>just buy a house bro
PLEASE JUST TAKE THE BAG, I WANT TO DOWNSIZE TO A CONDO FOR RETIREMENT
>>536054410>Just give up bro just like me and move in with mommy and play Vidya all day
>>536054410Now is too late.You should have bought in the past.Now you can only live in the rent-a-pod and eat the bugs.
>>536054410Another one?
>I know what I got.
I was close to buying a home from boomers and found out the foundation was not only cracked, it was unstable and required 90k in repairs. Instead of lowering the price 90k they requested that I go ahead with the sale and they fix it AFTER I close the deal and sign my name. They must think millennials are fucking retarded.
Boomers are scum of the earth.
>>536054410It'll crash. High property values means high property taxes and both the value and tax rate are still going up. Soon you'll see eviction webm's posted every other thread
>>536055204Does that shit come with 1000 acres of land?
>>536055444You're thinking like a goy, my man. Remember that property taxes are only on the assessed value. Remember how in NYC they decided to raise the property taxes on properties valued over $5M? Yeah, that only affects three properties in Manhattan. Three.
>>536055444This is why they age proposing no property tax for boomers. You are priced out forever
>>536055497No, it's less than 1/4 acre
>>536054410join the military. base pay plus basic allowance for housing will get you anything you need. youre not a faggot who cant enlist, right?
>>536055556it'll be their second-to-final act of charity, their final act of charity of coursing being bankrupting social security
>>536054787How would you get a mortgage on a house with that kind of damage?
>>536055618So… be a part of a socialist system? Interesting.
>>536055444It’s on the beach.
>>536055204Don’t buy it. Would you sell it for below market value?
>>536055712yeah you dont even need to be infantry or front line anything. i went to iraq as an airframe mechanic in 08, i fought the largest aircraft carrier fire since vietnam (uss gw '08) and i got everything i needed plus disability (70% its at 1808 tax free per month now) when i got out. hell if you get married to some boat goat or barracks whore you can get BAH before you even make E4. get a bitch pregnant right out of bootcamp, it can only help you. you have so many options. dont be a pussy.
>>536055497It’s on the beach.
>>536054410>>just buy a house bro
>>536055547In my city they're proposing another tax hike, and as far as I can tell my property value has only gone up since 2017. I seriously doubt me being the dirtiest kike would stop the real kikes from taking my home if they wanted. In the end I remember Mathew 16:26 and try to live an honest life>>536055556Boomers already don't have to pay property tax, it accumulates until they die then if their kids don't pay the balance the state takes the property. At least it's an option already in place for them>>536055566Is it sitting on gold ore?
>>536054410just get a 100 year loan
>>536054410so move>>536055618faggots can enlist now. just like you, you glorified welfare queen zogbot faggot
>>536056072>faggots can enlist now. just like you, you glorified welfare queen zogbot faggotim glad you noticed. you mad? heh heh
>>536056072why couldnt you do it? you had asthma? heart murmur? i had that shit and i just lied and went to bootcamp anyway, like that nigga from gattacca. youre just a bitch. im adam, youre eve. faggot
>>536056072>so moveSee, everyone else was thinking the same thing. Remote work douchebags are clawing each other's eyes out for houses that used to cost as much as a Tesla in quiet neighborhoods where they'll vote for the affordable housing units that make them want to move again.
buy a house or don't, but stop shitting up this board with your libtard tears.
its the same as it ever was. life was never easy. you have to risk much to gain a little, over and over, to succeed in life, unless you had really rich parents, and even then you can still turn out a piece of shit for all kinds of reason. people should be more grateful for what they have.
>>536055204The fuck? Is it on a lakefront? A lot of land? 2.5m for 2905sqft in a 50y/o house is fucking retarded.
>>536056667and who wants to move to michigan anyway? come on now. there are better options, this is a thread rigged with bullshit. as usual.
>>536056054This might be the move.
>>536056230i don't want to sell my ass to the enemy of the american people.>>536056362there are a thousand dying towns where you can still get a livable house for 50k. you could even pay it off, sell it, and move back to your hometown. yes, it's going to suck but it's doable. or stay a rentcuck forever, i don't care
>>536057137>i don't want to sell my ass to the enemy of the american people.bullshit. my grandpas grandpa fought in the confed irish brigade at fredericksburg, his grandson was in the manhattan project, andi was in iraq. i dont give a fuck, we dont choose our battles. we are irish, we had kennedy, and he was shot to death. god has chosen us to be warriors, not leaders. jesus is the leader for us. just get used to it.
>>536054410all according to planhttps://x.com/VladTheInflator/status/2002845545971540360https://files.catbox.moe/1c9ojf.mp4
>>536056452>people should be more grateful for what they haveI agree, but the people who have been blessed with the most are the ones who most need to appreciate what they have. Poor fags have been lowering their expectations while rich fags keep raising theirs.
>>536057976yeah i have been blessed its true. having freckles isnt the same as being born brown and wondering all your life how you can "pass as white" in one nationality or another.
>>536054410>NOOOOO GIVE ME A CHEAP HOMEOk, you can have this drug addict's house for $10,000, but you have to clean out all their trash>NOOOOOOOOOOOOOOOOOOOOOOOO I DONT WANT TO DO ANY WORK
>>536054410So what. Americans are living in debt all their lives. You just get 100K more debt who cares it's American dream.
