1. 401k to matching2. HYSA (3-6 months expenses w minimum 3.6% APY)3. Max out Roth IRA4. Max out HSA if offered through your job5. Taxable BrokerageDo you agree with this? Recently started making lots of money, don't know where to put it all.
>>62714412>having AGI low enough to max out a RothCringe, NGMI
>>62714412>r/personalfinanceyou have to go back, its lambos or breadline here
>>62714412Set up your disposable income so it automatically goes to your brokerage and/or crypto exchange and set it up for auto buys. That's how I made it less than 10 years after finishing school. I used to max out my 401k as well but that was a waste of time in hindsight.And keep a cash buffer for like 6 months of expenses or to buy if there's a temporary big market dip.
>>62714420Backdoor Roth
brown wog getting mogged routine
>>62714485I did a backdoor roth on your mom
>>62714412HSA's are dumb.
>>62715704Why? You can>Invest with pretax income>Grow capital gains free>Not taxed on qualified medical expensesYou can even pay your medical expenses with cash and then claim them back decades later.
