What's the point in "owning" a home if you don't really own it? Why not just rent and dump the extra money to index funds? Assuming rent is lower than a mortgage (especially if renting an apartment)
dumb bitch should have paid more towards the monthly mortgage esp when inflation was skyrocketing, unless 100% of her wealth was tied into the property, in which case she was a SAHM and not worth mentioning in terms of investing. Property taxes are a ponzi scheme, but her collecting social security sounds like she was getting benefits from both sides of the scam. Women are shit at making money, their monkey brains only want to spend it on "shiny". Look at every female CEO over the past 10 years and that will tell you the stats (Yahoo, IBM, Golden Corral, etc). I'm sure anons can build the list further than me.
So her shelter cost was cut in half due to no longer paying both the mortgage and tax and she's complaining? Also, $675 a month is fucking nothing compared to most rent.
>>62693724>buying houses works if you follow these 3489 rulesYou could have simply rented and invested then kek
Houses are literally only for raising families in a non brown school district. The property tax filters brown kids. If you are single or no kids don’t own a fucking house
>>62693694if you can find a place to rent lower than property taxes sure lmao. Good luck with that though. You'd literally have to be living in a slumlords cuckshack to get that kind of deal.
>>62693780how do you figure if a school district is non-brown?
>>62693799the zestimate lmaohousing cost is literally the price of access to high quality white people (so are SAT scores lol)
>>62693769one basic, fundamental rule, "pay off debts when you have free cash". If this is a tough rule, then yes stay a rentoid and live with the poor browns.
>>62693799Test results KEK
>>62693694ill let u on lil secret, this doesnt happen everywhere in the us. hence why some of my neighbors been paying taxes from ages ago
>>62693868Who can actually afford living in these places? Graduated as a computer engineer and been working the past decade full time and still don't have enough to comfortably live in these places. I know one guy trying it, but his wife works full time and they're paycheck to paycheck. He's always stressed out of his mind, so I wouldn't even want to trade places
>>62693769Because rent is free? Why does she suddenly have double income? Otherwise maybe she did pay mortage + investment
>>62693769Sorry goy any extra income is going to your landlord when he raises rent for the third time this year. Enjoy flushing $2500 a month down the shitter every month.
The way AI writes makes me want to fucking kill myself
>>62694192You're angry because you couldn't invest in the Nasdaq during the boom, having it all tied up in your house (that you're starting to hate) Got it
Boomers really did get the best housing market ever and never saved a cent.
>>62693694Property taxes are the only good tax.But I agree with your point OP. If you are single and no kids there is no reason why you need a house if you're just gonna live in it. Renting and investing as beaten real estate the past decade.
>>62693694Renting a house still indirectly covers property tax. That said, renters often pay less because they share common spaces with neighbors, even though the quality of living may be less pleasant than in a single-family home.
There is no way anyone truly, honestly thinks that renting is cheaper than owning long term. I'm sick of pretending like anyone actually thinks this and I'm not going to anymore.
>>62693780cant you just rent in a non brown school district?
Before the baby boomer generation, when people got old and their kids grew up, they would often "downsize" to a smaller house. Boomers act shocked their 600k houses are valued at 600k. You can't eat your cake and have it too.
>>62693694why are property taxes so high in america? I pay $230 a year for my house. About 10% of its value
>>62698793why cant i just have property and do nothing with it?
>>62698793The general populace may never be ready for this truke.>>62702870Property taxes fund the legal and military means to enforce your right to that property. If you can afford to just sit on a piece of land and not do anything with it, while still funding those systems, then you should be allowed to do so. But if you decide to utilize that land to produce something of value and earn an income, those earnings absolutely should be yours to keep rather than taxed again, as we do today with income and payroll taxes.
>>62702888you didnt answer the question.
Renting might be financially beneficial at times to owning, and getting a mortgage might be financially beneficial to buying a home outright.But the thing is, owning a home outright provides you with a sense of security and comfort that is invaluable.
>>62698958It depends on the price to buy vs rent in the area. In some places the rent is significantly cheaper than the mortgage.I am of the opinion of either staying with your parents (pay them some rent even if you have to - will always be cheaper than full rent) or living in an RV, until you have enough money to retire in an under 100k house.
