Why is everyone here so desperate to 'make it' when money won't actually make you happy?
>>62433800you should've stayed on reddit
>>62433800can't stand retards like that, give all your money away then. I want the money because then I don't have to work for it and can spend my time doing things I actually want to do, there is nothing that means happiness more than that.
Money gives you more time when you DONT HAVE TO WORK you fucking retard
>>62433800You have to wait in an airport and sit next to other people in a commercial jet with only $2-3 million
3m is literally nothing, 10m is making it
>>62433800I agree completely with your OP pic actually, but I'm desperate to make that 3m as early as possible so I can dividendmaxx on a beach in Thailand for as many decades as possible
>>62433807> FPBP/THREAD
>>62433808but your making the same pints a the Reddit poster
>>62433811/thread
>>62433800>Redditor who made it actign high and mighty about how money isn't that importantYeah no shit. Having access to running water and electricity don't feel like a big deal either until you stop having them. The poorer you are, the more desperate and obsessed you are with getting out of that life situation. The whole point of "making it" is to be able to enjoy a normal life without having to do tedious and soul-crushing work.
>>62433861Not true. I may make $60/hr in my underwear and intermittently jerking off but I still have to work. This is intolerable.
>>62433800Probably because the lack of money can make you unhappy.
>>62433800Uhm, your question doesn't fit the picture? $2-3 million is literally what most mean by "making it"
>>62433863Being able to jerk off in your underwear is a job perk, it doesn't necessarily mean the work itself isn't tedious or soul-crushing. Chances are you'd rather be doing something else, but that something else can't pay the bills
>>62433800>2-3 millionsESL post, immediately stopped reading.
Elon musk would entertain me for a while before leave me in wondering why I choose to gambling when I have money.
I can confirm if you give me 3 million dollars I will admit your right random redditor
>>62433800When you don't have something, you desperately want it.When you get it, you realize it doesn't magically fix everything in your life.And for some people, all they want is the chase or all they want is to want and want more and they will never be satisfied.
>>62433808OP's pic doesn't say that, get better OCR clanker shill.>>62433826You can easily live off 3M in Pooropa or other third world shitholes. Some of their economic zones even got actual women.
>>62433826how would you know, you never been anywhere near either
>>62433800>3m = 300b, the post
>>62433800>no difference between three and thirty millionwhy would anyone listen to such nonsense. for starters, three million is not generational wealth. secondly, three million is only 120k/y @ 4% - it's barely even middle class even in the fly over states. sure, one could be comfortable for ten years but when unusally high inflation hits, he'll be taking hits and clipping coupons. it's ludicrious smug satisfaction for someone who's obviously not been around the block. once you have thirty, then maybe, a discussion can be had. then again, he's only considering what can be purchased TODAY and not twenty or thirty years for now - and i guaran-fucking-tee admittance to the citadel won't be cheap.
>>62433800>EVERYONE HAS 30 MILLION!-anon>NOBODY NEEDS MORE THAN 3 MILLION..-reddit
>>62433800You actually believe this idiot?
>>62435119> three million is only 120k/y @ 4% - it's barely even middle class even in the fly over states.Nigga what lmfao
>>62435144the truth is in the middle everyone needs 15 million
>>62435119Your post is nonsense, 120k in almost any part of the world will you give you a great quality of life. >he's only considering what can be purchased TODAY and not twenty or thirty years for nowyou dumb fuck that's why you keep your money invested in index funds so it keeps up with inflation and then some
>>62435196But the middle between 3 and 30 is 16,5 Million.
>>62433800theres not much difference between say $3mil and $30mil but there are some nice things>first class plane whenever you want$3mil network cant really justify that yet so makes long hauls feel shit>2 security guardlord knows you're gonna need it over the next 20 years the way this worlds going
>>62435299private chef too, and if this is your thing: a sugarbabe in every continent
>>62433820With only two to three million even regular coach flights could put a strain on your budget. You could fly business or first class but only as a special occasion when the fares are low and booked in advance
>>62433808Thats his point retard, time is more important than money
i wouldnt want to be ultra wealthy and/or famousi was a little bit popular the last place i lived and it was helli wouldnt mind some free money to pay off and fix up my house, maybe buy more land and toysbut i would rather work hard for minimum wage for the rest of my life than make millions being known
>>62433800I retired with just under 1mil at 35 and that guy is completely correct.Fiat currency is infinite ad ultimately worthless. Time is the only absolute currency, it cannot depreciate, and you never know how much you have in your account. If you spend it unwisely then everything else in your life is pointless.