>>536054410It would cost 50,000 to fit a boat (included) out with all this stuff to live on. There's also special permits you can get if you sail from another country to avoid paying duty/tariffsYou could go anywhere in a 31 foot boat.
>>536054410
>>536054757Lmfao that doesn't even look like a legal dwelling.
>>536059061I saw a YouTube video of a dude who did this and it seemed pretty chill. His monthly slip fee wasn't even too outrageous, I think it was 500-600.
>>536058958For something that cheap, I'd just pay the $20-30k to get someone to clean it out and remodel it for me. It probably needs a total remodel considering what the drug addict was probably cooking.
>>536054410I am, 'bro,' and other people are going to pay for it. by willingly paying me for valuable things. and then ill pay for it.shrimple as fucking as mate.try doing $30k in sales every month and still be too poor to afford a house. I'm waiting (just kidding no I'm not. because that takes a long time and obviously that would be enough money).but yeah dude so many people are lining up for jobs they won't get when it's time to cut out the middleman and start making your own money on tap
I'm glad I didn't fall for the "buy a house" meme. imagine paying property tax on inflated property value that you wouldn't actually get if you sold your house.
>>536060719>biggest wage spike>houses go 'fuck it' and doublebitchy..
>>536054481FPBP, let the bag holders ride it down.
>>536056722Implying you wouldn't move here in a heartbeat.
>>536061779> Beautiful for 3 months of the year> Shitty for 9 monthsThis is how I know the world has gone bonkers. People have buckets of cash that they're flipping shitty great lakes property. The Great lakes are a shit hole.
>>536054410I live in an area where people still have to try to outbid each other and offer over asking price to get a house. Have a buddy whose been trying to find a place for months. He did find one place, but wanted to get a home inspection, but the owners refused and it sold the next day.
>>536054410>JUST WORK 4 TIMES HARDER AND LONGER GOY!!>HOW ABOUT A LOAN??
>>536062277Don't forget to get Trump's new 50 year mortgage
>>536062089half of them are foreigners
>>536054410>if you don’t own your own home swipe left
>>536054757Walkable attic space and a basement is awesome. Doesn't matter if they look shit.
>>536055204>2 bed>4 bathThe fuck is this a massage business of some kind?
>>536054410I don't give a fuck. I am inheriting three houses.
>>536054495The seethe is real lmao
>>536055618>join the militaryAnd get drone striked by third worlders and mossad???
>>536055204These fuckers are out of their god damn mind.
>>536055204like homeowners of any other generation or rich people for that matter are any different from each other. money is a mind virus.
>>536062365Where I live most of them are foreignors. When I was younger it was like 97% white. Now all I see are brown everywhere from every part of the world.
I inherited my house from my brother. Never thought about the value. But my neighbor asked if he could come over with a real estate fag and I said ok, and the next day they sent a letter of intent offering $5 million to buy it. I don't need the money but I might sell if they want to pay more. I asked an AI and it said based on comps I should get $5.8 million.
>>536055712I think the military is more of a Fascist system (which of course, I support it's structural implementation upon the nation, as well as the culture of unity and service to the nation). If anything, my time in service made me less liberal. Plus, it exposed me to the problem of blacks & browns (who are only tolerated culturally because of civilian efforts of integration and equality).
>>536064344Don't be a dummy bobby. Take the money. 5 million, invest it (or have it managed) & live the rest of your life doing whatever you want and STILL die with more money than you started out with. Self manage TIPS for wealth protection. the big 'five and six zeros' is my target number.
>>536064711>just be a kike bro>just do your part to inflate the currency and housing market>fuck utility or sentiment, your house is an investment>just chase the shekels goy- i mean, broshut up kikenigger
>>536054410ok so what are you going to do about it
>>536064821Enjoy working for this economic zone that hates you, yours, and wants you dead. They're very clear about this.
>>536054495give up what?I am a rentoid because even my shitty ass city has houses that cost 500k
>>536065033If I were you, I would try to live with your parents or buy a place with (very good) friends. The only way I was able to buy a place was because I spent years living with parents, paying the property tax, utilities, etc, and stacking - living like a monk, and investing what I had left over every paycheck. My city in NorCal has turn key places for 290k. It IS possible. It ain't fun in the slightest.
>>536054410Real estate here is valued around the same as in the US on median but since we are europoors, the government takes most of our paychecks, gas costs like twice what it costs in the US and our salaries are much smaller. Yet most working people can own a house just fine. What the fuck are you whining about?
>>536055679He couldn't, he made up the story to rip on gramps because he's too much of a coward to name the jews.
>>536065225How much did your house cost you and what's your wage? You do own a house since it's so easy there right?
Boomers are this huge bulge in the generational population data (see picrel)When they were getting jobs they made sure that we weren't bringing in cheap third world hordes to lower their wages>Once they were on the job ladder they imported tens of millions of low wage underlings to be the bosses ofWhen they were buying houses they made sure that there was incredibly affordable housing>Once they had housing locked in, once they bought a 5 bedroom 5 bathroom 5000 square foot house, they made sure that no other housing could be built - Because this made the housing they already owned go up in valueWhen they were piling their money into the stock market they made sure to not allow corporate America to gut the whole country and outsource trillions of dollars worth of manufacturing. They wouldn't let jobs go overseas and they wouldn't let the quality of products go down. They accumulated mountains of stocks while the getting was cheap>Once they had fat 401Ks and IRAs they made sure to let outsourcing and enshittification rob the rest of us blind while they rode the hugest run up in equities of all timeOne time in 2008 equities went down (giving younger people a chance to buy in) and housing went down (giving younger people a chance to get on the housing ladder) and the boomers rioted. The 2008 election was the biggest landslide I have seen in my life. The money printers turned on to placate the boomers>The boomers made it clear - if you ever make things affordable for younger generations ever again - the party in power gets annihilated in the next electionThe boomers took care of themselves and, as soon as possible, they pulled up the ladder behind them. Every time, in every respect, in every single way they couldYou cannot hate boomers enough
>>536064344This is fine if you want to take the money and move to the middle of fucking nowhere where cost of living is significantly lower and can live a simple lifestyle the rest of your life through investments dividends.
