I need financial advice from /bongbiz/, should I prioritise a Stocks ISA or Cash ISA?
S&S ISA - Buy SPDR MSCI ACWI and forget.Pension first for the tax relief though if you believe there will be a Britain worth living in, in 30-40 years and they won't fuck you up by changing the rules and tax around it. (I don't).
>>62350269S&S Isa. Set up a standing order to automatically purchase whatever ammount you can afford monthly into a low fees ETF of your choice. Forget about it and come back in 30 years
bong hereS&S ISA is the only vehicle worth a damnfuck everything else, and i'm probably getting out of this hellhole at some point anyway
>>62350269S&S ISA hands down. Returns on cash ISA's are shit. Like another anons have said in this thread, even investing in safe ETFs will bring you better returns. Personally I do all my longs through my S&S ISA. Started with 1k back in October, up to 15k now. But I pick my own stocks and don't really touch ETFs.
Girl
I told you he is stalking you he is never getting dunkin donuts at this hour. Do fucking love me yet??????? Damn. Buy the dip though knicks in 5. Miss u
>>62350320Even if you're peak boomer and think safe ETFs are too risky because ooo shares scawy some providers let you buy bonds and bond heavy funds anyway which can be higher return than cash ISAs and probably even safer than the banks if you have more than the deposit limit.
Cash ISAs are a joke and I agree with Rachel that they should be banned.
Stocks and shares ISA, risk turned up to the maximum option also
>>62350269S&S ISA is goated. Supposedly the government is trying to tax that shit, which doesn't make sense as it's an ISA. I never found a true source on this info though so it's probably bullshit, but frankly I wouldn't put it past this government.Cash ISAs are ass in current year.
