How do blacks in America afford these houses?You'd think they would be in some social housing apartment but nope, they own their own private houses that are larger than our commieblock apartments.
buying houses as a nigger is easy you just buy a house in an area where everyone looks like they're from africa, for white people buying a house is an absolute nightmare, niggers, niggers everywhere
>>536091481Why you think than every black have such house?......I think only one in million of them getting that far.
>>536091481Literally a timber shed in the south.
>>536091481This may come as a shock.Not all blacks are illiterate urban niggers...that is generally a product of a failed urban cycle. Some live perfectly fine normal integrated lives
>>536091633>you just buyWith what?They have disposable money?House like that costs 100k at least.
>>536091785>Some live perfectly fine normal integrated lives
>>536091796Find a place in India on Google maps that doesn't have rubbish.
>>536091852In America they do.
>>536091481they have it where you can buy the house with the government assistance instead of just being in the projects it probably depends on family size maybe
>>536091796Its called work. Look at the woman in the pictures you're posting. She looks like she has a Walmart vest on. She works. She's probably married considering the two cars. So her husband works too. 100k isn't shit for two working adults over the course of a few decades
>>536091852Let me expand on this. I live in rural Mississippi. There are literally black cotton and corn farmers that make a living farming that have nothing in common with some urban monkey in baltimore. They own their land, their houses and do well for themselves.
>>536091481>tiny house >no central air>built in the 40/50sShe's a triillionaire anon Trillions...
>>536091481>howbecause not all blacks are niggers optry to keep up
>>536092106Southern fag here.Blacks seem to be either whiter than Sunbeam bread or total hood niggers.
>>536092149nigger
>>536091796100k is about FMV or even a little over for Delta Arkansas. The trade off is that you live in one of the poorest areas in the entire country and jobs are hard to come by. 200k will get you an alright home in Little Rock too for that matter, crime not withstanding>t. live in Little Rock
>>536091796Nice sheds.
>>536092201Yes there is a clear distinction in the south away from urban areas.
>>536091481Explicitly Black-targeted homebuyer programs:>Advancing Black Homeownership Community Fund: Minnesota / Twin Cities. Up to $45,000 in down-payment and entry-cost assistance for eligible first-time buyers.>Twin Cities Habitat Advancing Black Homeownership Program. Twin Cities, MN. Special Purpose Credit Program for Foundational Black households, with added financial assistance and coaching.>San Diego Black Homebuyers Program. San Diego County, CA. Down-payment / closing-cost assistance for eligible Black first-time homebuyers, reported up to $40,000, with possible layered assistance.>Dearfield Fund for Black Wealth. Denver metro, CO. Up to $40,000 down-payment assistance for first-time Black homebuyers, repaid at sale/refi plus 5% appreciation share.>FirstBank / CHFA PATH Grant. Colorado. Grant program for Black and African American homebuyers, reported up to $10,000 or more depending source/version.>Homes by CFE DPA Program. DC and select Maryland counties. Special Purpose Credit Program for African American/Black and Hispanic/Latinx borrowers. >Legacy Home Loans SPCP. Select cities. Special Purpose Credit Program for Black borrowers, reported as 1% down plus free appraisal. >DC Black Homeownership Fund / Strike Force goals. Washington, DC. DC announced a goal of 20,000 additional Black homeowners by 2030 and referenced a $10 million Black Homeownership Fund.>Black Homeownership Project. New York. Pilot programs for savings, DPA navigation, tenant purchase, estate planning, and preserving Black homeownership.>NAREB Two Million New Black Homeowner Program. National advocacy / partnerships. Not simply a grant, but a Black-homeownership initiative involving credit access, advocacy, and lender partnerships.Bank of America’s Community Affordable Loan Solution was available for properties in Black/African American and Hispanic-Latino communities in select markets, with no down payment and no closing costs. I fucking hate niggers so much
>>536091796I recently saw an American job ad, "office representation manager" in charge of plant arrangements, fruits and snacks in public rooms. 180k + perks.
>>536091796yes anyone can afford this. there’s some liberal fantasy that blacks are complete fucking retards, have no id, unable to get a job for get paid. while some of that may be true, $100k in the usa for a home is insanely cheap and anyone can buy it. blacks have jobs. they make money.
