I’m about to get $4.5k in taxes and want to use it for a down payment on a cool carIf I make $1400 every other month and pay 150 monthly for car insurance and have a credit score of 680 can I afford a used corvette c5 or should I wait until I have more money and buy a c6?Are there any other good not so expensive cool cars I could get instead?
I want a manual but there aren’t any available near me
There's no reason to finance a car a 20 year old car under $20k. Just save up enough to buy it in cash.
>>28993699But as I have written I don’t make that much so it would take me foreverI was neglected as a child and received no education so finding a high paying career isn’t an option for me
>>28993696>I make $1400 every other monthbrotheryou're not financing shit with that income
>>28993696The longer you wait the more expensive it's going to get, eventually it will go from a used boomermobile to a collectors item.BUT you can't afford to keep that piece of shit running with your income. Work on fixing your income.
>>28993704I meant to say every other week lol
>>28993696You're a broke nigger who can't afford a corvette if you can't afford a cash price for a 20 year old sports car. Go save a bunch of money and look at C4 corvettes or 2000s era mustangs/camaros until you have some income. You could also look at a base 986 porsche boxter, those are like 10k and also a timebomb you poor faggot.
>>28993971That's still not enough for you to be thinking about financing a 20 year old car. Save up, find a fun beater, and pay cash. Then take what you would've spent on the monthly payment and use that to keep it running.
>>28993696>680 Credit ScoreHow bout’ you make on-time payments to your credit card or your rent for a year and get that into the mid 700’s. The Corvette community will gladly gatekeep your broke ass by being more than you can afford. A clean manual C5 is still a 15k car, automatics go for 12-13k.Protip: I bought $2500 worth of stock years ago, I was able to sell and buy a C7 cash after 4 years of holding. Invest first, then buy your dream.
>buying a 20k car on 36k incomeIf it breaks down you're fucked btw
>broke loser wants to look coolGet a bike you can look cool on a 5k bike cheap fuel and cost etc.
>>28993701You're a loser with a loser mindset. No one but you can make you succeed. Want education? Join the army and get free college. Want a high paying job? Become an RN, make $65k a year with a 2 year degree and zero experience, or do travel work and make double that. Don't have basic education? Ever type of class is available for free online. You are the reason you are a loser. Become the reason you are a winner.
>>28993701you foolish self-pity party throwing faggotnot only have I received no education but I dug myself into a $50k pit trying to get it and not only have I clawed my way out I now have a six figure career working my way up from grunt job to grunt jobthe only thing stopping you is your own excuse making assgo get a GED and start from there
>>28994688Probably takes too long for that loser. He could do GI bill -> RN -> CRNA and make an easy 300k but that's too much effort.
Are you illegal or part-time? $700 a month at 40 hours a week is like $4.37. either way, as others have said with that income and abysmal credit score at best you'll get a high risk loan with a fuck you interest rate giving you a bhph meme level payment, even if you go for an 8 year loan or whatever the longest they're doing is now. I just bought a new used car literally 4 days ago and even with an 820 and 80 to 100k a year the best I was able to get was a 5.5%.That's not to mention if pretty much anything goes wrong on the car and especially if you can't wrench, you'll be underwater practically immediately. They're not Ferraris to maintain, but they are dedicated sports cars making some parts (especially wear parts like tires) and problems expensive to fix vs an economy car or whatnot. Even discounting that while they do get good mileage for their age and performance, it'll still rape you on gas if you drive a lot and especially if you have a lead foot.>>28994622>Recommending a 25-30 year old porsche to to the living embodiment of the poverty line Nigga this dude can't even afford to pay attention, he won't even make it back to his driveway before he goes broke with that thing. Might as well recommend him a land rover while you're at it.
>>28993696To think my neighbor sold his silver 05 c5 corvette for $4500
>>28994682White guys with motorcycles that aren’t Harleys make me cringe I don’t want to be like them
>>28994688>>28994695>>28994700You’re telling me to do things you’ve never done is the funny thingYou got a free ride in life and can’t handle it so you have to larp as a boomer to soothe your fake ego is sadAnd I don’t make 1400 a month I make it every two weeks
>>28993696Get a C4 if you insist. They're more maintainable and a nice one is half the price of a C5.
