The expensive credit card interest is worth it because i got a 20 inch luggage out of it. 7 months in a row that i cant clear my debt but that is ok
Credit card debt is the ultimate meme. What the FUCK is a variable APY and how is this legal.
>>62688815>b-but the 2% cash back!
>>62688858My interest rate is 28% and my credit score is 760 lol.
>>62688815>Buy something>Let the statement post>Pay itIt's so fucking easy man
I don't understand these memes because I can ALWAYS pay it all off AND all my interest is contained on 0% APY for 2 years cards.I don't know what other people are doing to both have no money and to have lots of debt on 30% interest variable cards.GIT GUD
>>62689089being impulsive and retarded
not to be antisemetic or anything but for most of history it was a crime to charge more than 12% interest
>>62689119proof?
>>62689119that was in the dark ages under the handmaiden's nightmare of christian white nationalist patriarchywe now live in the multicultural jewish bbc utopia
>>62689082>Let the statement postWhy wait? Better to pay before it even hits the statement, so it doesn't hurt your credit score.>>62689089>what other people are doing to both have no money and to have lots of debtSome people are poor, and don't have enough money to make ends meet so they put their essential expenses on credit cards. Others are impulsive and spend against their means.
>>62688815slave mentality
>>62689397Maybe but you didn't get a free 20 inch luggage
>>62689352I've heard it's better to let the statement post because otherwise it can appear you aren't using the card at all. Also it doesn't hurt your credit, at least in not any meaningful way. If you are super high utilization then your credit will go down a few points but that is completely temporary and inconsequential.
