I'm 33 years old, just got my life together a year ago for the first time, I bought a car and have 20k saved. I'm somehow earning low 6 figures and I'm moving back in with my parents to save money. I'll be able to put away at least 50k a year for the next 3 years. I need something to just dump all my money in and just pray to god it moons so I can make it before it's genuinely too late.I've only been working full-time for a year and a half and if I have to do this for another 20 years I think I'll just kill myself instead.
>>62486791Injective protocol.
>>62486791Max out your tax-deferred / after-tax accounts first.The days of 10x gains in meme coins is over. Stocks is where it's at. A lot of semiconductor stocks just had a 10x. Gold and silver miners will likely go up a lot.If you use IBKR as your broker, you can sell portfolio secured options, allowing you you to earn yield on your securities.So one strategy is to hold like 80% VOO, use the other 20% on a mix of individual growth stocks (and you can decide to allocate more to deep ITM LEAPs on the same underlying growth stocks here later on when you become more experienced, to increase leverage). Then sell put options secured by your portfolio every other week (15-20% delta strikes, 30-45 DTE, take profit at 50% or 21 DTE) and/or run the wheel against your stocks to farm an additional 20-40% yield per year.If you want crypto exposure later on after the bottom is in, do it through stocks/ETF like IBIT, MSTR or a crypto miner.
>>62486791>earning low 6 figureshow wtf what do you do?
>>62486816Don't listen to this retard AI generated nigger bullshit. Just buy Injective protocol. The simpler the merrier.
>>62486791Why would you go back to your parents for anything other than saving for personal real estate?
>>62486816And pic related. Commodities are cheap. Gold/silver correction is getting mature. At some point it will turn and head back up. Gold, silver, platinum, copper, oil, nat gas, uranium, fertilizer. Research stocks in these sectors if you want to make it.
>>62486816I will investigate this, thank you.>>62486818I finished a Diploma in Cybersecurity, got an entry level position in a company that offers a lot of penalties and overtime for working 24/7 operationally. The base rate is 70k but I earned 110k last financial year.
>>62486829Renting is very expensive in Australia.
>>62486832Good work anon. I thought entry level IT was impossible nowadays
>>62486828The only reason people bought crypto like this in the past is because they treat it like a lottery. Crypto is in a winter, because all of the gamblers are having more fun in prediction markets and sports betting.Crypto is just a popularity contest. It has very low utility, utility that is being entirely captured through tradfi companies like Visa/Mastercard/FI/CRCL rolling out their stablecoin rails.
>>62486835Alright, you're okay with just staying with them while you try to hit a jackpot? Interesting, but usually men wither if they live with their mother into their 30s.Your choice though, I'd think buying something to live in would be what you want to use your saved rent money for.
>>62486849What I would prefer and what my current situation is are not in alignment unfortunately. I don't want to live with my parents but if I can effectively increase my earnings by 40% to live at home for a few years and re-assess whether or not I want to put down a deposit for a home or continue investing, it seems like the right thing to do.>>62486830Funnily enough, these were the sectors I was already considering beforehand.>>62486836Thanks! I was very lucky.
>>62486866Sounds like you have an advantage with access to the ASX. Look up Don Durrett's (goldstockdata.com) lists of top gold/silver producers. Some of them are ASX only. Just buy and hold. Research the correct exit strategy. Some of these will 10x-40x over the next 3-4 years. Bitcoin will at best do a 4x for comparison.Pic related.
>>62486888Sounds great, thank you.
>>62486791ok so you went from neet to 6 figures in a year? very believable larp i totally support you in your attempt to improve blabla fuck off
>>62486958You can believe me or not but here's a snippet from my last fortnightly payslip.
>>62486791Being dependent on your parents again is not getting your life back together
>>62486888what am i looking at here, projected growth or growth that has already happened. how could they possibly be this optimistic with these stocks?