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File: IMG-20261030-WA0024.jpg (97 KB, 930x1172)
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New investor, spent most of the summer getting to know the basics and pulled some triggers a month ago. Please advice freely.

I am 34, a little late to the game but I live in a country where less than 10% of the people invest, I was never good at math and my parents are divorced drunks with no money, so I never learned financial stability from anyone that didn't just say "buy bricks and mortar, rent, repeat" which is entirely impossible for me earning less than 2000$ for the foreseeable future a month.

I have 30.000€, 5.000€ coming in over the next year plus hopefully 35.000€ when I sell my home (a van) and move in with my parents (kill me). I hope to be able to put 1000€ into the markets monthly for 10 years and then reduce it slightly so I can also live but I am prepared to work as much as possible and spent as little as I can for a decade to get the ball rolling.

My Portfolio plan starting *now*:

25.000€ iShares Msci World acc
2.500€ iShares EM IMI acc
2.500€ iShares Small Cap acc

For the first year, 350€ monthly into iShares Bitcoin ETP from a loan I am getting back (my 65 year old no-money no-assets dad borrowed money from me for a motorbike), and what ever else I can scrape together I am wondering if spreading it between the ETFs or putting them in a fourth all caps global ETF like Vanguards new VGLA because the TER is only 0.07% while the average of the above 3 would be 0.21%, so as to benefit a bit from the cheaper TER but also not risking a new fund closing up or changing it's conditions.

When I sell my van the 30.000€ will go to the same 3 ETFs in the same proportions, and monthly from 2028 I will put 350€ for 10 months into EUNL and 350€ one month into the EM IMI and another in Small Caps. If my van sells for more than 30K, the rest will go into BTC.

Everything I earn above 350€ to invest with will be spread evenly or occasionally used to snipe really interesting stocks in dip.
>>
Buy a whole QNT on any major dip

hold to 2032
>>
File: Agentic Live Sibos.png (294 KB, 1072x1252)
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The implications of this are interesting.
>>
>>62841159
And what are those implications exactly
>>
File: Jan on QNT.png (398 KB, 934x890)
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The guy who in 2013 when Bitcoin was a few hundred, a respected guy in gold. He said end of September.beginning of October something similar.
>>
File: Agentic Rev.png (441 KB, 1072x904)
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>>62841162
It's a new financial architecture which enables Agentic Entities to interact financially (a human gives final approval for large decisions)

So if you can imagine autonomous zones, where self driving cars can charge themselves, enter smart cities etc.

Toyota have cited QNT's patent. It is within the realm of ideas most cars will be electric in the next decade. A great number self-driving and requires

Imagine your assistant being able to fulfill all tasks independently. Even book your concert tickets or flights securely. Imagine an economy of non-human intelligences co-operating and exchanging services. In ways we may not even be able to imagine today.

"The Infrastructure must be fit for purpose"

QNT is building the infrastructure
>>
>>62841132
DONT FALL FOR PAID INDIAN SHITCOIN SHILLS!



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