>life-saving money: anywhere from $10k-$1m depending on circumstance / desperation>life-changing money: $2m+
>>62894842I bet her arsehole smells lovely
I could leanFIRE at $750k, full FIRE at $1.5m, and feel wealthy at $3M I think. In the midwest.I'm currently not working with $600k to take care of the kids while my wife works. Will probably get another job in January as it doesn't feel secure enough and who knows how long we'll have clown economy jobs.
>>62894856>leanFIREhence why sub 2mil is life-saving and not life changing, anything less and you'll have to scrimp or downgrade location to actually change your life and not have to workAlready wealthy people it becomes proportional to their starting position what would change their lives, with more and more diminishing returns (would probably have to switch to logarithmic scale for actual life improvements)
>>62894842lip injections.Ruined
>>62894842Why is she squinting like that is she retarded
>>62894842100 years from now she'll be a pile of bones.
>>62894893Funniest thing, if you're humble/content enough to go small house, small reliable car, you immediately unlock so much else. People live paycheck to paycheck because big house (in expensive place) and expensive car payment. Defeat those two gains goblins and suddenly leanFIRE doesn't feel so lean.Additionally, if you house hack (rent out the other side of a duplex) you're now set. But all of this depends on you being a shrewd person, not exactly a common trait. Were I a single man still the math would be simpler.
>>62894842>nigger lip fillersdisgusting. why do white women do this
>>62894853Tofu probably
IF you gave me 100k tomorrow tax free it would be life changing.
>>62894893if you own your home and live in a working class community you only need about 25-30k a year to be comfortable. you can get that @ 600k and have extra to re-invest to keep up with inflation.
>>62895025jews keep tricking that's the only reason why they fall for it
>>62894842Malfoid looks like that?
>>62895076No, it would be life saving bc your life is in financial dire straits. Thats why I made this thread is people here often equate life saving (escape hatch on complete destitution / immediate major bills) with life changing (actually changing your social class / lifestyle for the better beyond basic subsistence), or act like life saving money isnt a big deal. 100k is a big deal for you because it would save your life from xyz immediate financial crunch. It would not buy you a house, it would not buy you a permanently0 higher tier of lifestyle unless you are genuinely homeless or cusp of homeless. You would still be middling working class.
>>62895304No retard if I just had 2 million accumulated over 20 years that would be one thing but receiving 100k tax free in a single day is life changing because that's BOOOOOOOOOOOOOOOOOMFucking broke retard.
>>62895326This is a completely different argument and is cashflow vs immediate net worth / portfolio jump bs. $100k TODAY will not change your life, you just showed me it would barely crack a 15% increase on your folio (literally one good day in any well chosen stock).$2 mil TODAY? Immediate financial class jump, early retirement, or an actually decent house for free.
>>62894842sometimes the life saving money can be as little as 2€
>>62894948as if thats not ai generated. i feel nothing from such pictures anymore because its so likely they aren’t real but instead of being anime they attempt to look real
>>62895016Standard of living, bro. Something poor people don’t understand.
>>62895756You don't gain a higher one by having extra empty rooms full of goyjunk or a shinier car with the same internal mechanics. These are negative alpha.Freedom is the ultimate form of wealth. What do most people do in their free time? Consume movies, shows, games, books, hang out and socialize. Guess what, you can do far more of that when leanFIREing pragmatically even.
>>62894842It would be niceBut I need more than moneyMake it as much as you think you need toI will give it all away in a second to get what I need.ThenIf you are overburdenedJust give it away to someone in needUntil yours are likewise met
>>62895790You feel better living in a mansion in a mansion area most people cannot afford. You don’t wanna live next to poor people or the working class.
>>62894853>arsehole
>>62895790I like having large empty rooms though. Why would you want to live in a small house?> Freedom is the ultimate form of wealthNo, having wealth which buys you freedom is the ultimate form of wealth
>>62895816There are plenty of nice, safe, orderly "working class" areas. I mean you get to pick your hell, anon. I'm happy I don't have the brain worm need to be near the striver rich to feel like I've made it. That means freedom is more attainable for me.>>62895828LeanFIRE by definition means you have the wealth for freedom. It's just a modest home/apartment and a Toyota rather than a McMansion and a Lexus.Aside from that you live virtually identically.
>>62895848This is brokie cope and you are trying to drag the wealthy down to your level.
>>62895860I'm a min/maxxer. Idgaf about the wealthy at all, they are immoral hedonists and cosmopolitans. You're kind of revealing your obsession by constantly appealing to them here.
>>62895873Sure. Okay. I am saying being wealthy is good and you’re trying to say you’re the same as them in your little home.
>>62895873Bro I also don't give a fuck about the wealthy but don't pretend taking their material sloppy seconds in exchange for more time on your phone is true freedom>"I actually WANTED a single-floor shed of a house! Having space to entertain guests is just lavish keeping up with the joneses! Travelling? Once a year tops, otherwise just wasteful meandering. Going out to eat? Why would you want to waste money like that? I could put in my labor to- oops, I mean i could utilize my amazing free time to cook the food myself!"Cope and merely getting by when life was meant to be thrived in. I'd rather work into my 70s and find a way to make it more painless and enjoyable than spend every moment i have outside work compromising on my desires, especially in an era of adult daycare wfh jobs. If your desires just happen to be very cheap then bully for you, but I doubt that's particularly common, most people have at least one dimension of life they care about where extra money will be necessary for them to see through fully.
>>62896008You're the exact kind of mind I was talking about. You have a hard coded association with the superficial accoutrements of wealth and can't see what the underlying benefits are. You get negligible anything from more empty home, luxury car, etc. It's a shot of dopamine. But you see them as necessary bars to clear in order to actually achieve a happy lifestyle.Look at the billionaires even. Ugly wives, workaholics, their spare time is spent scrolling on a phone or watching something. You are a horse chasing a carrot. One of the wonders of modern life is that the entertainment gap really has shrunk between classes.I'm realizing all of this myself in my year off of work. I think about what I would gain if I pumped it up another mill... not much. Just more vanity projects. If I was allowed to have a palace, a harem of women, and my own personal army to wage war on others, now that would be a different paradigm.
>>62896028>>62896008>my desiresTime for you two to stop ranting and explain exactly what those are. What exactly is it that the McMansion and the Lexus grant you beyond the 1k sq foot ranch and the Toyota.I'm not seeing it. I have plenty of rich friends and they are miserable as fuck. We end up doing the same thing! Movies, shows, games, doomscrolling, drinking, drugs. Yep, I got all of that right now.
