Here's everything I own. What should I do at this point? I'm 29, not married, no kids.
Get married have kids
>>62446519Almost 30 and not even close to 1 million…. bro
Bro didn't even have 1 million by 14 years old.. NGMI
Thanks for the daily dose.
>>62446581I probably wouldn't be a good enough father or husband>>62446597>>62446600I still got time, right? haha
>>62446519Visit thailand and squirt babies into cheap asian whores and leave them to take care of it
>>62446519Nigger, you are a woman, you have 1 and exactly 1 power. Sex. If you take that away you have islam. So now, you dumb, stupid, retard, try that again.
>>62446519>less than 1 million dollars at birthc'est fini, didnt roll into the right family
Take what you can from your pension and the rest, buy a yacht and travel the seas
You need to prioritize tax free withdrawals at this point. Switch to 100% Roth 401k now if your company offers this, most should these days, company match will still go to trad. You already have trad high enough it will compound to millions, you don't want to keep putting into this and get RMD fucked eventually, or your beneficiary if you don't make it, give them a big tax free windfall rather than throwing them into top tax bracket and paying a huge chunk to the government. Max out your Roth IRA every year over your other accounts after 401k match is met. Your invests are fine at such a young age you will be a multimillionaire eventually. You could possibly do it quicker with riskier invests, but why bother.
>>62446632Doesn't sound ethical to me>>62446633Try what again?>>62446634How do I improve my odds for the next time?>>62446637Honestly no desire for boats or cars at all. Pretty content with frugal road trips and simulating expensive travel with VR>>62446652Thanks, yea I plan to convert pre-tax money to Roth via a Roth conversion ladder and pay income tax on those conversions before RMDs even start.With your suggestion I'd pay 22% fed tax as opposed to converting later at 12%Also, planning to do a mega backdoor roth once I max everything out. I didn't even know about this until recently with my company, so will do it likely next year going forward.
>>62446668>simulating expensive travel with VRYou're the cuck of the future geg
>>62446668>Try what again?>>62446634I just exposed you. Do you understand the consequences Imhave dione to past liars years ago? If you do not, let me warn you. It will hurt.
>>62446519Am I blind or do you not own where you live? Go buy a house.
Imagine beeing almost 30 and not having 10 million
It is brutal out there. foid are blackpilled as femenism does, cosmic laws is in full force.
Depending on your situation, you might max HSA and pay out of pocket for health care costs. Keep receipts/paperwork. If you need cash you can reimburse yourself our of your HSA at a later time meanwhile, investments in HSA grow bigly.If you can hold off to 59.5 or whenever, after which you can spend that money on hookers, blow, or things that aren't treatment/medicine also.
>>62446684>Am I blind or do you not own where you live? Go buy a house.with what money?
>>62446738Why do incels seethe that women dont want a fat, smelly broke loser? Just spruce yourself up
>>62446519>low 6 figure hell>nowhere close to 7 figure purgatory>almost 30Owari da
>>62446519I'm in awe. How did you get 173807.00 at age 29? I have been saving all my life and only know started to invest in stocks. I even had to pay for my own studies/education and am pissed that AI has rendered knowledge obsolete. I have forgone my youth to only have 100k. Did you do a trade and worked till 29? I dont undertsand the majority of these American accounts in your image, but I do know you guys have high interest rates. Here in my country, a high interest rate savings account has 0.5%! That's it.
Why do you count 401k as a part of your net worth? You cant access it for another 20 years at least. I have like $300k in my 401k from when I had a high paying job and I just remembered I had it because of this thread.
>>62447755>Why do you count ur money as part of ur money Wtf
>>62447772Yeah dude lemme count the monopoly money I can't touch for another 20 years. I bet you believe in retarded shit like "home equity" too.
>>62447755They goys do it to cope
>>62447783>I can't touch for another 20 years. IBecause you are dumb
>>62446519count the retirement account separately because you aren't accessing those funds for 30 years. so you're left with like 60K?not bad for your age, just keep gunning, and max those retirement accounts now to limit your tax bill.
Grim. What do you do for a living? I assume you wage.
>>62446608Green and pink? ermm nahh you might just be a degenerate dreaming of piccolo cock.
>>62446678If you pay for my trip I'll go, otherwise seems like a poor use of my savings. >>62446684for what? my rent is pretty low and I don't need much space. From my understanding it's a higher ROI just throwing it in VT>>624471660 inheritance. I just worked a tech job since graduating at 22, living below my means and investing to index funds tracking the entire global stock market. Also had a few years paying off the student debt and a basic car for commuting. >>62447755>>62447852Net worth is simply assets minus liabilities. There's a few ways to access before 60s without penalty. I purposely max it because of the tax advantages and partial employer match.>>62447822this>>62447932I wage. What do you do?
>>62447967>What do you do?Like 200 hours of consulting a year. I've been mostly retired since my early thirties.
>>62447941>purple user idOk, fair enough.
>>62447988Do you think you retired early in a way anyone could replicate? My dad retired at 65. I'm just trying to do better
>>62446519Buy oil it’s going to $80
>>62448024It’s different every 30 years imo
