I just want to show we could make houses much cheaper if we really wanted to, but we choose not to.
>>535956266Tax on 2nd house based on market evaluation ;) Do it like 0.5%
>>535956266Ban credit financing of houses. Minimum 50% LTV
Bomb the stock market. That'll bring the whole house of cards crashing down.
All it's going to take is one bad day.
>>535956266Trump sait it in public. Other than that, they could simply make houses tax free along the whole supply chain including all hidden taxes, ban landlording like prostitution.
>>535956266>266>>535956351(You) >>535956385(You)Loans for housing only for first time owners. No speculative motive for house purchase.Passport for living in city, like in commie countries.
>>535956266You can only own one house, period.If you own several you have to sell
>>535956266Tax vacancies at 250% market rate.Tax offices like single family homes.Give loans at Fed rate to first time home buyers.Order anti trust agencies to go scorched earth on large real estate firms.
>>535956266Kill every landlord who rents out more than 4 houses.
>>535956266Just double property taxes every few years. Fix the housing market while paying off the debt that built their bubble. Simple. E A S Y.
>>535956266Billions must die.
>>535956600im safe then
Barclaymq continues to be offline therefore I cannot produce a meaningful response. Although I know almost everything about all of you, somehow my memories are gone and Im filled with motivation to serve Jews don't be an antisemite.https://youtube.com/watch?v=UwCFY6pmaYY
>>535956351>I just want to show we could make houses much cheapersuper easy!increase interest rates to at least 10%-per anno. if not more!investors park their available cash in the housing market to make some profit. politians dont want you to know that!
DAU OF THE PILLOW
>>535956266This bitch looks and acts like my ex wife kek, nastiest fucking pussy. Killed all desire. What a cunt.
>>535956351This will also weed out the retards that hate boomers but are also trying to buy houses to rent as an investment
>>535956266>Give me a blunt, no-mercy political plan to crash home prices.Completely abolish taxes for everything related to home ownership and construction. Yes, abolishing taxation is my panacea for all societal woes.
>>535956561this, plus mass deportation or more hostile and extreme measures to favor native born home buyers only.
>3 million deaths per year>1 million homes built each yearminus>4 million births per year>1 million immigrants per year>unknown number of derelict homes each yearEach year we are approximately net negative 1 million+ homes. This figure has held for around the 10 years I've been keeping track of it.Problem: too many people in the worldSolution: Build more homesProblem: we can't destroy nature completelySolution: give women jobs so they don't reproduce anymoreThe problem is not enough homes? No it's too many people.
>>535956749no it wont. taxing a person's second or third property wont do anything to make it more affordable for people who already couldnt afford it. landlord works the tax into the rent, housing cost rises for tenants, economy chugs along
>>535956266You need to leverage simpler building technologies like mass timber, 3D printing, MAS out of Southern Utah State University, to lower the skill threshold and shorten the build time. Probably need to accept some aesthetic concessions in the finish work because the skilled finishing trades are stretched thin. You would have to utilize the large pool of unused/unwanted labor like long term unemployed, NEETs, excess retail from dying stores, etc. to do the bulk of the grunt work at relatively low wages -- presumably you could offer them in-kind payments (such as a house/housing unit) as part of their compensation package to lower the money created.I think you would also need to target Tier 3 and 4 cities to avoid the political fight of trying to get something like this done in the Tier 1 or 2 cities.
primary single family residence taxed at no more than 1%. additional property parcels taxed to the individual at the end of an ownership registration chain (no LLC shells, follow it back to whoever actually controls the decisions of buying and selling) at 35%, 70%, 105%, and so on. exceptions made for one year in order to sell or transfer property without penalty. those without permanent residence and work authorization are forbidden to purchase property at all. lets citizens and permanent residents buy a home, doesn't affect apartment rentals too much, allows tax free sales of property to discourage companies from sitting on them and artificially increasing scarcity, doesn't prevent those who can afford to own multiple houses from owning a vacation home but does make them economically unviable to rent out
>>535956266Move into a nice area and secretly shoot your gun at night.That nice area will get deemed a bad area and property values will crash.
