Just hit 850 on FICO 8 model. How are anons doing with their credit? You do have an excellent score, don't you anons?
How many acres of land do you own?
Damn I’m only 822 and went down a point this monthI’m never going to be able to own a house at this point and should just give up
>>62771347I don't own land I'm a rentoid.>>62771353anon, 822 is an excellent score you could absolutely get a mortgage with that.
700 for me
>>62771529700 is pretty good
>>62771326credit scores are a meme. I have a credit card that I keep at 90% utilization cause fuck banks and the max on the card is 6k. My salary is 6 figs. I only have that credit card and I run everything through goybase and decentralization. My credit score is 690, which I try to keep there for the lulz. Just the fact that the one credit card with 90% utilization (100% pay on time history over 20 years) can pull it down that low means the system itself is a joke. I could pay the cc off at any time, but the hope was for that particular bank to crash and burn >buy a house and get locked in a mortgage and infinite land tax grabsyeah... I'm thinkin Arbys
>>62772556You sound like you'd be dumbfounded that paying in cash doesn't impact your credit score as well.
>>62771326Last I checked it was 580. Boomers are hoarding all the houses, and I buy cars in cash, so why bother?
>>62772561paying in cash is what I do, credit score system is to keep you low.>Pay in full cash, pay sales tax>Get a loan, pay interest and sales taxThey penalize you for not having the money, then set the system up so you dont have the money to pay for the "mandatory" things you need in life. Funny how that works, right? Now add the socialism for the rich part, like the bank bailout in 2008 and the various other programs that tax payer dollars fund (to keep the rich in power).
>>62772584No shit dummy. You keep most of your money out of the way for them to track you and establish that you are capable of handling higher amounts of money. As far as they're concerned you're a low income bum living paycheck to paycheck that is barely getting by.
>>62772585And this is a bad thing how? I can tell you've never had real money because at a certain point, it attacts attention. Who the fuck wants someone else to come impede their life about shit you never think about? >reality is an IQ test, you are where youre at because of it
>>62772603Are you pretending to act hyper paranoid as a coping mechanism to hide why you didn't understand why you could get a 690 score whilst still having a 6 figure income? You're barely middle class these days with an income like that anyways, real money my ass.
>>62772603I have more money than you with a perfect 850 credit score. You're celebrating your ignorance on how credit scores work which is puzzling because you only hurt yourself by doing that. Pic related is just one account on one exchange, I have plenty more.You should never boast and be proud of your ignorance. Rather, you should seek to correct it.
>>62771326european here, is it worth it to get an american credit score as a european
>>62772607Money is a tool anon, having a 6 figure income is just 1 part of many that builds money. Your lack of understanding that shows here, esp since you have no idea how long I've had said income nor my net worth. I get a 690 creditscore for the memes while you take it seriously, we are not the same.>>62772614kek, this anon is preaching what he's doin, which comes full circle to ignorance. Making a few assumptions, are we?
>>62772625You have demonstrated you do not understand how credit scores work, and then you celebrated and took pride in not knowing.
>>62772629>can literally meme the numbers accurately>doesn't know how it works>isnt reliant on a loan-approving credit systemI wonder where the ass is in your assumption
>>62771326Credit score goes up to 900, you got work to do.I was originally at 838, just missed a payment whoop de do
>>62772649>Credit score goes up to 900,Nope, not the FICO 8 score which is what I posted. I have the maximum FICO 8 score.
Debtmaxxing. I bought what I wanted (a car and house) when my score was high and don't need anything else so I don't give a fuck. Fuck financing, fuck leasing, fuck mortgages, and especially fuck YOU.
>>62771326Not sure. What’s the best and safest way to find out?
i was at 850 then paid off car loan and went sub 800 baka
>>62772660Oh sorry, u got the peasant scoring system, real men go up to 900 for bank card models.Industry-Specific FICO Scores (e.g., Auto or Bankcard models): Ranges from 250 to 900. Lenders use these tailored models when you apply for a specific type of credit card or auto loan.
>>62772804You sound really insecure about having a lower score than me anon.
Credit score make you a good guy to be beta providing
just threw some collections junk mail in the trash again
