>work as a waiter / bartender where in 5-6 hours at night I walk home with $200-300 in tips>all my co-workers are people in their 20's and actually don't want to work more than 2-3 shifts and even then calls me every week to cover their shift>one of them freaks out whenever our paycheck is slightly delayed by 1-2 days because she lives paycheck to paycheck>one of them was in the military for 4 years, and spent his entire fucking money saved up from that vacationing in Europe and Asia for 1 year>another whines about her $2000 rent she has to split with her boyfriend, and rolls her eyes at her parents suggestion for both of them to move in to their parents house for a while>meanwhile, the fucking kitchen who makes minimum wage + to go order tips which is probably like $10-20 a person every shift orders Uber Eats and Door Dash>they're allowed to make themselves food from the restaurant but oh no they want sushi, pho, breakfast bunch items instead of burgers, sandwiches, pizza, tacos, chicken wings>everyone at this restaurant has to order coffee + milk from the Starbucks across the street when I brought instant coffee and told them they're free to use it and we have gallons of milk in the fridgeWhy is the average person so financially retarded?
>>62560555If the average person was financially competent we wouldn't have opportunity to capitalize, we need retards constantly shuffling money around otherwise there would be stagnation from people pinching pennies.
>>62560555I'm one of those kitchenfags and I don't understand it either. Maybe it's because I'm slightly less retarded that I'm able to make considerably more than average. Real disconnect in this industry for some that actions=consequences.
>>62560555I know a guy who lives like this, acknowledges that what he's doing is retarded and then just keeps doing it. I hit debtless 6 figures this year and he has almost no savings and debt. We basically live the same lives except I don't waste my money. We even go on the same vacations so it's not like I'm a penny pincher that doesn't go out anywhere.
>>62560635as long as he’s not complaining who cares? it’s his money and his life.
>>62560673I agree, but he cries about not having money despite all that.
>>62560635>We basically live the same livesNo, you don't.
>>62560702Oh man I'm so missing out on those monsters, food orders and flagship smartphones. My life is so boring and instant coffee tasting I simply have to cope on 4chan, my apologies.
>>62560555This is why I don't feel bad for 99% of poor people and I hate commies. Welcome to the real world, most people that are poor are retarded, lazy, losers. Don't ever feel bad for them.BTW, you're making great money wherever you're at OP. Good job.
>>62560567Look at this in debt retard trying to justify other people spending like retards so he can pay off his debt. Maybe retards shouldn't be able to overstretch and take out debt when he needs to rely on retards spending like retards to pay off his own retarded debt.Because of debt based currency, because of inflation, we have to be subject to this theft and the consequences downstream of it. Only a few people will understand this is all a consequence of inflation which is essentially usury.
>>62560995>debt based currencyMoney is debt by nature.
>>62560995A debt based system is fine. The problem is regulations and penalties. It always has been.I just watched a video on YouTube today of some black 32 year old retard blaming banks for purposefully giving poor black people mortgages they couldn't afford and then "snatching" them away during the 2008 financial crisis, and that it was all some evil, greedy scheme by the banks.Except:#1. Black people and Democrats were screaming at the top of their lungs that banks were discriminating against blacks for refusing mortgage loans based on credit scores, income and job history.#2. Politicians specifically passed laws FORCING banks to make subprime mortgage loans to blacks and other people with poor credit scores.#3. The politicians then FORCED Fannie Mae and Freddie Mac to buy these loans from the banks, because the banks never wanted to do any of this in the first place.#4. Private traders then started buying up these subprime mortgages and packaging them with AAA rated mortgages, then rated the packages AA or A, etc., to try and hide the subprime mortgages contained in the portfolios.#5. When people started missing payments and homes started going into foreclosure, the MBS values collapsed because of all the junk loans.#6. This caused a cascading effect through the entire economy and the housing market didn't even bottom-out until 2012.#7. The government then came in and started bailing out all the "too-big-to-fail" companies, setting a precedent for future bailouts.The idea that banks wanted you to lose your house and STOP making mortgage payments in 2008 is retarded, if you have an IQ above 100, it shouldn't be hard to figure out why. These are the same retards that claim banks purposefully saddle people with $20k in credit card debt and then stop paying or claim bankruptcy. Banks WANT you to make the payments. It's a loan with zero collateral. If you stop paying the bank LOSSES the money and can't recover the losses through seizing assets.
>>62560555I learned not to judge, and started supposing that they'd rather live their life that way, and that preferences differ. I like pinching pennies, basically the only thing I spend 'freely' on is going out to dinner with my gf/family, and I can luckily afford it. For me personally, the joy of going out together and spending some quality time is way more significant than having a phone with a better camera or more fps when playing a game every so often, and I find it hard to believe anyone else would feel this (especially revealed-preference-wise, as opposed to stated preference). But that's only my personal experience, which is flawed.
>>62560555I regret not grinding harder in my early years. I blame it to not having a good male role model to follow.
>>62560555
>>62561100Money is gold and silver, not debt.
>>62560567>picrel
>>62568061>mom I posted it againKys you fucking faggot
>>62568061>posted it againTrvthnvke, lys
>>62560555the gastronomy lifestyle is just retarded.the money is good but everybody is self destructive.make a hundred bucks in tips, spend it all same day on red bulls from the bar and cigarettes.feels like thats the case everywhere.
>>62560555anon, you have learned the truth that makes wagies seethe: stupid people deserve to be poor
>dont do any of that shit>frugal>split rent to save>cook or if i dont always get specials>avoid stupid debts like cc's, scams, subscriptions etc>monkey branching to better paying jobs and promotions where possible>still just as fucked as them broadly speaking except i dont get to be happy and enjoy my money>hell world has assured i will never own a nice home or have a family anywaymaybe it is i who was the retard all along
Got back from the movie theater last night, me and the gf watched Toy Story 5 together. She bought a small (SMALL) drink that cost her $7.67 American dollars. I couldn't believe it. I cooked her chicken once, it's only $2.50 per lb for chicken breast. She had no idea how cheap it was.Most normies are financially illiterate, that's purposeful and by design.
>>62561540The key is to never grind hard at a wagie job doing basic wagie labor, only grind hard for connections and oppurtunities.
>>62568288Why is a grown man watching toy story 5
>>62560555Peer pressure and following what their fellow NPCs do. Herd mentality. If you associate them with Lemmings, it becomes easier to understand.
>>62560555>Vacations, quality food, quality housing.Healthy choice when your savings are all gone if someone tips 0%.
>>62572229You've got to understand that it's mostly women working in restaurants. Tips will never be 0% because they have boobs and simps love giving money to boobs. If you don't tip, then the manager will quite literally run out to your car and try to bully you into forking it over. When that doesn't work they just use plan B which is going on Tiktok and screaming>this fucking INCEL didn't tip on a $20 meal find his address and kill himThen they make 20x what they would've gotten in tips off of monetizing that.
>>62572255This never happens. SO and I never tip for anything and neither of us have had bad experiences.
>>62560954I came here to post this so thanks for writing it for me.As I grew into my late 20s I learned poverty is most often a consequence of stupidity, not otherwise. I thought there'd be more to it.Turns out the goyim are stupid and some of our profits come from them buying more shit. I'm not even a kike but I can't feel any sympathy for the goyim.>>62563954True but he meant central bank (((money))).
>>62560555>>work as a waiter / bartender where in 5-6 hours at night I walk home with $200-300 in tipslmfao, you bartenders are something else. you all act like you make $100 an hour, it's the most disgusting stuff ever. you live in a broken down motel halfway down the fucking highway to the next city over, just shut your mouth
>>62568362don't ask his gf's age
