What goes through the minds of the goyim when they use services like Klarna or other "buy now, pay later" crap?Do they understand that they have to still pay the price, usually even more than the original, just later?Why would anyone use a service like this, ever? You're literally agreeing to pay more for no reason most of the time.It's just so foreign to me, I don't understand.
>>62765337I thought the point of these stretch pay thingies is precisely that you pay 0% interest?So you can sell stuff to goym they can't affort to pay at once. Essentially it'd be stupid not to use that, you get an interest free loan
Well in my case it's because my overtime gets paid in arrears. If I do an overtime shift at any point in October, I only get paid for it at the end of November. Never used Klarna specifically, but the principle is the same as using a credit card or taking a quick loan from the bank. >unnexpected expense shows up OPTION 1:>dig into my personal savings OPTION 2: >take a loan/use credit card to pay for it, book a few overtime shifts for the month (paid at 1.5x or 2x depending on the day) and settle the debt at 0% interest when I get paid I mean if you don't understand this very simple concept you're probably fortunate enough to not be a wagie, but we don't all have rich parents. It's a perfectly reasonable thing to do.
I just used it because then I get the item right away but now it's their problem if I lose my job and default.
I thought biz was more savvy than thisthis is the same question as>should I pay off all my debt and mortgage immediately or keep investing?
You're talking about people that partially have no concept of the future
