>be me>12 years a NEET.jpeg>get credit cards after college to be able to eat food and do cocaine>max them all out totalling like $10,000 in debt>never pay a cent>sent to collectionscredit score probably so low it needs manual review to prevent underflow COBOL errors at this point>don't care because I don't pay rent or need loans for anything>look it up and it only stays on your FICO for 7 yearslol dumbasses>FF seven years>younowhavenocreditscore.rar>all of a sudden the collection agency calls get outsourced from Texas to india>just ignore them for 5 years>calls every few days but they hardly bother me since I'm never busy>few weeks ago they woke me up during a napIf you want these retards to ever stop just do what I did>call them back and put on an indian accent>HELLO SARRR HELLO! >thiscallmaybemonitored.gif>HELLO SARR MY COW, I DRINK HIS PEE AND I PRAY TO HIM BUT HE GIVING ME THE DIARRHEA AND I HAVE TO POOOOO BUT I CANNOT FIND A STREET SARR CAN YOU HELP ME FIND A STREET SO I CAN POOOOOO>first pajeet trying to roll with it but gets frustrated after 40 seconds and hangs up>call againsecond pajeet same thing>call againgirl pajeeta this time but same thing>tenth time I call I can recognize all the different pajeets at the call center by voice alone>40th time I hear a new pajeet>probably the manager>he stays on with me for 4 minutes arguing while I do my bit paying attention to nothing he says>he finally breaks down and calls me a 'fucking poor white betch' and hangs up>call back>number was blocked>call all the previous number>my number blocked by all of them too>pic related>mfw I won and defeated the jew while pissing off their poobug servantsafter 12 years of these retards hounding me at least once a week I haven't gotten a spam or debt collector call in a monthEven if you have no debt just call up a midland credit management number and do some pajeet racist bit these street shitters get so fucking mad
stealing from parasites (governments and banks) is based
>>536517152
>>536517020>"just answer the phone so we can steal all it's info, saar."you're retarded.
>>536517353I'm gonna do it anyways, all I have on my phone is furry porn and futa. They want that info they can have it rofl>t. only use brave and photos app
>>536517020stop typing all that slop and get a job, hippy
>>536517551>t. butthurt jew
>>536517668nah im a butt hurt goy and if i have to slave so should you.
>>536517741that's the best part, you don't have to slave for the jew you retard. You never did. You just want more than you actually need or deserve, so you sell your time for it, like a normie retardthat shrimple
>>536517020
>>536517888>shitskin swiss refugee spotted>all 12 years old swiss girls report to bridge
>>536517020now that's what I call basado
>>536517020Holyfuck OP, you sound like me.>Live in America>jew bankers offer me credit cards with low APR since I was a good goy >whynot.jpeg>Take a flight to Thailand >Live in South East Asia for 2 years >fuck sluts while smoking meth on kike dime >Owe nearly $20k >My old number disconnected and they can't reach my new number>They still send me emails and some retarded collecting agency bought my debt >It has been 11 years and I whored around thanks to kikesI still hate them but it brings me joy to know that I outjew'd a real jew.
>be me>get credit card>never use it>closed for inactivity>haven't been to a bank since>do a 360 and walk the dinosaur while activating my almondsdo poorfags really?
>>536517020That's cool. So can you now get new credit cards?
>>536517020That's entertaining as fuck but sadly only a fantasy.Robocallers use spoofed numbers and then transfer you to India when the A.I. reckons someone is actually trying to communicate with the robot."Calling back" would just get you some hapless rando who doesn't know what the fuck you're talking about.
>>536517020How are you surviving? Are you homeless?
>>536518677>>536518850Not OP but one of my cousins did this after college pretty similar to OP>takes out 5 credit cards on the same day>maxes them all out in 3 months>ruins his credit but doesn't matter cause he does construction and painting gigs>gets paid in cash with no bank account to his name>homeless a couple times but now lives in some POS upper floor in a bad part of town>does everything with cash>cites new york law when businesses refuse to take cash>wins lawsuits because new york has some legal standing where they have to take up to $20 billsI think eventually he might get nipped for taxes but I don't think he's ever made more than $15 thousand in one year. It actually pisses me off sometimes how he's had little to no repercussions from being this way but oh well. Merica
>>536519152my g you just described like 50% of any small to midsized American city
I used to get medicare/medicaid scam calls all day every day. I qualify for neither. He would answer and insult them. I once asked a woman for bobs and vagene. She cried and hung up. Some poo called me and started yelling at me about it.If you don't answer they stop calling. I still get four to five mystery calls a week, usually from different area codes outside my state. I assume they'll never really stop.
You didn't need to type all that to tell us you were a nigger OP
>>536517551
>>536521718I think the point is you gotta keep calling them and being racist until they poo-rage and block you instead of you themI've seen worse uno reverses irl desu
I wonder where he lives, parents, his own place
>>536522618I was getting texts from a British number claiming to be rhe US Postal Service. They were saying my address was ruined so they asked me for it. Got a few of those texts over a week or so. They sent one with a picture and I saw a black hand holding a package. I went on a drunken rant texting back saying how he was a nigger and stuff. Dont think I ever got one back.
just some pointsnever do that, op and some others are retarded, unless:you want to max out your debt AND permamently relocate to some wild country, venesuela, argentina or vietnam. no "first world country for you" cos they gonna deport youit is also sugested to change your nameormaxing your debr is basically a fraud, they will never give you any credit cardif you have a "salaried job" or some property, they gonna send a debt collector after you, sure some rerards are lucky -if they gave no "digital trace" and colecting all payment in cash and girlfiend is renting on herselff, fraud charges are valid in usa 5 to 10 years and btw never answer the phone from debt collectors if you want to time it out, cos it is consideted as "reworking the case" and that tomer get reseted, so sometimes its better to just pretend "debt, i know no debt"...
>>536517020>being hassled for years by kikes and jeets for ten grandKek, dude you are so fucking low budget it's fucking sad; imagine thinking that was an own lolMy tires, roof rack and skid plates next week will cost that much, and they're just for fun. Must fucking suck dude, but loool $10 grand! Loser.
>>536522618Calls are automated, a computer decides which number and how many times. Not answering is the only way to reduce the call volume.Calling them benchod dalits in a poo accent is fun, ngl.
based mutteuro bros we gonna let this mulatto mutant live,he is funny
>>536519152>It actually pisses me off...Why?
>>536517020i used to phone sex the female pajeets that would call me for an outstanding debt that was wrongfully put on me.i made a large payment to finish off a bill so i could move. they decided to not mark it off even though i had proof of transfers.started sending pajeet collectors and i was pretty pissed about it.had something similar, bunch of guys calling me and id just tell them its bullshit and to fuck off, not getting my money.had a female call me, had a cute voice, talked to her a bit about everything, she was playing nice hoping id bite and pay which i never did.told her i actually make quite a lot and simply dont pay out of principle. started getting more flirty and sexual, outright jerking it to her while were talking and telling her about it lmfao.actually got a couple more calls from her where i did the same thing then they suddenly stopped. i think she may have gotten in trouble for it lmfao.
