>10% of Americans have 1m>but 2.5% have 1m when you exclude a house>as per Bloomberg today, starter homes start at 1m>Bottom 70% has no savings >Top 70-90% are treading waterHow are you ever going to make it?Bonus:Those were the things I told some rural or suburban loser today. He said, “1m is enough to retire on.”I asked him,”How poor are you? I just told you starter homes start at 1m. Do you want to live like a lower class roach? If you don’t have 1m now, you’re lower class.” He was like,”it is enough if you play your cards right.”Holy shit. Why is the lower class so delusional?This guy definitely was lower lower class cause even middle class or some white collar wagie knows 1m is nothing. Please share your stories. I told him I will make a thread about him here, say something to him.
Just because your portfolio says 1m doesn't mean you have 1m, You only have it once you sell and if everybody did that the 10% would be far lower
>>62406975You know you don’t have to stay in the US right? 150k buys a house in Europe.
>>62406975What is your obsession with demoralizing wagies? lmao
>>62406975>Bottom 70% has no savingsso basically nonwhites
>>62407005yeah because nobody wants to live in pooroupe
>muh classShut the fuck up.
>>62407000> Just because your portfolio says 1m doesn't mean you have 1m, You only have it once you sell and if everybody did that the 10% would be far lowerThat’s not how this works and thats why the 2.5% part is also mentioned. >>62407005> 150k buys a house in Europe.Top cities and neighborhoods in Europe are just expensive as usa. $150k house in europe, that’s probably lower class in Europe too. >>62407007Their attitudes are very annoying. >>62407082YOU shut up.
>>62407005>150k buys a house in Europe.That’s such a stupid thing to say. Top European cities are just as expensive usa. Like sure, the average euro is poor and poorer than Americans but lets not pretend good areas and cities are cheap.
>>62407007They banned me on /antiwork
>>62406975Starter homes start at $75k though.
>>62406975>This guy definitely was lower lower classThat's not how class works in the UShere you're lower class because you think money is all that matters. We destroy low class people like you as a matter of daily business.
>>62407005If you want to live in a derelict small hut in France then yes that will buy you that. Or buy some shit apartment. I live in the cheapest part of England and my 3bedroom house is about £300k, I don't know what that is in dollars maybe $380k. If you want to live anywhere nice especially the south it will be more like $1m.
>>62407601It is 1m. Trust me. Also, have some standards. >>62407632Yes, that’s how class works now get back to work.
>>62407800nope. We consider rich people to be of a lower class than normal people because they have to engage in unethical behavior to become and stay rich.This is nearly universal in the US where we consider self-reliance and generosity to be virtues. We don't mind watching rich people fall. It's a national passtime.
Shit, I should have known earlier it was chinkleaf.
>>62407601You’re fucking retarded. >>62407005Europoor living up his name.
according to this I’ve already made it. I inherited a home that was no debt. I have about a million between a taxable investment account and cash plus 650k in two retirement accounts. just had to wait until I was 42 to accumulate it.
>>62407819>Those were the things I told some rural or suburban loser todayshould have ID'd the faggot right off the bat.also he's about the only person posting threads to /biz/ aside from the generals. And even the generals might be him.
>>62407800>It is 1m. It is $75k>Trust meNo. You have lied repeatedly itt.>have some standardsYou gave the standard: "starter home". Starter homes are only $75k, and I'm tired of pretending they aren't.
>>62407888Starter home for humans start at 1m. For subhumanimal scum, it might be $75k
>>62407869>>62407819Are you guys ruralclass scum? What the fuck are you talking about?
>>62407908shut up dumbassevery time I ask to see proof of your wealth you admit you're poor, brown, low caste, subhuman scum
>>62407929You’re literally the brokie pos saying “starter home is 75k.” Lmao.
The fact that the man who has done the opposite of everything he promised is now saying “we are going to make house prices go up!” should terrify every hoomer and boomer to xir core. Kek ggnore
>>62408022Why lower home prices so losers and brokies that didn’t work hard can own a house?
>>62408052>whyThe Art of the Deal
>>62408078No. I don’t want others owning houses. No one that owns a house in a good area does.
>>62408022trump isn't actually capable of lowering housing prices short of crashing the entire US economy. And if he does that boomers got bigger things to worry about than their zestimate
1m IS enough to retire on if you play your cards right. It sounds like you don't understand passive investments and minimalism. It's you OP who is the retard, not the "loser" you're describing in your sociopath post.Fuck why did I waste my time responding to imbecile OP again?
>>624081621M networth is lower class in 2026. Muh passive investments. You need multiple millions just to live a middle class life.
I have about 1.2 million, half split between retirement accounts and taxable brokerage, about $175k in RSU's at my current job. I have $60-70k PM bags, most of it from 2022. I'd have a lot more if I wasn't a retard at investing but I'm just keeping all my money into a vanguard account and dca'ing into voo from now on. No house because I missed the boat on buying pre-2020 and it just seems like a retarded idea financially but I'd like not to live around immigrants with their 3 kids in a one bedroom apartment anymore. Not really bragging I'm an incel internet addicted fat fuck and missed every boat even though I've lurked here since 2017.t. 35 year old shut-in software dev
>>62406975I have $1.4 million and still live in my mom's basement. Housing is so expensive around here that I still feel completely priced out
>>62406975>Holy shit. Why is the lower class so delusional?Delusion is the normal state of being.I can tell from youre writing you are also delusional, just about different things. You actually sound like a dumbass 2bhonest.> Please share your stories.what stories? People Are fucked. I know it, they dont really know it, but definitely dont want to talk about it. I think its a take it as it comes attitude.>>62407007Its disgusting to me to see them happy with their current state of being.Cows in a slaughterhouse.