>>536066166You can earn 150000$ a year with TIPS (extremely conservative, no risk) with 5 million. If you can't figure out how to live nearly anywhere with 150000$ a year, you're doing something wrong.
>>536065570I do. I make around 25k€ a year, my wife has much better sallary though. Our house cost 250k.
>>536066302You sound retarded. My bank pays a higher interest rate than that on savings.
>>536066896That was my point, retard.
>>536066929My point is why would you suggest a financial vehicle that pays less than a fucking savings account? And no, you certainly can't live on $150k a year anywhere you choose.
>>5360669705 million is basically GUARANTEED to win. I was just illustrating that the most conservative investment strategy that there is would still be enough to fund a solid lifestyle. You'd need to have the fiscal responsibility of a negro rapper to fuck that up. You don't need to live in the boonies. Where CAN'T you live with a yearly income of $150k? Huh? You can live in SF pretty damn comfortably on that. You can live NEARLY anywhere.
>>536061527Nah they're blowing your inheritance at the casinoGet fucked zoomers
>>536066970And BTW, for your general elucidation, TIPS can out preform a high yield savings account - if you're the kind of guy who thinks "inflation is going to spirit away all my wealth" they're a great long term option. You'll never have less purchasing power than you started with. You'll be a 5 millionaire today in purchasing power generationally with no risk involved. Plus of course interest on an adjusting principle. But yeah, they're Warren Buffet's more conservative grandpa, and it'd be retarded not to take advantage of this market. Literally can't go tits up.
i’ll just wait until boomers have to sell for cheapfuck are they gonna do about it lolyou want healthcare or a house? choose, retard
>>536054410I did. In 2019. It has since doubled in price. Fuck zoomkeks
>>536055204Thats a mid-century executive rancher built by an actual engineer and not somr shitbox dev that will last forever, you fucking retard. >omg I deserve thisYou're a dumb bitch that can't upkeep it no matter what kind of money you make so just shut the fuck up. You don't deserve it or you wouldn't be complaining because you would know better.
>>536067659>i’ll just wait until boomers have to sell for cheap>fuck are they gonna do about it lolno one sells houses under value. i can tell you from east germany. houses here have -2% value loss every year and they still dont lower the asking prices. most of our cities have a shit ton of empty houses, you think a single one of these is cheap? fuck no. no one sells under value. the only things you can get for under 100k is a commie block apartment or some wooden bungalow
Bought a condo in mid 2021, market value was up 20% in late 2023, currently it's back around the price I bought it for. I'm diversified and have a good job at least for now so not too worried tho
>>536054481your statement makes no sense.buying a house, even in this market, is the financial equivalent of locking in the rent.i used to rent, anon. i have never once seen the price of rent go down.once you pay off the mortgage, all you ever have to pay again is the property tax which is a pittance.>inb4 YoU dOn'T oWn It iF yOu HaVe To pAy TaXeS!1! copeokay, sure. everyone knows that death and taxes are unavoidable. if it helps you sleep at night, think of it as eventually your "rent" drops to $200 a month instead of whatever you're paying now.
>>536055204You retard. That's some kind of cartel money transfer.
>>536054410cheat code that the rent jew doesn't want you to use.1. live with your parents to save on rent2. get a real job that pays decent money3. buy a home, if necessary move somewhere else where homes are cheaper.
>>536055618Why would anybody willingly become a golem?
>>536054495This but unironically
>>536055914>not picturing the Boomer NIMBYs blocking construction of additional housing so that the artificial scarcity market appreciates their "investment."Faggot Boomers will argue against higher density housing, because it "ruins the character of the neighborhood" - a neighborhood of empty nests, old single family homes, and geriatrics. Blaming the browns is a cop-out.
>>536054481Old people really think some house they paid $7,500 in 1967 and haven't upgraded or maintained much should get them $600,000 today, fuck off!
>>536054631Shut up Mohammad, a real Hans would hunt for his meals in the Wald. Preferably with a stag horn dagger.
>>536068434>no one sells houses under valuedefine "under value". property is bubble tier overvalued. it's comical is what it is.>houses here have -2% value loss every year and they still dont lower the asking pricesnot my problem, i will buy when 2-3 year's salary buys a house like they did. they can keep it and die in it, or they can liquidate while they have the chance, and use the money for elder care. i will also vote accordingly that seniors have the most inconveniences possible.>most of our cities have a shit ton of empty houses, you think a single one of these is cheap?again, not my problem, but people will simply start to squat in these. the owners of those empty homes have maybe 10 years left to live. what then? it can stay empty until then and then it gets either seized, impounded or bought by someone patient like me.>but le billions of shitskins!are they competitors in the housing market? they have no buying power.>but le blackrock!their assets will be dispossessed within my lifetime so no, they are not a threat either
>>536060876lol do you know how much boat maintenance is
>>536070480>NOOOOOOOOOOOOOOOOOOOO>I WANT SECTION 8 HOUSING TO MOVE IN NEXT DOORlol, no.