>>28994786>Free rideHoly cope. You believe you're the only one who has had to struggle? Kek
>>28994791Being fat because you have bad genes isn’t struggling You would kill yourself or troon out if you had my start
>>28994688I actually didn’t choose to have parents who abandoned me but if that’s what helps your fat ass sleep at night
>>28994795>>28994802Every white guy who had an easy life pretends he’s never had help online
>>28993696C5 is slow and ugly. Get a C4. At least it's only slow.
>>28994806I think the C5 is the sexiest car ever and it’s faster than anything I’ve driven and I’m not a racer
>>28994805this is true but you've also gotta have more respect for yourself. you can read!Anyway Google an auto loan calculator and move the numbers around until the payment is only ~10% of your monthly take-home. With non-prime credit you might see around 12-16% APR for a used loan, so yeah a bigger down payment is the move. And don't let any sales rat show you "pick your payment" options that are just based on varying loan terms, they'll try to get you out the door with 72 months for that 20 year old car to make it "affordable".
>>28994855Debt isn't always bad but it definitely is for a guy that makes 30k a year trying to buy a 20 year old car for 20k.
>>28994688Boomer hands typed this post.
>>28994708>Might as well recommend him a land rover while you're at it.Yeah on second thought OP, go buy any Jaguar/Land Rover from the mid-2010s kek, take out a 30k loan on a rapidly depreciating car.>>28994709>To think my neighbor sold his silver 05 c5 corvette for $4500No way that had any less than 6 gorillion miles on it. Also 2005 is a C6, 2004 was the last year of C5s.>>28994633>A clean manual C5 is still a 15k car, automatics go for 12-13k. Yeah, you aren't ever getting that price unless you get lucky at an auto auction. C5s from dealers are 20k for a manual and 18k for an automatic. Private sale boomers, knows whats theys gots and demand similar pricing. I saw a private sale boomer put a 2004 base convertible local to me for 27k kek.
>>28993696>financing a 22 year old carAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA I CAN'T BREATHE AHAHAHAHAHAHAHAHAHAHAOH MY GOD HOW STUPID CAN YOU BE AHAHAHAHA
>>28993696>$8400 gross yearlyYou can afford a scooter, bicycle, lamborfeeties, or the bus, or maybe a $2500 beater car.If I only made that much money, I'd be riding a scooter.
>>28993696What the hell kind of job do you have where you make only $1400 every other month? Even broke zoomers are making more than that.
>>28994864>>28995103I make 41k a year >>28994919Spic reaction gif and post with no info givenYou are not white in any realm of existence
I make 1400 every OTHER WEEKI am about to get possibly 6k in taxes for a down payment I want a v8Stop making fun of me for being poor life isn’t fair and just because I’m smarter and more attractive than you doesn’t ensure I will be richer than you
>>28995155You said in the OP that you make 1400 every other month. Does this mean we should also be making fun of your typos too?
>>28995185You could use critical thinking but that would require not outsourcing your thinking so I don’t see that it’s possible for you as a wannabe boomer with a small dick and brain
>this thread
>>28995155You don't have two decade old corvette money. You don't even have 20 year old mustang money. Buy something cheap and economical and spend your money on something worthwhile, like education and job training.>life isn't fairIt is fair when you make $17.50 and hour and blow your money on stupid shit like this. Just because you have cash doesn't mean you instantly have to spend it all, you stupid fuck. You're poor because you act like this. If you want that V8, then fucking make a 5 year plan and work for it.
>>28995155>Thinks he's smart and attractive >Can only make 40k a yearlmao
>>28993696>make $1400 every other monthBitch you can't even afford rent, you have no business buying a "cool car".
>>28995232Never understood bulky keys. Keyfob tech is advanced enough where you could stuff all the electronics in the size of a thick credit card for convenience.
>>28995250BMW is cool because you can make your phone NFC work as the key. I never have to carry the key at all.
>>28995189Add "cry baby" to the list of things to make fun of you for then!
>>28995223I can afford itI’m sorry you feel cheated or something by your life but it’s not that hardThere are tons of vettes and mustangs for under $300 a month near meMoronic boomer
>>28995232YesYou don’t seem like either >>28995277They are gaudy for tasteless people>>28995284Ok boomer
>>28995223Life isn’t fair no matter what you want to feel about yourself There are many more capable and intelligent people who are in a worse situation than you and they don’t deserve itYou have to tell yourself they do because you are a mental midget
>>28995353I make 10x you bro. Keep telling yourself you're smart when you can only make 40k and have to finance a 20 year old car.
