>trusting billionaresVery 20th century.
>>535696976I'd rather be middle class than upperclass.Upperclass comes with extreme negatives essentially being a celebrity housenigger.The only class thats better than middle is the invisible elite class, if you're in the visible elite class then you are just a house nigger
>>535696976yes. every mutt on the internet who complains about living paycheck to paycheck admits to having an expensive car loan if you ask.
>>535696976Elon Musk never signed a lease, he built his own car. And his own spaceship. Thank about it.
>>535696976The test doesn't account for when people don't believe in a future. When the system is designed to extract everything from you, there is no incentive to wait or work harder.
Middle class? I'm a lunpenproletariat
>>535697192in some ways this. >a famous psychological experiment conducted by Walter Mischel in the late 1960s and early 1970s, designed to measure a child's ability to delay gratification. In the classic setup, preschoolers were offered a choice between receiving one small reward (like a marshmallow or pretzel) immediately or waiting approximately 15 minutes to receive two rewardsin reality, who is giving us 2 rewards? the bank? private equity firms? IMF? the government? seriously who wouldnt take whats theirs now? by whose mercy and grace do we exist to get more "rewards" by waiting?
>>535697836even the rewards to the kids for waiting only come because of a fucking experiment. so in order to get anything more in life you either have to simply exist in a fake and gay world like an experiment OR believe that all powerful forces in reality will bless you.i kek at you!
>>535697836>>535697910It's obviously just a stand in for temporarily saving up for a time in order to afford a future investment. Dumb people lease cars right now instead of driving a shitbox for 5y and then buying the same car they'd lease.You could also apply it to renting vs buying a home etc. Obviously it is a test for the MIDDLE CLASS not broke ass proles who barely survive paycheck by paycheck.
>>535696976Leasing some mid to bottom of high tier luxury vehicles make sense if you just want to have fun for some time since they're prone to break down and have complicated maintenance issues that are costly as they age. The middle class itself doesn't really exist. You're all workers or owners.
>>535698127And they depreciate fast so buying them to sell after use is practically just the same cost on value as a lease.
and billionaire gives it away that he's probably going to be stuck in the upper class
you fail the marshmallow test by taking one hour out of your day to get a marshmallow
>>535698101but the experiment is a test of patience, where in waiting has no negatives. our society forces rash decisions in all aspects, >get a nice car or get a shit box now>because you must get to your shitty job now! >so you can pay your rent for your shithole apartment now!this literally only applies to investing and then forgetting and letting the money grow untouched for decades because of the magic of interest and shit.the poor cunt who has to live, eat, sleep, work NOW has to make a decision now! unless we make a universal rule that all urgent decisions must skew toward acquiring shitty garbage then to fault people for leasing etc is bullshit
>>535698301The negative of waiting is being sad and stressed about not being able to eat the marshmallow. It is a test for little children with no impulse control.It perfectly applies to buying a shitbox for $4000 total vs $8000 in yearly lease or renting a shithole for $1000 vs a luxury condo for $2000 or whatever
The marshmallow experiment is debooked midwut boomer lore. It was poorly controlled and follow up experiments didn't replicate its findings. The premise is sound enough though, being able to tolerate delayed gratification does increase your odds of being financially solvent. Society is geared to discourage that though, in favour of various forms of credit finance.
>>535697122also just a small quarter of a billion dollar gift from his dad and oh yeah, a fake degree so he didn't get deported from the USA
>>535697836By God's. You talk entirely as a victim of the system. In this framing you can't escape. Huurrrr why will nonone of my overlords GIVE ME freedom and rights? Doesn't work like that
there is almost no way to become a millionaire if you're just middle class. it's very rare.
If you lease a car with your social security number and not as part of the commercial fleet for your business, you are not even middle class. You are poor/nigger rich pretending to be middle class.
>>535696976Are there even middle class people around anymore? Or are surgeons and judges now the middle class
>>535698301>waiting has no negativesThe waiting itself is a negative. >>get a nice car or get a shit box nowHow many poorfags drive a $50k vehicle from new instead of a $25k 3 year old vehicle still under warranty? The latter option isn't s shitbox and fulfills the same purpose as the more expensive option but it doesn't convey the same status. Many people would rather pay 3-4x as much per month to create the illusion of a degree of wealth and status than to save money and build actual wealth.