>>536069218>eventually your "rent" drops to $200 a month >eventuallyYou mean after the 50-year mortgage is paid off?I would rather take my chances being homeless and camping for a living than being locked into a modern mortgage for historically overpriced pieces of shit houses
>>536072022>You mean after the 50-year mortgage is paid off?you realize that you can pay off mortgages sooner, right?i took out a 20 year mortgage and payed it off in 7.you're allowed to pay down your principal whenever you want; you don't have to wait for the 1st of the month, lol.any time i had some extra money i threw it at my home.if you wanna be homeless, that's your choice.it's a bad choice, and i'll laugh at you, but i mean it is, technically, a choice, lol.
>>536072022also, even within your own frame work of emphasizing EvEnTuAlLy, ask yourself this:will your rent eventually go down?ever?no.no, it won't, lol.it's the dumbest mind-trap cope that people talk themselves into.
>>536056012Kek. Yeah. Imagine a system so Jewish it allows boomers to defer property taxes indefinately
>>536072275The difference is, if and when this house of cards comes crashing down, I can up and leave anywhere any time I want with no strings attached. If it gets bad enough, I'll just squat in an empty house after the killings die down.Investing that money in gear, bushcraft survival training and long term shelter crafting is a better investment IMO. I don't think we have 10 years left before the wheels come off of this dying pig
>>536056667Lakefront starts at 10m.
>>536072463...what house of cards? what are you talking about?>muh cibil war!!!lol, okay.imagine deciding to continue to pay rent forever, and share walls with smelly, loud, inconsiderate "people" because you value the flexibility needed to escape a civil war.lol, holy shit.you may want to re-think some life choices.
>>536068434You must be a shitskin that doesn’t understand market value
>>536070480We just dont want you jigaboos around nearby. Im not sorry
>>536072544I rent cheap on a farm with a beautiful hilltop view out on the edge of an estuary bay, pay $1500 a month no utilities.And the house of cards is the current globalized energy and food system. It's not sustainable and never was. A few links in the chain get knocked out even by stuff like natural disaster, and things will spiral out of control quickly. And then, yes, sure, "civil war"/Balkanization will occur.
>>536054481back in the "old" days the free market worked, kinda.if no one bought or showed up the prices would slowly fall until someone came, but nowadays the prices just stay high.for several years in a row with no one showing
>>536072813look, i'm not your dad.i'm not interested in your situation.i am, however, interested in making fun of you though, lol.imagine paying $1500/month and getting nothing in return for it because of a concern of a "globalized energy and food system."america is a net energy exporter, anon.we're not going to run out of food or energy, lol.>muh links in a chainyeah, because louisana is entirely deserted after katrina, right? people never rebuilt it, it's just a wasteland.
>>536054410Everyone who makes under $75k should just quit their jobs and collapse society lol.There's no point in working anymore.
>>536073017I have less faith in the 20-year future of America than in having a mortgage. It's just like that."But you're not building equity, you rentoid!"I really don't care. I don't think the future is going to be as stable as your type of people think
>>536073211No one is going to become homelessnes, hungry, and addicted to fentanyl for nonsense.
>>536054410It's better to build it on your own at this point.
>>536073367Can't be done. Permitting is a bitch. >>536073367
>>536054410>600kJust cut your vtuber budget in half and you should have your house in 7 years
>>536073240>reddit spacing>defending renting eternally>pays $1500/mo>every month>with no end in sight>because of a poorly-reasoned belief that america is unstablekay.i would just like to point out (not for you, you're retarded, but to the lurkers reading this)that even during the ACTUAL civil warpeople still owned houses, lol.stay crazy, anon. i find homeless people to be endlessly entertaining.
>>536055204>ibs yur falt inflashun high dad!I thought you said it was Trump's fault
>>536073455So you have it like here ?Because here if you want to build anything you have to call kikes and until they say plans and building are fine which you pay for then they won't let you build anything.
>>536073532I had a family member try to build a barn on their own property and there was so much red tape it took longer and cost more.
>>536073581We need to start throwing kikes off our societies. This is fucking crazy you can't build anything anymore.
>>536054410>just pull yourself up by your bootstraps>trump gave you 50 year mortgages
>>536056362>Americans can earn like 100k per year in any job requiring an IQ over 80.>Complain about not being able to afford a 350k home that's probably 100m2+>In my euro"poor" cunt a 40m2 (~450 ft2) shoebox in the ass of some town with decrepid infrastructure costs like 250k>I have to afford it while earning 25k a year (A well above average salary requiring a masters + years of experience)USoids don't know how good they have it.For me on the other hand it was over before it ever began
>>536073631You cant eliminate greed. Even if kikes were gone the playbook is already written and people would feel cheated.
>>536073507>comparing 1860s to today>low population density>long-distance travel slow and cheap>racial homogeneity>high trust societyIt would be much, much different today. It would look more like the NKVD purge of Russia than American Civil War
>>536069218>bro just get a down payment on a half million dollar houseBoomerniggers are lead paint chip snackers with oblivious takes on everything.Riddle me this, boomer-kun. Why is a house an appreciating asset when the lumber rots the second it is cut down? A car loses value the second it leaves the lot, and the only ones that have any value at all are super rare vehicles.>b-but the land is valuableLots of land sit around forever and aren't worth anything until a house is put on it, so the property value is clearly tied to the house, an asset that technically depreciates over time. >b-but I made improvements!Ooh you repainted the place when the paint started peeling, like you were fucking supposed to as part of maintenance.
