hows your goyscore?
Its a giant meme. Wow you can have a 6.5% mortgage instead of 7%
>>62558257this. It really is fucking gay. Mine is like 780
>>62558248>goyscoresorry but we don't have goyscore in our countryt. third worlder (not india or pakistan or bangladesh)
>>62558248I dont have one. Never gonna go into rebt
>>62558248770All I did was have my dad put me on his credit card at 16, don't even have my own lole. Never taken out a loan in my life
>>62558248My is always 760s-780s because I almost never have debt besides my credit card I pay off often
>Having a goyscoreCouldn't be me. I don't bother at all.
I've actively crashed my credit score with medical debt. I'm about 300k liquid with another 200k invested. >Visit ER for kidney stone>Get treated and healed >Get Bill for 2k>Ignore it> Ignore it more untill pajeet collectors call>Offer comically low monthly payments if 6-8 dollars a month> Pay for 1-2 monthsGo back to ignoring pajeet collectors>Repeat cycle It's so freeing saying all you can mange is $12 a month on your 2k ER bill.
I was at 800 2 months ago and it somehow dropped 49 fucking points because I opened an Amazon credit card to get discounts at Whole Foods. Pretty retarded.
masturbation over credit score is a memeit is well explained everywhere that taking any loans or paying any interest just to get a higher credit score is pointless and retardedthe tards like this >>62558629 that aren't in any danger of being approved for a line of credit because they don't earn anything are correcta credit card harnessing 2% discount on all purchases is enough to get you white credit rating over the years of responsible use and you don't need to pay a cent in bank fees or interest
I have no social credit score because I buy everything cash, Im not a good goy
>>62558248>840 club
>>62558706Yeah it did that to me too. It’s a hard inquiry and it fucking blows because the credit card won’t build that score back up either since the limit is retardedly low and you have to wait a few months to increase it or it will give you another hard hit. The benefits are pretty good though.
>>62558257It's nuts. We had 819, then I had a heat pump added to the house, and the install company used Synchrony to open a credit card for the amount. My credit score dropped 50 points because of that.Not that I need a high score for anything though. House and car are paid, I'm still saving every month... It's bullshit.
>>62558248If you have any kind of "score" assigned to you, lower your tone when speaking to me.
>>62558758I had to do background reports when applying for my first mortgage and the same thing happened to me
>>62558248I pulled a Sam Hyde years back for around $30k so it's hovering around 540. One collection agency sued me, but i represented myself in court and had an ai write up all of my court doc responses during discovery. Ended up winning the case, and that one is removed from my credit report now, but it was only for like $4k. I'm now working on getting the others removed via frivolous nitpicking of and disputes to the reporting agencies. Regardless, i only have one more year before the 7 year reporting period is up, and it will drop off anyway.
>>62561863hows that 30k doing?
im also broke
I consistently dont pay my utility bills on time. I have hundreds of thousands of dollars but I simply refuse to autopay, and only pay when I feel like it. No idea how my goyscore is affected.
>>62558248my credit score indicates i have diabetes
>>62558739>>62558929weird way of admitting you have no impulse control and would instantly go into credit card debt. Banks encourage you with literal free money to use their card
>>62565429It's like $50k rn lmao I'll let myself out and kms
>>62566089No I would not. Because one, I have money to pay for whatever I get with a credit card. Two, there's really not a lot of things I want to buy/waste money on because I'm not a materialistic whore.
>>62558629>>62558739>>62558929>>62565582>>62566460>>62566077so where do y’all get the money to invest?
