It'll probably take 30 years for me to retire
>>62725988are you 30 years old at least?
>>62726116I am 29.
>>62726140You have 40k at 29 and you think you're going to retire at 60? Oh brother
At least you have a bitcoin in cold storage and 300k in a 401k right?
>>62726146To be fair, I only started working 3 years ago and I have another $56K in my HYSA.
>>62726183All you really need to do is lock away some gold and silver, and then get into texas holdem. The games are extremely soft, you'll easily make a lot of money.
>>62726336What does the gold and silver do?
>>62725988mhm ya probably. good luck
>>62726344shiny
>>62726140how much debt do you have
>>62726344Well silver is used in electronics and stuff like thatIt's likely to be in very short supply in the coming decades so the chance that it goes up in price is quite highGold is used in jewellery. It decorates palaces and it's extremely shiny and beautiful, and does not decay or wear. This combined with its scarcity makes it extremely valuable
>>62725988If you’re like 19 this is fine. You need to have $1m+ by 30 to be on track for a modest retirement.
>>62726140It’s over
>>62726377$33k at 25. Is it over for me?
youre going to have to max out your 401k for like 30 years and you better be getting something like a 50% match. so assuming your 401k gets ~32k a year and grows at 6% you'll have 2 mil at 60.
>>62726140>low 5 digit damnation>29
>>62726359just make sure you leave a tip to the middle man when you buy and sell it :)
>>62726507this applies to every other commodity
>>62726523meanwhile i pay no fees for my trades
>>62726151Nope... $6Kin 401K, $56k in HYSA and the $40K in cash>>62726351$20K at 2.5% (student loans).>>62726379:/>>62726438:/
>>62725988I’m 35 and have 140k. I usually put 1.5- 2k a month in my brokerage. Can I make it?
Why not just shove it all into Solana and 10x over the next year? Then put it all into spacex after the great depression 2.0 dip.
>>62726567unless you'd need that for an imminent purchase, drop the hysa balance to about 20k
I'm about to turn 26. I make 70k a year about to be third year at my job. Where do I go from here
>>62726819I have a paid off car and $5k in my checking account. I have 21k in federal student loans at average of 4.5% annual interest.
>>62725988What leads you to believe you will even live that long
Are (You) factoring in the 8-10 year market stall that will happen after the next crash into your retirement calculations?
>>6272598820K saved, 3rd worlder mid 20s.Any suggestions?
>>62726899lmao
>>62726819come up with an investment plan and stick to it, invest your money as soon as you get it, live with your parents and mooch off them as much as you can, and find other ways of making money when youre not working>t. 250k saved 27 y/o with a 50k salary
>>62725988I need 27 more years before I can touch my retirement without getting penalized. The problem is my pension will only get me around $2k a month which is fucking nothing. I don’t think I can take another year of this shit desu.
you're doing better than like 90% of the country anon dont get too down
>>62725988>>6272614040k at 29 is fucking pathetic. You call yourself a man faggot?
>>62725988OP, as of 2026, the max Roth IRA contribution is $7,500. So here's the plan:1. Open a Roth IRA2. Put $7,500 in.3. Over the next 12 months, each month buy $625 of TQQQ.4. The following year, go back to Step 2.5. Repeat until out of money.With 15 years, you'll have almost $5,000,000Get rich slow.
>>62725988Just hold on long enough until ASI, money won't matter by the time you are retired.
>>62726116>>62726140I’m 26 and I have like 10k cash and 20K assets but have so buy a car for 5K. I will probably be able to save 12K a year with my new job provided I don’t spend much and my wife gets an OK job. I have 40K debt, but it’s like a 35 year old loan with a couple years of no payment at all and doesn’t really cost me much monthly lol, no degree though I spent it all on drugs during corona lockdowns lol.How fucked am I?
>>62727044you have a wife you already won
>>62726911Kill yourself and give your money to a white person.
>>62727047Yeah she cute and supportive she knows I have debts and no degree, but idk if she knows how much, I won’t bother her with her just live in a country where buying a house the monthly cost matters for the mortgage I guess.I will actually make 3K net with my new job, but we will move countries and she won’t have a job in the beginning.
>>6272701115 years from now, $5m won’t be enough to buy a weeks worth of food lol
Go all in bio protocol like me and do 100x in yearBiotech is the new shit. Hayes cz vitalik will shill it
>>62725988I'm 27 and have about 15k€ in crypto, 200€ in bank account, 5000 in cash. no debt. i'm so fucking done
>>62728808Europe has great bennies though...
As long as your debt is basically zero, you're doing better than most people.
>>62731098I have 60k in debt (Lines of credit). I'm mid thirties. Am I fucked? Still have 7K in crypto
