What's the best value for living somewhere? Mobile home? House? Apartment? Van?
>>62750988They don't want you to know this but you can be homeless for free. So long as you don't stay in one place for more than a few nights and don't bother anyone (this includes socializing with other homeless, groups of hobos bother everyone) you can live almost indefinitely.
>>62750999I've seen homeless people and it doesn't look like a good life. Also, I like clean girls without rotting teeth and deformed nails etc
>>62750988Living in a house you inherited from your dead grandparents, letting you avoid the mortgage and rent scams.
Ho yeah it suck to be homeless, when it rain, and in the winter, its so fucking cold.You get stalked and beated by everyone
>>62751005sadly mine did a reverse mortgage last recession
>>62750988The best thing you can do is increase income. A good house is the best value for your dollar. You can only lower your living expenses by so much. Van and mobile home wont be much cheaper than an apartment.
>>62751011Well, I meant I could buy a van or mobile home in full right now, but with a home I'd need a mortgage and I'm not sure if I'd live anywhere for more than 5 years straight
>>62750988Get a sailboat that’s why I’m gonna do live my life on a sailboat yup all I’m missing is Carol
>>62750988A mobile home--on land that you own, not on a rented pad. If you maintain it properly, it lasts just as long as a normal (stick-built, panelized, or modular) house.Note that many places won't let you put a mobile home on your own property. In that case, just get a tiny (<= 400 ft^2) or small (<= 1200 ft^2) normal house.
>>62751017Still a house. Its the only one that preserves some value in the form of equity. Maybe if you moved more often a mobile home would make more sense, but if you are staying in place for a couple years a house is the best option. Just find some actual listings and do the math, it isnt that hard. You will save like $50k in 5 years just because you can sell the house when you move and get some money back.
just buy a house, why does everyone think it's so hard?You go to a real estate agent and tell them what you want, I did it two years ago, told them I wanted a lake house and we went out and looked at a few and I bought the house, it was super easy and I love living on the water.Just don't be a poor loser.
>>62751090I wouldn't buy a used house, just order a new one, it's super easy.
>>62751132I know you're probably joking, but getting a new house built really isn't difficult. It just takes about a year, once you've bought the land and found a homebuilder contractor. And designing your own code-compliant house is super-fun.
>>62751153Why would I be joking, it's like 1/10 the cost of buying a used house on the market.
>>62751132around where I live waterfront property is super regulated, new houses are basically required to be built 150 feet away from the water, so you have to buy older houses and then renovate which is what I did. (My house is 50 ft from the lakeshore)
>>62751090The fucking faggot lake house poster. How many more times are you going to mention your gay lake house?
>>62750988All these options are shit. You can't win the system. Just rent a small pod until you're an old fuck. Then just buy some mobile cuck shed in a senior community and get drunk in there until dead. It's my plan right now.
>>62750988Townhouse as long as there's minimal HOA
>>62751568>You can't win the systemAlmost all countries have some tax benefits for personal residences. In here the main one is live 2 years in it and you don't pay any capital gains taxes on it when you flip it. Since housing market is cyclical the play is to buy a new apartment every time housing prices tank, move in and live in it 2+ years. The previous apartment is rented out until next housing boom durin which you sell it for tax free profit. Any repairs and improvements made to them are tax deducible from the rent income
>>62750988Live with your parents as long as you can and just put as much income as possible into investments.
>>62751573>private property >pay government taxes on it forever Not really private after all huh?
in order of absolute costshomeless > vanlife > RV > mobile home > owning > rentingin order of practical existenceowning > vanlife > mobile home > RV > renting > homelessif you buy something it may depreciate but you won't get left with absolutely nothing, which is where renting leaves you."renting is smart" - the people pocketing your rental checks (me) :)
>>62752383renting is cheaper than owning, as long as your credit isnt paid off, which can be several decades
Trailer park bitches always have the best pussy. So trashy and always down to fuck. I miss those days.
>>62750988buy a house in Ohio
>>62752454do you also miss the STDs
>>62752446>>62752383Renting is only cheaper than owning if the cost of leasing is less than the mortgage payments, property tax, and maintenance, less capital appreciation (which has historically made ownership more competitive than renting, but these days might be less of a sure thing.) Basically, do your research. Sometimes, though, just having your own place is something you might be wiling to pay a premium over renting for.However, the cheapest housing option that doesn't involve being quasi-homeless is living with your parents. Just don't live in a trailer park unless you like being surrounded by lowlives, jailbirds, and drug addicts.
>>62751008Why do they love paying a mortgage for infinity? Is it just debtmaxing to pay with rapidly devalued dollars?
