Starter homes have disappeared. Now, get ready to say good bye to starter rentals too :)
>>62355431i pay 1500 for a 3 bedroom in the white part of chicago, it pays to be tight with polish nationalists on facebook
>>62355431It's funny to me that so many Americans feel entitled to homeownership. The status quo for Aussies, Yuropoors, Singaporeans, etc. has been skyrocketed home prices for decades and those losers have accepted it. If you didn't have enough sense to get a high paying career and/or your parents aren't rich, you shouldn't expect to ever have your own house.
>>62355443I just want a place to have sex with a woman, that's all I wanted
>>62355443Blame the individual. Then own nothing.
>>62355443> If you didn't have enough sense to get a high paying career and/or your parents aren't rich, you shouldn't expect to ever have your own house.Most people haven’t caught up with this change yet. Maybe gen A and B will fully realize this. Gen Z and around there still bitches about the costs.
>>62355485Where were you fucking girls in middle and high school?
>>6235549250% of gen z never dated in highschool, my parents were religious and im not supposed to have extramarital sex. despite this I had women interested in me and I was convinced it was just untenable and undoable. it's over man I give up, I should've been brave enough to do it anyway; I didnt. Maybe the system broke, I certainly failed. I have only ghosted women, we get along and she escalates and I leave and ghost her and block her on everything that's the most the relationship will go before I know it will inevitably fail anyway.
>>62355498> 50% of gen z never dated in highschoolThis was the same for all generations. Middle school and high school was just 100% of the girls ignoring 90% of the boys.
>>62355498When girls are under 20, they are comfortably single and don’t feel pressured to date men they aren’t genuinely attracted to. Then these girls turn 21 and see the first signs of aging and start seeing the bottom 90% men as options for betabucks.
>>62355522>first signs of aging>three years into adulthoodSmoke a Newport because you have menthol illness pedo weeb
>>62355527Listen I will explain. I knew many girls when I was 18 and under. I saw many of these girls when I was 21. I saw them and I was so disgusted by what I saw, I couldn’t hide the look of disgust. Many girls saw this look of disgust in my face (i couldn’t hide it) and these girls gave me an “i know” look. So while you diss me and call me names, I know for a fact even these girls know their looks declined a lot by 21. Girls themselves know their looks fade and aging starts around 21.
>>62355527>first signs of aging>three years into adulthoodUnfortunately, this is true. Girls will never openly admit this but from all the disgusted looks I gave to girls around 21 that I used to know and seeing the look THEY gave back to me, I know I am in the right. While people are allowed to disagree with each other, I know for a fact that girls themselves know exactly what age the decline starts. Time is very cruel to women.
>>62355527Female prime is 18-21ish. 21 is when their face and bodies start changing negatively and men would prefer the 19 year old version of the same girl over the age 22 year old one. There is a noticeable change that happens to girls around age 21 and it coincides with when they stop exclusively going for top 10% men or start seeking betabucks.
>>62355488>>62355443Caught up with what? Why should these people accept getting replaced by cheap immigrants? Kick out all the jeets and Mexicans and houses are affordable again. Fuck the boomers.>>62355527Cope
>>62355527What is the purpose of virtue signaling your desire for old hags to the void?
>>62355649> Caught up with what? Why should these people accept getting replaced by cheap immigrants? Kick out all the jeets and Mexicans and houses are affordable again. Fuck the boomers.Caught up with home ownership is for the rich only and it is already a nation of renters.
>>62355687Ikr. Hate simps. And I am not lying. See>>62355567>>62355590>>62355581
>>62355431I voted for this
>>62355867>inflation is good - Trump>I don’t think about American’s financial situation - Trumpkek
My zestimate is down 30% in the last 2y
>>62355923This is the chart
>>62355867If birth rates keep plummeting (and housing might be one of the factors) then prices will eventually drop. But not that he cares, his cronies will import the jeets or whatever to kick the can down.
>>62355431Starter homes disappeared because A) land value skyrocketed in “old consumer habits” zip codesB) nobody who can afford that land wants to live in tiny shoeboxes.
