How much do you budget for luxuries?
100%
>>626818531$
>>62681871>>62681916inside /biz/ there are two wolves
>>62681853I didn't spend a single dime on any kind of luxury until the June stock crash nearly wiped my lifetime gains out. Now I spend money as if I never lost anything. I use my negative gains to (un)fund my new collection habit, I guess. God! But keeping moisture out of these collector's items is nearly impossible.
>>62681853My version of budgeting is emptying my bank account into my brokerage account every paycheck (after paying bills) and not having any money left for luxuries.
>>62681853currently, zero. what's a luxury anyway? something i don't absolutely need, or something actually expensive / high status?
>>62681853My “luxuries” are the following>weekly large pizza from my local pizza shop>after work donut >cigarettes>weekly 6 pack of local Pilsner >a big tub of Amish potato salad I’ll say about 400 a month
>>62681853do crippling drug addictions count as luxuries? if so like $500 a month on that, and then a ton on take out because im too lazy to cook, but thats it. i haven't bought a video game or PC part since 2023
>>62683101the funny thing is I thought about stuff like these, too, except I'm /fit/ so its more like>full sugar and pulp orange juice and apple juice>chocolate milk>protein pancakes with full sugar jam>air fried fries with a bit of garlic mayo sauce
>>62683147You spend pc a month on drugs and dining, I think video games would be a cheaper hobby
I'm $2 mil net worth and still hunt for the best deals and fly economy. It's for me to justify wasting money on "luxuries"