>>62433800>if you have 2 or 3 mil you are gonna be happyOH REALLY?THANKS MOTHERFUCKING CAPTZAIN FUCKING OBVIOUSWOW IFG I HAD 3 MILLION I WOULD BE CONTRENT IN LIFE?!?!?! HWO WHOF WOUDL HABVEW FUCKIGN THOUGHT!!!!retard imbecile RETARDED dumb threadFUCK
>>62433800Saar when u are very rich like me and having this 2-3 millions , is like this white man Jeff Bezzos
>>62433807kek
>>62435284>you dumb fuck that's why you keep your money invested in index funds so it keeps up with inflation and then somewhich will keep pace with "inflation" which shouldnt be mistaken for the real rate of loss. so, at best, he'll be treading water when the reason for that extra wealth becomes apparent.
>>62435616You simply don't pay your own bills so you have a retarded and warped sense of what the cost of living is like and what it was in the past. You think ETFs barely tread water compared to inflation because you're terminally online with zero actual financial experience.
>>62433800>an anti-consumerist on fucking reddit of all placesOkay, which one of you /biz/raelis made that post? I expected that guy to shill funko pops and now those glitter dumplings to the "women" on reddit.
>>62433800Money can buy you the entire Masloves Hierarchy of Needs pyramid
>>62435568Ikr. That reddit post read like a reddit post. I hate redditors.
>>62433800t. 19 year old living with >her parents
WHAT THE FUCK IS WRONG WITH ALL OF YOUTHE ONLY PURPOSE OF MONEY IS TO USE TO RESEARCH METHODS OF LIVING LONGER.WHY DO YOU USE IT FOR OTHER SHIT?
>>62435616>keeping up with inflation Lmao. Take an economics program.It is savings first and then investing. You need a high income to make it and these jobs barely exist for normies.
>>62433800If you're worried about surviving the future money is the greatest hedge. The world is in a bad way, having money is the greatest way to increase chances of survival.
>>62433800Poorfag cope. The difference between me and Jeff is that he never has to work another day in his life. He's way richer than me because of it, because I still wage. That's 8 hours a day during the best days of my life five days a week that I'll never see again. I'm sure he thinks he's sad while on his yacht for months at a time, reporting to no one. While I'm desperately trying to manage blue chip stocks to make at least 2 million to retire early.
>>62435878The people who will get the advantages of crispr and other life-extending research that is sure to work, aren't you. That's why Bezos and all of them aren't all-in on the immortality train: They understand their current bodies have a time limit, and the only people who could benefit from the actual editing required to live forever aren't them, so why bother?
>>62433800Rich people’s happiness is derived from dabbing on people they deem poor or lesser than them. Kill all rich people.
>>62435922Based
>>62435912>>62435896Wages haven’t kept up with inflation since 2020. And it savings and then investing. Yeah, when you work 5 days a week, you have 5 days gone down the drain.
>>62433800i just need enough to make 100k passively per year. that's it. not asking for much.
>>62435938Unless you're at that threshold where you can casually invest 10% of your portfolio on a wild hair and it isn't the end of the universe, then you still need to wage. Regardless if the wage doesn't make any sense, you need the buffer and the credit score in order to have the margin in order to trade effectively. Otherwise, you're just playing with fire.
>>62435946part 2 --- no job is needed at that point. i have unlimited time to do whatever i want with no constraints. rather that's visit family, go on a day trip, even a light vacation or 2. 100k is tax free if you're married so its like the equivalent of a wagies 160k. i do not need excess living. i just want unlimited stability.
>>62435954>>6243594610% of Americans have 1m. 2.5% of Americans have 1m when excluding a home. 0.25% of Americans have 1m when you exclude those over 60.