>>62355930here in NY the home prices only go up. It never goes down
>>62359326Which is pretty crazy because I think people are leaving
>>62355443>basic shelter is entitlementThey'll say the signs were obvious only in hindsight
>>62357696Developers are maxxing profits. Take a tiny 3500sqft lot and its gettin a 2 story 4 bedroom with a patio and no yards.
>>62359337Local Americans are leaving in massive numbers, but we are receiving massive amounts of immigrants, legal and illegal.
>>62355443>If you didn't have enough sense to get a high paying career and/or your parents aren't rich, you shouldn't expect to ever have your own house.If you dont have the sense not to say shit like that, you shouldnt be surprised when a mob beats you to death.
>>62360130Cope.
>>62355527>>first signs of aging>>three years into adulthoodThe human body evolved to maintain a good appeareance just during the peak human reproductive years when finding a mate was crucial. In nature that period was from the mid teens to the late 20s, so by your early 20s you are actually already entering the downhill part of your peak. Assuming you didn't look worse than you should during those years due to being fat/unfit, you'll never look as good as during ages 20-22 ever again. It's just how the body works. Though looks only start falling off hard in the early 30s, both because you should already managed to attract a mate and got kids at that point and because, by lowering your value on the dating market, the likelyhood that you stay with your family instead of pursuing someone else increases (in the case of men, the body even produces significantly lower testosterone after having your first kid to supress mate-seeking behavior).
Bezos would be a better president after listening to him talk on cnbc.Why is rent and housing expensive? He said much demand not enough supply and government zoning laws and permits ineptness in cities. The orange nigger could never do something like that besides retarded wars and infinite military around the world, crashing stocks and skyrocket gas prices.It should be a federal law that governs housing and living in all American towns. The government has to make living and cost of building cheap and affordable and it's not a budget or money problem it's infrastructure. We have a shit ton of money in GDP.
>>62360276>Why is rent and housing expensive? He said much demand not enough supply and government zoning laws and permits ineptness in citiesLitterally everyone knows this anon. It's that way by design. Keep in mind that the average citizen nowadays is like 40 and most of their net worth is in their house's value. It is simply not politically viable to do policy against housing prices.People don't realize how bad for democracy an average age this old is. It forces everything to be about getting the older 50% to a comfortable retirement.
>>62360276> The government has to make living and cost of building cheap and affordableNo.
>>62360391True, but the government also has a responsibility not to fuck with it and make it unaffordable in the first placeYou can thank that nigger wilson for the fed reserve act
>>62355649>Caught up with what? Why should these people accept getting replaced by cheap immigrants? Kick out all the jeets and Mexicans and houses are affordable again. Fuck the boomers.I have bad news for youThis is NEVER going to bring housing prices down. Ever. You're never having cheap housing prices by whinging about immigrants because they are not the cause of your woes. The cause of your woes is speculation, and the fact the SEC just allows fraud to happen without any pushback. 2008 should have happened multiple times with the housing market crash if it was not being propped up by a gentleman's agreement to simply never investigate anything. So you get to live with a cool 400K shed anyplace you go while saying MUH IMMIGRANTS are what's keeping prices high, never looking toward the people actually doing it. If every mexican left tomorrow, the prices would go up from speculation on futures, not down.
>>62360724It's unaffordable because they don't fuck with it and allow it to be a cutthroat pirate market, and prices continue to climb because >>62360374 most Americans would lose everything they have and never be able to pay their mortgage back if it were adjusted right now to it's actual worth. Actual catch 22 situation. The based solution would be to end Women's suffrage and kill Feminism so young men have a chance of making children before the age of 30 and maybe bringing the average age of the population down, but that's never happening. The söy solution is to import boatloads of immigrants, but then society breaks because nobody wants to make a society for people who didn't invent a wheel in 10,000 of human history. So you're stuck.
>>62355443>poor people will never riotbetter buy a gun, oh wait you guys gave them all away to the state kek good luck m8
>>62355437>Americans live like thisThird world hellhole
>>62360830Oh, it gets even worse. You buy a house and then you have zero social services. Most suburbs and neighborhoods don't even have sidewalks. You try to walk down the road in most cities and it just looks like this all the way until you get to downtown. Zero shoulders, zero sidewalks, wanna take a bus? Good luck, there are two bus stops and they're on opposite ends of town. See you in 6 hours when the only bus reaches them.We have spited the homeless for so long that we have actively harmed our own prospects of ever living without a car.
