>build more houses>property values go downSo explain how that's fair to homeowners.Just saw someone say this in a thread and I just wanted to let you all know that, if you unironically believe this, you are remarkably low IQ, but most importantly, a cancer and the reason genetically european people are dying out. People can't have kids if boomers extract all of young people's wealth, imbeciles.Most people responding to that were also low IQ and missing the point, which makes it seem like just allowing more home construction projects is a form of socialism. Which is fucking retarded. Another case of both sides of an argument being retarded. I hate normies. You all deserve all the suffering you get, all the wageslaving, and european people dying out.Get a grip you useless monkeys. Government power preventing production so a class of people can be rich off others is the opposite of capitalism. We need real capitalism in order to solve both this problem and inflation, and then birth rates would be up.
>>537009179Pretty sure it's the opposite. If you built more houses, then there's more supply which means demand goes up, leading to a price increase.
The reason they don't YIMBY out and build dense housing near the jobs is because every western country has a brown underclass that white people want to stay away from, and in the absence of formal segregation the only way to achieve that is by jacking housing prices to the moon so that they can't afford to move in next door
>>537009179Cornering the market was seen as unethical and sometimes illegal for a raisin.
>>537009320dude i dont even know what to tell youthey can rent out homes in a day. they dont only ask for very high prices, they also always find a tenant who will pay. this would not be the case with more homes than tenants who can afford high prices. and then what do you think would happen?>>537009517you can do that with 2015's housing prices and dont need this kind of abusealso at this point many white people would just move in with the underclass rather than paying millions to a boomer
>>537009320That's not how supply and demand works.
>>537009697this has nothing to do with it idiot
boomers and jews are just greedy pieces of shit who think their house built last century that was made from cardboard and 2x4s (which is actually 1.5" by 3") should cost $2,000,000 each which is insanity.They create artificial scarcity by flooding the country with too many immigrants which jacks up the price so people don't have a choice. They either rent for life, pay a ridiculous price for a home, or become homeless/live in their car.Seeing as how our banks and governments and investment companies have gone all in on real estate, it's created a terrible situation.If housing prices drop in Canada, the economy will crash. If housing price keeps increasing, the homes are unaffordable for most of the population especially young people.
Boomers deserve it, they almost lived through two world wars.
>>537009179when you took out that 30y mortgage and bound up most of your wealth in an asset that can only go DOWN in value if you just look at it, you agreed to play the game. now sign on the dotted line sir
And to make matters worse, property developers slow down on new projects when housing prices drop because profit margins are reduced.
how are you going to have 50y home loans if houses are affordable?
>>537009942you are RETARDED and i hope you're suffering from these prices because you deserve toits not immigrants, for the same reason there's no food or water shortages from immigrants. i do not say this to argue for immigration btw, just to keep this logical and realistic and point to the real root causebanks and investment companies did literally nothing wrong, as they're not the ones who refuse to give permits to make more homes. well, they jack up prices, which tbf, is pretty selfish. but dont forget that if they didnt, they would have to run some kind of selection process to decide who gets the home for a lower price, and set some kind of criteria to decide whom they believe deserves or needs it more. or just be first come first serve with a huge waitlist.>If housing prices drop in Canada, the economy will crashthis is a lie that makes no sense, because lowering home prices means a good people need is more abundant, its a net positive. the economy crashed the other time due to a bust from money printing.i know you wont understand any of what im saying. i know you cant process the logical sequence that links the consequence to the cause here. i know you wont be able to process this. i dont care, at this point im not trying to make normies understand because its pointless. just saying this to vent.
>>537010286It is immigrants because the demand for housing is amplified by their arrival.Canada population 1990: 27 million2026: 41 millionSo the population has increased by 50% over the past 36 years. And in that time the houses became unaffordable and homelessness has hit all time highs.>If housing prices drop in Canada, the economy will crash>this is a lie that makes no senseIt is this way because real estate is a huge percent of Canada's GDP and wealth, typically the most expensive asset than an individual owns. Also investment companies like pension plans and banks have invested so heavily into Canadian real estate that they would lose money on their investments if house prices drop.
>>537009179>Oh no, my house that I can't sell because nobody outside the super-rich upper class has enough money to pay for it suddenly has lots of potential buyers! This is a tragedy!
>>537010286yes it would be a good thing if houses became more abundant but jews and boomers run our society so what can you do.
>>537010286>Some sort of criteriaYou mean like being from here to begin with, dipshit.As if housing costs have nothing to do with doubling the population every 50 years.
>>537010533>It is immigrants because the demand for housing is amplified by their arrival.the demand for food is also amplified by their arrival, what do you think happened there?is it because of ozempic making fat women eat less that there's still enough?>It is this way because real estate is a huge percent of Canada's GDP and wealth, typically the most expensive asset than an individual owns.there's no way around the fact that something people need becoming more available is a net positive. no amount of justifying the opposite can make it plausible.of course there's downsides for some people. like no more illness would be bad for doctors.everyone currently extracting from others would be worse off. and due to this kind of deeply set corruption that's beein going on for a while, that's a lot of people, though. you're right about that.
