It's over.https://x.com/WSJ/status/2060188027880604023
>>536107812Good.
Duh.
>>536107812Not my problem.
>>536107812I don't have debt, I don't know if that makes me retarded or not. I don't have nice things like other people, feels like they can just ignore calls and it's like all that free shit is theirs forever with the exception of cars getting towed if they're dumb enough to park them in the street or a driveway.
I can pay mine
>>536107812Ban fucking credit cards, if you don't have money to purchase something just don't fucking buy it. Ban mortgages too, fuck paying for a home for your whole life. Loans are the only reason shit is expensive, without loans they would need to make everything affordable when compared to salaries. Will never happen though since 90% of people are complete NPC cattle that slurps up any narrative promoted by banks and politicians.
>>536107812Just get more credit cards to pay off the old credit cards. Think about how much all that new spending will raise the magic number that must always go up.
>>536108419Not having mortgage debt is retarded. Not having other debt is smart.
>>536108457that's good. now you'll get to subsidize lazy retards that can't pay their own
I pay mine every month. I am worse than Hitler.
A credit card is just a loan office in your pocket, I don't know why people aren't just told this
>>536108627we've already been doing that since before you were bornit's called the entire rest of the world
>>536107812It would seem that America has indeed taken the advice of the debtmaxxer anon, and debtmaxxs like there is no tomorrow
>>536108625This memeflag thinks housing prices will keep growing exponentially despite populations falling worldwide (except Africa). You can't have new homes being built, a falling population and non-dropping home prices. Pick 2.
>>536108625The only houses I can afford are old houses being flipped and I know from experience they're all caked up to look appealing on realtor websites until you move into them after a year and it becomes apparent they cheaped out on every single aspect of renovating the place.
>>536107812I use mine for all monthly expenses then pay it all at end of month. Just easier to have one payment, you get credit card protection, and rewards. That being said, credit industry is still greedy as fuck charging like 30% interest or whatever fucking people over. That's just pure fucking greed and eventually they'll pay a price for it.
>>536111112i maxxed out my credit cards and i dont plan on ever repaying it. im a bad goy :'(
>>536107812I'm just not gonna pay mine anymore. All I have to worry about is electric and food. I may actually max that motherfucker out.
>>536111418You can always wait for them to file suit, then just declare bankruptcy to fuck them.
>>536107812Isn't that good new?
>>536107812What happened If all of them refuse to pay?they can't fit them in a jail
>>536111935Why would you want a woman with an ass this big? Aint no way she can clean it properly
>>536111935No one goes to jail for ignoring debt. it goes on your credit report and inhibits you from getting access to more credit and the credit card companies can take you to court and have the government garnish your wages like they do with child support. this can be countered by going to court and declaring bankruptcy which wipes out the debt but stays on your credit report for almost a decade depending on the form of bankruptcy.
>>536107812>buying shit with the jew's usuryPeople are retarded, impatient, and deserve what they get.>they can no longer pay back jews their usurious loansthis is still hilarious, though
>>536111935
>>536108625>M-muh credit score!kill yourself kikeimagine caring about kike social credit scores
Just file bankruptcy. Can't get blood out of a turnip. Whoops *pulls out empty pockets and shrugs*
>>536107812I pay my credit card bill every month. I don't get how people can have this problem. They don't have to have netflix. They don't need hulu. They don't need expensive coffee. They don't need to go drinking every night. They don't need a new phone every year. They don't need to spend money on most of the things they do. They simply think its okay to pay the minimum and over 20 years pay 300% more for something than they could have just paid off in a month if they tightened their purses. >>536108625Having no credit score is fine. >>536108741Price changes unfortunately are only local. Location, location, location are the three things that matter in real estate. Prices are skyrocketing in the west because masses of third world dregs are moving here. They're not increasing in the places everyone is leaving. Certainly they are not growing in Africa unless Zimbabwe has another hyperinflation crisis.
Oh noo not the poor credit kikes oh noo..Looking forward to housing price collapse.