Let the goyim deal in the real world.
>>535862217I only buy physical silver/gold. I refuse to dump a single penny into the market to prop it up for jews and the sociopaths of the world.
>>535862484then you make PMs more valuable by lowering the supply
>>535862217>passively doing the same workThat can't possibly be true. How could holding money be as productive as actually doing something with your day?
>>535862217>Only jewish people are allowed to invest money.Hard to believe you're in a house built with cowshit cooking your food over cowshit.
>>535862217His 2.5mil portfolio is (likely) ACTIVELY depriving people who actually work of a better or even a basic standard of living, and also collapsing the birth rates effectively dooming the cultural character and economic solvency of the country long after your boomer death. But obviously this Canadian chink fuck didnt care, he's just some import lead brained retard
>>535862614That sounds Jewish af
>>535862217save/invest 10% of every paycheckit adds up
>>535862217I've got $3M in S&P500 and it's like $200k a year, some in dividend returns (cash) and the rest in stock increase value which I can borrow against. I do nothing for this money daily.
>>535862217>boomer>passive portfoliotheir money is borrowed. We are paying their debt to the kikes
>>5358637317pbp
>>5358622174% yearly return isn't great
>>535862614stocks are not money and they are not guaranteed to produce a profit bud
>>535864330But you pay money to buy the stock and then the company uses that money to make more money. So really all you did was give permission tokens to someone else to go work to produce value.
>>535862217almost all of the US's problems can be laid at the feet of everybody wanting to be an investor with passive income, which requires them to import people to work jobs and even run the companies (see the Indian CEOs in tech for example)
Actually having to work for your money is one step above a slave. You are basically an animal. There are people that are 5+ generations deep of never having to work a day in their life. You are a servile peasant, bred to serve your betters.
>>535864267>This whore's vote counts the same as mine
>>535862217Good advice, I'll invest that 2.5 mil sitting in my checking account.
>>535864582Then the company goes and uses the profits from the permission tokens they sold, to buy them back so they they can sell them back at a higher rate.
>>535865216she contributes more to the gdp from being a whore than you do by wage slaving so yes
>>535862217Is Jim Cheong a Jew then?
>>535864089I only have $500k :(By the time I get 3M, 3M wont be worth much.
>>535865041Yeah.. where does the passive money stream come from? Well, from other people borrowing money the banks conjur up for them. People can only borrow so much individually, so to keep the passive money stream flowing, more and more borrowing biomass has to be imported to the country. Imagine for a second if Big Line stopped going up, or gosh, even went down!
>>535862217Yeah, well, I don’t have $2.5M. My equity ain’t doing shit.
>>535864582You buy the stock from other shareholders, not the company
>>5358642674% is the safe withdrawal rate. Essentially you can withdraw 4% of your portfolio indefinitely without every losing the principal. It’s a common retirement metric.
>PassivelyLmao>>535862614The existing scam is that the 2.5 million dollar portfolio is not "passive" but is instead used as money for companies basically. At first there was an IPO where a company went public to bring in investors, these investors bought shares, these shares are held and can be sold, therefore being worth money.So they actually ONLY as a company see the money from the IPO directly, but also have access to credit and such from how much their stock trades for, but yeah it's derivative. The entire stock market is pretty much derivative and only the first pump of money actually does anything meaningful.
>>535864330>stocks are not money and they are not guaranteedJust like workers aren't guaranteed to do the work. I wonder if there is a relation?
>>535865041The financial literacy ponzi scheme. The money / work / effort has to come from somewhere, but where?Hypothetically it's supposed to come from the most available source, workers and young people, and then they're supposed to work and shit until the kids can, but then it turns out that people like having money but they don't like working.So why should the old people - who control everything because that's naturally how said systems work - ever give anything to the young? As a trade it's just as effective to get only a portion, because they can gatekeep and already have everything.There's no actual incentive in this system for those that have to ever give up their capital, time, energy, work, anything at all to the lower levels. They can only do so through stupidity, which often ends up harming the lower levels more than it helps them anyway, said stupidity costs jobs and lives.