>>62434486Its simple maths
>>62435922Kek. Yeah, it is nice mogging brokies. Worse is the bottom 90% has no upward mobility anymore.
>>62435992>Worse is the bottom 90% has no upward mobility anymore.This fact has historically ended many world empires.
>>62436022Cope. You would be a loser in any stage of an empire.
>>62435448>Thats his point retard, time is more important than moneyAnd when you have money you can spend your valuable time doing what you actually want to do instead of being a wage slave running on a treadmill never getting anywhere. Most people spend most of their life working to just get by and pay the bills. The dream is to break free of that cycle.
>>62434103All of europe has better women than USA. All of europe is also safer and western/northern europe have higher average living quality.
>>62433800Money buys comfort and freedom
>>62436320Then why are you faggots dying from a "heat wave"
>>62435921you are very much mistaken. there exists both tier 1 and 2 regenerative interventions. the tier 1's are fairly available with varying quality. the tier 2s are a bit more exclusive but have existed for about ten years now. they'll be widely available by decades end. all one would need is an additional thirty years until the next tranche. of course, they don't really talk about it and as far as americans go, if it's not in the usa, then it doesnt exist.
>>62436320They are all dying in the heatwave, europoor.
>>62433800Jeff Bezos can afford GFE escorts every dayyou can't do that on 1-2 mil
>>62436380>thisbunch of slack-jawed virigins itt don't realize 120k won't mean jackshit with a wife, kids, and accoutrement. sure, it doesnt such and would be very welcome but it's deluded to suggest it's in the same orbit as 30-60 million. ffs you'd be priced out of most cities; which is likely fine but still.
>>62436402who cares, why the fuck do you want to live in some giant city? so you can walk down the street and buy a bagel and coffee or pizza? driving is pointless you have to uber everywhere. oh great there's 12 bars on a stone's throw they all serve the same dogshit goycohol.
>>62433808>>62433811>no reading comprehension
>>62435448>>62436302Money buys all kinds of time. Housekeeper takes care of all sorts of basic shit. Pay for delivery of groceries and other shit. If you're rich you don't have to decide if the $20 solution is good enough versus the $100 solution or spend time hunting for a deal on eBay. If you're rich you don't even have to think before you travel, throw what you think you need in a bag and go, if you forget something your hotel will give it to you or you just get it delivered from Amazon/Walmart. You don't need to hunt for tickets, just buy the time that works for you.If you spend money on shit and don't pay for help on the backend that's on you. If you're scheduling some wheel alignment on your McLaren and maintenance on eight other exotics while heading to the post office to drop off your Patek for service that's on you.
>>62436427>who carethe point being at 3 million there are still limits on yours and your family's lives. it isnt at all a small matter. want to raise your kids in a small town? that's fine but don't assume their future success will be assured. at 3 mil there are serious trade-offs. less so at 30 mil (1.2 mil a year) with which you can pretty live anywhere.
>>62435191I mean that's unironically correct. You're going to pull up some 50th percentile income statistics (as though being 51st percentile involves some dramatically different lifestyle). Yeah $120k is a normalish household income that doesn't allow for a different standard of living. $120k in most places is maybe a middle class life for a family not going into debt. If it's different, it's not materially different, you're describing minor differences of degree rather than kind. The car is slightly nicer, the house may be slightly larger, food is eaten out a little more, groceries may be more premium..but that's about it
>>6243648630 million is simply unattainable, 2 mil is, and living off the residuals of that money gets you a solid life in 90% of the developed world
>>62435191i mean you probably know a handful of people with 3 million net worth - see my point? the ideal, in the limit, is measured in distance from people like you.
>>62436493but attainability wasn't the argument. i wholeheartedly agree that 3 mil is sweet - but it does get better...to put it mildly. hell, i've known people who made 30 million before the age of 35. location, location, location - which the trade-off you made for your kids because you didnt know any better.if only having 1-3 million, i'd still need an edge like geographical arbitrage as a single male. the math simply changes for families.
i really don't understand why everyone has so much trouble seeing the obvious. there's no making enough money to buy yourself free time. everything is optimized towards infinite growth. to keep your wealth you will spend your time. it's by design, a form of entrapment.