>>536073633in all seriousness though, a 50 year mortgage is better than renting, on its face.at least with a 50 year mortgage, if you make your payments, eventually the mortgage ends, and you end up owning the place.that is something that can never happen when you rent.rent monotonically increases and you never get to stop paying it.it's a good short-term strategey, but it's unsustainable if you ever want to stop working.
>>536055444>it'll crashnot as long as the finance industry is operating on the zero-reserve-requirement infinite money hack
>>536073725Still something should be done with all of this and it's a problem of whole western world were land cost shit ton of money and then building it self cost lot of money we can't expect to have more people to have kids and families if you can't afford your own house. Politicians will say oh but we will tell our financial group overlord they will build something for you and sell it you for 10 times more and you will pay for your whole life. That's exactly what i don't want these retards shouldn't be allowed to buy buildings like this and land too... they should be limited on how much they can buy.
>>536072691They why did you import tons of them and ask them to mow your lawn? Why did you vote for politicians that let them run free? You wouldn't need HOAs and overpriced housing to keep niggers away if you just put them in jail for doing crimes as needed. Your generation was a pussy that gave them gibs instead of locking them up when they steal and kill. Faggot pacifier generation.
>>536073771...i don't care if it appreciates or depreciates.i care that i don't have to pay rent, and i get to laugh at you for HAVING to continue to pay rent.you HAVE to let strangers in your home for random inspections at their leisure and for occasional maintenance.you don't have a choice.you don't get to tell them to fuck off.you just get to keep getting harvested for rent checks for the rest of your life.and you know what the crazy part is?even as bad as it would be to get a mortgage right now, it's on par with the price of a mortgage, lol.like you end up paying like $100ish more per month and get to have your own walls and land.and after a few years, it's actually less, because rent always goes up.which, by the way is the answer to your question: the reason that the price of homes go up over time is because rent goes up over time, and if you ever want to stop paying rent, you'll have to buy a house.the price of rent is what drives the price of housing, and they're always pretty close.
>>536073581Was it a blue state? They have so many regulations and fees it truly ruins nearly everything good. I mean, originally they were somewhat reasonable, like stopping careless corporate pollution, but they became the uniparty and with their histrionics and fiscal ineptitude morphed into the party of outright thievery, living in luxury through fraud schemes and dishing out kickbacks to their army of fraudsters they import while mocking their White Christian victims that they all try to look like but still are fuglies no matter how many wigs or how much makeup.
>>536054757I would shitpost in that basement for 40 years if you know what I mean
>>536073633Yeah I'd rather have a 50 year mortgage than rent. The biggest issue I see with purchasing is interest rates. A few years back my refi was @ 2.8%, and it was even lower a few years prior. At current rates you're paying almost double monthly, $1400/mo. vs $2200/mo.
>>536073944>and after a few years, it's actually less, because rent always goes up.So do property taxes and maintenance/material costs.Renting and mortgaging are the same thing. It's never "yours", if you stop paying your property taxes, they take it from you. So you built some equity. That's just a ticket they give you that allows you to swap out your shitbox like a hermit crab swapping shells. Still stuck in the game.At least as a rentoid, I live headache free with the same costs of living as a mortgagecuck
>>536074481>So do property taxes and maintenance/material costs.this is that cope voice, again.yes, they both go up, but at different rates.>i- i- it's never YOURS, manlol, okay.it sure feels like mine.also, your understanding of equity is shit.equity is more like the bare minumum it would cost for you to put up before i would even consider selling.>i live headache freeyou pay $1500/month for something that you'll never get to stop paying for, or you'll be forced out, lol.>it costs the same as a mortgageno, it costs more, because you never get to stop paying something that monotonically increases.this is easily proved with a simple integral.mortgages have an end point, rent goes on forever.
>>536074829>it sure feels like mineThat feeling is called "sunk-cost delusion"
>>536075044do you mean the sunk cost fallacy?because, i'm not throwing good money after bad, you are.at a rate of $1500/mo, apparently.
>>536054410The important thing is to recognize yourself as the victim of circumstances beyond your control, understand that nothing you can do can change anything for the better, give up, and be angry all the time and never stop being angry.
>>536075167We pay the same per month for the majority of our lives, I just have the freedom to walk away and say "not my problem" at any time
>>536075262>We pay the same per month for the majority of our lives, I just have the freedom to walk away and say "not my problem" at any timeno, lol.we paid the same for about 7 years, then my payment dropped to a fraction, and you just kept on paying an ever-increasing amount.we are not the same.your point of pride of being able to continue to pay at least as much at some second location is the epitome of cope.anyway, as i've said before, i'm not your dad. rent forever. i don't care, lol.the world needs walmart greeters and i need people to laugh at.
>>536055204>has a private beachThere you go, retards.
>>536075412>Walmart greeterI think you'd be surprised what I do for work lolEnjoy your castle, I'm sure it's very, very nice. I'm sure your mom and dad are very proud of you for having a mortgage like a grownup
>>536060911depending on what they were cooking you'll probably need to tear the whole thing down
>>536054410Sup nigga. You me?
