>be wagie>inherit $100k>still can't afford a house
>>536597306It’s all so tiresome.
>>536597306Your parents didn't have a house?
>>536597306You don't want a house. You want a 4 seasons yurt with a wood stove on your own bit of soil. I'm very bullish yurts.
>>536597306You can put that $100k into a high yield checking account and make $3500/year (minus taxes) completely passively, allowing you to temporarily offset grocery inflation for a bit
>>536597306In what world does a $100k downpayment not get you a decent mortgage? How shit is your salary?
>>536597306>be me>"high income earner" according to Swedish standards>been saving for years>aggressive returns on my stock portfolio>still can't afford a house
>>536597569many of us don't get jack shit from our parents, anon
>>536597306That's plenty for a down payment
>>536597670In most of north america
>>536597306>inherits 100k>still bitches and moans onlinejust kys faggot
>>536597306If you accept a 1 hour commute you could easily get something with that
>>536597614Kek
>>536597670This is extremely normal, a normal wage in America is actually around $35-45k if you remove the 10,000 richest out of our 350million population.
>>536597670I make 50k a year. If I were to put this down as a down payment I'd be house broke and possibly be foreclosed within a few years
>>536597306I'm sure you could get something for $100K. I don't know how things are over in your country. But over here a disused public toilet in our village sold for about that much. You could live in that. Quite luxurious in size really, two rooms!
>>536597306Anon, go buy ccj and oil drilling stocks. You might not be able to buy a house with the proceeds but you'll be able to buy a nice van and some whores.
>>536597306Sounds tough. Meanwhile if you were in Canada 1/3 that 100K would probably be lost to taxes. And we pay taxes on taxes here.
>>536597306If a 100K downpayment doesn't let you afford a house you are living next to a big gay city.
>>536597576Unless you are living on Van Island, there is no way you are living in a yurt through a Canadian winter.
>>536597670I frugal maxxed and paid off my house and have very little real expenses. Like maybe 11k a year. I normie maxxed for one month. Went out to eat every day, bought muh starbucks, drove around everywhere, went to the movies, bought the goyslop, bought the weed, bought the booze. I spent over 4k in 25 days. Normies are just retarded. Straight up. It's so piss easy to burn through cash on retarded shit. Jews have the goy slaves cornered in consumer cattle maxxing. Is what it is. It's so easy too my god, I could walk into a store and blow through 200 bucks on absolute pointless trash I never needed in 5 minutes lol.
>>536598791The problem is monthly cost. If you can't afford to pay $3k/month for the mortgage then it doesn't matter if someone hands you the down payment.
i inherited my grandmothers houseits genuinely kinopretty typical early 70s brick ranch like it came out of a catalogbut it has a cool ass shop out back with power
>>536597306Trailer park bro
>>536597759sucks to be you loser >>536599731mmmm this sounds nice i like this
>>536597670100k downpayment on a 300k home at 6% 30-year fixed mortgage is over $1400 per month. and home prices are so fucked since covid that 300k gets you a fixer upper or a new build in niggerville. and that's somewhere that has lower property taxes around 1500 anually.
>>536599643thats a $500,000 house you're talking about, buy one for $250,000 and your monthly is only $1,000there abouts or just whine and cry and continue to rent for the rest of your life
>>536597306you can still afford landbuy land and a trailer or rvwork and pay to have a slab of concrete built on that land, then build a house to your liking, hell, use concrete to build the house too.
>>536599016not with that attitude.
>>536600027have you home shopped recently? 250k gets you shitters in 90% of the us currently. it's a bunch of 40-80 year old houses that some richfag millennial "renovated" aka just did cosmetic shit to hide the more important stuff. only places you can get a decent house for that are places that have no job market within 100 miles.
>>536600034Actually trailers and RVs are surprisingly expensive now. You could probably build a cabin for less money. There are cabins and shit in america and canada cheaper than a mid ranged RV land included. Problem is normies don't wanna live there, too quiet and peaceful, not enough niggers and 7/11s. No clubs. Trees and grass 'smell gross and are boring' women absolutely hate it so if you want your 3/10 roastie whore to stick around and fuck you, cabin is just not gonna cut it for that queen. City is where its at. 3.5k a month for a bachelor basement apt please and thank you.