>>535866647After a few generations of people living the American dream, there should be a sizeable chunk of the population, maybe the top 10%, who can just live on passive income. Why is that not the case? It seems like only the top 1%-5% enjoy that security.
>>535868406Dude $3M is the average Californian home owner
>>535862217
>>535862484Nigga you broke.
>>535868406Most people are too stupid to invest properly. I listen to finance podcasts and it is fucking amazing how many people make $400K+ and basically invest nothing and live paycheck to paycheck. Any non-retard making that kind of money could retired in 10 years or less.
>>535862614You don't get it bro, being a detriment to society is as much hard big man work as building houses and keeping the country running, bro.
>>535866647Most finance nerds think 4% is too conservative these days. It assumes you retire at the top of the worst market crash in recorded history and put most of your money in bonds.
>>535862614And your midwit understanding of economics is why you’ll always be poor.
>>5358652160 = 0
>>535868406The most black-pilled thing you cna ever do is read about generational wealth. Its something stupid like 90% of all children to millionaires (back when being a millionaire properly meant something, more like 10+ million now) lose it within their lifetime. You will spend your whole life building wealth for your family and all it takes is a single retard to spend it all on sports fars and drugs and lose it. This is why wealthy families that have endured for many generations are so very uptight. You can not maintain familial wealth without being very strict. Its also why to some degree Boomers are justified just blowing the money themselves rather than trying to pass it down. The reality is people are just so stupid they see inherited money as something to spend. Rather than something to invest and maintain. My father in law hit the magic million (he has 9 kids so its not like my wife and I expect anything particularly sizeable when all is said and done) and all he does now is ready books on how to teach his kids to maintain wealth (he uses our Amazon account so I can see it all). Of course it is way too late for that. His son's are all 30+ and drive brand new $80k+ vehicles, not a single one having bought a house. They all live in their parents home/old homes they paid off. Its tragic how much they spend from what they make as all engineers/nurses. It will all be gone as soon as they get it on vacations and cars and maybe a down payment on a house. Maybe.
>>535862217The only place you can hide from the money printers is the stock market. Most of the printed money ends up going to the Fortune 500 companies as easy debt, so if you invest in them you can benefit from the money printers like they do. It is the best strategy I have come up with. Bonds are shit. Metals, Crypto, Commodities, all shit. Mutual funds, ETFs, real estate are the best way to get ahead of the jews. If you can't beat them, join them.
>>535862217He’s wrong. Work is actually doing something. No one’s portfolio roofed a house or cooked a meal.
>>535868800Legally, only precious metals are real money. You’re the one who’s broke
>>535871431Without the stock market, people wouldn't be allowed to build houses or eat food.
>>535862217ITS ALWAYS BEEN THE JEWSGod/יהוה is a child raping kikethere is no omnipotencejesus christ/YEHSHUA/YOESHUA/JOSHUA/יהוה is a liar and we are all FAMILYwho the fuck would worship a shit on the floor.
>>535871535There were people who lived in houses and ate food long before there were any stock markets. You have it backwards
>>535871535Allowed by who?
>>535870242>all it takes is a single retard"heir and a spare" Wealthy families have more than a single kid for the most part
>>535862217I make about $50,000 a year from my stock portfolio and I don’t understand people that need more than that. I literally sit on my couch all day in my bathrobe jerking off to porn and lifting in my home gym and eating eggs and bacon and potatoes and I don’t understand how anyone needs more than $50,000 a year.
>>535871521Good luck with that. How much palladium do you need to bring to the mechanic to get your car fixed? Nothing is money unless it is liquid, pal. Even if we assume your paint-chip eating theory is correct, money is not an investment. It makes no profit and offers no return beyond inflation. It is a medium of exchange and nothing more. You are an idiot it you put your money there while I made more today while napping than you did all month.
>>535870242This is why monarchies could not be sustained. No one is ever more than one or two hops on the family tree from a dumbass that will ruin everything. Destroying is far easier than building.