>>62360276Housing is expensive because the elites turned into a weapon of asymmetric warfare.
>>62355431couldn’t be me>t. about to have my new home delivered in two weeks
>>62360753>because they don't fuck with itWhat is an arbitrary mmt fueled interest rate?What is the money printer?What are top heavy bailouts?They can't STOP fucking with it, anonFunny how none of this shit ever happened until fiat currency (like it happens every single fucking time with fiat currency)
>>62360753BTW I mostly agree w everything in the second half, but that's also solvable, but not by half assing it like we're doing nowThe two trump terms I think have really illuminated that were going to get a dictatorship soon; the wheels are already turning (and no, not the fake and gay 'fashizm' that is currently being wailed about by people that couldn't contribute to civilization if their life depended on it). Trying to fix the country and make everybody happy, when a quarter the country literally wants to burn it all down just isn't feasible.
>>62355431Just get a good job, it's not that fucking hard unless you have a nigger tier IQ.
>>62355437> polish nationalists on facebook“Nationalists” that are proud but not in their own country tend to be subhuman. They are low status and iq and their race is their own identity.
The housing shortage will get more and more catastrophicthe only people in real estate inheritedto get into real estate, just to get started, requires massive leverage, and your profits won't cover you debt payments. You'll be operating at a loss. Also, 90% of your competition are not paying off on debt and never had to.You'd have to be stupid to get involved in real estate. Instead of getting in, and losing money, you can just go chase 20% a year in the stock market. For more money, and less risk.This is not going to be fixed either.The real estate economy still operates like it's 1850. It's extremely over regulatedthe most regulated industry in America. And the regulations exist for the interests of property owners. America s definitely a country of 'fuck you, I got mine', and the majorty of voters are home owners. Local governments collect local taxes directly proportional to property values.The interests of these groups, home owners, landlords, land holders, and local governments align to perpetually keep pumping up property values. If there's an influx of new housing, it would crater their property values and local property taxes collected. The worse the shortage gets, the more their property values go up. These groups are so powerful that corporations can't even take them on. They block corporations from getting a foothold in real estate by the arm of local governments. Corporations only own 8% of residential real estate, and every corporation that has tried to break into their market got their shit kicked in by local governments.The real estate industry would get slaughtered if they had real competition.There is trillions of dollars that could be made by increasing real estate market efficiency, but it's not going to be allowed to happen.It's not going to be fixed.Take your money, and buy a home in a lower cost of living country.
>>62361096> Take your money, and buy a home in a lower cost of living country.Yup, gtfo brokie or a nation of renters.
>>62355431My Twin sister (fraternal) and I bought our first house when we made shit for wages.Me: $12.75hrSis:$15.50hrWe saved up every $1 we had for the 10% down payment.Managed to get a ugly house in a nice area.$320,000 @ 3.5% interest Had to get 2 roommates to make it liveable.But I'm glad we did.I feel like people won't stop drinking $7 coffee or $10 beers or buying $75 video games to save up for a house.Or they buy a new car and then complain they can't buy a house.
>>62361550lolyou had to pool 4 people together to afford, as you said, a ugly houseand you think this is fine. when 30 years ago, people could afford new homes on a single income.but now that you are a home owner you are definitely going to do everything you possibly can to pump your bagsit would have been a lot better for you, if you could have just been able to afford a home on your ownit would be much better if you didn't have to pay 40 years of wages for a 50% stake in a shitty housebut continue to go ahead thinking this is the greatest thing ever
>>62355431Some of those states are entirely because developers are catering to Californians/New Yorkers who sold their house for 10x what it would have cost in any other state.
>>62355431next comes the revolution
>>62361643You won’t do shit.
>>62361704I own a house, so of course I won't.but I do understand when people can't afford to survive things start getting crazy
>>62355443At least those places have social housing /rent controls.