There's a shitload of assistance programs for nonwhites to buy homes that have virtually no credit, income or down payment requirements.
>>536092023This. Zoomers just see the world as you are either loaded with a cushy job(or better yet, no job.) or you are homeless sucking dick in Philly or something.
>>536091481Why have they installed a cheap loud as fuck AC in every window instead of one single proper AC pump and fan system?
>>536091481>How do blacks in America afford these houses?Easy. Everywhere they go, property values plummet.
>>536091852now do clarence thomas
>>536091481Obama-era HUD programs and all kinds of 3rd party loans and subsidies. Niggers get life handed to them and they still fuck it up.>>536093009This is most likely a cushy job created for a friend/relative and they legally have to post it.
>>536092563>200k will get you an alright home in Little Rock too for that matter,why are homes $200k in areas with few jobs?
>>536093271Installation and maintenance. Large upfront cost. You can get a window unit for less than 100 USD in some cases.
>>536093073>fantasy that blacks are complete fucking retardsi just wondered how "underprivileged" oppressed blacks lived in the most blackest areas in america a.k.a the "black belt"https://en.wikipedia.org/wiki/Black_Belt_in_the_American_South
>>536091481Once one of them gains entrance the real estate values start dropping. When a second band of North American Pavement Apes moves in the property values have now halved allowing more troops of various primates to colonize the once pristine landscape.
>>536093448I bought my "proper unit" here in Finland for my apartment (Fujitsu) and all the costs, including installation, were $1000 USD total.
>>536092106>I live in rural Mississippi. There are literally black cotton and corn farmers that make a living farmingAmerica has fallen
>>536091481This is Arkansas. A house this size would probably cost 400k in my area. Housing is much cheaper in shithole states where nobody wants to live.
>>536091796you don't pay the 100k, you save 20% down, and since its a nigger they get approved with just 10%, so 10k down they move in and payments are the same as if they were renting
>>536091481lots of postal workers are black and that gives them enough money to afford a mortgage.
>>536091481>McGehee /məˈɡiː/ mə-GHEE is a city in Desha County, Arkansas, United States. As of the 2020 census, McGehee had a population of 3,849.It's a small town in a poorer state in a Black area, how poor are Europoors that they look at a little house like that with admiration?
>>536091796I live in a majority black city with tons of this sort of housing. Usually either an older established family member bought it years ago when it was like $12k (like pre-2000s) and they have kept it in the family, or the government pays for it via section 8 housing. A lot of them are also renters. I know a slumlord who rents these ghetto shacks out for like $400 and month and they stuff them full of as many blacks as humanly possible.
>>536093528Well, you have an apartment. Houses like these would need air ducts installed as well.
>>536091796>The median income for a household in the city was $21,909, and the median income for a family was $25,270. Males had a median income of $31,429 versus $19,464 for females. The per capita income for the city was $14,191. About 26.7% of families and 30.0% of the population were below the poverty line, including 42.2% of those under age 18 and 23.6% of those age 65 or over. If she's married with a husband who also works, they're pulling in close to 50k/yr. At that income level taxes are very low and they might have subsidies for food stamps and other things as well.
>>536093707Yeah sure, costs more, but those window AC's are loud as fuck, they're fucking horrible.
>>536091481the recent, talking the last 10 years or so, huge influx of wealthy blacks is undoubtedly the result of blacks being paid handsomely for frauding elections and other nefarious acts like staging riots et albiden, obama, senior democrat leadership is giving them handouts and dont forget the covid loan forgiveness where blacks were basically stealing tens of thousands of dollars, possibly much more
>>536093511>Once one of them gains entrance the real estate values start droppingIn that case, redpill me about Atlanta? Picrel.Where do they get such money?All blacks there are millionaires compared to my OP pic Arkansas blacks.
>>536093909These houses (mcmansions) cost at least 1 mil each
>>536091796>House like that costs 100k at leastThese houses are like 10-20k USD and are purchased either through government handouts, military benefits from a family member, or crimehttps://en.wikipedia.org/wiki/McGehee,_Arkansasthis is not a town you want to live in. It is like 50% nigger
>>536092916And this is why. Liberal cocksuckers who entire belief system is based on lies they tell them selves made up some fantasy about poor whites being handed houses because: they were white. So now in order to be paragons of virtue they think being racists now to WHITES makes them paragons of virtue. Chronically stupid and hyper narcissistic. I am going to have to start shooting them en masse until I am shot and killed because as everyone knows prison is the blackmans kingdom So I will NOT be put in one. I will die first.