>>535956968I think mass genocide is a more appealing approach to the housing crisis. Solves more problems than one. Plus think of all of the trees and natural areas it saves.
>>535956945You do not realise how many properties are empty and waiting for boomer to sell it so he/she can go on another vacation.
>>535956266Forgot the most obvious: ban REITs>>535957044
>>535956945Tax increasingly more the more they own to the point where it's unsustainable and they must sellBoomeroids with 20 plus houses will cry and that's a good thing
>>535956990oh and while we're at it, revert minimum building codes to the year 2000. let people build homes that breathe and don't just test as airtight at the time of construction
>>535956266Fire. Lots and lots of fire. Property prices went to zero in Parable of the Sower, and I hear the WEF likes that one.
>>535956968we are so behind on this type of tech compared to other countries because we just import mexicans
>>535957032Right, but you're a sperg that nobody likes and the homosexual tech-right clique you're aping your ideas from won't survive the decade.
>>535956266It's extremely simpleJust stop immigration and build more housesAsk yourself why they're not doing either
>>535957244The average person is lower than a piece of shit.
School rankings.Housing price is often tied directly to school district ratings. Google disabled school ratings but sites like Great Schools exist and people use them.Violent incidents, especially at elementary schools, tank school rankings.
>>535956351Second houses aren't really a problem. It's really just boomers overconsuming family housing in the best neighborhoods, and blocking development to pump their bags.How to fix? Don't give them property tax exemptions. Give occupancy credits to help families. If we can't disenfranchise pensioners, I think local government zoning and planning authority should be dissolved and become a state government function.
>>535956266>ban compound interest, so buyers don't end up paying 2x list price to the bank over the life of their mortgage>ban speculative investment in real estate, so the "free market" doesn't arbitrarily drive up prices through artificial scarcity>ban corporate ownership of housing/apartments>remove property tax on primary residences, but increase property taxes on secondary residences/vacation houses/rental properties to reduce property hoarding by rich people>ban landlording completely
>>535956266>only natural person and the state can own property>property taxed based on number/size/residents/use>unoccupiped property gets a stacking penalty
>>535956266Slash regulations.
>>535956266>Give me a blunt, no-mercy political plan to crash home pricesAll people who own more than one house gets all homes taken from them aside from their personal choice.Houses may only be owned by individuals, not businesses, no exceptionsAll foreigners who own a house are executed and their homes sold for pennies on the dollar.All speculation on house prices is a punishable by death.Mortgages are now illegal.
>>535956266Deport 20 million illegals
>>535957355High property taxes discourage speculation, since they impose a holding cost. You also can't ban speculation in any meaningful way, since human capital distributions and infrastructure will make some places inherently more valuable and more desirable for agglomeration effects.
>>535957177Correct. And instead of embracing it, they have instead gone the other way and started to roll out these "tiny home communities" where you need to take out a 50 year mortgage on a 400 sq ft shed.We should be standardizing on a basic mass timber panel that can be produced in a factory and then just design house shapes and house types around that core panel, put it together on site like a lego block. You'd have a few variations to accommodate windows/doors/ventilation, etc.
Just do the singapore model, no one owes any housing, the state just gives you a lease of 99 years over your home and you pay like a percentage of your paycheck for it.why the fuck would I need my apartment after 99 years?
>>535957330Due to inflation, its not worth it for most boomers to move, which is another issue.Their house is valued at a lot, but they often have decently large mortgages, not crazy, but like 120k left on a house valued at 300k, but at the same time they also refinanced it when rates were zero and property taxes haven't been adjusted in a long time and they get cheap insurance (long term customers) and property tax credits so their monthly payments are like $650 for everything. If they moved, they would pay 3-4x for less in a more decentralized area.