>>535698127Owners don't really exist either, everything belongs to society itself, we are just it's agents
>>535698598>there is almost no way to become a millionaire if you're just middle class. it's very rWTF are people teaching kids in school? If you put a Hyundai Sonata payment into an employer matched 401K you would be millionaire by age 45.
>>535698598Most millionaires are middle class. Having a millionaire USD in net worth isn't particularly wealthy anymore.
>>535698565lol but thats the point of the marshmallow test! to wait for the overlords to give you freedom, rights, and marshmallows and to seize and take whats yours NOW is being characterized as a low iq retard move. >pick one
>>535698618>Or are surgeons and judges now the middle classThey've always been considered upper middle class, yes.
>Haha you failed the marshmallow test time to be replaced by indians and eat bugs forever
>>535698757Then who actually cares about the conversation? It’s a meaningless distinction. >are you the 1% of society or the .001%? When you’re just going to be a dead kulak in the communist society kikes are building
>>535696976> no goyim you need to save up lots of money for the divorce court to stealtake out a jumbo house loan so when your wife divorces you she doesnt get to keep the house
>>535698669i know the waiting itself is a negative.>create the illusion of wealthperhaps, but thats a subjective point that we cant truly know unless we get to know a person who has leased a 50k vehicle and find out they actually chose a "nice" car over a shitbox. the truth of the matter may be a different story. otherwise as we sit on a parkbench watching cars drive by, we simply snort with derision at every "nice" car we see.
>>535698723>If you just put 10 shillings into this 401k in 1910 you'll have a hundred dollars by 2030 son!
>>535698911>unless we get to know a person who has leased a 50k vehicle and find out they actually chose a "nice" car over a shitboxEveryone knows people like that, anon.
>>535698751The point is if you can practice self control then you can go and get 2, 3, 50 marshmallows all by yourself. Waiting to be given them is a fundamental poor slave mindset.
>>535698995Making up an exaggerated parody of his example doesn't make him less correct.
>>535697039I don’t trust him but he’s right.
>>535699063or you pop the distributor of marshmallows then take them for yourself and the other kidswho gave them lordship over the marshmallows
>>535697910>>535697836youre pretty smart kid, how about 1 marshmallow now, or 1.05 marshmallows next year (before fees)
>>535698101Most middle class have fuck all saved and are a few paychecks away from broke add destitution.
>>535698301Yeah but what if we do the same test, but the school is on fire and you have to wait 15 minutes inside a burning building for the second marshmellow.That would be more analgous to the current situation
I can totally see the argument for leasing a dead-nuts reliable low tco new compact like a Corolla to have reliable transportation to work at low monthly cost. I’ve spent that much keeping beaters on the road.
>>535699114It's not an exaggerated parody it's the exact crux of the problem with what he said, by exaggerated analogy. Making a million in 20 years time isn't going to help buy you much.
>>535696976>doesn't mention his name in the articlegenius, did a woman write this? I'm so glad she's employed
>>535699138You did by calling them the distributors of success. Marshmallows can be created by entrepreneurs all by yourselves. And saying hurr fuck you I'll just take the one you give me now Is also cucked. Go read one book on business and make yourself 1000 marshmallows anon
>>535696976yeah you have to be a major retard to lease a car lmaoive bought all my cars used, cheap, and upfront with cash.its not as easy as it once was, but you can still get a cheap car for a few thousand dollars. dont buy something retarded, take care of what you get, and you'll go far with a cheap car.
>>535699378>I can create my own marshmallowsThat's called counterfeitYou're not the bank making marshmallows, you are selling yourself to others for theirsImagine needing books to teach yourself to be a better cuck
I think of a way simpler and infallible test right now: do you buy lottery tickets. If yes you know you’re dealing with a retard that will never responsibility for his own financial situation.
>>535697122>built his ownNo… no he didn’t. He didn’t even design it. He paid other people to do the work for him, tard.