>>62750988checked.if u desire top tier puna u need a condo in the cityotherwise crash w a friend until you WAGMI
>>62752617they got some deal where they don't pay anything until my dad passes away, so they've been like a decade paying nothing>>62752620yeah I guess that could help, but usually I'd just get a hotel/airbnb near whatever bar I'm interested in going/meeting a chick there, then bringing back
>>62751005You still get raped by taxes and maintenence.T. Sold digital beans for sticks and hydrocarbon dwelling
>>62755335>You still get raped by taxes and maintenenceNo you don't. What are you, retarded? Taxes are nothing compared to rent and the only way you're going broke on maintenance is if you have to hire a real man to do the work for you
Best value? Living rent free with parents or free government housing.You MUST avoid paying rent or a mortgage for as long as you can if you want to make it and don't have high income.
>>62755454>with parentsQuality of life would drop like a cliff. >gov housingI'm white in USA, so, 0% chance of gibs.best I can do is cheap rent somewhere with a moderate income (120k a year)
>>62755454I don't think it's even possible to rent on a low income in the US. Last time that was possible was probably 1970s or 80s.You either need to work 2 jobs or get roommates
>>62755463Skin color doesn't matter for gibs you just need to be a single parent of a minor childWhich of course nobody here is or ever will be because that requires a full-on loving relationship with a woman who also happens to be completely unqualified to raise your kid
>>62755480>completely unqualified to raise your kidwhat makes a woman unqualified? I also make too much for gibs
>>62755497Severe drug addiction. Untreated alcoholism. Conviction for child abuse. Living with a drug dealer or pedo.Basically she has to be an immediate danger to the kids before she'd lose custody and even then it's not guaranteed
>>62755507Oh, in that case it's not worth it. I don't want a Lindsey Clancy situation. I rather get a 2nd job or work til I die something comfy
>>62755531Yeah it's not a reliable way to get free housing anyway. Probably something like 90% of single parents getting free housing are women.
>>62755289you will WAGMI and puna will be plentiful. good luck op.
>>62750988A house in an area where other people of the same socioeconomic status can afford a house.
>>62750988Debtmax a house. Inflation will rape your debt and up the value of your house. I made almost €150k in 3 years doing this although i dont plan on selling so it doesnt really count.
>>62751153>code compliantPussy
>>62755739Source of the image?
>>62750999If you're homeless you stay up all night so you don't get robbed.
>>62752534Nope, I use condoms.
>>62750988Does my parents' basement count? Every time I get a job and lose it, I always come back here, and if I do the math I must have lived here for about 6 years, and unironically it's still the most comfortable place I've ever lived
>>62755435I heard horror stories of neighbor houses getting sold for a lot and thus your property taxes getting reevaluated into oblivion, thousands per year which very well be a small rent
>>62750988The extra inconvenience and hardship of homelessness or van life is not worth the anticipated savings.Most of those YT channel vandweller posers actually have a family home of some kind that they go back to whenever they feel like it.
>>62757286Living in parents house is based. It's only a jew trick that ever made us think anything different.
>>62757299That happens everywhere.
>>62750988If you don't care about having sex, the best value is your parents' basement for free, and the second best value is buying a large house and renting out every vacant room to your buddies.>>62757299Where I live it's this and also home insurance going up (and interest rates going up if you weren't lucky enough to inherit property from your grandparents). Plus maintenance costs unless you're lucky, especially if you're in one of the new tofu dreg constructions that are barely holding together.>>62757310During better times when we had the so-called digital nomads, almost all of them had the same thing where the worst case scenario is them having to move back in with their parents instead of them ending up homeless on the street.
>>62752383>RV Cheap, effiecient, pay as you go for literally everything. Only downside is you meet the enthusiasts, who generally suck.
>>62752486Why Ohio?
>>62752486Ohio is a shit hole lol
>>62757448WV is comparable and much cheaper.>Equally abysmal
>>62757465>Equally abysmalTo me, Ohio seems like it's just boring but comfy otherwise. West Virginia, however, sounds like it's third world-tier with crackheads running around everywhere. Everything I ever hear about West Virginia makes it sound like it's hell on earth.
>>62757465West Virginia is arguably worse wtf lmao
>>62757505>>62757511Ohio, from my travels has a lot more niggers. By a massive margin. WV might be like South Africa in many respects, but for sub-100k you can live amongst the yokels without fearing your TV floating off at night in the dark...
>>62751569the funny thing about a minimal HOA is that with just one instance of the wrong people, it turns into a maximal HOA
>>62751568I rent a 123sqft efficiency study and I usually bank 2k a month in investments. I’m gonna retire in Thailand and drown in alcohol.I low key wanna fuck a ladyboy but pussy is sufficient for now
>>62757519Yeah you're probably right, you might even be able to find a trashy white girl.
>>62757642>I low key wanna fuck a ladyboy Do it, I had probably the best coom of my life when I fucked a ladyboy in Thailand back in 2023.