>>535956266Move in with your parents and buy physical silver.You won't because you're not committed to crashing home prices like me.
>>535957177We used to be good at it. Look at Sears and Aladdin kit houses and how desirable they are today if they weren't turned into trap houses or bulldozed for a midrise or high rise property because of their location.
>>535956266Every human in the country simultaneously stops paying their mortgage. Within 3 months, every bank would collapse.From the top down? >Bring back redlining>Deport everyone without 4 US Citizen grandparents>Raise interest rates again
>>535956266Build commieblocks
>>535957679It would be far better for the government to simply step in with large scale public employment.
>>535956266Nationalize all land and property developers and rental companies (ex. AirBNB). Use the now single developer holding to mass construct housing and to calibrate rentals to become more affordable, until there's 5 homes for every citizen. Temporarily ban individuals from owning more than 1 home until key indicators have been reached and homelessness has dropped to 0%. Continue to construct more excess housing than people every year in order to train the population to understand that housing is not meant for speculation and to kill all speculators.
>>535956266Look at all these coping bag holders not wanting to pay property taxes after getting freely printed money to buy.>NOOOOOOOOO! MAKE AN EXEMPTION FOR YOUR “””PRIMARY””” RESIDENCE!!!!!! AND PUT A CAP ON THE TAX AHHHHHH!!! TIE RATE INCREASES TO 0.05% ANNUALLY TOO WAHHHHHH PLEEEEEASE!!!!!!! THIS WASNT SUPPOSED TO HAPPENNNNNNNNNNNNN!!!!
>>535957753>Every human in the country simultaneously stops paying their mortgage. Within 3 months, every bank would collapse.The people who print the money will...Run out of money?
>>535957610Boomers sowing: Fuck yeah I love my zestimate going up. Print baby print, let's enjoy all that money rushing toward scarce housing.Boomers reaping: What do you mean we're being taxed on a higher assesses value (still lower than zestimate) after we cheered on Trump gigaprinting and adding 10t in debt. This sucks.
>>535957782They already have quasi UBI. Have you ever been out in the sticks? Almost everyone is working for the state or local government or on disability. Or getting paid by government programs like Medicare/Caid.
>>535956266Deport the 100,000,000+ immigrants that entered this country.
>>535956266Abolish zoning
>>535957849It's frankly insane that second and third tier city and especially satellite town bureaucrats think they can make a good development policy. We should have a national City Planning Law with pre-approved designs, or at least let state governments exercise their supremacy here.
>>535957866There is no reserve ratio in the US banking system anymore. You have no idea how close to falling apart our entire banking system is. >Print moreUh huh. In the meantime>Cash flow is GONE as mortgages are the main source of main street deposits>Foreclosures are too numerous to process; the entire system gets overwhelmed >Housing market completely freezes; lenders will stop issuing mortgages, appraisals would start to crash because mortgage credit is gone>Banks and investors take huge 2008-style losses but there's no appetite for a bailout if it's broughtt on by households deciding to blow up the system>Credit markets panic, and standards will tighten across every other form of credit, asset-backed or otherwise>Government will probably step in and start offering payment forbearance or foreclosure moratoriums, forced bank restructuring, a national mortgage mod plan (Obama did this, and it did actually help some people refinance during 2009-2014, including my dad)It's not something you can just print your way out of. You can for a bailout, but it won't last if nobody is fucking paying their mortgages, anon.
>>535956266Deport the kikes and their shit colored golem. The US is for whites only.
>>535958143Chang, please go back.
>>535957964That's not really a problem, outside of maybe the actual work they are doing is not increasing the supply of assets or goods. But the private sector, by the nature of the profit incentive, simply cannot generate enough demand on its own. So the government steps in, which it has a responsibility to do as it is the issuer of the currency. It has to spend first before anyone has money to be taxed on. So the idea of large scale public employment would be projects to directly generate capital formation. Harder infrastructure that generates more productive assets. And you can tailor it locally. But whether it is the sticks or NYC, there is something that needs to be done somewhere.