>>28995373I don’t care what your daddy gave youYou aren’t smart because your life is easy moron lmfaoI bet you’ve never made a good post you boring coddled baby
>>28994633>place your bets at the poker table like I did
>>28993696A vette is great value for money but I absolutely would not finance a C5 or a C6. These are 20+ year old cars. Shit will break and it will eat into your paycheck. The powertrains are bullet proof if well maintained and the cars in general are stout. Things to look out for are electrical gremlins mainly, but most of those are solved after 2000.Also, is that 700 a month straight up pocket money or do you have other expenses. If this is your "fun" money then you could probably swing it, but if you also need to spend cash on groceries etc, then don't even bother.T. C5 Z06 owner
>>28995396I have food stamps so I get free foodIf I can make a $5000 down payment payment, the monthly payment should be no more than 300 Thank you for actually responding in a manner in which I attempted to obtain from making this thread instead of telling me that you make more than me and that you’re mad at me for being unfortunate like everybody else
And I will look infinitely cooler in my financed 20 year old car than you daddy’s money faggots ever will in your personality deficient jeet striver mobiles
>>28993696everyone talking about financing a 20 year old car is a bad idea but you should know that NOBODY will finance a 20 year old car. Enjoy taking that 27% APR personal loan OP
>>28995511no one cares anon the worst blackpill is people dont give 2 shits about cars if anything you just look like a broke retard in a 30 year old pontiac just join the military like everybody without a father figure >>28995223its gonna be talking to a wall people like op just want to hear what they want to hear and you can go fuck yourself if you're not telling them what they want to hear
>>28995499>driving a 20 year old financed corvette on food stampsanon...
>>28995666>on a car board>says nobody cars about carsAnd you really sold the argument too>ummm like do duh army and stufffinding brains like you is really like a needle in a haystack what would I do without you
>>28995701Sounds pretty based to mePeople who type>anon…Are fucking losers
>>28995719You aren’t helping your case tubby
>>>28995719 (You)>You aren’t helping your case tubby
>>28995716>car boardyeah its dying like the rest of the hobby every year getting smaller again why make the thread you already made your mind up go ask chatgpt or do it instead of cluttering up the front page
>>28995733I actually didn’t make up my mind I might get a mustang or many other options You’re just a stupid annoying lame faggot pretending to know shit for some reason
>>28995737go ask chatgpt lol you already made your mind up and you dont want to listen to anyone heregoogle has gemini you should ask them not us matter of fact don't even bother just do it pursue your dreams champ
>>28995743I’m watching somebody jerk themselves off with a soft dick at this point goodnight loser I’ll see u tomorrowThis is my car blog now
>>28995746There's more than one anon in here telling you its not a good idea lolremoving IP counts was one of the worst changes this website ever made
Poors are hilarious. Convinced they're the smartest in the room when they make 30k a year. ngmi
Is lambos a meme?
OP since it's pride month, just suck dicks for dollars. If you finnagle $100/blowjob, you just gotta suck 40 dicks and you'll have enough extra money for your C5.
>>28995757>I can’t see ips and neither can you but I’m not samefagging I swear please believe me it’s so important
>>28995887I’m definitely smarter than you and I can afford my dream car without having to do what you did which I guess pisses you off
>>28993701Dude, just apply for the post office and get a job that actually pays well enough for a corvette.
>>28995912I can already afford it but thanks for the advice I’m not gay though
>>28996042Guys who work at the post office are all depressed zombies on ssris who walk home defeated I wouldn’t work there for a million dollars
NOOO YOU CANT JUST GET A COOL CAR WITH YOUR DISPOSABLE INCOME WHILE YOU ARE YOUNG YOU HAVE TO BE A TRANNY NURSE OR KILL BROWN BABIES FOR ISREAL AND DRIVE A CIVIC LIKE ME YOU IDIOT YOU DONT GET TO SKIP!!!
>>28996044If you want that corvette, you'll have to make some sacrifices. Letter carriers start at $22.88/hr, clerks start at $21.44/hr, mail handlers start at $19.02/hr, janitors start at $23.37/hr and mechanics start at $28.75/hr. And workplace treatment varies from building to buildings. Do what you gotta do to get that car or just be broke and don't get it.
>I can afford my dream car>finance 20 year old shitboxkek
>>28996053You must have not read my post and are drunk on your shift already>>28996059The c5 corvette is the coolest car america (rip) ever madeI will get my hands on it now because I can and it’s my time and my destiny I’m sorry you wasted your life trying to be something you’re not and feel the compulsive need to spread it to others like aids
