It's impossible to have a pension system without it getting out of control. You either kill old people en masse, or import a shit ton of browns (which will still collapse the system if they just live from gibs).We must face the harsh reality: Capitalism was a really good transition system, but now we need another one, that allows us to automate jobs without killing the working class, and that allows us to feed an aging nation, which needs to transition into a reduced and controlled population. There is literally no pension system that can survive these conditions.
why the need for a pension system to begin with? let everyone do it themselves. I dont trust the state with my finance why should I lol
>>62881403>nooOOOoo you can't just build housing and produce massive surpluses of food, it's impossiblegenuinely what happened to the billionaires, they all became retarded losers with an irrational scarcity mindset overnight
>>62881403I'm kind of coming around to the idea that we should switch everyone over to a defined contribution system.
>>62881427It’s about wealth extraction now, that’s a much more efficient way for them to balloon their net worth than actually building anything. This ultimately will wreck the nation, but they can always move to a new host. In the meantime the suffering of the many will benefit the few
>>62881420this, obviously
>>62881420>>62881542capitalism has also failed to provide good retirement money for minimum salary citizens, and you can't just have 30% of people living below the poverty line
>>62881440If you're in the US you've been paying into a government pension system your entire adult lifeThey just don't tell you that because they're stealing it
>>62881570>capitalism has also failed to provide good retirement money for minimum salary citizensIf you never got past the wage of a 16 year old summer break coffee shop worker what makes you think you're entitled to a "good" retirement?
>>62881403Everyone talking about bread a circuses don't realize everyone around them is happy with an abundance of food, sex, and having kids. Why would I revolt? I have a wife, 3 kids, a house, a two cars? Talk about bread and circus next tem you see people watching football while you go jerk off alone kiddo
Or we as a society can just accept that old people are going to be poor and die miserably if they don't plan ahead, like all of the rest of human history. Humans weren't meant to live past 65 because they weren't able to work to feed themselves past that age. Elder welfare is a vote farming scam.Anyway I just don't pay those taxes for the most part. I try to avoid selling enough crypto in a year to generate tax liabilities. I live modestly. Let the wagies deal in the real world.
>>62881420Because the people who save money for retirement are in the minority, and the masses are majority low impulse control and high time preference. The state basically acts as a wealth advisor preventing the retards from selling everything to blow their money on retarded shit. Most normies dont understand impulse control or would just refuse to do it
>>62881655>needs a woman to subsidize himyeah no thanks partner I prefer to still have my balls
>>62881669Humans also werent meant to post on the internet
>>62881843Yes yes Uncle Ted was right about everything but the state isn't subsidizing my posts right this second. Meanwhile we're spending hundreds of thousands of dollars to buy the elderly their final WEEKS rather than letting them expire SEVERAL DAYS EARLIER THAN THEY DO ANYWAY.There's a reason service is so shit in free healthcare countries: it's a quite form of rationing that everyone over there recognizes as impolite to openly discuss.
>>62881712The problem is that the state isn't acting as a wealth advisor (unless you live in Singapore, in which case congrats on having functional government) - it's just taxing workers to give the money to retirees. Which starts breaking down as the retiree to worker ratio continues to rise with longer lifespans and slowing population growth. America is at about 3:1 right now. France is what 2:1 looks like (at best, they are on the edge of system collapse).Something has to change. Maybe it's a huge productivity boost from AI, but if that doesn't happen we are not on a sustainable path.
>>62881420Your VOO lives from the labour of infinite nigger growth either. I propose everybody to grow potatoes.
>>62881501Oi m8 are you loisenced to bleed out while I handcuff you? Some unmentionable skinned ancestor paid for those concrete slabs don't you dare leave a spot after I'm done here.
>>62881420the problem could easily be solved if you actually had a say in wanting retirement money or not. If no, you get back all the money you paid into it and get a certain % more in money (due to lower tax burden). In turn, you just don't get reitrement money from the state
Social security works if you don't cap contributions and instead you cap pensions (for example, no pension should be higher than the median wage).