>>536597753>>536597306>be me>neet>have no money, job or prospects>parents have a little in savings (30k)>parents want to get a house, but everything is 200K and up in the city>tell them i want a large property, so my dogs have a place to run >find a broke down house for 35k>mom asks family for loans>buy the house outright>fix up house>been living there for 15 years now.>mfw properties around us start skyrocketting after purchase>mfw the house is in my name>mfw i didn't wageslave and own a house>_djkalid_sufferingfromsuccess_pepe_.webpanons, idk what to tell you.
>>536597306Just move to a country where that 100k buying power is 1 million.
>>536597306Might want to buy bitcoin right now or have this post haunt you for the rest of your miserable mediocre life.
What the- hey fuck you pal
>>536600297my dad bought an RV from the 80s, still in good condition for 2.5k back in 2021.it has a nice king sized bed in the back, plus a bed up top, and a table that converts into a bed.a working gas stoveall the electric wiring worksthe minifridge worksac/heater worksthe only thing that needed work was the door, and if my dad hand't turned it into his study and filled it with stuff it'd still be a great rv.
>>536597670this, get the mortgage and live housepoor
>>536600190I have no problem finding properties for 250 within 50 miles of f500 companies I also own property and already went through the process twice so im not being a skeptic with no experience either
>>536597306Only way to own a home is to inherit one now
>>536597306youre supposed to invest that kind of money
>>536600660Main issue I have read from them, at least in canada, is the frames rusting and rotting out. Old RVs are great if it'sin good condition, but really high chance the floor and frame is rotting out all to shit which makes it not road worthy and a pain in the ass. I guess if you know what you're doing you could repair it well enough to just set it on some land somewhere though. I know a lot of people doing that around me, I'd say about 75% are building houses themselves too. Few people are cut out to do it though but imo every man should do something like this and just hack it out for a couple years just for the experience. You learn a lo and become a lot better for it
>>536600771you did reddit space however. now try being someone who actually builds homes and/or in the skilled trades where you know what to look for and know what's wrong with most homes on the market.
>>536600190Must suck living around civilization. An hour away from the city in the middle of nowhere is where you want to be
>>536600353You were more productive than those other two.
>>536600819Invest where, it's all going to shit
>>536601004I live in the middle of nowhere. newsflash, it's 2026. most people have moved further and further out from city centers and commute long distances to work because home prices are cheaper. this in return drives up rural home prices. this gets worse every year. most people are commuting at minimum 40 miles to work, in rush hour traffic.
Its better than your humble correspondent who got $0.
>>536597306>who want's to be a millionaire!>you can buy TWO houses with it! Or buy one and pay the taxes on it for 5 years.
>>536597753>has free healthcare.>still sympathizes with an American over housing prices.>>536600353just pray Berkshire Hathaway doesn't try to claim you have unpaid property taxes.
>>536597759this became like a boomer meme they would joke about but also were doing in real life.
>>536597306How much inheritance tax you have to pay?60%?
>>536597753Strange one would think all the diversity makes the prices plummet, but then again they create demand.Its Hell.
>>536597306Why don't you inherit a house instead?
>>536597759Why? What went wrong?
>>536600027> $500,000 house€500k is a rather modest house here.For €250k you only get a modest 60 sqm apartment far outside of big cities.And this is €uro not Dollar and we even earn considerably less in sheer numbers than you.It should be so much easier for Americans to get a house than for us.
>>536605771Where the fuck do you live that you cant get anything for 500k or am I that much out the loop where prices in Europe has gone?
>>536597306A wise Chinese man once said, "IF CANT BRIL HOUS BRIL SHED"
>>536597306
>>536597569they remortgage to buy toys and trips. that means the bank owns it. what planet are you from anyways?
>>536597306The house my grandfather built with his 2 brothers using his bare hands by saving up money from the 1950's to the 2000's on land inherited from his grandma from the Tsarist period is somehow now valued at $2.1 million dollars. We are otherwise falling out of the middle class since 2008 and live solely off pension-tier expenses.
>>536604073I grew up with my parents having a book titled “Die Broke” sitting around
>>536607791liquidate everything and put in post circumcision healing balm stocksthank me later
>>536597306Move.
>save up 100K in leaf bucks>get told I cant even afford a 500K mortgage>every place for sale is either a $250,000 crack den apart that used to cost $80,000 15 years ago>or a shitty townhouse or tiny house with barely any lawn for $900,000
>>536597306That’s fucked up. Cheers
>>536600353Gamblor luck builds are the best.