>>535696976>staying in middle classCapitalism is made to concetrate wealth into the hands of few. If you're not a true opportunist for good or for bad, you'll never leave middle class. If you fell for the corporate rat trap, you'll never reach the c-level job roles and will be happy with what the company gives until you're useless for them.
>>535699442This used to be the way to go, but it's really up to the person with the money. The idea that austerity makes you rich is stupid rich myth of the privileged and lucky few who can win the capitalism lotto. All debunked by observing the actual ways people got rich. It's not working hard, or saving up or being smart. But people want to believe it is all that because it justifies their existence. The fact that you have to still act like you're smart and better off buying used cars shows you haven't really escaped the middle class.
>>535699283and that is why they will always be middle class, that's his entire point.
you fail the marshmallow test harder by taking two hours out of two separate days to get two marshmallows
Economist here. Take the one marshmallow now because the opportunity cost of sitting around waiting 15 minutes is much higher than the present discounted value of a future marshmallow.
Needa see some warehouse worker maul and eat this guy
>>535699666Getting rich slowly is the only realistic way for most. You could try to become CEO of Megacorp Inc. Or win the lottery or get famous on TV, or get involved in criminal activities or gambling. Or try to marry into money. All unrealistic and will probably end in tears.
>>535696976He's right, leasing a car costs 30% to 60% more than buying it.People who lease cars are ultra dumb (unless they do it a few years because they leave the country after).
>>535697192>The test doesn't account for when people don't believe in a future.During periods of hyperinflation if you don't spend your entire paycheck on payday, it will buy less tomorrow.
>>535699478>Wealth is money>In a perfect world I wouldn't be working to do something good for others Stay poor
>>535696976I would love to be stuck in the middle class.
>>535697122He didn't even start the goddamn company you retard he bought it from someone else who already had the designs in hand. And then he paid other people to design a newer model. He's not a rocket scientist and had no part in any of the actual rocketry of SpaceX
>>535699252>by which time, marshmallows will have shrunk 8% in real terms
>>535699378>Go read one book on business and make yourself 1000 marshmallowsmarshmallows are made of corn syrup and horse hooves with a stand mixer. your wife can impress her church friends and their children by bringing marshmallows if she puts down the dragon dildo and stops watching netflix and chilling
>>535698723Yes but if I do that today by the time I'm 45 a million dollars will barely buy you a thousand square foot house in Arkansas
>>535700303>leasing a car costs 30% to 60% more than buying it....before inflation
Humans are so fucking dumb. It's sad.
>>535697836Holy fuck. A real life adult marshmallow test failure.
>>535697092Ain't the way it works here bub. My business partner is worth around $500 million and not a soul knows his family name outside of personal relationships. You'd never know they were very wealthy until you went to any of their properties. There is a point in the 'rich' curve where you lose anonymity, but it is pretty damn high up there. A girl that went to my high school's father is a billionaire hedge fund manager and likewise, nobody knows who he is. The only people sub maybe 10 billion that are really known are people who want it to be known and whore themselves out to TV and media.
>>535702141The modern current marshmallow test is AI datacenters lol
>>535697836The modern society is very hard to plan for the future due to instability in every aspect of life. While delaying gratification may have rewards in the future, you could also up getting droned 5 minutes later.
>>535698726Correct, 1M net worth makes you upper class worldwide but people with that equity live in places where simply owning your primary residence already puts you on the list. Their lifestyles doesn't differ significantly from the upper half of proles aside from sending all their kids to college and getting drunk on French hard liquor instead of beer. >>535698757This is another problem. You have to put specific numbers of net worth into play, because people have widely different views of what are the upper classes. For a century there has been a tendency to push the threshold upwards so that only <0.01% of the population is "rich", which is retarded. As the other anon said, politically you will be considered a kulak for being top 4-5%.
>>535702560I've been waiting for the stock market to have a large correction since 2019. It is really going up and staying up due to debasement of the currency.
>>535696976>marshmallow testJust kill the test proctor and take all of the candy
>>535699063What if you don’t like marshmallows? Marshmallows are also cheap. Just buy a fucking bag. I get the point but it’s fake and gay
>>535697211Lumpen, l’mpenprolle
>>535701949Smarter than animals others work hard so you can be comfortable