>>536054410Housing prices tripled in the last 10 years? It's getting more expensive at a rate faster than you can mathematically save.
>>536076178Combined with hyperbolic inflation of the USD
>>536075253This post is correct, even the part about being angry. The part about giving up though is wrong. Jews have been driven like vermin out of 109 countries, and can be ousted from your country too.
>>536060876>>536059061Former liveaboard boatfag here. I bought a cheap ($20k) sailboat that I planned on fixing up and cruising the world in. Lived on it for 5 years in Seattle (as an aside, most places that you can live on a sailboat are liberal shitholes. There are a few exceptions). Living in the thing that you are trying to fix while it is actively deteriorating all around you is a sisyphean task. Living on a boat becomes the only thing you do because it becomes the only thing you have time and money for. You'll start to smell like a boat. Your neighbors will all be retirees. Going sailing means hauling a bunch of stuff onto shore because all of the normal stuff you live with falls over and breaks when the boat heals over.Some people do it, but I found that living on a boat was just a colossal waste of time and money.
>>536054410https://www.zillow.com/homedetails/711-5th-St-NE-Pulaski-VA-24301/108033117_zpid/
>>536061779hell no i just left mass for north cackilackee, i dont miss winter one bit and i live near fort bragg so everyone i drink with is a veteran now
>>536060876My first apartment was $500 a month with water and electric included. This was around 2015>>536071034>>536076453But WHY are boats so expensive to maintain and repair, specifically? I don't know boats, but every boat guy has told me this. I just lack the experience to know what keeps fucking up these boats so much that they're impossible to keep.
>>536054410a small price to pay for the advantage of being able to punch through the wall into the next room on a whim
>>536054410just bro a house buy
>>536076453The boat I would get is a moody s31 and I would live in the florida keys as a squatter with a twin keel bilge/keel boat. and a 6 hp raft dingy with a 1,000 lb weight capacity. Renew my cruising permit annually by using my passport to travel to the bahamas, and fly under a different flag as a registered vessel. Money wouldn't be an issue for me. I would have disability income.
>>536075683>I think you'd be surprised what I do for work lolnot interested.>Enjoy your castlei do! I think the best part is the privacy and lack of smelly, loud, and obnoxious people sharing my walls/floor/ceiling.>I'm sure it's very, very nice.it is!>I'm sure your mom and dad are very proud of you for having a mortgage like a grownupmy mortgage has been paid off for quite some time, lol. again, you don't have to take 20 years to pay off a 20 year mortgage. that's like paying the minimum payment on your credit card.
>>536076846why something that is in constant touch with salty water and needs to be pulled out of it for any major intervention with few handyman to choose to make the job is expensive compared to a house which expenses are not that much given the case you take care of it during everyday little by little.Also the concept of taking daily care of a house greatly differs depending on ppl IQ. But that's another story.
>>536054410I own 3. What's the problem
>>536054481this. fuc that bag. same house just older and more worn out for 300% mark up
I'm single and in my 30s and just bought a house. Its doable if you save.
>>536075796this is like flexing unrealized gains of stock.
>>53607663530m in development locally, more to come 160ksqft sports complex etc. if anyone in here is not a bot and is actually looking and has a way to get money that isn't working at the local dollar store- silver tsunami starting.
>>536076635SWVA is full
>>536060719> National Home Price Index * 4> * 4YOU FUCKING NIGGER
>>536073792why is needing a mortgage non negotiable? kikes rigged the system to make it so you have to get a mortgage every time. it shouldn‘t even be a relevant question in upwards of 80% cases, the rest being luxury meaning more than you realistically need.
why do you need a bank, a financial middle man to make a transaction every time?????
>>536055204Traverse City is fucking beautiful and White. one of the most amazing places on earth. easily worth it if you have the money, that property would be 20 million on a Cali beach and Lake Michigan mogs the ocean
>>536055444Cope. I thought the same thing would happen 10 years ago. At best it'll be a corse correction or a recession.
>>536078187Yeah, but the issue with boats is how they are manufactured, metal corrodes and fiberglass that's not properly treated will degrade to ocean water. When a boat "Dries out" that is without being in a water, specialized cranes are used, but that's where I say just get a twin keel boat, so the boat dries itself out and you can run fresh water to rinse off the metal of the salt and change anodes.Then you can dry dock the boat officially once you establish the boat hull does need maintenance and you can just do a sanding and fiberglass resin paint job on the hull. This cost like 1,000 -2,000>Marina Slip & Lift Rental: Renting a slip with a lift at a marina typically costs between $5,500 per year to $1,200 per month (seasonal), depending on the location and boat size.So relatively not expensive considering all you really need is a rolling gantry with winches. and It shouldn't cost more than a few hundred to get your boat up and dry.I would think the most crucial parts of a ship is it's water capacity, and energy requirement for producing more water (desalination/solar). Motoryachts are different from sailing yachts in terms of layout and configuration. Engines are more pricey, while a sailing yacht usually features a diesel engine that can run on heated vegetable oil.
>just work like a slave your whole life to have a roof over your head, goy! while we collect interest!!!
https://www.youtube.com/watch?v=ri1ZhkqQ-w4
>>536054410In Bongland, the government hates landlords. Many recent changes in the law make it very unattractive to rent out your property. So now I just buy houses and keep them. I have 5 and soon a 6th. I fix them up, modernise them (I only buy places built before WW2, after that time all we built was shit), and I keep them. Meanwhile rent as a partion of average salary has gone up by something like 50%. I'll keep them for a few more years I think.
