owning a wooden house in America that you forever pay property taxes makes you a cuck.
>>62716858Better than a europoor
>>62716858Is that your view when your wife's black boyfriend unholsters his schlong
>>62716875>at least my cuckhold is better than the other cuckhold
>>62716858What's wrong with wooden houses?
>>62716882only cucks get married, chad fucks with beta's bucks
>>62716888>woah, oops!
>>62716858My taxes are $300 per month.The cheapest house I could rent is $4000 per month and going up every 6 monthsYou can't even rent a shared closet for what my taxes cost
>>62716896what happens when you stop paying property taxes?
>>62716858Rentoid seethe thread
>>62716900Why would you do that?
>>62716900>what happens when you stop paying property taxes?Well after a year of not paying they put my property tax bill up for auction. At that point I have another 6 months to pay before someone else can buy my tax debt.If I still don't pay someone else pays the debt and then I have 3 more years to pay them. If I still haven't paid within that 4.5 year window they can put a lien on my house and I have to pay them before I can sell my house or refinance.If I don't pay them within the next 7 years the lien expiresIf at any time they try to foreclose I declare bankruptcy and keep my house while the lien gets erased.
>>62716900Also since I'm a veteran and a senior, if I can't pay my taxes the county just waives them
>>62716900I know 4chan likes to pretend if you don't pay your taxes you lose your house but this isn't really true anymoreIt's possible to lose your house, but the process takes close to a decade and there's a million different ways to keep your house because America doesn't want people becoming homeless
>>62716858Just so you know, any colony country (Canada, Australia) etc still has ties to royalty and if they really wanted to, they can enforce the rule that they own the land your house is on. You only on the buildings and the surface of the property, at best.>US, land of the "free">Hey by the way, we want to use the river that runs through the property you had for 4 generationshttps://en.wikipedia.org/wiki/Eminent_domain
>>62716900Basically property taxes are just like any other bill. If you don't pay them it's extremely difficult or impossible to forecloseThe bills that can actually result in foreclosure really fast are not paying your mortgage or not paying the IRS. But even then they'll work with you for months or years before trying to foreclose because you can just file for bankruptcy protection and stop the foreclosure
>>62716925What war did you serve during your time in the military?
>>62716972Cold war, 1st Gulf war
>>62716974That's cool, I had to ask since I imagined you'd be a Vietnam vet and then realized it's not 2006 anymore.
>>62716983Yep I was alive for Vietnam but too young to get drafted. Most the Vietnam vets I know are retired or dead.
>>62716858Yes, please leave the country and take all your brown friends with you
>>62716910is that what you got from my response?>>62716914Not to become a cuck.>>62716922It seems to me that, under this American system, the service you provided benefited you overall, but that isn’t necessarily true for the generations that came after you.>>62717034>Couldn't provide a clever counter argument. Goes straight to frustrated race bating tactics....
>>62716914So you can prove nothing happens since you own the house, pretty simple right? :^)
>>62717603What actually happens in most cases is they get a court order to garnish your wages.I'm self employed so they can't do that. Next they get a court order to take money out of your bank account but they can only take money over $2500. And since they have to send you the court order you know not to allow more than $2500 in your account.So yeah there's basically nothing they can do if you don't pay your property taxes. This is not true of state or federal income taxes though. You have to pay those or they can take your house.
>>62716858pov: youre a europoor
>>62717603The main difference is property taxes are owed to the city and county, and they can't easily collect. They have to follow the same laws as any individual or business. Which makes it extremely difficult and expensive to get the money. So they just sell the debt to anyone that will buy it in the hopes you lose the house.State and Feds don't have the same rules. They can pretty easily collect tax debts. Also mortgage companies and building contractors don't have the same rules because they legally own your house as long as you owe them moneyThe city and county don't own your house, so it's difficult or impossible for them to take it
>>62717603The confusion comes from tax auctions. You see the city or county auctioning what looks like houses every springBut in real life they're auctioning the tax debt, not the house. You can buy delinquent tax debts and after 5 years or so you MIGHT be able to file a lien on the house which you probably can't legally foreclose on because of homestead exemptions and bankruptcy laws
>>62717640Also if you buy a delinquent tax debt the home owner can just pay the debt whenever they feel like itYou're basically giving them a cheap loan with their house as collateral
>>62717603So basically if you don't pay your house taxes they just go to collections like any unpaid bill. The main difference is the county auctions your debt off to anyone that wants it rather than just selling it to a collection agency
>>62716941You'll get offered flexible options to defer payment or pay it off in instalments etc, it's nothing like renting where if you miss a few payments you're evicted.
>>62717676ExactlyAnd pretty much every town in the country has programs that assist in paying taxes or even mortgage payments if you can't afford to pay
>>62716969Kek, merricunts BTFO
>>62717847When they eminent domain your house they have to pay full market value. I would love to get eminent domained so I get full price without having to fix up the property
