4% on pyusd is better than coinbase, what's the catch?
>>62521134Paypal nigger here. I use paypals debit card for 5% back on groceries. The only catch is Paypal is an EXTREMELY niggered company that will without a moment's notice freeze your account and funds for months or block transactions because their automated system flagged you and even if you call customer service and go through 45 minutes of a parade of jeets and get to the actual white person department they will tell you they can't change it and don't know what is happening necessarily and to just wait 48 hours (they think) and it will be unfrozen but if you try again the clock will reset and there is nothing they can do and you can't talk to anyone in the back office who actually knows why it happened. Seriously it is not even uncommon. Go to the r/paypal subreddit. Literally 4/5 posts without even filtering is about people experiencing this. They take 5 fucking days to credit your account with transfers so I keep a few weeks worth of groceries in there and keep the balance between shopping in PYUSD for the interest but do NOT keep a lot of money in there. Further, Ripple are currently doing a deposit match on OKX. If you register on OKX on your phone and DO NOT DEPOSIT BEFORE OPTING INTO THE DEPOSIT MATCH you will be able to get 3.5% in stable rewards plus 5% in deposit match rewards (you have to keep the balance steady to receive them so only deposit what you won't need to withdrawal) and you will earn 8.5% on stablecoin balances of either RLUSD or USDG (whichever you prefer but the 5% of the deposit match will be in RLUSD which you can convert for free). This is the best stable option I have seen at the moment and is insane, literally shady lending protocol level of return that is actually a legitimate safe return from an institution that settles trillions of dollars annually and is the best exchange to use anyways costwise in the US. They also do airdrop shit sometimes which I have earned $100 in since opening my account a few months ago.
>>62523255Customer service is clearly foreign but actually really solid and immediately accessible through chat and has helped me immediately on extremely particular issues multiple times and been so far perfect in solving my problems even over very nuanced fine print of promotions stuff. I sound like a sales nigger but it is legitimately just that good and the window for deposit match ends I think on the 7th of next month (could be wrong). Paul Barron is also doing a promo for new sign ups which I did (pic related):https://app.okx.com/join/PAULBARRONYou can earn up to $500 in BTC (which you can sell instantly but can't withdrawal for a month) if you meet the criteria or 150 for doing 1000 instead of 10,000. You don't even have to keep the crypto and to trade 10,0000 you can just swap the same 1000 back and forth between USD and BTC 5 times and it counts as 10k in volume (safer than doing one big back and forth trade of USD to BTC, stable to dollars does not count). You will spend like $50 in trading fees to earn $500. The deposit match balance is not about how much your crypto or money you deposit is worth, just how much it was worth when you deposited or withdrew. If you deposit 5k in crypto and the value tanks you still get your deposit match. You can't withdrawal the balance that exceeds that without depositing more either. If you deposit the same 5k and earn interest and withdrawal even a dollar, despite earning much more in interest since deposit it will be considered a net withdrawal and put you below the minimum. If you deposit 1k more you will be able to withdrawal 1k without affecting the payout. Principal is never locked but you will lose your payout if you dip below (but can restore it for future pay segments which happen each month, but you will lose for the period it was too low with no loss of principal). You can earn 5% on all crypto you deposit and as said the additional 3.5% for holding it in one of the two stables for a net 8.5% on cash.
>>62523255>>62523290Forgot pic related. I am not Paul Barron and benefit zero from the promotion to you financially, just trying to help a nigga out since you seem to be looking and I recently did a lot of digging on this.
Been using paypal and pyusd for a while but they completely locked down my account for no reasonI only had like $10k in there so not a big deal but still fucking sucked, just lost it all because "suspicious activity" or some shitNot going back, not worth the risk for only 4%
>>62523296Had my account arbitrarily frozen like 4 times in the same month. It seems like the perma lockdowns come from people using it on online retailers and I have seen the 10k figure mentioned as a common one. Their automated system is garbage and there is zero negotiable way out of the Kafkan trap or anyone to appeal to. It is a fucking garbage company but I still keep a few hundred to use the debit card for groceries.
>>62523255>>62523290>>62523292Here is OKX's announcement of it on X. Sounds like a fake thing but it is legitimately real. I signed up for the last one also which was 4% and have received payouts:https://x.com/okx/status/2078578327393067257?s=20