>Be me. be 23 years old, choose responsibility. choose 30yr mortgage, cooking/eating at home, movie nights in, 12 pack from supermarket @ 50ยข/can, 9 year old boring/functional car @ $150/mo. living on less than i earn. invest $25-$70 most months in IRA.>Get married. wholesome woman, I lead, she follows. love and respect eachother.> FOLLOW THE LAW, stay out of legal trouble. don't just CONSOOOOOM for sake of consuming. set sights and goals, be patient, achieve them slowly. its not glamorous. pay off "starter home" in 14yrs-9mos. sit tight, save, invest, build skills. accumulate $40k retirement over 8yrs and $50k general & emergency fund over 5 years.>find large acreage. buy it. build house. total $211k. dump general fund and sale proceeds from starter house into it. new 30 yr mortgage balance $74k on year 3. Buy dairy sheep, chickens, rabbits and quail. wife learns livestock husbandry & gardening. self-teach and learn about solar power systems and intermediate electrical installation. design & install 7kw system, 20.5kwh LiFePO4 battery storage, grid-tied non-export inverter. homestead is 70%-80% self-reliant.>Single income household $65k, $1230/mo total mortgage @ 4% combined, $40-$60/mo electric bill, $12/mo eqv. propane, all insurance: life, health, auto, prop etc total $400/mo. two paid-off vehicles $0/mo. food bill $400/mo. $500/mo into savings & IRA.>BE ME AT MID-40'S NOW: have huge set of mechanical & industrial trade skills. 10's of 1000's of dollars worth of tools. No college degree, smokeshow wife, live rural, enjoy life.Slow and steady wins the race.
>>62689566>smokeshow wife>mid 40swhatever helps you balding boomers cope
>>62689582nope.
>>62689566Too many steps
>>62689582and learn your fucking timeline. boomers were 1946-1964. youngest boomers are 61, retard.Gen X.
OR.... and just hear me out... We could buy lottery tickets, play slot machines, sports prediction markets and buy Etherium! BOOM! easy, instant riches!
>>62689566*Sends distant high five*> Learn specialized skill, ignore schooling, just grind and work till I'm one of the best.> Marry my best friend with plenty of shared hobbies.> Save up, live modestly with solid income means it goes fast.> Buy large rual house cash, no mortgage needed.> Bought second house cash just today to rent out for even more income on top of my 130k.> 39 years old.I literally just did what good people told me to do and stayed focused and patient. I'm not even from a rich family, raised by a cleaning lady with a heart of gold.
>>62689582kek
