SGOV set to head towards 4% as fed raises rates.>not chilling at 4% yield with 0 risk while the normies lose their shit in stocks.
ALLW is Ray Dalio's All Weather ETF. A mix of bonds, equities, commodities and a tiny bit of leverage 1.8x. It's the perfect ETF.The max drawdown is -8% which happened on liberation day when SPY/QQQ went down 20%+The best thing about is since it's has slight leverage you can put 40% of your money into another ETF without worry since the leverage is covering you.
>>62699185>Sidelined in SGOV the rest of your life because you're a pussyThis is why no one will remember your name.
>>62699232To be fair to him a great method would be 100% SGOV and then buying TQQQ/SOXL on the major crashes. It would make you insanely rich it's just no one has the patience
>>62699185>>62699232>>62699235>Imagine having all of your money in a cash equivalent and not using the collateral to sell deep OTM puts weeklyI guess stay poor or something? idk
>>62699185Just buy SCHD you dumb nigger
>>62699185Based sgov buyoor. I’ve got about 50% of my portfolio in short term bonds waiting for the heckin crasherino
>>62699304SCHD will also go down in a stock market crash, its still filled with overvalued stocks.
I have fidelity so I just use FDLXX and it's completely liquid.
>>62699185I have FDLXX which seems better for me.
Nah, I’m just gonna keep buying VOO/VXUS every time it “crashes” lol. You’re all dumb as shit btw.
For me it's FLOT
>>62699185If you have 20+ years until retirement your best portfolio is 100% VTIchange my mind
>>62699185My HYSA makes 4% what's the point
>>62699378the point is with SGOV u can quickly buy dips once the shit hits the fan, good luck getting your money out of a bank once shits hits the fan, they will ask you for shitload of paperwork lmao.
>>62699229ALLW sucks balls. You're paying a high fee for protections you don't need.
Schwab doesn't automatically sweep your excess cash so I've been using snoxx. At first glance sgov seems better
>>62699394Eh, if it's safe-ish and I can have 2x leverage on something already at 1.8x leverage. Sounds awesome to me at least...
>>62699378>>62699390also SGOV dividends are tax free,
>>62699185US Gov keeps a withdrawal tax of 30%