>>6243651410% of Americans have 1m. 2.5% have 1m when you exclude a house.
>>62436545what percentage of small business owners have net worth greater than 1m?answer: if their parents werent retarded: ALL OF THEM
>>62433800That's true, but that first $2-3m is literally the binary class divide.There are two classes of people on earth; Those that have 16 hours a day, and those that have 8.
>>62436340>>62436366It’s just super old people, that europe has lots of. What is this stupid question?
>>62436493let me say another way, one needs 30 million and three generations to break into the upper class. 3 million isn't going to cut by a long shot. if either you or your progeny get divorced, kata kata kata...bye bye...bye bye...bye bye....not a chinaman's chance....
>>62433800the security from even having a decent amount is very nice even if it won't make you unbelievably happy
>>624338003 million is literally all i want right now, im just really stupid so i can't achieve it
Money made me happy, and more money makes me happier. It's that simple.No there's not really a ceiling on it because I know how to spend money correctly.No I won't enlighten you. Read a book.
>past 3 millionlol nopast 10-15 mil then the QoL returns start diminishing but at 3 mil you're not even guaranteeing anything left for a prospective family and you're most certainly not enjoying the kind of niceties that 8 or 9 digits have access to without thinking
Does anyone else post insane larps on r/FATfire to mog those faggot redditor snobs?
>>62433800>just get $2-3M and a paid off house broth-thanks..
>>62436675>nicetiesnot having to work is worth infinitely more than any luxury good or service. and you'll leave a perfectly good inheritance if you're following a safe withdrawal rate
>>62433800This is the faggiest humble brag shit imaginable.
>>62436654This. More money = more dopamine
>>624338002-3 million dollars would give you a BETTER life than Jeff Bezos. You are free from work, but you also have your anonymity. He can never buy that.Plus you're not married to a goblina.
>>62433800Mfw 19 years old and only $240k NW... Its over
>>62435119There’s definitely diminishing returns going from 3 to 30 vs 0 to 3. But also yeah 3 mil is not enough to completely stop working for most people in the US. SWR is closer to 3% for someone under the age of 40 so you only get 90k before taxes, which isn’t a ton if you have a family and pay $2000/mo for health insurance. The best part of having 3 mil is that you might only be 5-10 years away from having 10 mil if the market does well (S&P has 4x’ed since 2016)
>>62435304Chad can have a hot chick in every city for free
>>62434103>You can easily live off 3M in Pooropa or other third world shitholes.Living in a third world nation, far away from family and friends, is not making it. You've just become a next level striver at that point.
>>62433800lol wut. redditor thinks no appreciable QoL differences exist between some guy living in kansas city and an eight-figure five flag chad. one can't even sufficiently protect their assets for effect proper tax strategy with three million. they'll be a slave to index funds content to go on believing they're secure in an overweighted low-liquidity slaughterhouse. do people honestly not see a difference between a 500k house in a flyover state and this: https://www.youtube.com/watch?v=SIQlWkYijLM
>>62437523>best part of having 3 mil is that you might only be 5-10 years away from having 10 mil if the market does well (S&P has 4x’ed since 2016)sure the market downturns forcing you back into the workforce for which he'll now be ill-equipped. oh, and should that happed, his wife will divorce him. kata kata kata.
>>62433820That's not true, I only have about $1.6m but I fly myself and my family everywhere in a piston peasant airplane. Takes longer, maybe even less comfortable than coach, but way more fun and forget TSA I can even pack a gun.
>>62437732>>62437732as if there were no more lessons to learn @ thirty million than three. it's completely laughable.
>>62437825get into a drunk driving accident? well, @ 3 mil he probably hasn't availed himself of quality family planning to protect his assets. kata kata kata.
>>62433800Time is only as valuable as your quality of life. I'm sure people in prison for life aren't glad they have 60 years more to live. So this statement can be refined a lot. It's a combination of time, health, and autonomy that are the currencies of life. Money is just a means to getting these.
>>62436878Obviously that's the first, biggest spike but there are conveniences, privacy, and security all can still increase past 3-4 million, shit like guaranteeing your children and immediate family don't have to wage either if you dont want them to