>>537010838you're so fucking dense, population was also increasing when boomers got their homes for much less
>>537010960Yeah cause the feds suck boomer cock like their lives depend on it.If housing goes down their entire voter base is going to MAiD.
>>537010916Except food cost has multiplied, swartoid.Blink and each item grows by a dollar.
>>537011140basicallyyou understand the issue very well idk why you were saying the opposite beforewhat you said was like saying "no home building being allowed is okay, but we shouldn't allow immigrants in, or have any population increase, because they'll compete with us for the already built homes" and made you sound retarded. but im sorry i called you dense anyway
>>537011301yeah because of money printing, because all prices are multiplyingjfl at you if you think food price increases are also due to immigration or that they're rising at the same rate as home prices
>>537009179>bro you NEED to appreciate your properties value! your piece of shit condo is definitely worth a million goybux!>huh? white zoomers can't afford homes to raise white families? work harder goys! i think i'll sell to blackrock insteadDay of the pillow soon boomer.
>>537009320what..
>>537011355I didn't say it was solely or even primarely that (increased demand).The state of the economy is secondary to national ruin via mass immigration.The root may be boomer greed but the fruit is worse.
>>537009179why does property value matter unless you have 100's of houses.
>>537011615>I didn't say it was solely or even primarely that (increased demand).yes you did idiot, YOU DID, you know it perfectly well. or if you "didnt" its because you're not even able to keep a conversation and be logically consistent in it. because i said that if homes are rising in price so much due to immigrants, what about food? and you said food is rising you. so you did imply that.
It's a moot point. Only 2 things can actually reduce the price of housing>a drop in the cost of construction >a general economic downturn (any policy targeted at reducing the cost of housing without reducing construction costs will inevitably cause this)For the latter, housing becomes *less* affordable for the majority despite prices stagnating or decreasing.
>>537011673well, i would say, people want their things to have a high price. even if you just have one home, you may one day just say "fuck it" and sell it and go retire in thailandthe problem is, this should not be enforced. government should not refuse to stamp housing projects that would help people in order to keep a high price for existing homes. that's the most absurd, abusive, and destructive for birth rates, thing i've ever heard and yet its our reality in the west
>>537011891>a drop in the cost of constructioneasy, just require less permits and paperwork to make a home and it would be cheaper
>>537011891obviously the latter wouldn't help at all nor be a net positive for society, unlike what i am suggesting
>>537011795That was another canadian, didn't bother reading that far back.You're coping and brown, this conversation is over.
>>537011996you didnt have to read far back because i quoted what i was responding to, nice try, but you are still a certified imbecile
>>537009179>Government power preventing production so a class of people can be rich off others is the opposite of capitalismNo, it isn't. It is 100% what capitalism is about. But capitalism has a lot of very good shills that spread a lot of propaganda about "true capitalism" that is meant to deceive people.The purpose of a system is what it does. The ultimate logic of capitalism is to block out potential competitors, even if some academic shill convinced you that's "technically wrong".
>>537011908>not having a house is better than having a house that you would never have to sell because you might want to but the price would be small so ... not having a house is better.we're invaded by subhuman newfag niggers.go on reddit you fit more there.
>>537012102>It is 100% what capitalism is about>The ultimate logic of capitalism is to block out potential competitorspic relatedlook. big corps want government mandates privileges, some people also want handouts, mandated monopolies (this is not even a big corp thing, some workers also want others to be kept out of their profession), imposed scarcity like boomers wanting high home value. some people even kill others to take their things. there's a profit motive to all of this, but that doesn't make it capitalism. capitalism is not anthing that people may do for money, by this logic, communism would also be capitalism because the regime in a socialist country would certainly be making a lot of money.lets focus on what the word actually means. capitalism is a system of non violence/theft and FREE market interchange with private property. this means no money printing (theft of people who work for theirs), no mandated scarcity or monopolies (bc then the market is not free if some can get money off others through this coercion), no taking money from people to give to big corps, no taking money from some to give to others (though i'd support this if its for people actually in need and doesnt involve high taxes on low income people just to buy votes), and of course no violence
>>537012202i did not say that. you cant even process what i said because you're dense as fuckwouldn't it make more sense to ask if you didnt understand? maybe its me, maybe im bad at explaining things. then why not just ask.or do you just think nothing of it when you don't quite understand something, because you constantly don't understand things? this is a theory i have about low IQ people, i think that's probably what's happening
>>537012202btw i've been banned from reddit countless times, and last time they did something to permanently ban my computer even if i change ip and delete all cookies and website data, i dont even know how, because i threatened to rape a foid there
>>537012545Yes, they are maximizing THEIR capital flow by blocking out competitors. It is completely logical from their point of view. Again, you're making a theoretical academic argument because you want to sanitize or salvage capitalism, to assure all of us that this is really a corruption. It's not. It's a feature, not a bug.
