpriced. But I have found a couple gun deals there. Got a desert eagle 50 cal for $699 and a Lama Minimax for $140. But these deals are few and far between. Also you have to be willing to make an offer and have cash. I wouldn’t advise actually selling or pawning anything with them…

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Like ai or ram? Or bitcoin in 2010s
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>>
>>62708099
WHORE
>>
>>62708099
Formal specification + AI
so buy AGRS
>>
Electric grid optimisaton boom

Industrial batteries
UPS systems
high voltage transformers
liquid cooling

The US electrical grid is about maxed out. However, usage for the maximum capacity is measured during peak hours and peak season.
so when they say the grid has a maximum capacity, it's like in July at 3PM. So there is all this usused capacity of the grid during non peak hours, and off peak seasons. It's as much as 40%-50% of the maximum capacity so it's a lot.

That could be tapped into that excess, basically 50% capacity during non peak hours.

Grid optimisation could be handled by the utilities companies themselves entirely. They install all the batteries and equipment needed for optimising the grid. It could be handled by the hyperscalers as well so grid optimisation could be attacked from two directions. Well, a third if you count the government if they make a modernisation investment on the grid. The otimisation could be done locally and privately, like a hyperscaler doing it for their data centres. Or it could be done grid wide, like a utility company handling it. Hyperscalers could even do their own grid setups where they have multiple generation sources like,local grid, solar, gas, and during peak hours when there's not enough capacity, they run off of heir batteries, solar, and gas.

This would be the easiest, and cheapest way to get a lot of extra electric capacity up in a short amount of time. Cheapest, though. Not cheap. It's like a trillion dollar project to optimise the US grid.
>>
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Biotech, then robotics. These are in the starting process of supersizing
>>
>>62717048
BASED AND REPILLED

these dogs are barking
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>>
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>>62713310
What's that?
Couldn't hear you lil bro
Dog money going up
>>
My 100k stack is gonna be hugee
>>
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>>62711799
only a matter of time till it trickles down to LINU
>>
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>>62711799
remember dogwifhat?
>>
>>62711799
wow you guys managed to shill it back up to 10 cents congratulations.

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Breakout
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>>62717646
I think the FOMC dump was it.
>>
>>62717665
It's never an exact repeat of a pattern.
>>
>>62717612
Wake me up when there is a breakout on eth/btc.
>>
>>62717708
Kek, as i see it ll underperform again....
>t ethmaxi
>>
it's looking very promising right now. If we go over 93k then it's off to the races.

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this cant be healthy should i sell and realize some gains
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>>
>>62717309
don't realize, realizing is a taxable event. it's much cheaper to borrow against your success on margin
>>
>>62717551
How does that work
>>
>>62717613
>how does that work
Your number on screen goes up so you gamble it away and up with owing.

Learn the capital gains taxable threshold in your area. In the US you can make like $60k in cap gains in a year and not owe any taxes.
>>
>>62717551
Stables are not a taxable event in my cunt.
>>
>>62717309
If you were smart yes but let’s be real none of us are smart here

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Absolutely no one shat their pants at 58k. How can that even be a bottom?
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>>62717070
Not shat their pants, but declared it would go lower.
>>
>>62717070
Same reason why there was no euphoria at 126k.
>>
>>62717070
This was the first bear market where big boys on Wall Street had easy access to Bitcoin through ETFs. You got frontrun by them. Thanks for playing
>>
saylor was sitting there with it up against his temple hammer cocked back one red candle away from blowing his shit smoove off and then bessent announced the government was going to print its way out of debt again and the green god candle emerged and nobody has posted refinance where again since.
>>
We topped on apathy therefore we bottomed on apathy

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what the hell goes on in after-hours
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>>62717539
>how does that all plug together
Quoth the bobo: 'Check the volume'.
Sane people steer clear of the ponzi markets when mr. burgerman is not at his trading desk. You thought us nonburgers are making massive positions before 15:30 pm CET for example? Few retards are insane enough to try. We call them Koreans.
>>
>>62717522
its always been funny how people are just ok with pre/post market trading
>>
dem algos
>>
Talmudic rituals
>>
>>62717508
did no one even look at the lines in chart the OP posted?

>In October 2025 BTC dropped 52% in 10 days

Do you really think it can't happen again?
>>
As measured against fiat which I am too smart to consider valuable. Got the same bitcoins either way so I win
>>
>>62717611
>In October 2025 BTC dropped 52% in 10 days
No it didn't you fucking liar.
>>
>>62717611
it went from 125k to 59k but it took from october of 2025 to march of 2026
>>
>>62717611
why does it matter to you?
you don't trade
>>
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>>62717611
That day we saw cz can do anything with this shit.

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Will Moonbeam ever stop mogging Polkadot


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