>>62361628Lotta words with reddit spacing anon.Anyways, my house isn't ugly anymore.(Fresh paint and removing old carpet goes a long way)Now I make $141,000 a year, my sis makes $125,000 a year.Mortgage is still $1850.So we are living good.The first few years were hard, but now we are set.Everyone else however, is fucked
>>62361704your mistake(because you're a fucking retard)is you can't imagine someone saying a thing they don't support.again, because you are a fucking retard. I don't support a revolution, but even I know it's probably going to happen if people can't afford housing.but you are retarded so you can't comprehend someone who thinks of things from another person's perspective. You are such an imbecile you can't think of things from other people's perspectives so you can't imagine other people might do something your retarded self can't do.but I'm here to tell you, you're a fucking retard, and some people can actually imagine things that don't affect them or that they don't support.because you're retarded.
>>62361717>reddit spacingit's just 4chan spacingwe call it reddit spacing to filter out the reddit retards who don't understand we were spacing shit out before reddit existed.
>>62360276This >>62360374 Also the population is just higher. There is only so much land where people want to live. >>62361550You do realise that the only reason why you were able to afford this was because there were two of you? Also having stable enough employment to even be approved for a mortgage
>>62361711A house where? lol American median household wealth is $200k lmao>>62361719People will eat each other and drown in the brown hordes. That’s what will happen if anything. There won’t be a revolution. >>62361722Shut up.
>>62361746oh you're that poorfag brown person that goes around biz all day pretending to be rich and white while not being able to prove either one.opinion discarded
>>62361754Oh lmao. So you’re poor. Hahahahahah.
>>62355513>>62355522>>62355527kys jeet spammer. no ones reading your shit
>>62361759Of the two of us I have proven I own a third of a million dollars worth of house and that my skin is whiteyou have never proven anythingyou are poor and asian and that's fine. I don't expect anything from you except larping as a rich person in california
>>62361766Yeah yeah. Enjoy going to work on Monday loser. >>62361769> I own a third of a million dollars worth of housePlease don’t mention this. Embarrassing. You make whites look bad. I guess when you have no status, you have use your skin color. Lmao.
>>62361779so show me your house and your handI showed you mine you won't though because you're 12 years old and brown as shit
>>62361779A million dollar home is ghetto in my city. Wtf? But apparently you still need 300k income to even get a mortgage. That’s how big the wealth gap is. Certain neighborhoods are legit blocked off regardless of job or you need $600k income. And from the outside you wouldn’t think its such an expensive neighborhood. Before the Pallasaides fire went totally out of control, some of the “million dollar homes” looked so ghetto. I heard the news and googled them and I legit couldn’t tell they were million dollar homes. Now imagine what homes that actually look like million dollar homes cost in a big city.
>>62361786You’re poor. This is /biz/You wanna know where I live? Go apply for a janny position and find out. Apparently, the zip code and neighborhood name shows up cause even google shows where I am when I use google search.
>>62361789I'm not going to tell you to fuck off because you're singlehandedly keeping the board alive with your bullshitbut I will tell you againfor at least the 20th timenobody here believes you're rich.
>>62361789> And from the outside you wouldn’t think its such an expensive neighborhood.Actually my area looks good but I grew up here so I don’t see it as fancy but it is fancy. When grown adults hear my code, they always say “wow nice.”But regarding the Pallasaides beginning fire: some of the houses looked shitty and ghetto.
>>62361794You don’t have to believe anything. I never said you’re rich. Why are you calling me out after I said “american median household income is $200k”Plus, you already said you own 1/3 of a house worth 1m. Why would I bother with you. It is 2026 and you’re not rich even after the last 20 years of extreme growth. Whatever. I ain’t judging you. Check my posts, I always use generalizations and make sure to never diss anyone directly. I just list financial data and let triggered people reveal themselves. Guess my $200k american median household networth triggered you lmao
>>62361807the fact that you pretend to be rich and white on a board where you can easily prove both but you never prove anything
>>62361794What bullshit?I just list financial data. lmao. Lmao. Financial data is bullshit?Its fucking hilarious. I legit just found out American median household networth is $200k today. Wtfffffff
>>62361814>the fact that you pretend to be rich and white on a board where you can easily prove both but you never prove anything
>>62361811Where do I pretend to be rich? I make sure to never do that. You probably got the “pretend to be rich part” cause thats what my posts like to you. This place loves to say “income is subjective” to cope anyways. You can cope by saying “rich is subjective” lmao
>>62361817I am not pretending anything. Anyways yeah, rich is subjective. Whoever said a top 5% income is rich lol. Whoever said a top 5% networth is rich. You probably think it is. I mean, you own 1/3 of a 1m home.