>argue about prices and math goy but do not question who owns the FED
>argue about political ideologues and retarded takes from brainwashed zogbot boomers but don‘t question who simply kills your existence by printing green paper goy
>>536060911Could also be that it no longer meets code and needs to be built higher with a new foundation. Those types of houses cannot sell because they are considered to be uninhabitable.
>argue about the best ways to play our game but never question who makes the rules, goy
>>536079963Das gesamte Gold gehört den Juden. Von den Juden gepumpt mit dem krieg
>just fuck over your neighbour, goy, to get ahead of him and get 0.2% more on your money! also free candy with every order
>>536070181Over the past couple of years I've seen a couple of houses in my neighborhood go up for sale at way over the market. They both got bought within a week. I thought it had to be some sort of scam. The taxes and fees are not avoidable in this situation, so why pay more? I don't get it.
>>536080338es geht darum, zu zeigen, dass fiat geld einen scheissdreck wert ist, nicht, werbung für gold zu machen.
>no goy you are supposed to hate your neighbour because he likes the other sports team. don‘t work together, that‘s antisemitism! oy vey
>>536080146>>536080251I agree. We are long past the point of hunching over like golems trying to make the math make sense "because it's just what you're supposed to do!!!!!". Nothing makes me more sick than these people who subject themselves to and perpetuate the beast system with the battle cry of "well, this is just how it is!". Cowards, the lot of them- and what's worse is that they frame just barely eeking by via scrounging every penny, eating rice and beans and only working until you're middle aged like an actual slave to afford a rickety shack in nojobsville podunkistan as some sort of noble pursuit! The lengths americans will go to to get utterly raped by the system while calling you a fool for not willingly putting yourself in chains too is maddening.
>>536055204Its traverse city retard. Old money goes there. Probably was a shit hole in the 70s but times have changed and the market price dictates this
>>536055204>Boomers are scum of the earth.Boomers had it rough. They saved you from a cursed life.
I live for free in one of my parents houses tho
>>536073725>walmartbrohooooooooooly, how's life in maga america?
>>536071920>SECTION 8 HOUSINGand its just $2,500/mo apartments. please die, faggot boomer. "affordable" housing is NEVER built.
>>536056667>The fuck? Is it on a lakefront?No its in Traverse city you rube loser. You think the hottest Stacies in the mid west are having sex with someone without a house in Travtown?
>>536074087yeaaaaahhhhhh BOIIII
>>536056012Thesselonians 2:13 as well
>>536055444>>536054410>>536054757>>536055204It won’t crash while boomers are alive. Luxury boomer communism where they pay nothing in taxes while your taxes go to their social security and Medicare will be maintained by any means necessary
>>536072691Yeah, you want them around you kids and grandkids who you forced to get a shitty apartment in Brownsville instead
>>536075796Now remove 35% from inflation alone over these10 years. Then compare it if you had your money in the stock market in an spy basket to see how subhuman you really are
>>536076846Marine grade parts, paint and raw materials are usually 2 - 10 × more expensive than home grade. Frequency of maintenance and repairs is more like a constant process rather than a single event. Hauling your boat out for certain tasks every 3 years is a good idea, every 5 years is mandatory. Skilled labor for certain things is going to run $100/hr. Environmental regulations makes DIY work while hauled out very difficult. The number of systems that are in a safe cruising boat can vary, but all are expensive and all require some specialized knowledge to maintain and repair, and they will all wear out eventually. Off the top of my head there's navigation, heating, plumbing, toilet, kitchen, batteries, engine, comms, AIS, water storage, water collection, fuel storage; and that's just the basic stuff. A lot of cruising boats also have refrigeration, solar, sonar, radar, desalination and other possible systems.Another thing to think about is the fact that the cost of owning and maintaining a boat will increase exponentially with more length instead of linearly. A 38' boat can carry a crew of 2 or 3 in relative comfort but will cost much more to own than a 28' boat. That's about all I can think of right now.
>>536054410>>536054481
>>536055444KEK!!! No, they're not going down. They're not going to crash. You have to really be goycattle to think this.Trump personally said that he is making sure home prices stay high and will make sure they won't crash. He said it out loud due to how he is, but all his predecessors, as well as European politicians, are in on this.Their motive is that this makes boomers rich off young people.They won't crash because the government has all the cards. Wake up. They're extorting money off us. This is not like when something that's bought and sold, say crypto for example, or eggs, rises and drops in price. They are cheating and extorting money off young people for boomers.People could get rich off building homes with these prices, and then everyone would do it, and the extra supply would make prices lower. Ask yourself why that's not happening.
>>536080033>>536080146Very based posts coming out of Switzerland lately. Seriously fuck this system.
>>536055825i get $8k a month
>>536083034I'm technically minded. Should I learn to do boat repairs?
>>536082617The logical response to this would be young people joining forces and saying "behave or you'll have nothing when you're older".It's so sad that most people are cattle. Sure in the end, they can just get a mortgage, maybe with help from their parents I guess, or by saving up slowly like a worker bee, and in the end, they can get by. But they don't understand they're being abused and things could be much better if they weren't robbed.It's like if someone got his wallet stolen all the time, and got a second job to make up for it, and didn't complain.
>>536073356Only for Israel
>>536084440The industry is dying because nobody can afford them. If it's for your own boat, then yes. If it's for someone else's, then no.
