Getting spam called every single day about two loans of 50k each I took like a decade ago. The debt collector told me today after countless calls from different numbers(I keep blocking them and they use new ones) that I can just pay 2000 euro for each loan I owe and consider the debt off... Told him I cannot speak right now and need to hang up. Should I take the offer here? Or keep ignoring them?
As this is a stupid spam thread, I just like to say...===========================================Remember, European brothers, always stand proudly as Ethnic-Europeans.===========================================Pan-Greekism arose to repel the Persians.Pan-Slavism united to resist the Mongols.Pan-Germanicism stood firm against the Russian Empire.White Nationalism, Ethnic Europeanism is our defence against the enemies encircling Europe today.Modern National Socialism is White Nationalism, Ethnic-European Nationalism.I fucking love White Europeans, and I make no apology for it. Every non-white should vacate Europe and our colonies, and I'll defend that stance until my dying breath.>I love all Ethnic-Europeans,>I love them as my kin.>I wish no ill upon any European,>but I will bring harm to those who threaten or harm them.>I will shield the wise and the naive,>the young and the old,>the strong and the weak alike.>I AM AN ETHNIC-EUROPEAN,>I love you all, my brothers and sisters in blood and spirit!Ethnic-European = White (White European)A simple truth: You must be at least 95% European DNA, with no sub-Saharan African DNA, to be considered white.>"Whiteness is an Anglo social construct..." - Anti-white idiots.>"The White man armies come" - Native Americans>"The White Gods", "The White Devils"" - Africans>"If all the white armies of Christendom combined they'd be unstoppable" - Saladin>"The white man's burden is to civilize the world, but the white man's curse is to be hated for it." -Mao Zedong>"The white men from the west are cunning and strong." - Genghis KhanThese quotes from our enemies highlight the power and fear that the white race inspires. Let us embrace this power and use it to defend our people and our homeland
>>535854935PAY DEBENTS
>>535854935>Should I take the offer here? Or keep ignoring themLet's put it this way, if I annoy you 500 times a month and then I offer you to stop annoying you in exchange for fucking you gf (with impregnation of course) would you fold?
>>535854935It'd be nice if after a certain period of time an approval from the courts if a debt collector has a rightful claim to any amount of money owed to the collector. If you're $10k behind on bills they should go to your house and keep taking shit until they feel they have $10k of merch to attempt to resell. If we ahd that debt wouldn't be as big a problem. Giving delinquents endless chances to discharge or evade debt is moronic.
>>535854935You’re delinquent on $100k of loans? Why?Who currently holds the debt? Have they tried to collect in the past?Consider the possibility that the person calling you is not the debt holder and is just trying to shake you down for cash. Talk to a lawyer.
>>535855104Good post.
Depending on who holds the debt you can just ignore them for 7 years. If they aren't able to positively identify and contact (You) then your debt is void.
>>535855816Its funny because the closer you get to the 7 years the less they will ask to clear the debt. You are paying them to leave you alone.
>>535855399Lol kys kike you're never getting it back
>>535855962You must holdfast at that point. A single cent paid by you or an admission of yourself being the one they're talking to on the phone resets your 7 years.
>>535854935Ignore them
>>5358549351. take out as many loans as you can2. sell off everything you can3. buy as much bitcoins as you can4. move to a better country5. sell all the bitcoins6. start fresh
>>535854935Threaten them.
>>535855399lmfao fucking die, kike. I'm disabled. I'm tax exempt, they can't touch me.
gonna pay the debt collectors to break the greek spammers legs
>>535856558>I'm disabled.Everyone knows when they look at you.
>>535854935As citizen of UE you are subject to REGULATION (EU) 2015/848, so find customer bankruptcy lawyer and pay him to declare bankruptcy. Or if you have assets to cover debt, pay it. Your millage may vary due to legislative differences but as source is in EU law it should work as I think it works.
>>535856817They actually don't lmfao Let me put you on, retard: my late mother was very intelligent. Worked for Citigroup in high level financial management. She put me on disability at 18 and had some nigger doctor diagnose me with a bunch of pseudoscience bullshit and now, I get a check for the rest of my life if I want it. The beauty is, you have to be your bosses bitch. And if you died or got fired, he'd replace you same fucking day. I don't worry about that.
>>535856951>The beauty is, you have to be your bosses bitch.Huh? I guess bragging about being in section 8 housing and on welfare is a huge flex for you, thats some real tard strength you're showing off. You guys are really angry about money even though you don't have any and are in incredible debt. Strange use of your time I guess.
learn the fdcpa. then you can tell them to fuck off.
>>535855399Should've done your due diligence, kike. You gambled your money and lost.
>>535857053I'm actually not in section 8 because I'm not a nigger. I can always get a housing voucher if I want one though. What debt? Do you know how consumer finance works? Because I do. Federal law blocks most private debt collectors from taking your Social Security Disability Insurance or Supplemental Security Income. So I can never be touched unless I go out and get some broad pregnant with my BWC and nut all in her cunt. Or if some student loan gets defaulted on. Which would never happen because school is free for me, kike. Now, go make yourself scarce and die.
>>535857149>Should've done your due diligence, kike. You gambled your money and lost.Due diligence of what? I don't lend and I don't borrow. I stated I wished debt collectors could still break legs so debt as a life long epidemic for chronically stupid people.