>>535862614the traders trade it and give you dividends on the profit
>>535864089>$3M in S&P500 and it's like $200k a year,I've put 40,000 in S&P back in 2020 and its now worth $100,000. I think at 3 Million in the market you should easily pulling at least $600,000 a year. It really is the cheat code of life.
>>535862614It is not holding money. It is giving it to companies far better equipped to make a profit with it. They invest it in their business and in turn make it worth more than you can ever hope to on your own.
>>535871870You don't have a family
>>535866647you lose 4% to inflation. real returns need to be 7%+ to live off 4%
>>535871656The economy. Without the stock market there is no money to go around and without that people won't have money for food and housing.
>>535871667Wealthy families that maintain their wealth historically, yes. The point is only 1% of those who have come into wealth have successfully raised children that will not squander it within a single generation. For every Rothschild, there were 99 others who came into a large ammount of money and then it was all wasted by their kids. >>535872013Yup. Monarchy is the single best form of government. For a single generation. Then you are stuck with the retarded spoiled kids who didnt earn it and dont understand what their father earned. If they are lucky there is a advisor that will prop the situation up for awhile but the people all suffered for it. The root issue is that even those with low to average IQ can find ways to be succesful in life. And their hardships and experience grant them enough wisdom to try and pass it down. But that wisdom that comes only from experience can not be taught. You have to be all that AND high IQ AND marry a woman with high enough IQ that your children can be taught critical thinking and abstract the concepts of "having" from "being able to use" to try and succeed. And even more difficult, then teach them how to go about teaching their own kids from there. Even if you go the route of having many kids as the other anon pointed out to try and get at least one good heir, the reality is that it is no secret murder becomes par for the course when you run it this way. And you are basically dooming a large portion of your descendants to a regular life since they do not inherit the wealth evenly.
>>535872199The last couple of years are not typical. 10% is a more common annual return. But yes it has been a crazy strong bull market since Trumpenstein got in office. The AI bubble is probably going to pop at some point and I expect a heavy pullback when that happens. You just have to ride it out.
>>535872199You don't want to withdraw everything you make. There are going to be years the market is down and you're still gonna need income
>>535872365My brother says the same thing to me but he teaches his sons to be materialistic dipshits that want expensive Nike shoes and iPhones. You don’t need as much money as you think you do unless you’re a love current product and excited for new product NPC.
>>535872383Don’t try to explain the stock market to normies. I was sitting in my brother’s Toyota Whatever while we were driving past Walmart and Target and Home Depot while listening to NPR after buying Panda Express and my brother adjusted his Old Navy polo shirt and said, “You know, I don’t think the stock market even needs to exist anymore.” True story, normies have no clue of how the economy works.
>>535862614You’re never gonna make it anon. Do you not know how investing works?>inb4 that’s Jewish and not fair and I’m gonna have a meltyGo ahead but when you’re done with your tantrum the facts will remain unchanged.
>>535872241But they did the work. The investor didn't do anything.
>>535873087The economy is a pyramid scheme.
>>535866470https://en.wikipedia.org/wiki/Equity_issuanceAnd that just makes the trading afterward even more parasitic since the trade of the stocks after IPO doesn't even touch the productive entity.
>>535862217Let me just find those 2.5 mil dollars real quick
>>535865041The eternal human struggle to trick other people into doing all the work while you sit like an effendi and eat.
>boasting about a $2.5M portfolioRookie numbers
This shit is a scam. I paid jpmorgan chase to manage a brokerage account for me and I pulled out my $110,000 after almost 3 years. My profit was barely 1000 dollars. Probably half that because of taxes.
You will see people actually roping in your lifetime when the stock market crashes and debtors start killing themselves. I can’t wait. History always repeats itself. The American Empire is collapsing in real time.
>>535865187It functionally is slavery. Going homeless is not an option for sane people
Fractional reserve banking should be illegal. It's fraud. Stocks are the same thing.
>>535862614Imagine as a glitch in the economy that was in fact pre planned
>>535862217>100k, out of 2.5m, 4%That's a shit return.
>>535862217You lost Trannie
How does someone save up $2.5 million when their salary is so low and cost of living is so high?