>>62407183That's exactly how this works, rocks for brains
>>62408328No it isn’t. Networth. >>62408320>delusionalI retired at 25.
>>62408334Tell me then, which coffee shops accept GOOGL stock? Are you actually that retarded?
>>62408334"Networth" therefore you're right? Stupid fuck. If you don't sell you don't have it yet
>>62406975Based Trump giving us infinite immigration and zero deportations. Residential real estate will NEVER go down
>>6240697512% have 1m.when you.exclude.the.hoiiae
>>62407000Yes, the only way to be worth a certain number of dollars is to possess it under your mattress
>>62406975another nepo schizo thread>>62408334you're not retired, your parents just pay for your life
>>62408460that’s right. if you had all 1 million in a bank account you’d actually not be a millionaire because FDIC only insures up to 250k so that’s all you’d have if everyone cashes out at once.
Another thing is 7 inches is the absolute bare minimum to enter a vagina these days, but it's essentially considered deficient. 8 inches is widely considered the real entry tier penis per 2026, porn inflation included.
6ft used to be the entry tier height for relationship. Now it's laughed at
The concept of inflation is as difficult for these people to understand as per capita is for black people. Their brain locks in place around 18-25 and can never be updated again.
>>62408416Net worth. That’s why I mentioned the 2.5% part. >>62408454What?>>62408498I am retired. How about Barron Trump? Does he ever really work or even retire?>>62408530>>62408537>muh dickLow class has entered the chat.
>>62408572>I am retiredI think you mean retarded
Yea only 2.5% liquid but so 0.25 out of 10 people but how many of those are old boomers who have brokerages and bought Walmart or McDonald's in the 80's when it was dirt cheap?Probably the liquid millionaires in the US under age 50 is probably 0.20% or probably even lower my guess is around 0.10%So only 0.02 out of 10 people you meet probably have a million liquid in their investing account.
>>62408625> Yea only 2.5% liquid but so 0.25 out of 10 people> So only 0.02 out of 10 people you meet probably have a million liquid in their investing account.Does that even make sense irl? That’s like 0 people.
>>62406975>How are you ever going to make it?WellI almost bought sandisk when it was only 80 bucks a shareBut the very intelligent posters of /biz/ convinced me it was a bubble and would crashAnd now it's 2100 dollars
>>624086712.5% of people on have 1m. You shouldn’t listen to anyone.
>>62406975It’s unfortunate but nimbyism is basically the only way to avoid browns in America unless we ended the civil rights act which is never happening.
>>62408572>SAAAARRRRRRRYes but do you speak English? Saying "Net worth" isn't even clear what you mean by that. If you sold a bunch of stock and have a good net worth, then congraluations! But having a 1m stock portfolio is not the same as 1m cash. Only one is a 1m net worth.>Inb4 IBKR considers my networth to be 1mWow you found a nigger to agree with you, and what do you want from me? To act like a nigger too?
>>62408625I've only met 1 of a person, never 0.02 of a person. Very interesting I learn something new every day
>>62408821I speak money, bitch.
>>62408508Very true, even FDIC isn't a true guarantee, just a pinky promise
>>62408846Stocks aren't money dumbass
>>62406975>i'm in the 2.5%
>>62406975>When you exclude the assets most boomers spend most of their life putting money in, they aren't millionaires Wowie
>>62408849Money isn't even money. The only things with "real" value are physical assets, money is just an abstraction over potential future physical assets, and stocks are an abstraction over potential future money. You are not half as clever or as insightful as you believe you are, and your ideas are "I'm 13 and this is deep"-tier.
>>62409185>401k baggieYour cope, while impressive, is nonetheless rejected
>>62406975Fuck you, got mine heheh.Glad I have capable parents who got me set for life.If your worthless parents can't even provide for you, why the fuck did they birth your pathetic ass in the first place?
>>62407005not buying a house without A/C
>>62409194>duhhh, 401k's aren't actually yoursNot beating the allegations here
>>62409264This. Europoors dies when it is over 80 degrees F
Reporting in for the daily autistic browncel thread
>>62407005That’s a load of bullshit. You cannot find affordable housing in Scandinavia unless you live so far away from civilization that you will never be able to find work.Oh and good luck being an American moving to Europe lmao. Nobody will hire you.
>>62409538Americans run Europe bitch.
>>62409566Investment Capital to be specificalso fuck this new captcha system
>>62406975If you weren't part of the top 10% in 2025, you're lower class
>>62407005Plenty of OBJECTIVE inarguable studies that show the cost of living including housing is equal to if not more than America, to say nothing of higher taxes and lower wages in Europe.
>>62407601there are no homes under 100k that arent either completely destroyed, or they are in majority black neighborhoods. i am not kidding, i have looked. always one or the other.median home value in my shithole town was 300k according to a realtor; he is probably a liar but i fully believe its at least 200k.also no one builds starter homes anymore. supply is so constrained they build 3bd suburban homes to maximize return. those get snapped up and some get rented out.
>>62409264You don't need one if you make your house of things that are not cardboard.
Fat orange kike
>>62409996“You don’t need AC,” said the europoor.
>>62409996> You don't need one if you make your house of things that are not cardboard.the europoor said, as europoors are dying each day during the heat wave.