>>62361817Plus, why are you talking so much shit when you had to split a house with like 3 other people?
loli'm 20how the fuck would I afford a house?well it does seem like a lot of people my age own housestheir parents bought it for them lolif there weren't all these spoilt brats being propped up by their parents homelessness would be in the tens of millionshalf the people I know their parents are paying their rent for them
>>62361856If you didn't have enough sense to get a high paying career and/or your parents aren't rich, you shouldn't expect to ever have your own house.
>>62361871it's very hard to afford housing at all as a studentmy rent is $750 but it's only so cheap because I'm in student housingonce I'm no longer a student I don't know how the hell I'm going to be able to afford a place to live
>>62361871>>62361890difficult to afford housing as a student or young person without a high paying career I mean
>>62361823>Where do I pretend to be rich? I make sure to never do that.so you're poor and you hate yourself>>62361827>I mean, you own 1/3 of a 1m home.>>62361837>you had to split a house with like 3 other people?lol what a fucking retardowning a third of a million dollars worth of house doesn't mean I own a third of the house.you fucking moron.
>>62361898A million dollar home is ghetto in my city.
>>62361890Bro. I am not in a mood rn. My team just lost a game in Marvel rivals and other team talked shi to me. Final score was 2-1. I am not in a good mood. Can you help me think of insults to insult poor people?I am already throwing my current game and ruining it for every other player. >>62361871Well, a nation of renters and a nation where most of people’s rent goes to cheap food and rent. Man I hate it when ppl talk shit to me.
I like that I have a house (Massachusetts)
>>62361871What about student loans? Tuition?
>>62361917so you've told me at least 20 times nowI'm not sure what part of india that is, but ok
>>62361856> if there weren't all these spoilt brats being propped up by their parents homelessness would be in the tens of millions>half the people I know their parents are paying their rent for themYeah, having rich parents help. These kids get huge down payments or a house from parents too. They ain’t spoiled.
The only thing that gives me joy anymore is poorfag suffering. Have I become insane?
>>62361890Stop trying to afford housing was what that anon was saying. Owning a house and not being house poor is for the rich now.
>>62361972LMAO. No. The current wealth gap climate has made it like this.
>>62361931Can you help me think of insults to insult poor people?look in the mirror and say I'm low class hahahathis guy is a fucking clownmake me laugh clown hahaha
>>62361972It really is a great time to be doing well cause everyone else doing bad.
>>62361722Its newfag jeet spacing is what it is, because iPhones also format the spacing the same way so you can tell it’s a jeet typing onwhile squatting in his hut made of poo.
>>62362136>>62362163well how about thatthis is his thread too
yet another nepo schizo thread
>>62361972Poorfag = bottom 90%Get back to work, wagie!
>>62360979This is something I think most people agree with. The struggle right now is who is going to run the dictatorship, not necessarily any steps taken toward stopping it.
>>62355431>Live with parents>Get a roommate>Live in a cheaper part of the countyThese 3 things are incomprehensible to the average Zoomer and Millennial.
>>62361719Nah, other anon is right. People won't do shit. We have precedence for this situation already in modern times, and revolution isn't what happens when a relatively well-off population goes underwater in debt and poverty. Or when a stable democracy falls to a dictatorship/oligarchy who promptly drains the economy. Instead what happens is people gradually become poorer and poorer, as it's people change to spending only on necessities and hoarding what little they can. You will start to notice families sharing the same sets of clothes from father to son. Disposable objects that were one cycled through with trends being kept longer and longer, as trends eventually vanish completely. You'll start to notice the age of everything begin to gradually creep upward, from cars, to shoes, to computers, to phones, but nothing ever getting better. Inflation will make holding money an insane prospect as people begin to barter more and more, as consumer spending grinds to a halt. Most of the economy becoming hidden in second hand or illegal markets. And as a result, an authoritarian government will begin to REALLY put the boot to the population and jack up taxes to compensate. Eventually becoming to the point where only a crazy person would report their income, so it could be taxed 50-80%. There has never been a precedent for revolution until people were literally starving in the streets, and no matter how many the government kills and then kills, more hungry people just take their place. Then the new revolutionary government picks up where they left off because the hungry people still exist. Then they kill and kill and kill until hungry people run out. It's never been because of living expenses or homelessness, and it never will be.