>>535862217>let the goyim deal with the real world
>>535873837How is that even possible? I bought I bunch of shitty dividend stocks during covid, and just by reinvesting it's worth over 160% of what I paid for it.
>>535862217dividends are great. its the same amount forever. youre not using its potential is just a mistake you can correct maybe.
im using it, its free money.>work hardlol
So the key to getting rich is to already be rich, got it.
>>535874697not really you can farm it. you dont need the entire 2,5m. its enough when you have 50k or so set aside. do the math how much youre getting.it wont disappear it will only get more.
>>535874634In the US dividends suck because they are taxed as ordinary income (high) and not capital gains (lower). That is why so few US companies have large dividends anymore.
>>535874069They probably put it in treasuries or something because anon told them to be conservative. Paying other people to manage your money is not worth it if you have a 3 digit IQ.
>>535873929Stocks are very different, but they do benefit greatly from fractional reserve banking. The arguments for and against fractional reserve are fascinating. If you killed fractional reserve banking today, you would probably bump interest rates up by a factor of 5-10. Almost all lending would cease. Banks would start making their money by charging you oppressive fees. Would that be a bad thing? Hard to say.
>>535874015You don't have to save that much. Most of it is created by the gains. Your money will, on average, double in value every 7-8 years in the stock market. https://en.wikipedia.org/wiki/Compound_interest
>>535865521Who are these whores? More of this content?
Yeah but If i had 2 million id already be rich
>>535874015You don't
>>535875261Define “not that much” in USD per month terms.
>>535872383That’s bullshit. Mo wins issued by the central bank. The stock market has nothing to do with money supply. You’re a fucking idiot.
>>535871894It’s a practical observation that the mechanic will likely need a certain amount of palladium to fix the car as a matter of mechanical engineering.This demonstrates the actual value that precious metals hold. How many fed reserve notes will it take to fix my muffler on their own intrinsic value? The answer is “irrelevant”
There are these things called market crashes,….
>>535862484This nigger doesn't know what to do with his money.
>>535862217Money and capotalism is fake amd gayandmjews know how to exploit it. Why fuckign gold is so fuckkmg expensivd, you can't do shit with it aside from luxury items. Copper is used more, it's a pillar of modern technology, it should be more "expensive".Gay shit capitalism, moany and all that jew shit.>muh communismNo, that's gayer and alsso made bybjews
>>53587600325 years at $2150 per month will do it, while only investing $645,000 yourself over that time you will have over 2.5 million. https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator
i made my business like 10k once serving 360 customers in 8 hours, and received like 110$ then some faggot on here goes, "stocks go up, money printer brrr"
>>535876556Nigger no one can afford that. Id have a house already if I could afford that. What a ridiculous requirement. Fuck this country, every politician deserves to be shot at.
>>535876593they still have to buy the ingredients, use the electricity, pay the cooks, cleaners, and rent. your restaurant owner is likely just barely scraping by
>>535876770No, they’re doing better than average while the average people are destitute.
>>535864089So you mean you can only borrow against what profit you made from year one to next, so basically the 200k? But you can't borrow against the entire portfolio?
>$2.5M invested>implying a net worth, at least, in the eight digitsAt that point, money is a much of a muchness -- they could put it a fixed term deposit, and at a nominal 5% rate, get $125k p. a.... tax-free. If anything, them investing it the market has a inherent risk-reward dynamic, puts money into companies which may create jobs*, as well as provides more tax for your kikes to exsanguinate and siphon off to the Sanhedrin.So, investing isn't like some guarantee to get rich quick; and if someone is also rich (which betting $2.5M presupposes), it's a red herring to be focusing on what their a posteriori investments are, instead of how they made their disparity of wealth in the first place**.>*hypothetically, in a vacuum sealed off from kike globalism>**if they value-added worked for it, it's theirs to keep; if they inherited it, it should be open season on it
>>535876677Not a requirement. Not politics. Just math. It does not care about your feelings. Most people work far longer than 25 years, and the longer you compound the faster it grows. Over a 40 year career, saving $500 per month will yield $2.6 million on only a total of $240,000 invested. Your problem is not income, it is the inability to delay gratification.
