I'm bored of just saving for retirement or a family I might never have. I'm 29 and have 130k net worth. How can I spend money to actually improve my life? No normie answers like traveling to Italy
Exchange italy with thailand
>>62589164Buy a cheeseburger. Incredible value in terms of enjoyment per dollar spent.
>>62589164Reduce your cost of living and become under employed. You don't need to become poverty tier, just pursue passion in a way that leave you as unshackled to slavery as possible
>>62589164Travel to SEA and find a wife that will be for life. Buy a starter house for under 100k or buy land and throw a trailer and septic on it.Normalfags think a white wife is the end all be all, but they will get frivorce raped and never own anything. Watch their copes come rolling in about muh elliot or le racemixing.
>>62589164you don't have 130k net work if you're asking this question.
>>62589494Is 130k so unbelievable lol?
>>62589526>>62589164you woke up too early, friend. go back to sleep, let it ride until 500k and then only then wake up (ie. realize you've done well in the market).
>>625891641. Lift, exercise, eat and spend money in ways to make sure you do. So if it means spending more money to join a really nearby gym, so be it. If it means buying a pound of precooked chicken breast that'll last for three weeks and give you 120g of protein do it.2. Spend around $1000-5000+ maximizing your sleep. Better mattress, the best pillow (purple makes a 10 lb pillow that I find fantastic, I bet people either love it or hate it, but it has a 90 day return policy), spend some money covering your windows, electrical tape on electronics with lights, sleep in the dark. Run the AC aggressively during the summer to sleep better, aim for 65F or lower year round.3. Fashion maxxing has some value but it's only an effective multiplier when you're already healthy and trim. You also are only improved by your present outfit so trying to build a whole wardrobe has minimal betterments.
>>62589164Money is fake. Use the money to buy assets. PM, land, experience, skills.Buy land and build your home yourself.Move to a low cost of living area to increase savings to buy assets.Don’t listen to bizrealis. All you need is a home and a wife. You don’t need to be a slave to consumerism. Stay out of debt and live within your means. You’ll be freer and wealthier than 99% of the debt niggers around you.
>>62589164You can't spend net worth only free cash flow.
>>62589164You're 29, you have 130k, and you still don't know exactly what you're doing. And somehow your brain has decided this means you're a clown.Being 29 without a perfectly defined life plan isn't evidence of failure. It's evidence that you're 29. Plenty of people at 29 are still changing careers, figuring out relationships, discovering what they actually value, or realizing that the path they thought they wanted at 22 isn't remotely what they want now.And 130k matters. Not because having money makes you successful, but because it gives you runway. You have accumulated a substantial amount of capital while still young enough to change direction. That's not a punchline. That's an asset.The mistake would be looking at the 130k and thinking, “I should have everything figured out by now.” Money doesn't automatically give you purpose. It gives you options. You still have to decide what to do with them.You don't need to know what you're doing for the next 40 years. You need to figure out what the next experiment is.Try something. Learn something. Change jobs. Build something. Travel. Study. Talk to people doing work that interests you. Give yourself six months to seriously test a direction. If it sucks, you've learned something valuable and can change course.The real clown move wouldn't be being uncertain at 29.The clown move would be spending the next five years paralyzed because you believe everyone else has a secret instruction manual.They don't.Some people are ahead financially but miserable. Some have impressive careers but no idea why they're doing them. Some look completely sorted from the outside and are quietly panicking every night.You're not late. You're at an unusually useful point: young, with capital, and aware that you don't want to sleepwalk through your life.So stop asking, “What's wrong with me that I don't know?”Ask:“What can I afford to try now that I couldn't afford to try before?”
>>62589936AI, I assume?
130k is fuck all, keep going.
>>62589164buy some fishscaleget on seeking & find a whore or two to enjoy it with you over a weekend in a 5 star hotelbudget about 5 grandmemory will last forever when you are an old and broken goy in your 60s you will smile when thinking back to a time when you were potent and having fun
>>62589164Buy a comfy pair of shoes
>>62589164>>62589164>demoralization jew post I’m 37 w 2 kids, had no savings and debt when I had my first one a couple years ago. No debt now, 180k HYSA and a meager 30k Roth and 80k rollover ira. I literally never calculated my “net worth” and don’t give a fuck. I’ll likely cash my rollover out once they waive penalties because people can’t afford food sometime early next year. Comical people think the stock markets even going to exist 10 years from now. Wake the fuck up. Invest in yourself, develop skills, get gibs and wait for the collapse. No sense in contributing to this system on its last breath with no family/kids. Pursue the truth and scrub your brain from the lies you’ve been fed.
130k is nothing, what are you supposed to do with that, buy a nice car?
gamble. all of it. just hit a 10x.
>>62590253>My life sucks: the world will end any day now!!!People like you are legitimately mentally-ill. The world isn’t ending, you’re middle-aged and far behind everyone else.Deal with it.
>>62590253As a single 35 year old man with no conceivable hope of ever having a wife or children, you are exceptionally retarded for your station in life. Take meds
>>62589164Survival, including skills for survival.As everybody knows, we are not heading for a good time. So, when SHTF, you've got to have certain things to survive.Have you had food stockpile for a few years?Have you got methods to collect and store drinking water without being dependent on the gov?Have you got method to generate small amount of electricity without depending on gov? Solar?Have you stored your extra money safely in the form of something the gov cannot steal? Gold? Silver?These are the basics every man should have, before 'improving your life' and embarking on luxuries such as vacation, expensive cars, etc.
>>62589566This guy is 100% correct.Also it's:>bizraelisMore like pajeetis nowdays but whatever they are the same
>>62589164You gotta think long term bruddie. Shit looks hopeless now but your luck could change in the next 1-5 years. I had a similar net worth to you at age 29 and reached $1 million when I was 32. >>62589164>No normie answers like traveling to ItalyI unironically only splurged on traveling to add spice to my life while I was stacking money. I've been to 15 countries over the past 10 years.
>>62590427How sauce wife that isnt the size of a bus or of impure heritage?
>>62589164130k saved is basically like having 25k saved in 2000. it's hardly anything. you can buy what, a bmw m3 and that's about it. keep working bro
>>62590401never understood this answer. if the whole system crashes you think your little bunker will be safe? watch "The Road"you need a commune MINIMUM to survive the apocalypse
>>62590500More like 60k in 2000
>>62590401
>>62590522I don't understood why people keep saying 'community' either.Community is something you need even durinng peace time. Its something that shouldn't even be said in the first place. All human should live in a community that works together, in any era.If you're not already living in a relatively trustworthy community that benefit from each other right now, then there is really something wrong with you (and your people at large), so even if you know you need one, you will never find one anyway because your society is already broken, so might as well kys, because even if you did find one, such society will just take advantage of you in an unjust way. Or move away right now, while you still have the time. You can't just: >"Oh SHTF today, I need to find a community" like some kind of Discord channel. You need to already living in one for a long time, preferably since childhood.
>>62589374>t. Rabbi
>>62589164Buy a sex doll