>>62882083Doesn't change anything that with people getting older than 100 years it collapsesAnd of course the migrants are a short-term deception which actually make things worse. That's why parasites support uncontrolled migration
oldies need to be put to work stocking shelves and mowing lawns instead of immigrants. their tax contributions will go to completely pay for the first four newborns of every married couple. if they contribute enough in taxes to pay for four newbown white children, maybe they get to retire if they save enoughold people destroyed our countries and we should use them as slaves instead of immigrants if they were too stupid to save for retirement in the single most prosperous era of all of the history of humanity, since theyre clearly too stupid to be alive
>>62881403>Capitalism was a really good transition systemAll systems are transitional systems bro. Even primitive hunter-gathering was eventually replaced by slavery as class society emerged along with the development of technology and accumulation, then progressed into feudalism and then became capitalism. Even communism which historical materialism predicts to be the final system will never reach a true "final form", it will through mutations because everything does so.Read elementary principles of philosophy by georges politzer
>>62882153why is a communist on biz. cant you go shit up an even more grug brain board like lit or pony faggot
>>62881403>You either kill old people en masseor you just make people responsible for their own finances
>>62881420bcuz people are seriously retarded, and does not think for their future
>>62882292then they can work until they die because they made that choice
>>62881403No, it's actually easy if you just have it paying out what you put in, pay into your own pension instead of the current retarded system of today's young paying today's old people's pensions.
>>62881403>It's impossible to have a pension system without it getting out of controlBullshit. You can't fix them now, but if you take the principal that the whole working population deposits, and invest it, the math works out perfectly fine. But you can't trust multiple governments to uphold that, that's the problem. Unless you're in a Nordic country.
You just need as many or more contributions than you do dependants.The problem now is not enough contributors and too many dependants.A giant aging boomer population, and smaller generations that aren't having kids that followed them.I would say it's fine once boomers have all gone, but not with welfare and the brown hordes that are all dependants and a shrinking white contributing population.
capitalism existed for 200 years, birth rates only collapsed after ww2, so it's not capitalism.
>>62881420Because its an easy way to manipulate voters. Any other answer is too optimistic and has no real world experience behind it.
A state funded pension system for everyone is a new thing actually Offcourse it’s never gonna work it’s basically a gigantic Ponzi scheme and we aren’t at the end of it
>>62882566We are at the end of it
>>62882566Make your own pension like all of history because your not gonna see a penny
>>62881570>you can't just have 30% of people living below the poverty linehaha. lol
>>62881403The new system is having everything ran by AI, but the people in power want to make the transition as difficult as possible
>>62881403The aging nation problem wouldn't be a problem if our young were able to have sex and pair bond and find a stable job. Right now everyone is 4 generations away from extinction because they can't hit that 2.1 TFR number to maintain equilibrium in the demographic pyramid.
>>62881655>I got mine! Retard
>>62881854I think people who want to take away pension funds are misguided. Humans should live to 100. I would feel disappointed dying before that age. And unless I'm a literal vegetable with no memory, so long as my brain still works enough and I have the energy I want the support system to keep me healthy so I can keep doing something for my family and friends. My grandfather built two houses and was still cycling into his mid 80s and was an electrical engineer, he only stopped because a treatable cancer and chemo robbed his strength in a useless Polish healthcare system that tells you to go to the thieving psychologist when young, and to die when over 45 years old.
>>62882747It's interesting because in tech, I see people who got theirs actively and enthusiastically campaign for others to get theirs too, to spread the word.
>>62882747Kys lib>>62881839Low t men like you won't do anything anyway. Genetic dead end
>>62882752>I want the support system to keep me healthyIt doesn't matter what you want. It matters what people are okay with giving you under the social contractSorry for your grandpa, but your post is emotion based without any numbers or regard for the whole community
>>62882566>>62882568>>62882578retard-kun, we have IDs on this board
>>62881403That's not true.Just have the government confiscate a portion of people's pay and put it in a personal retirement account. Do not pay pensions otherwise. Easy.
>>62881570>you can't just have 30% of people living below the poverty lineSays who?
>>62882752We can't afford for most people to have substantial retirements at public expense. Boomers who managed it got lucky. It's not about whether we should take away pension funds, it's just a fact we cannot afford them.
Clearly all subsequent generations just need to have more kids. What could go wrong?By what could go wrong, I mean in my lifespan. I can see what goes wrong eventually, but that’s someone else’s problem lol
>>628816553/10, abhorrent bait with dubs
>>62884397>we cannot afford them.Just take 10% of what zuck, musk and bezos etc. have, lock it away in the wage cage, and theres no issue(Watch Goymericans perform mental gymnastics; they would rather starve at 70 than distribute more fairly at the detriment of their jewish slave whippers)
>>62884814Based. In the long run we're all dead
>>62884977Sounds like it hit too close to home
>>62881712>The state basically acts as a wealth advisorThat's the goal on paper, but in reality every single state that could already tapped into the retirement funds, and fund them ponzi style now. Paying today's bills with tomorrow's promises. That's why interest rates rising even a LITTLE bit is killing so many economies.