>>535862217100k is only 4% of 2.5M. It’s pretty easy to safely average 10% in stock market. So more like 250k a year. You only need 1M portfolio to get 100k yearly return.
>>535876940You can borrow against the whole portfolio, but eventually the interest you are paying will eclipse what you are saving in capital gains taxes by not just selling just assets instead. It is a common tax avoidance scheme used by the very wealthy. It does not work as well with only a few million in the portfolio.
>>535862484Based, keep on stacking, fuck these jews.
>>535874985I realized the 3 digit iq move is to literally never participate in the economy and that investing is a kike gambling scam zero sum game.
>>535862484based>OP has outperformed the S&P for like 40 years by doing this simple trick btw
>>535862484>please don't rape me and steal my property, i have all this bullion.You're fucked when shtf.
>>535862484Don't you have to buy that from jews?
>>535876316When do empires die?Is it when whites join forces with muslims and jews to counter the Real de a Ocho?NO!Is it when whites create protestantism to attack the Olive Race and the Universitas Christiana project?NO!!Is it when whites exchange letters in the 1580s, plotting to steal America and genocide Americans?NO!!!Is it when whites conspire with 40 Hispanic traitors and the House of Braganza to fracture Hispanics?NO!!!!Is it when whites draft in the 1700s their plans to destroy Western Civilization for being non-white, intending to genocide its children and enslave the survivors?NO!!!!!Is it when whites split the Hispanic Monarchy into two sides and force Hispanics to kill each other?NO!!!!!!Is it when whites create freemasonry to infiltrate the empire, steal their ancestral homeland, and murder all its children out of envy against the Firstborns of God?NO!!!!!!!Is it when whites invade America and start genociding millions of Queen Isabel's most-beloved Children while stealing their ancestral homeland?NO!!!!!!!!Is it when whites write and execute the final plans in freemasonic lodges to genocide all non-whites in America and torture the survivors with slavery until they all die?NO!!!!!!!!!Is it when whites balkanize the empire into +20 death camps and create +200 years of genocidal plunder and derisive tortures?NO!!!!!!!!!!Is it when whites lead their armies across America to murder and torture all babies they can find, or made others procure?NO!!!!!!!!!!!Is it when whites create void centuries against that empire and black legends against its people, while they steal terms like "America" or "Western Civilization"?NO!!!!!!!!!!!!Empires die when their beloved Children forget the Empire.
>>535862217you can do it, too. stop acting like this is some ancient hidden knowledge. this is absolutely crazy.
>>535880603Kill all mammon worshippers.
>>535862614first day in prison planet?
>>535862614The work you'd be doing is likely for a company that isn't making a profit, thus you spending time there is a net negative for society too. Sure if you look at it from the point of view of the products being made/services being done, etc. The society benefits, but the real question is:>at what cost?
If you put 500 dollars every month with an initial 10k you wouldn't even have 1 million in 30 years.It's basic math governed by the most basic math you learn in elementary school dW = r*W + PConsidering the country won't even exist in 50 years and super inflation and giga usury will exist by then that 2.5M would be equal purchase power of a chewing gum, maybe less.Also that's at 8% the 4% figure is from stocks that pay out.
>>535862217Playing with tour computer isnt investing. Death to socialism and may a healthy economy be made with real products and real competition.
>>535862217ruin kikes' money to make them cry for the God they deny.
>>535862484Someone is gonna have a good time looting your corpse.
>>535862217This is why capitalism is broken and evil.
>>535882321Death to socialism, that is brought in through exploitation, and make production and hapiness/creativity a core goal. The rich internationalist capitalists are unsatiable greede half to earn more and half to get people to misery so they readily accept their future system. Local scall/medium size businesses is the way to go, maybe a few only internationals that get taxed to the coutries they produce and sell.
>>535882470No, socialism is broken and evil. Capitalism was popularized by Marx, he knew what he was doing