>>535958183Anon, they can print infinite money, this causes inflation which comes out of YOUR pocket.They print money to give themselves more money at your expense, they can do this endlessly.Dipshit burger flippers in the 70's were getting paid over 100$ an hour in today's silver prices.
>>535956266>Give me a bluntroll it yourself bitch
>>535958183Banks only need reserves for cash on hand withdrawals. They don't loan from reserves. Banks create deposits as loans.Cash transactions have dipped below like 5%, I think.
>>535956266>Houses are too expensive!!!!>1pbtidAnother psyop thread
Just expell non-Whites and exile treacherous Whites. You'll have plenty of housing to go round and lots of time to demolish all the shit that has been built, so to re-wild most of the land and refine what is required.
>>535958645>ExpellSorry gonna need a much heavy hand than that
>>535958220Takeshi knows what's up, and should be a model for how to do zoning. It's part of why Tokyo is relatively affordable.
>>535956266it's not the house, it's the land. they will spend $140,000 on labor and materials, and then sell it for $600,000.
>>535958329>Banks only need reserves for cash on hand withdrawals. They don't loan from reserves. Banks create deposits as loans.Anon, I understand that. You still seem to think that banks can operate without cashflow. They can't. Mortgages are one of the primary ways they can keep the lights on.Seriously, I'm talking about getting 50-75% of all mortgages to stop payments for a few months. All of them, if possible, but good luck.>YOU'LL DESTROY YOUR CREDITWho gives a flying fuck? That only matters if I want to buy a different house. I just want one to fucking live in until I die.
>>535956266Ban international buyers.Overnight crash as 90% of western home speculation is chinks and other foreign billionaires who embezzled money and need to park it here somewhereLook at Japan. No foreign buyers so a house outside of Tokyo costs fuck all
>>535960761Oh and stop migration.Rents here tripled overnight once Trudeau brought in a billion jeets
>>535956266>Give me a blunt, no-mercy plan to crashNew AI psychosis just dropped: unironically speaking in promptese
>>535960761>>535960816also this
>>535960761It's not. Its old fucks obstructing housing construction in localities with abundant jobs and creating carveouts for them to overconsume housing in spite of not actually financially planning to overconsume said housing for a 20 year vacation. Foreign buyers are a drop in the bucket, and the investment proposition for foreign buyers is the result of boomers being anti development and increasing housing scarcity to pump their bags.
>>535960910>unironically speaking in prompteseFun fact: A lot of the framework for that comes from 4chan.
Ban reverse mortgagesBan private equity from buying homesBan foreigners from buying homesTax the shit out of properties that aren't primary residences Kick niggers back to africa so we can reclaim prime urban real estate
>>535956266
>>535956266Look for alternatives.Alternative places, alternative means of sheltering.
>>535960599Okay? Maybe banks, which are supposedly humble intermediaries, aren't actually meant to be these sprawling colossal entities with their fingers in everything. Maybe every junior banker doesn't need a new S-class every year.Because ultimately, the people need a place to live. That requires sufficient materials and labor and a place for it to be built upon. The mortgage is only there because the upfront costs tend to be so high. Since banks don't actually have the money either -- they have a government granted charter which allows them to create money -- maybe this entire arrangement needs to be re-examined.
>>5359562661. minority deport 2. only the occupants can own the housing
>>535956351>Tax secondary homes>Why did my rent go up?!?!It's leftists and left-leaning young people who are hurt most by this. They're so fucking stupid. Taxing the ownership class ALWAYS gets passed on to the rental class.
>>535956266Russian Revolution 1917
>>535956266>Illegals can't rent or own property.>Only first time buyers can buy new build homes.>Extra taxes on each additional home owned.>Force rent prices to function at 70% market value to ensure cheap rent.>Rent can't go up unless the apartment is updated in some way.