The previous generation were hard working and bought a home when the prices were low, their inheritors are lazy. Is it that hard to figure out?
>>536094001>buy all the plots>hire some spics or something to do landscaping and make it look nice>prices go up>niggers get kicked outlol
>>536094217>buy all the plots>spend more money making it look nice>No one wants to live in small town AR where everything else sucks>stuck paying taxes to a town or selling property at a loss
>>536093909Atlanta which is in Fulton County is the most corrupt place in America and that is saying something. Any nigger with money has to go to Hotlanta and be seen. The DA has been slapped around by higher courts for YEARS. They lie, cheat, steal, and fuck everything. Every position of importance is filled by a racist black fuck who thinks America owes them. When describing the DA a judge said her and her story had "the odor of mendacity". And that is about as nicely as you can put it.https://www.youtube.com/watch?v=sgHWM-kPH-o
>>536094086Well said. My late mother used to work for Citigroup and would literally deal with this shit every day. She hated these niggers.
>>536091481>>536091796these houses cost $10k because they are in nigger hives
>>536091481Does someone want to explain how niggers exist and have housing in America to the Latvian
I mean I sort of do, but I'm not going to bother. He thinks some roach filled 2br 1ba nig box is fancy living that they paid for themselves, can't be arsed
>>536091481House and yard looks relatively well maintained. There really are some niggers that can work a job and run a household. But most aren’t like this.
>>536091481>>536091796looks comfy
>>536093697one of my older nigger coworkers (in his 50s) lives with his mom and sister in a small house that id consider a shack, I asked him if hes still paying on it and he said no his dad bought it and left it to them, probably paid $30,000 max back in the dayso theres three of them living in it for decades now with no payments and two incomes
>>536095615>>536095615Because section 8 pays the landlord on time who maintains the lawn and trash removal. This ain't his first rodeo.
>>536091481>AYO dat car be driving around heah with a ball on its roof? lol crazy ass wybois
>>536091481Normally they live in run down areas, the homes are pretty cheap there. Some live in nice areas because they have good jobs, and for the most part those ones fit in and dont cause any trouble. The vast majority live in poor rural or inner city welfare housing projects. No one wants to live around them because of the crime and poverty they bring, so the property values are low.
>>536092106black southerners are fucking retards all on welfare. I live in tennessee and I've seen them. They are responsible for the majority of property crime, etc.You are talking about a couple unicorns
>>536091481Well I'm stumped
>>536091481They rent through section 8.
>>536091481>they own their own private housesnot really. the bank loves to give out loans that people can't really afford, especially to the blacks. thats why you see small drug dealers driving nice cars and flashing jewelry, they don't really own anything outright. the bank is happy to set up a mortgage for shanequa and her 12 grandkids, but they know eventually it's going to come crashing down, they get to kick her out, keep her money, and get the house back. its a win win. only a stupid nigger buys something they can't really afford
>>536096906America is such a money printer that you could easily live like that.. I've heard San Hyde's debtmaxxing stories (if they are real) In EUrope? Debt collectors have so much power they can demand courts to close your bank accounts and blacklist you from having a phone number, internet service, etc across the entire EU including your kids and grandkids until all of it is paid.My father was harassed for like 20 years for one unpaid bill and no one wanted to sign him up for a phone operator.
>>536091685>such houseSuch house is like 30k. The mortgage on that is maybe 1/4 the wages that an assistant manager makes at Mcdonalds, and requires 0 down for a lot of them. Europe is just poor.
>>536091796Because many blacks work in cities and later retire and buy houses in suburbs. In less than 10 years suburbs will be less than 50% white.
>>536091481>median home price in that area in 2026 is $120,000Shit was probably worth $70,000 a decade ago. Bet the mortgage payment isn't even 1K a month.
>>536091796Dude look up what a subprime mortgage is
>>536091481People are posting about social programs and all that but the reality is they rent it from white people and don't actually own it. Maybe a couple managed to hold on or buy in the wake of the housing crash in the mid 2000s.
>>536091481>these housesThose are not real houses, but sheds made of flimsy sticks and particle board.The US is a very poor country.
