>>77396442
>I saved $200 not eating Starbucks
>Still can't afford a $500,000 house

Many such cases

>>77396442
WE'RE DEBT FREE!!!

>>77396442
Taking financial advice from guys like this is like taking fitness advice from influencers on roids. They're so out of touch they can't actually imagine what it's like for a person below the poverty line to save and claw their way up.

>>77396575
No it’s more like boomers telling you long disproven lifting advice à la bench pressing with an arch is bad for your back. This guy tells people in 2026 to get a 10,000 doller coding degree to get a tech job lol.

>itt mad debt slaves with tahoes on finance
If you actually think about what he's saying, he's right.
>don't live beyond your means
>don't sign up for more stupid debt
>pay off your debt
>don't sign up for more stupid debt
>pay off your house
>don't sign up for more stupid debt

>>77396663
Did you know it's literally impossible to build your credit score without incurring debt and when you completely pay off a debt, it will actually ding your credit score? Same for paying off a credit card & closing the account. The answer is not to have no debt, the answer is to balance your debt against your income.

>>77396528
You probably didnt stop eating avocado toast.

>>77396442
God I love just eating rice and beans with my polluted tap water. In only a decade I can maybe buy a house to die from cancer in!

>>77396676
I have a credit card I pay off in full every month. I carry no debt. Credit score well over 800. You do not need debt, shlomo

>>77396442
The dude is no longer attached to reality.
https://www.yesigiveafig.com/p/part-1-my-life-is-a-lie

>>77396776
You pay it off, but you keep the line of credit, which is essentially standing 'vacant' debt open. Don't believe me? Cancel that card and see what happens.

>>77396784
The point is I don’t need it and don’t care

My bank app prompted me to update my income recently. I had previously entered $1, that made me laugh so i didn't change it. I have a 737 credit score.