Renting makes too much sense when I can do it for cheap. Interest rates are 6% and that is actually cancer. Also normies are telling me to buy a home, and they are retarded cattle that lock away all of their money in a 401k that they will probably never be able to spend. 70% of all americans are overweight and that number is only increasing. I hope their kids enjoy the money. Oh wait, people stopped having kids too.
>>536072898That's always the sign to back off and wait for the garbage fire to burn itself out when the market is significantly resisting the core tenement of supply and demand. Overpricing and volume not being moved is contradictory. It reminds me of when NVIDIA announced new cards and all the scalpers were flooding eBay with the old ones for 40% of what they were asking the day before. The problem with serious assets like real estate is that there are millions of greedy boomers and investors with sympathetic elected officials that will pull all the stops to cheat the system and hold out so long that they cause an economic crisis when the bubble finally bursts. They're cannibalizing their sons and holding their nations hostage (when we're dangerously close to being economically supplanted China, who themselves are interfering with our housing markets) because fuck you I got mine.
>>536079701>why is needing a mortgage non negotiable?...it's not.it's just that most people don't have enough money in cash to buy a house without one.i know that i don't.
>>536054495No house in America should be over $250,000 even with massive inflation. The prices are so high because we dumped 100 million people legally and illegally into this country since the 1990s. I’m not paying $15,000 in property taxes a year to help little nigger kids get free school lunches. I contribute as little tax money as I can until this is a white country.
>>536081285>nooooooooooooo>if you don't want smelly poor people, criminals, and neglected children flooding into your neighborhood, then YOU'RE a BOOMER!lol, fuck off.
>>536055204lol
>>536054410Houses aren't investments
The problem is multiple fold:>homes are not built to the standards we once wanted>home ownership is primarily those who have a legacy, like children>you're gambling that the price now is the best price and that investing that money in literally any other way is less lucrative>Foreign investors buying supply, corporations buying supply turning starter homes into rentals>Homes notoriously something a man would lose in a divorce>You have to actually be able to sell your home to reclaim the investment, what if nobody wants it for what you paid for it?Thank you for coming to my tedtalk t. someone who could afford a home but rents
>>536054410Zillow: Aka commie centralized appraisal controls
>>536058958surely the plot alone is worth more than thator is it a leased land shitbox
>>536085817I need a new nvidia card so bad bros
>>536086448Home owning is for parasites that are too afraid of investing in productive assets
>>536054410be patient. it will take some time but eventually these fucking boomers will die off and house prices will go down. the thing with housing is that it was ALL built to accommodate the boomer's population (the same as schools). when they go houses will be plentiful and cheap since the population isn't there to keep prices afloat.mid 2030s is my estimate for when things become better
>>536065208Rio Dell? It sure as fuck isn't any other place in Humboldt county if that's the NorCal you are talking about. And Redding is plenty expensive too.
>>536054410I feel bad for people who can't afford there own house. I bought my house 3 and a half years ago and it has done wonders for my quality of life. My mortgage is $1900 a month for a 1600 sq ft 3 bed 3 bath house with a yard and a garage. I have friends paying more then that back in commiefornia for 1 bed shit boxes that they do drugs in. Fuck California
>>536054410>Bought in 2010 when prices and rates were low AFFeels very very good.
>>536089063>just wait till you’re 50 broIt’s over
>>536089063awesome i'll be 45ish so cool
>>536086173>ignoring the point entirely retard. go back Nextdoor.
>>536089236yeah i know it sucks but nothing any of us can do about it. we can't just say "ok, no more benefits for seniors" or something like that. we can only wait until they die.
>>536054410>just stop buying avocado toast and coffee
>>536090285It's over These people should have been killed years ago
>>536089063>when they go houses will be plentiful and cheap since the population isn't there to keep prices afloatNo, kikes are going to import a hundred million more people by then
>>536054757Americans don't know how easy they have it
>>536072898This is a great point - I think its just how great the stock market is, you get home equity instead and shrug, your 40K equity goes into Semiconductor stocks it becomes 160K and you just laugh. Nobody really cares about selling enough to sell.
>>536091561During Mao Zedong’s Cultural Revolution (1966–1976), the treatment of the elderly was severely harsh. Mao encouraged radicalized youth—the Red Guards—to dismantle traditional Confucian values, which venerated age, in favor of destroying the "Four Olds" (old customs, culture, habits, and ideas)In the preceding Great Leap Forward (1958–1962), rigid quotas and disastrous collective farming caused widespread famine. Government inspectors actively withheld food rations from the sick, weak, and elderly to conserve resources
>>536066166>>536066896>>536066970I found an old Doge wallet worth around $800k (bought back in 2017, I think). What should I do?>>536067163Have you ever talked to these boomers about this? When "going to the casino" comes up, they get a certain expression and start speaking in a certain voice, soet of like a kid being playfully mischievous. In their minds, "teehee I took an extra cookie, mom" warrants the same attitude as "I've thrown away decades of labor for the same dopamine rush my grandkids got with Xbox"I don't hate boomers and I think most "generation" memes are d&c psyops, but this phenomenon deserves criticism
>>536054410It's just the inflation chart. It will continue going up
>>536082836I'm still ahead bitch nigga thanks to all the rent I didn't have to pay
>>536082836>>536093042Actually I did lose money thanks to the insurance and property tax. FUCK
I have no desire to buy boomer bags.
i already did its fucking awesome
