>be me>mid 20's years old with a cs degree>no job>start warehouse job next week>live in Midwest>live in flyover state>live in non-disclosure state>try buying house on market>$60,000 house on market, facing foreclosure,>3 bed 1 bath, decent(ish) neighborhood>try to get pre-approved via Zillow>they have some automated system that goes through your bank accounts and paystubs to determine if you qualify for a loan>find out via my agent that the house was sold 3 weeks ago, the listing wasn't updated>lender texts me that I don't qualify due to my incomeWhat do I do, houses near me are not too expensive. I wanna get one before the market flips, preferably in the next 1-3 years. I don't wanna move to a apartment and give my money to some landlord, but I don't like living with my parents, picrel is how much I made last year according to my W2. I worked part time at Target, because I had school.
You make 8k a year and you think you aren't going to live with your parents?
why don't you just get a job and stop working 10 hours a week?
>>62685007How much do I need to make in order to get a loan?
>>62685013I did, I got a warehouse job, I'm starting next week
>>626850213x gross monthly income of the monthly mortgage is a good start
>>62685024A real job, you idiot. Put your CS degree to work. I heard y'all can make $250k per year working from home.
>>62685028?how do i calculate monthly mortgage for a house?
>>62685039google mortgage income calculator nigger!Here's one i ran on your 7900 yearly income, you need to get your money up nigger!
>>62685039just put it into an online calculator or ask ai if you're really lazy.Last thing you should be doing is buying a house if you're just starting to work. You should be saving money and limiting debt. If you can't do that comfortably then it's not time to get a house anyway.
