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Cryptocurrency has existed for over a decade. Millennials are aging. Zoomers have correctly identified crypto as a scam. Retail investors have moved over to AI. There has been no widespread adoption of cryptocurrency after 10+ years of people becoming familiar with it.

Everyone knows about cryptocurrency. Anyone who would have bought any of it already has (and has sold it). It’s no longer exciting. There’s no new pool of buyers eager to jump on aging technology that has produced nothing.

The Ponzi is over. You’re not going to be able to turn $1,000 into a million dollars in a couple years. You will have to get a job and work normally. The last train for crypto left three years ago. It’s over.

Stable coins still make sense, though, but you rent seekers can’t make money off those.
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holy crap pls no
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>>62445392
>pls use (((our))) money, with our inflation
hard pass
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>>62445392
thats cool but im just not gonna sell
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>>62445392
>Stable coins still make sense, though
Wow this is such a bad take I had to reply. Even though you made me waste my time I still hope you're just baiting.
Stablecoins make the least sense. There's absolutely nothing you can do with stablecoins that you cannot do with whatever currency they are backed by more efficiently and with less risk. At least with fiat transactions you still get customer and fraud-prevention protections like refunds or chargebacks via the payment processor, and unless you live in a third world country there's probably an ombudsman's office you can contact to raise a dispute with your bank.
With stablecoins (which are fully centralised) you're in the hands of some random private company that operates in a grey area and can fuck you over at any time with no recourse or appeal. Off-ramping is tricky too because they will carry out KYC, AML and source of funds checks on any meaningful value. If your access to traditional banking is restricted for whatever reason you won't be able to cash out any stablecoins either because they follow similar compliance processes.
>inb4 you don't need to offramp stablecoins
Ok faggot go outside and try to buy fuel for your car or groceries with stablecoins and tell me how it goes.
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>>62445392
bullish or bearish for july 4 2027?
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>>62445539
If stable coins make no sense, cryptocurrency as a medium of exchange makes no sense at all, and you’re conceding that it’s just a speculative asset scam with zero value beyond stealing the money of those who invested after you.

The whole idea was to have instantaneous digital payments without having to wait on a bank. It’s the immediate transfer of funds.
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Yes, 99% of all currently active crypto projects are just rent-seeking schemes that provide zero value beyond gambling.

But the 1% will literally be what the global economy will be built upon in the coming decades.

Like will all investment, the problem is finding the 1%.
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>>62445539
With stablecoins there's no credit card company or payment processor charging 3% + 15c fees. Blockchain fees are fractions of a cent in 2026. Replacing bloodsucking middlemen with a neutral protocol will make payments cheaper and more efficient.
>but nooo you have to pay tens of billions annually to get fraud prevention and chargebacks
At least there will be another option. Remember what happened with Valve last year? They were coerced by payment processors to remove some titty video games from Steam or all payments would stop getting processed. Gaben was forced to bend the knee and probably thought about crypto as a solution. His reasoning to remove BTC payments in 2017 was "high transaction fees and volatility". Stablecoins have neither.
>stablecoins are centralized
You're right that most stablecoins now have a centralized entity in control (Tether, Circle, the upcoming open USD committee) that can freeze funds, but there's also some stablecoins where this is not an issue for example DAI (though the newer "rebranded" USDS does have a freeze function). It's just a matter of implementation. Also it's way more common to get your bank account frozen for no reason than to have Tether/Circle freeze your address. Just a few months ago Circle got criticized for NOT freezing few hundred million worth of North-Korean hacker funds. The reasoning was they will not freeze without a court order. I don't like hackers but pretty based if you ask me.
>Ok faggot go outside and try to buy fuel for your car or groceries with stablecoins and tell me how it goes.
Adoption is basically at zero right now and we all know that. But the title of the thread is "crypto has no future".
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>>62445903
You can already pay with crypto btw. Give it some years. This is also why the digital euro is coming in quite some years for example. The payment and money system is changing. People just aint realising it yet. Give crypto some more time. It will get adopted if it aint already is.
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>>62445975
It hasn’t been about 20 years and it hasn’t been adopted.

It’s not going to be. It’s not useful enough to justify its existence. It’s only useful in taking money from idiots who want to get rich quickly. But that is finished.
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Bitcoin will do another silver bull and thats when you cashout



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