>>535856951Maybe they don't know you're mentally disabled just by looking, but they sure do as soon as you open your mouth. Better to be silent and thought a fool, than to speak and remove all doubt.
>>535857354People kill people now, my man. Do you know how often my mother was threatened when she would skiptrace people? And when people defaulted? All of the time. People are willing to die and kill for this. Ask any fucking repo agent.
>>535855399Investment comes at risk of loss. Go be jewish somewhere else like a mass grave
>>535857502Okay, Switzer. "As we must account for every idle word, so we must for every idle silence."I don't think that you're a worthy judge of someone's intellect when you sit here Reddit spacing on a Balinese throat singing forum.
>>535854935>Getting spam called every single dayblock them or get a new numberi was like 90k in debt and after 12-15 years all that shit got dropped and went away
>>535854935Some of these things are on a literal dead man's switch. Some Shaniqua flubbed her phone number when filling out some form and I keep getting texts from companies trying to collect. I did some sleuthing and she apparently died and thats why the bills aren't being paid. I'll reply that they have the wrong number and that who they're after is deceased. The dumb string parsing script on their server thinks I'm saying "cease" and will pause for a few weeks before trying again to collect from the deceased Shaniqua.
>>535856951High IQ post
>>535855816it's actually one year in most provinces, two in alberta. this means you ignore them for a year and the debt becomes unenforceablethe 7 years is your credit score. but since most debt collectors are bound by certain laws, and always break them, chances are good in court if it comes to that. also they need to prove they own the debt, which will be impossible since they sold the debt on the open market. this means they have securitized the debt.check this nigger out, he's a lawyer that walks you through all this and tells you how to file the paperwork yourself if you can't afford a lawyer. https://youtu.be/bU5ckXWxW6Aand if they report you to a credit agency, they can be sued!https://youtu.be/fMlyYUvDbD0you have to understand they get by on bluffing and scare tactics.stuff like provincial offences are not affected by this statute of limitations, like traffic offences, liquor act stuff, smoking native cigarettes, etc. but many municipalities write these off after a number of years so you can wriggle out that way too. another thing is "acknowledging the debt". if you do this, it restarts the clock. this involves making a payment, or even saying verbally that yeah, you owe them but they aren't getting it, etc. do not do this. instead, tell them not to call you, or just hang up. if it's a car repo, just let them take it. the debt is wiped out immediately because the consideration, in this case the car, was returned. but apparently there are other avenues for this as well, along the same lines of them not owning your debt and therefore have no claim on the vehicle or repayment.there are all kinds of channels on youtube about doing this, but this guy is a lawyer and can actually help you for free.
>>535854935>Should I take the offer here?Get it in writing and make sure it is accepted as payment in full. DO NOT give them access to your bank accounts. Send them a prepaid debit card.
>>535857623How hot was it when your mom molested you? Was your dad in the cuck chair, or did he pretend not to know about it?
>>535856951Jewish hands typed this.
>>535854935>checks flagYep sounds about right. Did he have a German accent too?
>>535858368My father was never around. They split before I was born. My mother never really abused me unless you consider having me drugged since I was a teenager to be abuse. She was a good mother though in retrospect. >>535858374No.
>>535855104LET ME INNNNNNNNNN
>>535854935Based.
>>535857512Well if you're out to ruin someone's already bad life then you can't act surprised if they want to ruin yours.I think people have forgotten this human aspect, why are white people going around jewing other white people on behalf of kikes? It needs to stop and I'm glad it is.
>>535856951Imagine what this person looks and smells like. Everyone you meet knows you are a pathetic fuck too haha
>>535854935I tell them I don’t give a fuck what they want they won’t get a single dollar from me. Send that shit off to collections and go ahead and kill your self you stupid fucking nigger. “My words exact”
>>535858545Bold of you to assume that that is how it works here. How it works in the US is that usually, you have an original creditor. That original creditor knows that some faggot like yourself will default and when you do, usually you block their number and emails and never answer their correspondence. But they at least make that attempt. They then sell off that debt to a secondary creditor so that numero uno can attack your credit and then the secondary can as well. It usually never works and I don't know why this is attempted but it's just usury kike shit. >>535858611This is a line up of the men in your family, you soft handed bitch:
>>535857716This is why these cowboys should never have power. It has also been known to happen when someone moves from a house that you are now living in but they still think that person still lives there and it can be really annoying to stop it.
>>535858728
>>535858728I'm not in any debt, faggot. Trapping people into debt who don't really understand what they're signing up to is the kike shit, kike. I will never defend kike practices.
Spamblockerhttps://github.com/aj3423/SpamBlocker
>>535858856I'm not saying you personally, you blimey jacket potato dumbass.
>>535858728I stopped paying and the idiots cant even get my name right when threatening me. Told the wife to stop paying her student loans and medical bill to. Fuck em
>>535858975I don't blame you.
>>535858975If they can't get the name right then you can literally just deny it's you because it's not.
>>535858191based post.
>>535858368Odd Jewish projection… why are you guys so into incest fantasies? Must be all the inbred genes
>>535854935Ask them to raise your credit score above 600 and then laugh at them
>>535856558>. I'm disabled.the jews won
>>535859594I won.
Retard here. I have $50k debt in student loans that I’m kind of debating on not repaying. Will this eventually go away similar to other debt if I just don’t pay it? Will it forever fuck my credit score even if I’m paying off my car loan and credit card?