>>62355431Why is Nashville so expensive
>>62361739>You do realise that the only reason why you were able to afford this was because there were two of you? Also having stable enough employment to even be approved for a mortgageAnd this is something people are also going to start realizing: part of the reason third world hellholes have so many kids is because they are moneymakers. The people who are the most well-off right now are people in large families, who may not make much but they can pool their resources to afford common necessities. That's probably never returning to the west, though. As it requires a mindset that was drilled out of the populations head in order to atomize them for consumerism.>>62360862>turned intoI argue the turning point was actually the Patriot Act, and I've been telling people this before: Surveillance and Government Exceptionalism is the cornerstone to eventually draining the economy of its wealth. Once the contract is broken, rights are just words on paper, and money becomes the only rights a person can gain. There used to be regulation to prevent exactly what is happening now, and politicians used to be under the impression that crossing that rubicon would have penalties associated with them, but since that was put in the dumpster with the founding off mass surveillance, those rules no longer apply and the new rule is to simply steal until coffers run out.
>>62362909Kentucky in general is exceedingly corrupt, and housing markets change to accommodate that.
>>62362922>>62362909*Tennessee, I don't know why I said Kentucky.
>>62362922>>62362925>>62362909Its 2 main reasons: Tennessee has no state income tax and it is seen as a "desirable" state since covid when people fled their blue states like california and moved there. Lots more people moved to Tennessee during covid than to Kentucky. That's why homes are drastically less expensive when you cross the state line from Tennessee to Kentucky.
>>62362895There will be a nation of renters and the gap between the haves and haves not keep growing. The bottom 80-90% will own nothing and only spend on necessities.
>>62359337>>62360114Here in London, the urban area has virtually the same popualtion than in the 60s. It's just White people leaving in droves (especially ethnic English who are now only 30% of London) , while the second and thrid world pour in in about the same numbers. Housing prices won't ever go down as long as the floodgates are open. For the remainder of the century there will always be more jeets ready to sign three generations of debt slavery to get in than first worlders moving to cheaper suburbs.
>>62355431whats going on with wyoming? state pop is like 500k. its a huge fucking state with no one in it.
>>62355443>It's funny to me that so many Americans feel entitled to homeownershipare europeans really so buckbroken that they accept not even owning a home as normal?
>>62360861i was in an affluent neighborhood and it was like this. no sidewalk.you can still walk down the street, people walk their dogs and want to Touch grass. but the lack of sidewalk is something.
>>62361015good jobs require a degreeunless you mean this kind of "good job".
>>62361972yeah you are fucked up. so is most of this board.so am i, in a different way.
Housing problems are due to boomer dominance of society. The boomers own most of the real estate, have nearly all their net worth into overpriced homes, and can charge rent to the priced out working age population who already pays their pensions and communsit healthcare (90% of which goes to peope above age 65). Note that this is a self fulfilling state of affairs, because the boomer dominance of society is itself partly due to them having all the wealth, which is tied to real estate ownership. They will obstruct new constructions (or give it to their pet migrants at your expense), they will support monetary policy madness, etc. It is this way by design. Enslavement of people in their 30s-40s so retirees can live the high life, and apres moi le deluge. They either don't care or laugh at you.
>>62363378>They either don't care or laugh at you.its worse. they feel they earned it.
>>62361722What you did was Reddit spacing.4chan style spacing involves splitting up paragraphs of main thoughts. Reddit spacing just spaces every sentence like an idiot.You know this if you've been here since at least 2008 or so.But you're probably brown and use an iPhone.Anyways, the mortgage is less than 8% of our monthly wages.Doesn't get much better than that.
>>62360189>20-22
>>62363517Why are you spacing like a syosetu webnovel?
>>62355431Let me know when AI can fix this.
>>62355431Buying a house these days is even worse than renting.
>>62363622>paying yourself in equity is worse than paying someone else indefinitelyyou sound like a rent-seeker.
>>62363377Fucked up like your English, bitch.
>>62363849Mortgage cucks pay way more.