Why does the value even matter? You got a house, why are you whining?
>>537012711Ok so you're saying that kidnapping people to ask for ransom is, by capitalist logic, a business as legitimate as making food to sell? Because they're both trying to make a profit?Don't you think that if the idea of capitalism means non violence, then the former would not be allowed in real capitalism?
>>537010916are you retarded compadre?Food is being overproduced, you can put 4 tomato plants on a 1m x 1m square that will give you around 10 tomatoes per plant, there's enough soil to make food for infinite jeets if we would. Partially the same occurs with eggs and meat production. This is basic shit.You can't multiply houses like this though. But the more people you bring in, the more you need to put them in houses, there's an actual limit, and if there are ((laws)) preventing people from building more houses, the more demand will be for the ones that are already built. Nigger, half of the lawmakers in this shithole of a country are landlords with more than 3 homes.
>>537012862The US kidnapped Maduro to gain control of Venezuela's oil.
>>537009179birth rates aren't gonna go back up and they don't need to. there are already too many people. the boomers will die off (finally) and housing will eventually get cheaper again. it just won't be overnight.
Nothing about Banking is "fair". > Get a mortgage at 600,000 > price goes down to 300,000> still have to pay 1.2 million over the amortization.
What would be fair for homeowners is to kill them
>>537009179This is never going to get better until we address the cause. There is no bandaid solution that will force our capitalist rentier model of housing to work long term. The BEST we could ever hope for, as this graph shows, is a series of catastrophic booms and busts. That's as good as it gets with this system. The core issue is that we treat housing as an investment, primarily a financial instrument, rather than as a durable good. Every other physical, durable good you own depreciates in value over time and with use. That's true of your car, your electronics, your appliances, etc. But not your house. Because we treat housing primarily as an investment vehicle, it CANNOT ever be allowed to decrease in value. What is more, because it is an investment, it needs to constantly appreciate, and appreciate beyond the rate of inflation. If housing ever stopped outpacing inflation, the investors wouldn't make any profit and that will never be permitted. We have created a system where housing prices can ONLY ever continue to go up and keep going up. The concern of people having a place to live is wholly irrelevant to the market pressures at play here. The corporations buying all the empty houses and sitting on them literally do not care if no one can afford those houses. They are profitable to them sitting empty and simply appreciating as financial investments, with market activity driven by these corporations buying and selling these empty houses between each other. That's enough to keep the game going while the rest of us are left quite literally out in the cold. The only way housing will come down to a point of sanity is by ending the practice of treating homes as investments and allow them to depreciate and lose value like any other physical good meant to be used.
>>537009179homeowners do not give a shithomes are for living in not market speculation>oh if I decide to become homeless for some reason I will have less money to live in my van with
>>537013023no me jodas tio. claro. es que antes de que llegaran los panchitos en masa estaban produciendo mas comida de la necesaria para tirarla a la basura, entonces ahora que han venido, viene justa para todos, no?decis unas cosas... porque basicamente, de lo que has dicho, la conclusión lógica sería eso.por otro lado, tu te crees que yo estoy pidiendo que se MULTIPLIQUEN las casas? que se LLENE TODA ESPAÑA de casas y sea todo una macro ciudad y no quede nada de campo, por ejemplo? no. solo que se produzca suficiente para no tener estos precios.>there's an actual limit, and if there are ((laws)) preventing people from building more houses, the more demand will be for the ones that are already built. Nigger, half of the lawmakers in this shithole of a country are landlords with more than 3 homes.pues eso, si sabes que tengo razon, para que me discutes, si esto es lo mismo que digo yo
>>537013134the US is very far from real capitalism, ESPECIALLY your government's foreing policy and wars
>>537009179The problem isn't the number of houses, but the number of INVADERS.
>>537014038get a grip, people used to have like 5 kids per couple, if they still did then we'd have the same problem, would you then say they have to have less children?
>>537012862Holy shit, you are absolutely retarded
>>537009179Unlessyou want to take a Mortgage, you want low property values to pay less property tax.Even having an open mortgage shouldn't be a problem, as they typically don't change when the property value changes.
>>537009320American economics
In America there won't be anyone to rent or buy houses when boomers die and it's going to crash the economy. The wealth transfer isn't going to last long ans the US is going to lose most of it's industry.
>>537009179Nigger OP wants to live in a third world shithole like a boomer community in Florida.>>537011456>picYeah, damn. Those boomers are directly responsible for bringing in Somalian Jihad terrorism and money laundering. That anon's punishment is way too low; his boomer parents should be in prison instead.
>>537014089Betcha I can find a comfy starter home in your country for under 50 grand in 5 minutes searching the internet. What the fuck are you even complaining about here?
