>ramp up your contributions over timewhat the fuck? no, you should front-load the fuck out of your retirement savings. put away every fucking dollar you earn in your 20s and let compound interest due the rest.>put money into safe but low-yield investments like bonds to reduce riskthis is also stupid. just hold some fund for decades and the risk goes away but the returns stay up.
I wish I had never listened to /biz/tards who don't actually know anything about finances and just full ported fucking ethereum in 2020, as I would already have retired.>DIVERSIFY>NEVER GO ALL IN BRO>STOCKS AND GOLD ARE GOOD TOO
>>62600706getting married locks you in goy system
>>62600706Cute, while your main statement is correct, you’re completely oblivious to reality judging by >just hold some fund for decades and the risk goes away but the return stays upWhile that’s been true as long as most biz browsers have been investing and alive, that isn’t the case historically or for where we are in the clown world fiat timeline. The goyim have too much in their retirement accounts currently, especially boomers. We’ll have the worst crash in recorded history sometime in the next couple years (I imagine sooner than later judging by the multiple catalysts coming to a head), which will wipe accounts and force everyone to accept the digital enslavement currency system that’s just about ready to go live
>>62600720Jewish, the post
>>62600757Retard the post, as per usual. Over 50% of Americans don't have a retirement anything. You really think money from the public matters here? Wait don't tell me. Trust the plan right?
>>62600773You’re an illiterate nigger. I specifically referenced the boomers. In any event, just because you’re poor, doesn’t mean EVERYONE else is. I know basically all zoomers have nothing and I’d estimate a half of millennials have decent retirement ‘folios. Just that any boomer who worked for decades and contributed max are bare minimum at a million by now. Anyway, keep coping pussy. Learn comprehension
>>62600760jews would want nothing more for you than to marry, have a child and get a mortgage so you are saddled by debt and expenses until 65 AND you produce more slaves for them
>>62600706>pennypinch like a retard in your 20s!great advice wonder why almost nobody follows it and instead decide to just find a higher paying job
>>62600863you should be able to achieve 15% compound interest (amortized over decades). at that rate, saving $50k when you are 25 is as good as saving $1.6 million when you are 50. actually, it's even better, because $50k saved in a year will fit through roth backdoors but $1.6m definitely won't
>>62600706>no, you should front-load the fuck out of your retirement savings. put away every fucking dollar you earn in your 20s and let compound interest due the rest.Your income goes up significantly in your 40s and 50s. Realistically that's when most people can afford to dump into their pensions.
>>62600706Retirement is a lottery, you must work the entire life to qualify
